GLEN BURNIE BANCORP (GLBZ) Fundamental Analysis & Valuation

NASDAQ:GLBZ • US3774071019

Current stock price

4.3 USD
-0.12 (-2.71%)
At close:
3.99 USD
-0.31 (-7.21%)
After Hours:

This GLBZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. GLBZ Profitability Analysis

1.1 Basic Checks

  • In the past year GLBZ was profitable.
  • In the past year GLBZ has reported a negative cash flow from operations.
  • GLBZ had positive earnings in 4 of the past 5 years.
  • GLBZ had a positive operating cash flow in each of the past 5 years.
GLBZ Yearly Net Income VS EBIT VS OCF VS FCFGLBZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M 2M 3M 4M

1.2 Ratios

  • GLBZ has a worse Return On Assets (0.01%) than 89.43% of its industry peers.
  • Looking at the Return On Equity, with a value of 0.13%, GLBZ is doing worse than 89.43% of the companies in the same industry.
Industry RankSector Rank
ROA 0.01%
ROE 0.13%
ROIC N/A
ROA(3y)0.28%
ROA(5y)0.36%
ROE(3y)5.88%
ROE(5y)5.84%
ROIC(3y)N/A
ROIC(5y)N/A
GLBZ Yearly ROA, ROE, ROICGLBZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of GLBZ (0.21%) is worse than 89.43% of its industry peers.
  • GLBZ does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 0.21%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GLBZ Yearly Profit, Operating, Gross MarginsGLBZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

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4

2. GLBZ Health Analysis

2.1 Basic Checks

  • GLBZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, GLBZ has more shares outstanding
  • The number of shares outstanding for GLBZ has been increased compared to 5 years ago.
  • There is no outstanding debt for GLBZ. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
GLBZ Yearly Shares OutstandingGLBZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M
GLBZ Yearly Total Debt VS Total AssetsGLBZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • GLBZ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC11.94%
GLBZ Yearly LT Debt VS Equity VS FCFGLBZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
GLBZ Yearly Current Assets VS Current LiabilitesGLBZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. GLBZ Growth Analysis

3.1 Past

  • The earnings per share for GLBZ have decreased strongly by -73.48% in the last year.
  • Looking at the last year, GLBZ shows a small growth in Revenue. The Revenue has grown by 0.23% in the last year.
  • GLBZ shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.72% yearly.
EPS 1Y (TTM)-73.48%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.82%
Revenue 1Y (TTM)0.23%
Revenue growth 3Y-2.54%
Revenue growth 5Y-2.72%
Sales Q2Q%7.15%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
GLBZ Yearly Revenue VS EstimatesGLBZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M

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0

4. GLBZ Valuation Analysis

4.1 Price/Earnings Ratio

  • GLBZ is valuated quite expensively with a Price/Earnings ratio of 430.00.
  • Compared to the rest of the industry, the Price/Earnings ratio of GLBZ indicates a rather expensive valuation: GLBZ more expensive than 88.66% of the companies listed in the same industry.
  • GLBZ is valuated expensively when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 430
Fwd PE N/A
GLBZ Price Earnings VS Forward Price EarningsGLBZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GLBZ Per share dataGLBZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. GLBZ Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.56%, GLBZ is a good candidate for dividend investing.
  • GLBZ's Dividend Yield is rather good when compared to the industry average which is at 2.57. GLBZ pays more dividend than 97.68% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, GLBZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.56%

5.2 History

  • The dividend of GLBZ decreases each year by -5.82%.
  • GLBZ has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-5.82%
Div Incr Years0
Div Non Decr Years0
GLBZ Yearly Dividends per shareGLBZ Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 0 0 0 0

5.3 Sustainability

  • GLBZ has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-3.85%
EPS Next 2YN/A
EPS Next 3YN/A
GLBZ Yearly Income VS Free CF VS DividendGLBZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M 2M 3M

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GLBZ Fundamentals: All Metrics, Ratios and Statistics

GLEN BURNIE BANCORP

NASDAQ:GLBZ (12/22/2025, 8:00:00 PM)

After market: 3.99 -0.31 (-7.21%)

4.3

-0.12 (-2.71%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-30
Earnings (Next)02-04
Inst Owners10.82%
Inst Owner Change0%
Ins Owners13.8%
Ins Owner Change0.39%
Market Cap12.56M
Revenue(TTM)12.22M
Net Income(TTM)26.00K
Analysts0
Price TargetN/A
Short Float %0.14%
Short Ratio0.38
Dividend
Industry RankSector Rank
Dividend Yield 7.56%
Yearly Dividend0.3
Dividend Growth(5Y)-5.82%
DP-3.85%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 430
Fwd PE N/A
P/S 1.03
P/FCF N/A
P/OCF N/A
P/B 0.61
P/tB 0.62
EV/EBITDA N/A
EPS(TTM)0.01
EY0.23%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.68
FCFYN/A
OCF(TTM)-0.67
OCFYN/A
SpS4.19
BVpS7.1
TBVpS6.99
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.26383 (-70.61%)
Profitability
Industry RankSector Rank
ROA 0.01%
ROE 0.13%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 0.21%
GM N/A
FCFM N/A
ROA(3y)0.28%
ROA(5y)0.36%
ROE(3y)5.88%
ROE(5y)5.84%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 9.67%
Cap/Sales 0.21%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC11.94%
ROIC/WACCN/A
Cap/Depr(3y)62.68%
Cap/Depr(5y)233.41%
Cap/Sales(3y)1.26%
Cap/Sales(5y)2.07%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-73.48%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.82%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)0.23%
Revenue growth 3Y-2.54%
Revenue growth 5Y-2.72%
Sales Q2Q%7.15%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-202.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-193.56%
OCF growth 3Y-80.3%
OCF growth 5Y-60.71%

GLEN BURNIE BANCORP / GLBZ Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GLEN BURNIE BANCORP (GLBZ) stock?

ChartMill assigns a fundamental rating of 2 / 10 to GLBZ.


What is the valuation status for GLBZ stock?

ChartMill assigns a valuation rating of 0 / 10 to GLEN BURNIE BANCORP (GLBZ). This can be considered as Overvalued.


Can you provide the profitability details for GLEN BURNIE BANCORP?

GLEN BURNIE BANCORP (GLBZ) has a profitability rating of 2 / 10.


What are the PE and PB ratios of GLEN BURNIE BANCORP (GLBZ) stock?

The Price/Earnings (PE) ratio for GLEN BURNIE BANCORP (GLBZ) is 430 and the Price/Book (PB) ratio is 0.61.