GLEN BURNIE BANCORP(NASDAQ:GLBZ) stock Fundamental Analysis

Fundamental Rating

We assign a fundamental rating of 2 out of 10 to GLBZ. GLBZ was compared to 397 industry peers in the Banks industry. GLBZ scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. GLBZ is valued expensive and it does not seem to be growing.

Quickly go to:

1. Profitability

1.1 Basic Checks

GLBZ had negative earnings in the past year.

In the past year GLBZ had a positive cash flow from operations.

Of the past 5 years GLBZ 4 years were profitable.

GLBZ had a positive operating cash flow in each of the past 5 years.

1.2 Ratios

GLBZ has a worse Return On Assets (-0.03%) than 90.18% of its industry peers.

GLBZ has a Return On Equity of -0.63%. This is amonst the worse of the industry: GLBZ underperforms 90.18% of its industry peers.

		Industry Rank	Sector Rank
ROA	-0.03%
ROE	-0.63%
ROIC	N/A

ROA(3y)0.28%

ROA(5y)0.36%

ROE(3y)5.88%

ROE(5y)5.84%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

GLBZ does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

GLBZ does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, GLBZ has more shares outstanding

Compared to 5 years ago, GLBZ has more shares outstanding

GLBZ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

There is no outstanding debt for GLBZ. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC11.7%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The earnings per share for GLBZ have decreased strongly by -107.81% in the last year.

Looking at the last year, GLBZ shows a decrease in Revenue. The Revenue has decreased by -8.63% in the last year.

Measured over the past years, GLBZ shows a decrease in Revenue. The Revenue has been decreasing by -2.72% on average per year.

EPS 1Y (TTM)-107.81%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-123.83%

Revenue 1Y (TTM)-8.63%

Revenue growth 3Y-2.54%

Revenue growth 5Y-2.72%

Sales Q2Q%-2.98%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for GLBZ. In the last year negative earnings were reported.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

GLBZ has a Yearly Dividend Yield of 7.53%, which is a nice return.

GLBZ's Dividend Yield is rather good when compared to the industry average which is at 3.49. GLBZ pays more dividend than 97.48% of the companies in the same industry.

Compared to an average S&P500 Dividend Yield of 2.43, GLBZ pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	7.53%

5.2 History

The dividend of GLBZ decreases each year by -5.82%.

GLBZ has been paying a dividend for at least 10 years, so it has a reliable track record.

As GLBZ did not decrease their dividend in the past 5 years, we can say the dividend looks stable.

Dividend Growth(5Y)-5.82%

Div Incr Years0

Div Non Decr Years8

5.3 Sustainability

The earnings of GLBZ are negative and hence is the payout ratio. GLBZ will probably not be able to sustain this dividend level.

DP-772.32%

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

GLEN BURNIE BANCORP

NASDAQ:GLBZ (5/5/2025, 8:14:43 PM)

5.2614

-0.05 (-0.92%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)04-30 2025-04-30

Earnings (Next)07-24 2025-07-24

Inst Owners7%

Inst Owner Change0.1%

Ins Owners14.4%

Ins Owner Change1.4%

Market Cap15.26M

Analysts0

Price TargetN/A

Short Float %0.09%

Short Ratio0.32

Dividend

		Industry Rank	Sector Rank
Dividend Yield	7.53%

Yearly Dividend0.3

Dividend Growth(5Y)-5.82%

DP-772.32%

Div Incr Years0

Div Non Decr Years8

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)N/A

PT rev (3m)N/A

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	1.26
P/FCF	N/A
P/OCF	544.93
P/B	0.86
P/tB	0.86
EV/EBITDA	N/A

EPS(TTM)-0.04

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.02

FCFYN/A

OCF(TTM)0.01

OCFY0.18%

SpS4.17

BVpS6.14

TBVpS6.14

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	-0.03%
ROE	-0.63%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	N/A
FCFM	N/A

ROA(3y)0.28%

ROA(5y)0.36%

ROE(3y)5.88%

ROE(5y)5.84%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score3

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	34.03%
Cap/Sales	0.67%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score3

WACC11.7%

ROIC/WACCN/A

Cap/Depr(3y)62.68%

Cap/Depr(5y)233.41%

Cap/Sales(3y)1.26%

Cap/Sales(5y)2.07%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-107.81%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-123.83%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-8.63%

Revenue growth 3Y-2.54%

Revenue growth 5Y-2.72%

Sales Q2Q%-2.98%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-104.25%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-98%

OCF growth 3Y-80.3%

OCF growth 5Y-60.71%

GLEN BURNIE BANCORP (GLBZ) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens