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GREAT ELM CAPITAL CORP (GECC) Stock Fundamental Analysis

NASDAQ:GECC - US3903207039 - Common Stock

11.2499 USD
0 (0%)
Last: 9/2/2025, 9:37:00 AM
Fundamental Rating

3

GECC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 239 industry peers in the Capital Markets industry. GECC has a medium profitability rating, but doesn't score so well on its financial health evaluation. GECC has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year GECC was profitable.
In the past year GECC has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: GECC reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: GECC reported negative operating cash flow in multiple years.
GECC Yearly Net Income VS EBIT VS OCF VS FCFGECC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M -80M

1.2 Ratios

GECC's Return On Assets of 4.28% is fine compared to the rest of the industry. GECC outperforms 64.44% of its industry peers.
Looking at the Return On Equity, with a value of 12.52%, GECC is in the better half of the industry, outperforming 69.04% of the companies in the same industry.
GECC has a Return On Invested Capital (4.03%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for GECC is below the industry average of 7.59%.
The 3 year average ROIC (3.63%) for GECC is below the current ROIC(4.03%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.28%
ROE 12.52%
ROIC 4.03%
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
GECC Yearly ROA, ROE, ROICGECC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

GECC has a better Profit Margin (36.80%) than 80.33% of its industry peers.
With a decent Operating Margin value of 36.02%, GECC is doing good in the industry, outperforming 65.27% of the companies in the same industry.
GECC's Operating Margin has declined in the last couple of years.
GECC's Gross Margin of 45.51% is in line compared to the rest of the industry. GECC outperforms 46.44% of its industry peers.
In the last couple of years the Gross Margin of GECC has declined.
Industry RankSector Rank
OM 36.02%
PM (TTM) 36.8%
GM 45.51%
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
GECC Yearly Profit, Operating, Gross MarginsGECC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200 -300

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0

2. Health

2.1 Basic Checks

GECC has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, GECC has more shares outstanding
GECC has a better debt/assets ratio than last year.
GECC Yearly Shares OutstandingGECC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
GECC Yearly Total Debt VS Total AssetsGECC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

Based on the Altman-Z score of -0.31, we must say that GECC is in the distress zone and has some risk of bankruptcy.
GECC has a worse Altman-Z score (-0.31) than 76.99% of its industry peers.
A Debt/Equity ratio of 1.40 is on the high side and indicates that GECC has dependencies on debt financing.
GECC's Debt to Equity ratio of 1.40 is on the low side compared to the rest of the industry. GECC is outperformed by 66.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF N/A
Altman-Z -0.31
ROIC/WACCN/A
WACCN/A
GECC Yearly LT Debt VS Equity VS FCFGECC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M

2.3 Liquidity

A Current Ratio of 0.07 indicates that GECC may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.07, GECC is doing worse than 91.21% of the companies in the same industry.
A Quick Ratio of 0.07 indicates that GECC may have some problems paying its short term obligations.
GECC has a Quick ratio of 0.07. This is amonst the worse of the industry: GECC underperforms 91.21% of its industry peers.
Industry RankSector Rank
Current Ratio 0.07
Quick Ratio 0.07
GECC Yearly Current Assets VS Current LiabilitesGECC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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4

3. Growth

3.1 Past

GECC shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.32%.
The earnings per share for GECC have been decreasing by -26.17% on average. This is quite bad
GECC shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.10%.
The Revenue has been growing slightly by 7.78% on average over the past years.
EPS 1Y (TTM)-1.32%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%59.38%
Revenue 1Y (TTM)29.1%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%49.53%

3.2 Future

The Earnings Per Share is expected to grow by 8.35% on average over the next years. This is quite good.
Based on estimates for the next years, GECC will show a small growth in Revenue. The Revenue will grow by 7.83% on average per year.
EPS Next Y26.7%
EPS Next 2Y8.35%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year19.52%
Revenue Next 2Y7.83%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
GECC Yearly Revenue VS EstimatesGECC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
GECC Yearly EPS VS EstimatesGECC Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6 8

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6

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 7.50, the valuation of GECC can be described as very cheap.
88.70% of the companies in the same industry are more expensive than GECC, based on the Price/Earnings ratio.
GECC is valuated cheaply when we compare the Price/Earnings ratio to 27.13, which is the current average of the S&P500 Index.
GECC is valuated cheaply with a Price/Forward Earnings ratio of 7.49.
Based on the Price/Forward Earnings ratio, GECC is valued cheaply inside the industry as 90.80% of the companies are valued more expensively.
GECC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.76.
Industry RankSector Rank
PE 7.5
Fwd PE 7.49
GECC Price Earnings VS Forward Price EarningsGECC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GECC Per share dataGECC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.28
PEG (5Y)N/A
EPS Next 2Y8.35%
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

GECC has a Yearly Dividend Yield of 13.16%, which is a nice return.
GECC's Dividend Yield is rather good when compared to the industry average which is at 7.91. GECC pays more dividend than 85.36% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, GECC pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.16%

5.2 History

The dividend of GECC decreases each year by -23.69%.
GECC has been paying a dividend for over 5 years, so it has already some track record.
GECC has decreased its dividend recently.
Dividend Growth(5Y)-23.69%
Div Incr Years1
Div Non Decr Years1
GECC Yearly Dividends per shareGECC Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

5.3 Sustainability

95.97% of the earnings are spent on dividend by GECC. This is not a sustainable payout ratio.
DP95.97%
EPS Next 2Y8.35%
EPS Next 3YN/A
GECC Yearly Income VS Free CF VS DividendGECC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M -80M
GECC Dividend Payout.GECC Dividend Payout, showing the Payout Ratio.GECC Dividend Payout.PayoutRetained Earnings

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GREAT ELM CAPITAL CORP

NASDAQ:GECC (9/2/2025, 9:37:00 AM)

11.2499

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-04 2025-08-04/amc
Earnings (Next)10-29 2025-10-29/amc
Inst Owners13.6%
Inst Owner Change1.81%
Ins Owners1.95%
Ins Owner Change-2.37%
Market Cap130.16M
Analysts76
Price Target12.24 (8.8%)
Short Float %0.74%
Short Ratio1.7
Dividend
Industry RankSector Rank
Dividend Yield 13.16%
Yearly Dividend1.57
Dividend Growth(5Y)-23.69%
DP95.97%
Div Incr Years1
Div Non Decr Years1
Ex-Date09-15 2025-09-15 (0.37)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.74%
Min EPS beat(2)3.2%
Max EPS beat(2)14.29%
EPS beat(4)3
Avg EPS beat(4)-4.92%
Min EPS beat(4)-44.37%
Max EPS beat(4)14.29%
EPS beat(8)3
Avg EPS beat(8)-7.33%
EPS beat(12)6
Avg EPS beat(12)-4.97%
EPS beat(16)9
Avg EPS beat(16)16.71%
Revenue beat(2)2
Avg Revenue beat(2)8.45%
Min Revenue beat(2)5.59%
Max Revenue beat(2)11.31%
Revenue beat(4)4
Avg Revenue beat(4)22.43%
Min Revenue beat(4)5.37%
Max Revenue beat(4)67.44%
Revenue beat(8)5
Avg Revenue beat(8)10.27%
Revenue beat(12)8
Avg Revenue beat(12)8.72%
Revenue beat(16)9
Avg Revenue beat(16)3.74%
PT rev (1m)4.35%
PT rev (3m)9.09%
EPS NQ rev (1m)-35.48%
EPS NQ rev (3m)-29.58%
EPS NY rev (1m)-1.85%
EPS NY rev (3m)-0.21%
Revenue NQ rev (1m)-19.15%
Revenue NQ rev (3m)-6.83%
Revenue NY rev (1m)-2.99%
Revenue NY rev (3m)-4.03%
Valuation
Industry RankSector Rank
PE 7.5
Fwd PE 7.49
P/S 2.73
P/FCF N/A
P/OCF N/A
P/B 0.93
P/tB 0.93
EV/EBITDA N/A
EPS(TTM)1.5
EY13.33%
EPS(NY)1.5
Fwd EY13.36%
FCF(TTM)-1.65
FCFYN/A
OCF(TTM)-1.65
OCFYN/A
SpS4.12
BVpS12.1
TBVpS12.1
PEG (NY)0.28
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 4.28%
ROE 12.52%
ROCE 5.1%
ROIC 4.03%
ROICexc 4.04%
ROICexgc 4.05%
OM 36.02%
PM (TTM) 36.8%
GM 45.51%
FCFM N/A
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
ROICexc(3y)3.64%
ROICexc(5y)3.92%
ROICexgc(3y)3.66%
ROICexgc(5y)3.93%
ROCE(3y)4.6%
ROCE(5y)4.63%
ROICexcg growth 3Y-12.94%
ROICexcg growth 5Y-6.56%
ROICexc growth 3Y-12.9%
ROICexc growth 5Y-6.56%
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
F-Score4
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.12
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.07
Quick Ratio 0.07
Altman-Z -0.31
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.32%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%59.38%
EPS Next Y26.7%
EPS Next 2Y8.35%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)29.1%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%49.53%
Revenue Next Year19.52%
Revenue Next 2Y7.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y33.56%
EBIT growth 3Y1.26%
EBIT growth 5Y2.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-317.32%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-317.32%
OCF growth 3YN/A
OCF growth 5YN/A