GREAT ELM CAPITAL CORP (GECC) Stock Fundamental Analysis
NASDAQ:GECC - Nasdaq - US3903207039 - Common Stock - Currency: USD
Taking everything into account, GECC scores 3 out of 10 in our fundamental rating. GECC was compared to 231 industry peers in the Capital Markets industry. GECC has a bad profitability rating. Also its financial health evaluation is rather negative. GECC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year GECC was profitable.
In the past year GECC has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: GECC reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: GECC reported negative operating cash flow in multiple years.
1.2 Ratios
GECC has a worse Return On Assets (1.04%) than 65.37% of its industry peers.
GECC has a worse Return On Equity (2.61%) than 68.40% of its industry peers.
With a Return On Invested Capital value of 3.10%, GECC is not doing good in the industry: 60.17% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for GECC is below the industry average of 7.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.04% | ||
| ROE | 2.61% | ||
| ROIC | 3.1% |
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
1.3 Margins
The Profit Margin of GECC (9.04%) is worse than 63.20% of its industry peers.
GECC has a Operating Margin (32.55%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of GECC has declined.
GECC has a Gross Margin of 43.89%. This is comparable to the rest of the industry: GECC outperforms 43.29% of its industry peers.
In the last couple of years the Gross Margin of GECC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.55% | ||
| PM (TTM) | 9.04% | ||
| GM | 43.89% |
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
2. Health
2.1 Basic Checks
The number of shares outstanding for GECC has been increased compared to 1 year ago.
Compared to 5 years ago, GECC has more shares outstanding
GECC has a better debt/assets ratio than last year.
2.2 Solvency
GECC has an Altman-Z score of -0.23. This is a bad value and indicates that GECC is not financially healthy and even has some risk of bankruptcy.
GECC has a Altman-Z score of -0.23. This is in the lower half of the industry: GECC underperforms 77.92% of its industry peers.
A Debt/Equity ratio of 1.39 is on the high side and indicates that GECC has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.39, GECC is doing worse than 67.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.23 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.55 indicates that GECC may have some problems paying its short term obligations.
GECC has a Current ratio of 0.55. This is in the lower half of the industry: GECC underperforms 72.29% of its industry peers.
GECC has a Quick Ratio of 0.55. This is a bad value and indicates that GECC is not financially healthy enough and could expect problems in meeting its short term obligations.
GECC has a Quick ratio of 0.55. This is in the lower half of the industry: GECC underperforms 72.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for GECC have decreased strongly by -20.12% in the last year.
Measured over the past years, GECC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.17% on average per year.
GECC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.76%.
GECC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.78% yearly.
EPS 1Y (TTM)-20.12%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%8.11%
Revenue 1Y (TTM)9.76%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%40.25%
3.2 Future
Based on estimates for the next years, GECC will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.80% on average per year.
GECC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.46% yearly.
EPS Next Y26.97%
EPS Next 2Y12.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year24.54%
Revenue Next 2Y11.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
GECC is valuated reasonably with a Price/Earnings ratio of 8.16.
Compared to the rest of the industry, the Price/Earnings ratio of GECC indicates a rather cheap valuation: GECC is cheaper than 82.68% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.91, GECC is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.56, the valuation of GECC can be described as very cheap.
GECC's Price/Forward Earnings ratio is rather cheap when compared to the industry. GECC is cheaper than 93.07% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of GECC to the average of the S&P500 Index (21.77), we can say GECC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 6.56 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
GECC's earnings are expected to grow with 12.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.3
PEG (5Y)N/A
EPS Next 2Y12.8%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.88%, GECC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.18, GECC pays a better dividend. On top of this GECC pays more dividend than 86.58% of the companies listed in the same industry.
GECC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.88% |
5.2 History
The dividend of GECC decreases each year by -23.69%.
GECC has been paying a dividend for over 5 years, so it has already some track record.
The dividend of GECC decreased recently.
Dividend Growth(5Y)-23.69%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
424.29% of the earnings are spent on dividend by GECC. This is not a sustainable payout ratio.
DP424.29%
EPS Next 2Y12.8%
EPS Next 3YN/A
NASDAQ:GECC (5/27/2025, 2:46:53 PM)
10.69
+0.05 (+0.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners13.29%
Inst Owner Change-16.59%
Ins Owners2.02%
Ins Owner Change-0.04%
Market Cap123.36M
Analysts76
Price Target11.22 (4.96%)
Short Float %0.5%
Short Ratio1.1
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.88% |
Yearly Dividend1.57
Dividend Growth(5Y)-23.69%
DP424.29%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-18.59%
Min EPS beat(2)-44.37%
Max EPS beat(2)7.2%
EPS beat(4)1
Avg EPS beat(4)-14.98%
Min EPS beat(4)-44.37%
Max EPS beat(4)7.2%
EPS beat(8)3
Avg EPS beat(8)-7.53%
EPS beat(12)6
Avg EPS beat(12)7.69%
EPS beat(16)8
Avg EPS beat(16)15.72%
Revenue beat(2)2
Avg Revenue beat(2)36.41%
Min Revenue beat(2)5.37%
Max Revenue beat(2)67.44%
Revenue beat(4)2
Avg Revenue beat(4)16.27%
Min Revenue beat(4)-4.4%
Max Revenue beat(4)67.44%
Revenue beat(8)5
Avg Revenue beat(8)9.95%
Revenue beat(12)6
Avg Revenue beat(12)4.55%
Revenue beat(16)8
Avg Revenue beat(16)2.35%
PT rev (1m)0%
PT rev (3m)2.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.29%
EPS NY rev (1m)9.88%
EPS NY rev (3m)12.01%
Revenue NQ rev (1m)-1.12%
Revenue NQ rev (3m)0.99%
Revenue NY rev (1m)16.78%
Revenue NY rev (3m)18.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 6.56 | ||
| P/S | 3.14 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.91 | ||
| P/tB | 0.91 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.31
EY12.25%
EPS(NY)1.63
Fwd EY15.23%
FCF(TTM)-7.16
FCFYN/A
OCF(TTM)-7.16
OCFYN/A
SpS3.41
BVpS11.79
TBVpS11.79
PEG (NY)0.3
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.04% | ||
| ROE | 2.61% | ||
| ROCE | 3.93% | ||
| ROIC | 3.1% | ||
| ROICexc | 3.1% | ||
| ROICexgc | 3.11% | ||
| OM | 32.55% | ||
| PM (TTM) | 9.04% | ||
| GM | 43.89% | ||
| FCFM | N/A |
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
ROICexc(3y)3.64%
ROICexc(5y)3.92%
ROICexgc(3y)3.66%
ROICexgc(5y)3.93%
ROCE(3y)4.6%
ROCE(5y)4.63%
ROICexcg growth 3Y-12.94%
ROICexcg growth 5Y-6.56%
ROICexc growth 3Y-12.9%
ROICexc growth 5Y-6.56%
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
F-Score2
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | -0.23 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.12%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%8.11%
EPS Next Y26.97%
EPS Next 2Y12.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)9.76%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%40.25%
Revenue Next Year24.54%
Revenue Next 2Y11.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-0.25%
EBIT growth 3Y1.26%
EBIT growth 5Y2.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-421.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-421.89%
OCF growth 3YN/A
OCF growth 5YN/A