25.185 USD
-0.05 (-0.18%)
Overall GAINL gets a fundamental rating of 2 out of 10. We evaluated GAINL against 238 industry peers in the Capital Markets industry. While GAINL is still in line with the averages on profitability rating, there are concerns on its financial health. GAINL does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
GAINL had positive earnings in the past year.
In the past year GAINL has reported a negative cash flow from operations.
GAINL had positive earnings in each of the past 5 years.
In multiple years GAINL reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 8.11%, GAINL belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
GAINL has a Return On Equity of 17.33%. This is amongst the best in the industry. GAINL outperforms 82.35% of its industry peers.
GAINL has a Return On Invested Capital of 0.92%. This is in the lower half of the industry: GAINL underperforms 68.91% of its industry peers.
The Average Return On Invested Capital over the past 3 years for GAINL is in line with the industry average of 6.96%.
The 3 year average ROIC (5.77%) for GAINL is well above the current ROIC(0.92%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROIC | 0.92% |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
1.3 Margins
GAINL's Profit Margin of 104.69% is amongst the best of the industry. GAINL outperforms 97.48% of its industry peers.
In the last couple of years the Profit Margin of GAINL has declined.
GAINL has a Operating Margin of 14.32%. This is in the lower half of the industry: GAINL underperforms 62.60% of its industry peers.
GAINL's Operating Margin has declined in the last couple of years.
GAINL's Gross Margin of 1.75% is on the low side compared to the rest of the industry. GAINL is outperformed by 70.59% of its industry peers.
GAINL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% |
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
2. Health
2.1 Basic Checks
The number of shares outstanding for GAINL has been increased compared to 1 year ago.
The number of shares outstanding for GAINL has been increased compared to 5 years ago.
The debt/assets ratio for GAINL is higher compared to a year ago.
2.2 Solvency
GAINL has an Altman-Z score of 1.00. This is a bad value and indicates that GAINL is not financially healthy and even has some risk of bankruptcy.
GAINL has a Altman-Z score (1.00) which is in line with its industry peers.
A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINL has dependencies on debt financing.
GAINL has a Debt to Equity ratio (1.04) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.19 indicates that GAINL may have some problems paying its short term obligations.
The Current ratio of GAINL (0.19) is worse than 89.50% of its industry peers.
A Quick Ratio of 0.19 indicates that GAINL may have some problems paying its short term obligations.
GAINL's Quick ratio of 0.19 is on the low side compared to the rest of the industry. GAINL is outperformed by 89.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
GAINL shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.02%.
GAINL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
Looking at the last year, GAINL shows a very negative growth in Revenue. The Revenue has decreased by -45.46% in the last year.
Measured over the past years, GAINL shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
3.2 Future
Based on estimates for the next years, GAINL will show a decrease in Earnings Per Share. The EPS will decrease by -1.57% on average per year.
GAINL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.77% yearly.
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
GAINL is valuated quite expensively with a Price/Earnings ratio of 25.96.
Based on the Price/Earnings ratio, GAINL is valued a bit more expensive than the industry average as 67.65% of the companies are valued more cheaply.
GAINL is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.11, which is the current average of the S&P500 Index.
GAINL is valuated quite expensively with a Price/Forward Earnings ratio of 26.80.
GAINL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. GAINL is more expensive than 67.23% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.21. GAINL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.96 | ||
| Fwd PE | 26.8 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
GAINL has a Yearly Dividend Yield of 6.87%, which is a nice return.
GAINL's Dividend Yield is a higher than the industry average which is at 8.39.
GAINL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
5.2 History
On average, the dividend of GAINL grows each year by 9.97%, which is quite nice.
GAINL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)9.97%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
87.69% of the earnings are spent on dividend by GAINL. This is not a sustainable payout ratio.
The Dividend Rate of GAINL has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-1.57%
EPS Next 3YN/A
GLADSTONE INVESTMENT COR - GAIN 8 08/01/28
NASDAQ:GAINL (12/1/2025, 8:17:54 PM)
25.185
-0.05 (-0.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners15.24%
Inst Owner ChangeN/A
Ins Owners1.83%
Ins Owner ChangeN/A
Market Cap998.59M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target26.45 (5.02%)
Short Float %0.04%
Short Ratio3.42
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-4.57%
Revenue beat(12)4
Avg Revenue beat(12)-4.36%
Revenue beat(16)7
Avg Revenue beat(16)4.28%
PT rev (1m)0.04%
PT rev (3m)3.15%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)0%
EPS NY rev (3m)1.58%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)1.39%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.96 | ||
| Fwd PE | 26.8 | ||
| P/S | 11.26 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.86 | ||
| P/tB | 1.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.97
EY3.85%
EPS(NY)0.94
Fwd EY3.73%
FCF(TTM)-4.29
FCFYN/A
OCF(TTM)-4.29
OCFYN/A
SpS2.24
BVpS13.51
TBVpS13.51
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.11% | ||
| ROE | 17.33% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.92% | ||
| ROICexgc | 0.92% | ||
| OM | 14.32% | ||
| PM (TTM) | 104.69% | ||
| GM | 1.75% | ||
| FCFM | N/A |
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 1 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.45%
EPS Next 2Y-1.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year7.07%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%
GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 / GAINL FAQ
Can you provide the ChartMill fundamental rating for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28?
ChartMill assigns a fundamental rating of 2 / 10 to GAINL.
What is the valuation status for GAINL stock?
ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL). This can be considered as Overvalued.
Can you provide the profitability details for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28?
GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) has a profitability rating of 4 / 10.
What is the financial health of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) stock?
The financial health rating of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) is 0 / 10.
How sustainable is the dividend of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) stock?
The dividend rating of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) is 5 / 10 and the dividend payout ratio is 87.69%.