GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:GAINL • US3765468752

25.219 USD
+0.04 (+0.15%)
Last: Dec 15, 2025, 08:00 PM
Fundamental Rating

2

Taking everything into account, GAINL scores 2 out of 10 in our fundamental rating. GAINL was compared to 238 industry peers in the Capital Markets industry. GAINL has a medium profitability rating, but doesn't score so well on its financial health evaluation. GAINL does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year GAINL was profitable.
  • GAINL had a negative operating cash flow in the past year.
  • Each year in the past 5 years GAINL has been profitable.
  • In multiple years GAINL reported negative operating cash flow during the last 5 years.
GAINL Yearly Net Income VS EBIT VS OCF VS FCFGAINL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • The Return On Assets of GAINL (8.11%) is better than 85.29% of its industry peers.
  • GAINL's Return On Equity of 17.33% is amongst the best of the industry. GAINL outperforms 82.35% of its industry peers.
  • With a Return On Invested Capital value of 0.92%, GAINL is not doing good in the industry: 68.49% of the companies in the same industry are doing better.
  • Measured over the past 3 years, the Average Return On Invested Capital for GAINL is in line with the industry average of 7.28%.
  • The last Return On Invested Capital (0.92%) for GAINL is well below the 3 year average (5.77%), which needs to be investigated, but indicates that GAINL had better years and this may not be a problem.
Industry RankSector Rank
ROA 8.11%
ROE 17.33%
ROIC 0.92%
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
GAINL Yearly ROA, ROE, ROICGAINL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • GAINL's Profit Margin of 104.69% is amongst the best of the industry. GAINL outperforms 97.06% of its industry peers.
  • GAINL's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 14.32%, GAINL is doing worse than 61.76% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GAINL has declined.
  • GAINL's Gross Margin of 1.75% is on the low side compared to the rest of the industry. GAINL is outperformed by 71.01% of its industry peers.
  • GAINL's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 14.32%
PM (TTM) 104.69%
GM 1.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
GAINL Yearly Profit, Operating, Gross MarginsGAINL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • The number of shares outstanding for GAINL has been increased compared to 1 year ago.
  • Compared to 5 years ago, GAINL has more shares outstanding
  • GAINL has a worse debt/assets ratio than last year.
GAINL Yearly Shares OutstandingGAINL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
GAINL Yearly Total Debt VS Total AssetsGAINL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.00, we must say that GAINL is in the distress zone and has some risk of bankruptcy.
  • GAINL's Altman-Z score of 1.00 is in line compared to the rest of the industry. GAINL outperforms 55.46% of its industry peers.
  • A Debt/Equity ratio of 1.04 is on the high side and indicates that GAINL has dependencies on debt financing.
  • GAINL has a Debt to Equity ratio of 1.04. This is comparable to the rest of the industry: GAINL outperforms 46.64% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF N/A
Altman-Z 1
ROIC/WACCN/A
WACCN/A
GAINL Yearly LT Debt VS Equity VS FCFGAINL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.19 indicates that GAINL may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.19, GAINL is doing worse than 89.08% of the companies in the same industry.
  • A Quick Ratio of 0.19 indicates that GAINL may have some problems paying its short term obligations.
  • GAINL has a worse Quick ratio (0.19) than 89.08% of its industry peers.
Industry RankSector Rank
Current Ratio 0.19
Quick Ratio 0.19
GAINL Yearly Current Assets VS Current LiabilitesGAINL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • GAINL shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.02%.
  • GAINL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.66% yearly.
  • GAINL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.46%.
  • GAINL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%

3.2 Future

  • The Earnings Per Share is expected to decrease by -3.46% on average over the next years.
  • Based on estimates for the next years, GAINL will show a small growth in Revenue. The Revenue will grow by 6.84% on average per year.
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.66%
Revenue Next 2Y6.84%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GAINL Yearly Revenue VS EstimatesGAINL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
GAINL Yearly EPS VS EstimatesGAINL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 26.00, which means the current valuation is very expensive for GAINL.
  • Based on the Price/Earnings ratio, GAINL is valued a bit more expensive than the industry average as 65.97% of the companies are valued more cheaply.
  • GAINL is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 27.90, which means the current valuation is very expensive for GAINL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GAINL indicates a slightly more expensive valuation: GAINL is more expensive than 68.07% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.20. GAINL is around the same levels.
Industry RankSector Rank
PE 26
Fwd PE 27.9
GAINL Price Earnings VS Forward Price EarningsGAINL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GAINL Per share dataGAINL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • GAINL's earnings are expected to decrease with -3.46% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 7.02%, GAINL is a good candidate for dividend investing.
  • GAINL's Dividend Yield is a higher than the industry average which is at 6.03.
  • Compared to an average S&P500 Dividend Yield of 1.82, GAINL pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.02%

5.2 History

  • On average, the dividend of GAINL grows each year by 9.97%, which is quite nice.
  • GAINL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)9.97%
Div Incr Years1
Div Non Decr Years1
GAINL Yearly Dividends per shareGAINL Yearly Dividends per shareYearly Dividends per share 2021 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 87.69% of the earnings are spent on dividend by GAINL. This is not a sustainable payout ratio.
  • GAINL's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.69%
EPS Next 2Y-3.46%
EPS Next 3YN/A
GAINL Yearly Income VS Free CF VS DividendGAINL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
GAINL Dividend Payout.GAINL Dividend Payout, showing the Payout Ratio.GAINL Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

GLADSTONE INVESTMENT COR - GAIN 8 08/01/28

NASDAQ:GAINL (12/15/2025, 8:00:02 PM)

25.219

+0.04 (+0.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-04
Earnings (Next)02-10
Inst Owners16.59%
Inst Owner ChangeN/A
Ins Owners1.76%
Ins Owner ChangeN/A
Market Cap999.93M
Revenue(TTM)88.68M
Net Income(TTM)92.84M
Analysts78.33
Price Target26.12 (3.57%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.02%
Yearly Dividend1.66
Dividend Growth(5Y)9.97%
DP87.69%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.03%
Min EPS beat(2)3.29%
Max EPS beat(2)4.76%
EPS beat(4)3
Avg EPS beat(4)3.54%
Min EPS beat(4)-2.81%
Max EPS beat(4)8.93%
EPS beat(8)3
Avg EPS beat(8)-1.66%
EPS beat(12)4
Avg EPS beat(12)-1.73%
EPS beat(16)7
Avg EPS beat(16)1.13%
Revenue beat(2)1
Avg Revenue beat(2)-2.25%
Min Revenue beat(2)-4.9%
Max Revenue beat(2)0.4%
Revenue beat(4)2
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)6.43%
Revenue beat(8)3
Avg Revenue beat(8)-4.57%
Revenue beat(12)4
Avg Revenue beat(12)-4.36%
Revenue beat(16)7
Avg Revenue beat(16)4.28%
PT rev (1m)-1.26%
PT rev (3m)2.17%
EPS NQ rev (1m)-3.68%
EPS NQ rev (3m)-2.7%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)-0.06%
Revenue NQ rev (1m)-0.84%
Revenue NQ rev (3m)0.08%
Revenue NY rev (1m)1.48%
Revenue NY rev (3m)1.48%
Valuation
Industry RankSector Rank
PE 26
Fwd PE 27.9
P/S 11.28
P/FCF N/A
P/OCF N/A
P/B 1.87
P/tB 1.87
EV/EBITDA N/A
EPS(TTM)0.97
EY3.85%
EPS(NY)0.9
Fwd EY3.58%
FCF(TTM)-4.29
FCFYN/A
OCF(TTM)-4.29
OCFYN/A
SpS2.24
BVpS13.51
TBVpS13.51
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17.17
Profitability
Industry RankSector Rank
ROA 8.11%
ROE 17.33%
ROCE 1.16%
ROIC 0.92%
ROICexc 0.92%
ROICexgc 0.92%
OM 14.32%
PM (TTM) 104.69%
GM 1.75%
FCFM N/A
ROA(3y)6.74%
ROA(5y)8.13%
ROE(3y)12.83%
ROE(5y)14.51%
ROIC(3y)5.77%
ROIC(5y)4.86%
ROICexc(3y)5.82%
ROICexc(5y)4.9%
ROICexgc(3y)5.83%
ROICexgc(5y)4.91%
ROCE(3y)7.3%
ROCE(5y)6.15%
ROICexgc growth 3Y31.76%
ROICexgc growth 5Y-7.75%
ROICexc growth 3Y31.74%
ROICexc growth 5Y-7.75%
OM growth 3Y19.86%
OM growth 5Y-5.22%
PM growth 3Y-29.25%
PM growth 5YN/A
GM growth 3Y24.26%
GM growth 5Y-8.83%
F-Score3
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.19
Quick Ratio 0.19
Altman-Z 1
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.02%
EPS 3Y29.18%
EPS 5Y-2.66%
EPS Q2Q%0%
EPS Next Y-1.5%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.46%
Revenue growth 3Y21.71%
Revenue growth 5Y8.01%
Sales Q2Q%12.03%
Revenue Next Year8.66%
Revenue Next 2Y6.84%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.01%
EBIT growth 3Y45.88%
EBIT growth 5Y2.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-85.4%
FCF growth 3Y-23.62%
FCF growth 5Y-14.32%
OCF growth 1Y-85.4%
OCF growth 3Y-23.62%
OCF growth 5Y-14.32%

GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 / GAINL FAQ

Can you provide the ChartMill fundamental rating for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28?

ChartMill assigns a fundamental rating of 2 / 10 to GAINL.


Can you provide the valuation status for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28?

ChartMill assigns a valuation rating of 1 / 10 to GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL). This can be considered as Overvalued.


How profitable is GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) stock?

GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) has a profitability rating of 4 / 10.


What is the valuation of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) is 26 and the Price/Book (PB) ratio is 1.87.


What is the earnings growth outlook for GLADSTONE INVESTMENT COR - GAIN 8 08/01/28?

The Earnings per Share (EPS) of GLADSTONE INVESTMENT COR - GAIN 8 08/01/28 (GAINL) is expected to decline by -1.5% in the next year.