NASDAQ:FXNC • US32106V1070
| 2025 (2025-12-31) | 2024 (2024-12-31) | 2023 (2023-12-31) | 2022 (2022-12-31) | 2021 (2021-12-31) | ||||
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Current Assets | ||||||||
| Cash Due From Banks | 14.59M | 17.44M | 12.04M | 14.56M | 13.09M | |||
| Investments | 472.36M | 423.17M | 378.30M | 370.34M | 487.61M | |||
| Net Loans | 1.44B | 1.45B | 957.46M | 913.10M | 819.40M | |||
| Non-Current Assets | ||||||||
| PPE Net | 34.56M | 36.83M | 22.47M | 22.40M | 22.70M | |||
| Goodwill | 3.03M | 3.03M | 3.03M | 3.00M | 3.00M | |||
| Intangibles | 13.22M | 14.99M | 117.00K | 100.00K | 200.00K | |||
| TOTAL ASSETS | 2.04B | 2.01B | 1.42B | 1.37B | 1.39B | |||
| LIABILITIES | ||||||||
| Total Deposits | 1.80B | 1.80B | 1.23B | 1.24B | 1.25B | |||
| Current Liabilities | ||||||||
| Short Term Debt | N/A | 0.00 | 50.00M | N/A | N/A | |||
| Accrued Expenses | N/A | 2.02M | 330.00K | 500.00K | 300.00K | |||
| Accounts Payable | 10.36M | 7.50M | 4.69M | 4.90M | 4.10M | |||
| Total Current Liabilities | 10.36M | 9.52M | 55.02M | 5.40M | 4.40M | |||
| Non-Current Liabilities | ||||||||
| Long Term Debt | 42.59M | 30.45M | 14.28M | 14.30M | 19.30M | |||
| Total Non-Current Liabilities | 1.84B | 1.83B | 1.25B | 1.26B | 1.27B | |||
| TOTAL LIABILITIES | 1.85B | 1.84B | 1.30B | 1.26B | 1.27B | |||
| SHAREHOLDERS' EQUITY | ||||||||
| Retained Earnings | 108.94M | 96.95M | 94.20M | 90.30M | 77.00M | |||
| Additional Paid In Capital | 78.22M | 77.06M | 32.95M | 32.70M | 32.00M | |||
| Common Shares | 11.28M | 11.22M | 7.83M | 7.80M | 7.80M | |||
| Other Shareholders' Equity | -12.24M | 2.13M | 1.97M | 2.10M | 700.00K | |||
| Shares Outstanding | 9.03M | 8.97M | 6.26M | 6.30M | 6.20M | |||
| Tangible Book Value per Share | 18.83 | 16.55 | 18.06 | 16.71 | 18.35 | |||
| Total Shareholders' Equity | 186.20M | 166.53M | 116.27M | 108.40M | 117.00M | |||
| TOTAL LIABILITIES AND EQUITY | 2.04B | 2.01B | 1.42B | 1.37B | 1.39B | |||
| Statistics | ||||||||
| Debt/Equity | 0.23 | 0.18 | 0.55 | 0.13 | 0.16 | |||
| Return On Assets (ROA) | 0.87% | 0.35% | 0.68% | 1.23% | 0.75% | |||
| Return On Equity (ROE) | 9.51% | 4.18% | 8.28% | 15.50% | 8.85% | |||
All data in USD , ROIC based on taxRate of 0.21