FIFTH DISTRICT BANCORP INC (FDSB) Fundamental Analysis & Valuation

NASDAQ:FDSB • US3169261043

Current stock price

14.79 USD
-0.04 (-0.27%)
Last:

This FDSB fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. FDSB Profitability Analysis

1.1 Basic Checks

  • In the past year FDSB was profitable.
  • In the past year FDSB had a positive cash flow from operations.
FDSB Yearly Net Income VS EBIT VS OCF VS FCFFDSB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 0 1M -1M 2M 3M

1.2 Ratios

  • FDSB's Return On Assets of 0.69% is on the low side compared to the rest of the industry. FDSB is outperformed by 75.00% of its industry peers.
  • The Return On Equity of FDSB (2.82%) is worse than 88.16% of its industry peers.
Industry RankSector Rank
ROA 0.69%
ROE 2.82%
ROIC N/A
ROA(3y)0.19%
ROA(5y)N/A
ROE(3y)1.33%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FDSB Yearly ROA, ROE, ROICFDSB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 0 1 2 3

1.3 Margins

  • FDSB has a Profit Margin of 22.15%. This is in the lower half of the industry: FDSB underperforms 65.26% of its industry peers.
  • The Operating Margin and Gross Margin are not available for FDSB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 22.15%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FDSB Yearly Profit, Operating, Gross MarginsFDSB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 0 10 -10 20

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4

2. FDSB Health Analysis

2.1 Basic Checks

  • FDSB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for FDSB remains at a similar level compared to 1 year ago.
  • There is no outstanding debt for FDSB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FDSB Yearly Shares OutstandingFDSB Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 1M 2M 3M 4M 5M
FDSB Yearly Total Debt VS Total AssetsFDSB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • FDSB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC17.82%
FDSB Yearly LT Debt VS Equity VS FCFFDSB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. FDSB Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1008.99% over the past year.
  • The Revenue has decreased by -6.96% in the past year.
EPS 1Y (TTM)1008.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%147.07%
Revenue 1Y (TTM)-6.96%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.97%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FDSB Yearly Revenue VS EstimatesFDSB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2M 4M 6M 8M 10M

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1

4. FDSB Valuation Analysis

4.1 Price/Earnings Ratio

  • FDSB is valuated rather expensively with a Price/Earnings ratio of 20.54.
  • Based on the Price/Earnings ratio, FDSB is valued expensively inside the industry as 83.95% of the companies are valued cheaper.
  • The average S&P500 Price/Earnings ratio is at 26.17. FDSB is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 20.54
Fwd PE N/A
FDSB Price Earnings VS Forward Price EarningsFDSB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 85.79% of the companies in the same industry are cheaper than FDSB, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 199.61
EV/EBITDA N/A
FDSB Per share dataFDSB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. FDSB Dividend Analysis

5.1 Amount

  • No dividends for FDSB!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

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FDSB Fundamentals: All Metrics, Ratios and Statistics

FIFTH DISTRICT BANCORP INC

NASDAQ:FDSB (4/2/2026, 8:23:05 PM)

14.79

-0.04 (-0.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)03-23
Earnings (Next)N/A
Inst Owners30.1%
Inst Owner Change0%
Ins Owners7.14%
Ins Owner Change40.17%
Market Cap81.64M
Revenue(TTM)16.73M
Net Income(TTM)3.71M
AnalystsN/A
Price TargetN/A
Short Float %0.14%
Short Ratio0.98
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 20.54
Fwd PE N/A
P/S 4.88
P/FCF 199.61
P/OCF 110.77
P/B 0.62
P/tB 0.62
EV/EBITDA N/A
EPS(TTM)0.72
EY4.87%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.07
FCFY0.5%
OCF(TTM)0.13
OCFY0.9%
SpS3.03
BVpS23.79
TBVpS23.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.63
Profitability
Industry RankSector Rank
ROA 0.69%
ROE 2.82%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.15%
GM N/A
FCFM 2.44%
ROA(3y)0.19%
ROA(5y)N/A
ROE(3y)1.33%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 48.52%
Cap/Sales 1.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 11.04%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC17.82%
ROIC/WACCN/A
Cap/Depr(3y)207.33%
Cap/Depr(5y)N/A
Cap/Sales(3y)10.05%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1008.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%147.07%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.96%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.97%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40.65%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-232.49%
OCF growth 3YN/A
OCF growth 5YN/A

FIFTH DISTRICT BANCORP INC / FDSB Fundamental Analysis FAQ

What is the fundamental rating for FDSB stock?

ChartMill assigns a fundamental rating of 2 / 10 to FDSB.


What is the valuation status of FIFTH DISTRICT BANCORP INC (FDSB) stock?

ChartMill assigns a valuation rating of 1 / 10 to FIFTH DISTRICT BANCORP INC (FDSB). This can be considered as Overvalued.


Can you provide the profitability details for FIFTH DISTRICT BANCORP INC?

FIFTH DISTRICT BANCORP INC (FDSB) has a profitability rating of 1 / 10.


What is the valuation of FIFTH DISTRICT BANCORP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for FIFTH DISTRICT BANCORP INC (FDSB) is 20.54 and the Price/Book (PB) ratio is 0.62.