27.88 USD
+3.85 (+16.02%)
27.88 USD
0 (0%)
EGBN gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 383 industry peers in the Banks industry. Both the profitability and financial health of EGBN have multiple concerns. EGBN has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year EGBN has reported negative net income.
- In the past year EGBN had a positive cash flow from operations.
- In multiple years EGBN reported negative net income over the last 5 years.
- Of the past 5 years EGBN 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of -1.12%, EGBN is doing worse than 94.52% of the companies in the same industry.
- EGBN has a worse Return On Equity (-10.74%) than 94.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.12% | ||
| ROE | -10.74% | ||
| ROIC | N/A |
ROA(3y)0.57%
ROA(5y)0.88%
ROE(3y)5.18%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- EGBN does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- EGBN does not have a ROIC to compare to the WACC, probably because it is not profitable.
- EGBN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- EGBN has a debt to FCF ratio of 2.29. This is a good value and a sign of high solvency as EGBN would need 2.29 years to pay back of all of its debts.
- EGBN has a Debt to FCF ratio of 2.29. This is comparable to the rest of the industry: EGBN outperforms 43.60% of its industry peers.
- EGBN has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.08, EGBN is doing good in the industry, outperforming 72.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 2.29 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC17.95%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for EGBN have decreased strongly by -323.94% in the last year.
EPS 1Y (TTM)-323.94%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-50%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.14%
3.2 Future
- Based on estimates for the next years, EGBN will show a very strong growth in Earnings Per Share. The EPS will grow by 62.11% on average per year.
- Based on estimates for the next years, EGBN will show a small growth in Revenue. The Revenue will grow by 3.37% on average per year.
EPS Next Y137.92%
EPS Next 2Y62.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.83%
Revenue Next 2Y3.37%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for EGBN. In the last year negative earnings were reported.
- EGBN is valuated rather expensively with a Price/Forward Earnings ratio of 17.46.
- Based on the Price/Forward Earnings ratio, EGBN is valued a bit more expensive than 73.37% of the companies in the same industry.
- EGBN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.46 |
4.2 Price Multiples
- 69.45% of the companies in the same industry are cheaper than EGBN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as EGBN's earnings are expected to grow with 62.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y62.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- EGBN has a yearly dividend return of 0.18%, which is pretty low.
- With a Dividend Yield of 0.18, EGBN pays less dividend than the industry average, which is at 2.84. 87.21% of the companies listed in the same industry pay a better dividend than EGBN!
- With a Dividend Yield of 0.18, EGBN pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.18% |
5.2 History
- On average, the dividend of EGBN grows each year by 17.91%, which is quite nice.
- EGBN has been paying a dividend for at least 10 years, so it has a reliable track record.
- As EGBN did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)17.91%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- EGBN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- The dividend of EGBN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-16.59%
EPS Next 2Y62.11%
EPS Next 3YN/A
27.88
+3.85 (+16.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21 2026-01-21/amc
Earnings (Next)04-21 2026-04-21
Inst Owners82.91%
Inst Owner Change0.01%
Ins Owners7.57%
Ins Owner Change-0.35%
Market Cap846.72M
Revenue(TTM)N/A
Net Income(TTM)-120.61M
Analysts78
Price Target21.29 (-23.64%)
Short Float %10.97%
Short Ratio7.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.18% |
Yearly Dividend1.52
Dividend Growth(5Y)17.91%
DP-16.59%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-1039.2%
Min EPS beat(2)-1462.99%
Max EPS beat(2)-615.41%
EPS beat(4)1
Avg EPS beat(4)-541.55%
Min EPS beat(4)-1462.99%
Max EPS beat(4)0.04%
EPS beat(8)3
Avg EPS beat(8)-269.53%
EPS beat(12)6
Avg EPS beat(12)-176.42%
EPS beat(16)8
Avg EPS beat(16)-132.24%
Revenue beat(2)0
Avg Revenue beat(2)-6.21%
Min Revenue beat(2)-7.31%
Max Revenue beat(2)-5.1%
Revenue beat(4)0
Avg Revenue beat(4)-9.16%
Min Revenue beat(4)-13.86%
Max Revenue beat(4)-5.1%
Revenue beat(8)1
Avg Revenue beat(8)-6.08%
Revenue beat(12)3
Avg Revenue beat(12)-4.47%
Revenue beat(16)7
Avg Revenue beat(16)-2.17%
PT rev (1m)5.03%
PT rev (3m)4.05%
EPS NQ rev (1m)-31.73%
EPS NQ rev (3m)-71100%
EPS NY rev (1m)0%
EPS NY rev (3m)-54.9%
Revenue NQ rev (1m)-1.49%
Revenue NQ rev (3m)-9.6%
Revenue NY rev (1m)-0.67%
Revenue NY rev (3m)-5.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.46 | ||
| P/S | 2.88 | ||
| P/FCF | 21.5 | ||
| P/OCF | 19.07 | ||
| P/B | 0.75 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)-4.21
EYN/A
EPS(NY)1.6
Fwd EY5.73%
FCF(TTM)1.3
FCFY4.65%
OCF(TTM)1.46
OCFY5.25%
SpS9.67
BVpS36.99
TBVpS36.99
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.12% | ||
| ROE | -10.74% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 13.41% |
ROA(3y)0.57%
ROA(5y)0.88%
ROE(3y)5.18%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 2.29 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 150.16% | ||
| Cap/Sales | 1.71% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC17.95%
ROIC/WACCN/A
Cap/Depr(3y)25.28%
Cap/Depr(5y)45.47%
Cap/Sales(3y)0.24%
Cap/Sales(5y)0.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-323.94%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-50%
EPS Next Y137.92%
EPS Next 2Y62.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.14%
Revenue Next Year0.83%
Revenue Next 2Y3.37%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-79.64%
FCF growth 3Y-19.09%
FCF growth 5Y-1.01%
OCF growth 1Y-77.14%
OCF growth 3Y-19.63%
OCF growth 5Y-1.38%
EAGLE BANCORP INC / EGBN FAQ
What is the fundamental rating for EGBN stock?
ChartMill assigns a fundamental rating of 2 / 10 to EGBN.
Can you provide the valuation status for EAGLE BANCORP INC?
ChartMill assigns a valuation rating of 2 / 10 to EAGLE BANCORP INC (EGBN). This can be considered as Overvalued.
Can you provide the profitability details for EAGLE BANCORP INC?
EAGLE BANCORP INC (EGBN) has a profitability rating of 1 / 10.
Can you provide the financial health for EGBN stock?
The financial health rating of EAGLE BANCORP INC (EGBN) is 2 / 10.
What is the earnings growth outlook for EAGLE BANCORP INC?
The Earnings per Share (EPS) of EAGLE BANCORP INC (EGBN) is expected to grow by 137.92% in the next year.