DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) Fundamental Analysis & Valuation

NASDAQ:DCOMP • US25432X2018

Current stock price

18.51 USD
-0.23 (-1.23%)
Last:

This DCOMP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. DCOMP Profitability Analysis

1.1 Basic Checks

  • DCOMP had positive earnings in the past year.
  • DCOMP had a positive operating cash flow in the past year.
  • Each year in the past 5 years DCOMP has been profitable.
  • DCOMP had a positive operating cash flow in each of the past 5 years.
DCOMP Yearly Net Income VS EBIT VS OCF VS FCFDCOMP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

1.2 Ratios

  • DCOMP's Return On Assets of 0.66% is on the low side compared to the rest of the industry. DCOMP is outperformed by 76.39% of its industry peers.
  • The Return On Equity of DCOMP (6.88%) is worse than 72.68% of its industry peers.
Industry RankSector Rank
ROA 0.66%
ROE 6.88%
ROIC N/A
ROA(3y)0.48%
ROA(5y)0.67%
ROE(3y)5.18%
ROE(5y)7.17%
ROIC(3y)N/A
ROIC(5y)N/A
DCOMP Yearly ROA, ROE, ROICDCOMP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 22.41%, DCOMP is doing worse than 65.25% of the companies in the same industry.
  • DCOMP's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for DCOMP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 22.41%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-13.27%
PM growth 5Y-0.35%
GM growth 3YN/A
GM growth 5YN/A
DCOMP Yearly Profit, Operating, Gross MarginsDCOMP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. DCOMP Health Analysis

2.1 Basic Checks

  • DCOMP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • DCOMP has more shares outstanding than it did 1 year ago.
  • DCOMP has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, DCOMP has an improved debt to assets ratio.
DCOMP Yearly Shares OutstandingDCOMP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
DCOMP Yearly Total Debt VS Total AssetsDCOMP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • DCOMP has a debt to FCF ratio of 1.49. This is a very positive value and a sign of high solvency as it would only need 1.49 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.49, DCOMP is in line with its industry, outperforming 58.09% of the companies in the same industry.
  • DCOMP has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
  • DCOMP has a Debt to Equity ratio (0.18) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.49
Altman-Z N/A
ROIC/WACCN/A
WACC18.2%
DCOMP Yearly LT Debt VS Equity VS FCFDCOMP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
DCOMP Yearly Current Assets VS Current LiabilitesDCOMP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. DCOMP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 74.00% over the past year.
  • DCOMP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.86% yearly.
  • DCOMP shows a strong growth in Revenue. In the last year, the Revenue has grown by 44.20%.
  • The Revenue has been growing by 20.20% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)74%
EPS 3Y-11.22%
EPS 5Y0.86%
EPS Q2Q%88.1%
Revenue 1Y (TTM)44.2%
Revenue growth 3Y2.71%
Revenue growth 5Y20.2%
Sales Q2Q%131.09%

3.2 Future

  • The Earnings Per Share is expected to grow by 31.64% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, DCOMP will show a quite strong growth in Revenue. The Revenue will grow by 16.84% on average per year.
EPS Next Y35.96%
EPS Next 2Y31.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year21.18%
Revenue Next 2Y16.84%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
DCOMP Yearly Revenue VS EstimatesDCOMP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
DCOMP Yearly EPS VS EstimatesDCOMP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

More info and screens

Find the best growth stocksShow best growing peers

8

4. DCOMP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.09, the valuation of DCOMP can be described as very cheap.
  • 94.96% of the companies in the same industry are more expensive than DCOMP, based on the Price/Earnings ratio.
  • DCOMP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.42.
  • Based on the Price/Forward Earnings ratio of 5.22, the valuation of DCOMP can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, DCOMP is valued cheaper than 96.02% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.29, DCOMP is valued rather cheaply.
Industry RankSector Rank
PE 7.09
Fwd PE 5.22
DCOMP Price Earnings VS Forward Price EarningsDCOMP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, DCOMP is valued cheaper than 93.63% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.45
EV/EBITDA N/A
DCOMP Per share dataDCOMP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • DCOMP's earnings are expected to grow with 31.64% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.2
PEG (5Y)8.2
EPS Next 2Y31.64%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. DCOMP Dividend Analysis

5.1 Amount

  • DCOMP has a Yearly Dividend Yield of 2.79%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.55, DCOMP has a dividend in line with its industry peers.
  • DCOMP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.79%

5.2 History

  • The dividend of DCOMP has a limited annual growth rate of 3.43%.
  • DCOMP has been paying a dividend for over 5 years, so it has already some track record.
  • DCOMP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)3.43%
Div Incr Years0
Div Non Decr Years5
DCOMP Yearly Dividends per shareDCOMP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • DCOMP pays out 49.47% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of DCOMP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP49.47%
EPS Next 2Y31.64%
EPS Next 3YN/A
DCOMP Yearly Income VS Free CF VS DividendDCOMP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
DCOMP Dividend Payout.DCOMP Dividend Payout, showing the Payout Ratio.DCOMP Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

DCOMP Fundamentals: All Metrics, Ratios and Statistics

DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP

NASDAQ:DCOMP (4/6/2026, 8:00:02 PM)

18.51

-0.23 (-1.23%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-24
Inst Owners87.13%
Inst Owner ChangeN/A
Ins Owners3.15%
Ins Owner ChangeN/A
Market Cap812.40M
Revenue(TTM)452.93M
Net Income(TTM)101.50M
Analysts81.82
Price Target20.73 (11.99%)
Short Float %0.01%
Short Ratio0.53
Dividend
Industry RankSector Rank
Dividend Yield 2.79%
Yearly Dividend1.15
Dividend Growth(5Y)3.43%
DP49.47%
Div Incr Years0
Div Non Decr Years5
Ex-Date02-06
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.03%
Min EPS beat(2)-12.72%
Max EPS beat(2)8.66%
EPS beat(4)2
Avg EPS beat(4)-1.69%
Min EPS beat(4)-12.72%
Max EPS beat(4)8.66%
EPS beat(8)3
Avg EPS beat(8)-4.91%
EPS beat(12)5
Avg EPS beat(12)-6.15%
EPS beat(16)7
Avg EPS beat(16)-4.02%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-2.48%
Max Revenue beat(2)-0.61%
Revenue beat(4)1
Avg Revenue beat(4)-1.91%
Min Revenue beat(4)-6.15%
Max Revenue beat(4)1.61%
Revenue beat(8)3
Avg Revenue beat(8)-6.97%
Revenue beat(12)3
Avg Revenue beat(12)-6.26%
Revenue beat(16)7
Avg Revenue beat(16)-2.76%
PT rev (1m)-11.18%
PT rev (3m)-4.89%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.97%
EPS NY rev (1m)0%
EPS NY rev (3m)0.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.62%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.21%
Valuation
Industry RankSector Rank
PE 7.09
Fwd PE 5.22
P/S 1.79
P/FCF 4.45
P/OCF 4.35
P/B 0.55
P/tB 0.62
EV/EBITDA N/A
EPS(TTM)2.61
EY14.1%
EPS(NY)3.55
Fwd EY19.17%
FCF(TTM)4.16
FCFY22.46%
OCF(TTM)4.25
OCFY22.96%
SpS10.32
BVpS33.62
TBVpS30.01
PEG (NY)0.2
PEG (5Y)8.2
Graham Number44.4363 (140.07%)
Profitability
Industry RankSector Rank
ROA 0.66%
ROE 6.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.41%
GM N/A
FCFM 40.28%
ROA(3y)0.48%
ROA(5y)0.67%
ROE(3y)5.18%
ROE(5y)7.17%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-13.27%
PM growth 5Y-0.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.49
Debt/EBITDA N/A
Cap/Depr 431.21%
Cap/Sales 0.91%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 179.73%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC18.2%
ROIC/WACCN/A
Cap/Depr(3y)456.93%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.51%
Cap/Sales(5y)N/A
Profit Quality(3y)236.73%
Profit Quality(5y)213.28%
High Growth Momentum
Growth
EPS 1Y (TTM)74%
EPS 3Y-11.22%
EPS 5Y0.86%
EPS Q2Q%88.1%
EPS Next Y35.96%
EPS Next 2Y31.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.2%
Revenue growth 3Y2.71%
Revenue growth 5Y20.2%
Sales Q2Q%131.09%
Revenue Next Year21.18%
Revenue Next 2Y16.84%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.59%
FCF growth 3Y-14.46%
FCF growth 5Y33.98%
OCF growth 1Y88.34%
OCF growth 3Y-14.18%
OCF growth 5Y31.53%

DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP / DCOMP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to DCOMP.


What is the valuation status for DCOMP stock?

ChartMill assigns a valuation rating of 8 / 10 to DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP). This can be considered as Undervalued.


How profitable is DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) stock?

DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) has a profitability rating of 2 / 10.


What are the PE and PB ratios of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) stock?

The Price/Earnings (PE) ratio for DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) is 7.09 and the Price/Book (PB) ratio is 0.55.


Can you provide the dividend sustainability for DCOMP stock?

The dividend rating of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) is 6 / 10 and the dividend payout ratio is 49.47%.