18.75 USD
+0.06 (+0.32%)
We assign a fundamental rating of 4 out of 10 to DCOMP. DCOMP was compared to 383 industry peers in the Banks industry. DCOMP has a bad profitability rating. Also its financial health evaluation is rather negative. DCOMP is growing strongly while it also seems undervalued. This is an interesting combination
1. Profitability
1.1 Basic Checks
- In the past year DCOMP was profitable.
- DCOMP had a positive operating cash flow in the past year.
- Each year in the past 5 years DCOMP has been profitable.
- DCOMP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.35%, DCOMP is doing worse than 84.60% of the companies in the same industry.
- The Return On Equity of DCOMP (3.46%) is worse than 83.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.46% | ||
| ROIC | N/A |
ROA(3y)0.63%
ROA(5y)0.66%
ROE(3y)6.98%
ROE(5y)7.38%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DCOMP has a Profit Margin of 12.99%. This is in the lower half of the industry: DCOMP underperforms 79.90% of its industry peers.
- In the last couple of years the Profit Margin of DCOMP has declined.
- The Operating Margin and Gross Margin are not available for DCOMP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 12.99% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-34.16%
PM growth 5Y-25.74%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- DCOMP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, DCOMP has more shares outstanding
- DCOMP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, DCOMP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of DCOMP is 1.22, which is an excellent value as it means it would take DCOMP, only 1.22 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.22, DCOMP is in the better half of the industry, outperforming 60.57% of the companies in the same industry.
- A Debt/Equity ratio of 0.19 indicates that DCOMP is not too dependend on debt financing.
- DCOMP has a Debt to Equity ratio (0.19) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.22 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC17.86%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- DCOMP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 52.38%, which is quite impressive.
- DCOMP shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.35% yearly.
- Looking at the last year, DCOMP shows a quite strong growth in Revenue. The Revenue has grown by 13.69% in the last year.
- Measured over the past years, DCOMP shows a quite strong growth in Revenue. The Revenue has been growing by 13.39% on average per year.
EPS 1Y (TTM)52.38%
EPS 3Y-8.69%
EPS 5Y-10.35%
EPS Q2Q%110.34%
Revenue 1Y (TTM)13.69%
Revenue growth 3Y-7.72%
Revenue growth 5Y13.39%
Sales Q2Q%29.37%
3.2 Future
- The Earnings Per Share is expected to grow by 43.26% on average over the next years. This is a very strong growth
- DCOMP is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 22.88% yearly.
EPS Next Y72.86%
EPS Next 2Y53.17%
EPS Next 3Y43.26%
EPS Next 5YN/A
Revenue Next Year29.44%
Revenue Next 2Y26.02%
Revenue Next 3Y22.88%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.37, the valuation of DCOMP can be described as very reasonable.
- DCOMP's Price/Earnings ratio is rather cheap when compared to the industry. DCOMP is cheaper than 93.47% of the companies in the same industry.
- DCOMP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- With a Price/Forward Earnings ratio of 5.33, the valuation of DCOMP can be described as very cheap.
- Based on the Price/Forward Earnings ratio, DCOMP is valued cheaply inside the industry as 96.87% of the companies are valued more expensively.
- DCOMP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.26.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.37 | ||
| Fwd PE | 5.33 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, DCOMP is valued cheaply inside the industry as 95.04% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.67 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- DCOMP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- DCOMP's earnings are expected to grow with 43.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y53.17%
EPS Next 3Y43.26%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.55%, DCOMP is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.88, DCOMP pays a better dividend. On top of this DCOMP pays more dividend than 99.22% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.87, DCOMP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.55% |
5.2 History
- The dividend of DCOMP has a limited annual growth rate of 3.41%.
- DCOMP has been paying a dividend for over 5 years, so it has already some track record.
- DCOMP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.41%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- DCOMP pays out 97.59% of its income as dividend. This is not a sustainable payout ratio.
- DCOMP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP97.59%
EPS Next 2Y53.17%
EPS Next 3Y43.26%
DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP
NASDAQ:DCOMP (1/16/2026, 8:05:16 PM)
18.75
+0.06 (+0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)01-21 2026-01-21/bmo
Inst Owners84.81%
Inst Owner ChangeN/A
Ins Owners3.17%
Ins Owner ChangeN/A
Market Cap822.94M
Revenue(TTM)386.38M
Net Income(TTM)50.20M
Analysts81.82
Price Target21.8 (16.27%)
Short Float %0%
Short Ratio0.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.55% |
Yearly Dividend1.1
Dividend Growth(5Y)3.41%
DP97.59%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.26%
Min EPS beat(2)-12.72%
Max EPS beat(2)0.2%
EPS beat(4)1
Avg EPS beat(4)-5.77%
Min EPS beat(4)-12.72%
Max EPS beat(4)0.2%
EPS beat(8)2
Avg EPS beat(8)-8.27%
EPS beat(12)4
Avg EPS beat(12)-7.08%
EPS beat(16)6
Avg EPS beat(16)-4.91%
Revenue beat(2)1
Avg Revenue beat(2)-0.43%
Min Revenue beat(2)-2.48%
Max Revenue beat(2)1.61%
Revenue beat(4)1
Avg Revenue beat(4)-13.25%
Min Revenue beat(4)-45.99%
Max Revenue beat(4)1.61%
Revenue beat(8)3
Avg Revenue beat(8)-7.08%
Revenue beat(12)4
Avg Revenue beat(12)-6.06%
Revenue beat(16)8
Avg Revenue beat(16)-2.27%
PT rev (1m)2.96%
PT rev (3m)-9.33%
EPS NQ rev (1m)0.85%
EPS NQ rev (3m)-5.94%
EPS NY rev (1m)0.04%
EPS NY rev (3m)-4.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.71%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-1.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.37 | ||
| Fwd PE | 5.33 | ||
| P/S | 2.13 | ||
| P/FCF | 3.67 | ||
| P/OCF | 3.58 | ||
| P/B | 0.57 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.24
EY11.95%
EPS(NY)3.52
Fwd EY18.77%
FCF(TTM)5.1
FCFY27.22%
OCF(TTM)5.23
OCFY27.9%
SpS8.8
BVpS33.09
TBVpS29.47
PEG (NY)0.11
PEG (5Y)N/A
Graham Number40.84
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.46% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 12.99% | ||
| GM | N/A | ||
| FCFM | 57.97% |
ROA(3y)0.63%
ROA(5y)0.66%
ROE(3y)6.98%
ROE(5y)7.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-34.16%
PM growth 5Y-25.74%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.22 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 554.66% | ||
| Cap/Sales | 1.45% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 446.17% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC17.86%
ROIC/WACCN/A
Cap/Depr(3y)379.66%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.5%
Cap/Sales(5y)N/A
Profit Quality(3y)244.47%
Profit Quality(5y)197.86%
High Growth Momentum
Growth
EPS 1Y (TTM)52.38%
EPS 3Y-8.69%
EPS 5Y-10.35%
EPS Q2Q%110.34%
EPS Next Y72.86%
EPS Next 2Y53.17%
EPS Next 3Y43.26%
EPS Next 5YN/A
Revenue 1Y (TTM)13.69%
Revenue growth 3Y-7.72%
Revenue growth 5Y13.39%
Sales Q2Q%29.37%
Revenue Next Year29.44%
Revenue Next 2Y26.02%
Revenue Next 3Y22.88%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y29.27%
FCF growth 3Y-14.08%
FCF growth 5Y6.84%
OCF growth 1Y28.52%
OCF growth 3Y-12.2%
OCF growth 5Y7.2%
DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP / DCOMP FAQ
What is the ChartMill fundamental rating of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DCOMP.
What is the valuation status for DCOMP stock?
ChartMill assigns a valuation rating of 8 / 10 to DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP). This can be considered as Undervalued.
What is the profitability of DCOMP stock?
DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for DCOMP stock?
The Price/Earnings (PE) ratio for DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) is 8.37 and the Price/Book (PB) ratio is 0.57.
How sustainable is the dividend of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) stock?
The dividend rating of DIME COMMUNITY BANCSHARE - DCOM 5 1/2 PERP (DCOMP) is 6 / 10 and the dividend payout ratio is 97.59%.