| 2025 (2025-12-31) | 2024 (2024-12-31) | 2023 (2023-12-31) | 2022 (2022-12-31) | 2021 (2021-12-31) | ||||
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Current Assets | ||||||||
| Cash Due From Banks | 83.20M | 35.12M | 26.00M | 24.78M | 33.39M | |||
| Investments | 300.18M | 288.04M | 308.54M | 315.82M | 337.61M | |||
| Net Loans | 1.32B | 1.35B | 1.44B | 1.39B | 1.29B | |||
| Non-Current Assets | ||||||||
| PPE Net | 16.36M | 17.89M | 19.85M | 22.20M | 23.30M | |||
| Goodwill | 31.50M | 31.50M | 31.50M | 31.50M | 31.50M | |||
| Intangibles | 3.89M | 4.64M | 5.56M | 6.70M | 8.10M | |||
| TOTAL ASSETS | 1.78B | 1.75B | 1.85B | 1.82B | 1.74B | |||
| LIABILITIES | ||||||||
| Total Deposits | 1.52B | 1.49B | 1.52B | 1.42B | 1.39B | |||
| Current Liabilities | ||||||||
| Accrued Expenses | N/A | 1.08M | 1.69M | 1.90M | 2.20M | |||
| Total Current Liabilities | N/A | 1.08M | 1.69M | 1.90M | 2.20M | |||
| Non-Current Liabilities | ||||||||
| Long Term Debt | 51.80M | 61.61M | 67.47M | 72.40M | 58.40M | |||
| Other Non-Current Liabilities | 17.91M | 13.61M | 10.28M | 7.70M | 9.00M | |||
| Total Non-Current Liabilities | N/A | 1.57B | 1.68B | 1.65B | 1.57B | |||
| TOTAL LIABILITIES | 1.59B | 1.57B | 1.68B | 1.65B | 1.57B | |||
| SHAREHOLDERS' EQUITY | ||||||||
| Retained Earnings | 90.00M | 80.84M | 71.12M | 65.40M | 50.70M | |||
| Additional Paid In Capital | 110.31M | 114.56M | 119.44M | 119.20M | 119.90M | |||
| Common Shares | 96.00K | 100.00K | 104.00K | 100.00K | 100.00K | |||
| Other Shareholders' Equity | -12.47M | 6.33M | 6.67M | 6.70M | -100.00K | |||
| Shares Outstanding | 9.62M | 9.98M | 10.44M | 10.40M | 10.50M | |||
| Tangible Book Value per Share | 15.86 | 14.32 | 13.05 | 12.39 | 12.50 | |||
| Total Shareholders' Equity | 187.94M | 179.08M | 173.33M | 167.10M | 170.90M | |||
| TOTAL LIABILITIES AND EQUITY | 1.78B | 1.75B | 1.85B | 1.82B | 1.74B | |||
| Statistics | ||||||||
| Debt/Equity | 0.28 | 0.34 | 0.39 | 0.43 | 0.34 | |||
| Return On Assets (ROA) | 0.81% | 0.79% | 0.71% | 0.98% | 1.22% | |||
| Return On Equity (ROE) | 7.67% | 7.68% | 7.53% | 10.63% | 12.45% | |||
All data in USD , ROIC based on taxRate of 0.21