CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CIMN - US16934Q8859
25.31 USD
+0.08 (+0.32%)
Overall CIMN gets a fundamental rating of 3 out of 10. We evaluated CIMN against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of CIMN have multiple concerns. CIMN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CIMN had positive earnings in the past year.
In the past year CIMN has reported a negative cash flow from operations.
CIMN had positive earnings in 4 of the past 5 years.
CIMN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of -0.20%, CIMN is not doing good in the industry: 69.12% of the companies in the same industry are doing better.
The Return On Equity of CIMN (-1.18%) is worse than 69.12% of its industry peers.
The Return On Invested Capital of CIMN (0.83%) is better than 72.06% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CIMN is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROIC | 0.83% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
1.3 Margins
CIMN's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 18.08%, CIMN is in the better half of the industry, outperforming 69.12% of the companies in the same industry.
CIMN's Operating Margin has declined in the last couple of years.
CIMN's Gross Margin of 33.41% is fine compared to the rest of the industry. CIMN outperforms 67.65% of its industry peers.
In the last couple of years the Gross Margin of CIMN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% |
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CIMN is destroying value.
Compared to 1 year ago, CIMN has more shares outstanding
Compared to 5 years ago, CIMN has more shares outstanding
Compared to 1 year ago, CIMN has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.45, we must say that CIMN is in the distress zone and has some risk of bankruptcy.
CIMN's Altman-Z score of -0.45 is on the low side compared to the rest of the industry. CIMN is outperformed by 60.29% of its industry peers.
A Debt/Equity ratio of 4.27 is on the high side and indicates that CIMN has dependencies on debt financing.
With a Debt to Equity ratio value of 4.27, CIMN perfoms like the industry average, outperforming 55.88% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.45 |
ROIC/WACC0.16
WACC5.29%
2.3 Liquidity
CIMN has a Current Ratio of 0.12. This is a bad value and indicates that CIMN is not financially healthy enough and could expect problems in meeting its short term obligations.
CIMN has a worse Current ratio (0.12) than 61.76% of its industry peers.
A Quick Ratio of 0.12 indicates that CIMN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.12, CIMN is doing worse than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.05% over the past year.
The earnings per share for CIMN have been decreasing by -26.31% on average. This is quite bad
The Revenue has been growing slightly by 5.28% in the past year.
CIMN shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -11.37% yearly.
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
3.2 Future
Based on estimates for the next years, CIMN will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.14% on average per year.
CIMN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.85% yearly.
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue Next Year7.21%
Revenue Next 2Y14.13%
Revenue Next 3Y8.85%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.44, which indicates a correct valuation of CIMN.
Compared to the rest of the industry, the Price/Earnings ratio of CIMN is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.92, CIMN is valued a bit cheaper.
A Price/Forward Earnings ratio of 11.91 indicates a reasonable valuation of CIMN.
CIMN's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.46. CIMN is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 11.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CIMN is valued cheaper than 80.88% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 62.4 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CIMN's earnings are expected to grow with 15.14% in the coming years.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y20.63%
EPS Next 3Y15.14%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.10%, CIMN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 10.99, CIMN is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.00, CIMN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.1% |
5.2 History
The dividend of CIMN decreases each year by -17.33%.
CIMN has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-17.33%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
CIMN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-682.63%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29
NYSE:CIMN (12/26/2025, 8:04:00 PM)
25.31
+0.08 (+0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners55.77%
Inst Owner ChangeN/A
Ins Owners1.64%
Ins Owner ChangeN/A
Market Cap2.10B
Revenue(TTM)791.98M
Net Income(TTM)-30.31M
Analysts72.5
Price Target29.04 (14.74%)
Short Float %0%
Short Ratio0.15
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.1% |
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP-682.63%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.19%
Min EPS beat(2)-20.93%
Max EPS beat(2)-15.44%
EPS beat(4)0
Avg EPS beat(4)-18.38%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-20.42%
EPS beat(12)0
Avg EPS beat(12)-24.36%
EPS beat(16)2
Avg EPS beat(16)-17.42%
Revenue beat(2)0
Avg Revenue beat(2)-21.8%
Min Revenue beat(2)-24.11%
Max Revenue beat(2)-19.49%
Revenue beat(4)0
Avg Revenue beat(4)-17.34%
Min Revenue beat(4)-24.11%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-14.15%
Revenue beat(12)4
Avg Revenue beat(12)25.08%
Revenue beat(16)8
Avg Revenue beat(16)30.01%
PT rev (1m)-12.14%
PT rev (3m)5.1%
EPS NQ rev (1m)-0.66%
EPS NQ rev (3m)8.63%
EPS NY rev (1m)-4.53%
EPS NY rev (3m)-2.07%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)7.12%
Revenue NY rev (1m)-5.67%
Revenue NY rev (3m)-3.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 11.91 | ||
| P/S | 2.66 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 62.4 |
EPS(TTM)1.54
EY6.08%
EPS(NY)2.12
Fwd EY8.39%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)-0.7
OCFYN/A
SpS9.52
BVpS30.92
TBVpS30.92
PEG (NY)0.73
PEG (5Y)N/A
Graham Number32.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROCE | 1.65% | ||
| ROIC | 0.83% | ||
| ROICexc | 0.87% | ||
| ROICexgc | 0.88% | ||
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% | ||
| FCFM | N/A |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
ROICexc(3y)1.07%
ROICexc(5y)1.73%
ROICexgc(3y)1.08%
ROICexgc(5y)1.74%
ROCE(3y)1.76%
ROCE(5y)2.84%
ROICexgc growth 3Y-27.85%
ROICexgc growth 5Y-7.12%
ROICexc growth 3Y-27.99%
ROICexc growth 5Y-7.16%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 76.53 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.28 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.45 |
F-Score3
WACC5.29%
ROIC/WACC0.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
Revenue Next Year7.21%
Revenue Next 2Y14.13%
Revenue Next 3Y8.85%
Revenue Next 5YN/A
EBIT growth 1Y-11.4%
EBIT growth 3Y-33.87%
EBIT growth 5Y-21.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-146.25%
FCF growth 3Y-26.56%
FCF growth 5Y25.89%
OCF growth 1Y-127.91%
OCF growth 3Y-26.56%
OCF growth 5Y25.89%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 / CIMN FAQ
What is the ChartMill fundamental rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CIMN.
Can you provide the valuation status for CHIMERA INVESTMENT CORP - CIM 9 05/15/29?
ChartMill assigns a valuation rating of 5 / 10 to CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN). This can be considered as Fairly Valued.
What is the profitability of CIMN stock?
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) has a profitability rating of 3 / 10.
Can you provide the financial health for CIMN stock?
The financial health rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is 1 / 10.
What is the earnings growth outlook for CHIMERA INVESTMENT CORP - CIM 9 05/15/29?
The Earnings per Share (EPS) of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is expected to grow by 22.62% in the next year.