CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CIMN - US16934Q8859
25.42 USD
0 (0%)
Taking everything into account, CIMN scores 3 out of 10 in our fundamental rating. CIMN was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of CIMN have multiple concerns. CIMN is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CIMN was profitable.
- In the past year CIMN has reported a negative cash flow from operations.
- Of the past 5 years CIMN 4 years were profitable.
- In the past 5 years CIMN always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -0.20%, CIMN is not doing good in the industry: 69.12% of the companies in the same industry are doing better.
- Looking at the Return On Equity, with a value of -1.18%, CIMN is doing worse than 69.12% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 0.83%, CIMN is in the better half of the industry, outperforming 72.06% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CIMN is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROIC | 0.83% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
1.3 Margins
- In the last couple of years the Profit Margin of CIMN has declined.
- Looking at the Operating Margin, with a value of 18.08%, CIMN is in the better half of the industry, outperforming 69.12% of the companies in the same industry.
- In the last couple of years the Operating Margin of CIMN has declined.
- Looking at the Gross Margin, with a value of 33.41%, CIMN is in the better half of the industry, outperforming 67.65% of the companies in the same industry.
- In the last couple of years the Gross Margin of CIMN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% |
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
2. Health
2.1 Basic Checks
- CIMN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, CIMN has more shares outstanding
- The number of shares outstanding for CIMN has been increased compared to 5 years ago.
- CIMN has a better debt/assets ratio than last year.
2.2 Solvency
- CIMN has an Altman-Z score of -0.45. This is a bad value and indicates that CIMN is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.45, CIMN is doing worse than 60.29% of the companies in the same industry.
- A Debt/Equity ratio of 4.27 is on the high side and indicates that CIMN has dependencies on debt financing.
- CIMN has a Debt to Equity ratio (4.27) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.45 |
ROIC/WACC0.16
WACC5.27%
2.3 Liquidity
- A Current Ratio of 0.12 indicates that CIMN may have some problems paying its short term obligations.
- CIMN's Current ratio of 0.12 is on the low side compared to the rest of the industry. CIMN is outperformed by 61.76% of its industry peers.
- A Quick Ratio of 0.12 indicates that CIMN may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.12, CIMN is doing worse than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 4.05% over the past year.
- CIMN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.31% yearly.
- Looking at the last year, CIMN shows a small growth in Revenue. The Revenue has grown by 5.28% in the last year.
- Measured over the past years, CIMN shows a very negative growth in Revenue. The Revenue has been decreasing by -11.37% on average per year.
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
3.2 Future
- Based on estimates for the next years, CIMN will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.14% on average per year.
- Based on estimates for the next years, CIMN will show a quite strong growth in Revenue. The Revenue will grow by 8.85% on average per year.
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue Next Year7.21%
Revenue Next 2Y14.13%
Revenue Next 3Y8.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- CIMN is valuated correctly with a Price/Earnings ratio of 16.51.
- CIMN's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 27.32. CIMN is valued slightly cheaper when compared to this.
- A Price/Forward Earnings ratio of 11.97 indicates a reasonable valuation of CIMN.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CIMN is on the same level as its industry peers.
- CIMN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.51 | ||
| Fwd PE | 11.97 |
4.2 Price Multiples
- 80.88% of the companies in the same industry are more expensive than CIMN, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 62.47 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as CIMN's earnings are expected to grow with 15.14% in the coming years.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y20.63%
EPS Next 3Y15.14%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.87%, CIMN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.01, CIMN's dividend is way lower than its industry peers. On top of this 80.88% of the companies listed in the same industry pay a better dividend than CIMN!
- CIMN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.87% |
5.2 History
- The dividend of CIMN decreases each year by -17.33%.
- CIMN has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-17.33%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The earnings of CIMN are negative and hence is the payout ratio. CIMN will probably not be able to sustain this dividend level.
DP-682.63%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29
NYSE:CIMN (1/21/2026, 7:00:00 PM)
25.42
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)02-10 2026-02-10/bmo
Inst Owners55.79%
Inst Owner ChangeN/A
Ins Owners1.65%
Ins Owner ChangeN/A
Market Cap2.11B
Revenue(TTM)791.98M
Net Income(TTM)-30.31M
Analysts71.11
Price Target28.54 (12.27%)
Short Float %0%
Short Ratio0.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.87% |
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP-682.63%
Div Incr Years1
Div Non Decr Years1
Ex-Date01-30 2026-01-30 (0.5625)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.19%
Min EPS beat(2)-20.93%
Max EPS beat(2)-15.44%
EPS beat(4)0
Avg EPS beat(4)-18.38%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-20.42%
EPS beat(12)0
Avg EPS beat(12)-24.36%
EPS beat(16)2
Avg EPS beat(16)-17.42%
Revenue beat(2)0
Avg Revenue beat(2)-21.8%
Min Revenue beat(2)-24.11%
Max Revenue beat(2)-19.49%
Revenue beat(4)0
Avg Revenue beat(4)-17.34%
Min Revenue beat(4)-24.11%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-14.15%
Revenue beat(12)4
Avg Revenue beat(12)25.08%
Revenue beat(16)8
Avg Revenue beat(16)30.01%
PT rev (1m)-6.37%
PT rev (3m)-2.27%
EPS NQ rev (1m)0%
EPS NQ rev (3m)8.99%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.07%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)7.12%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.51 | ||
| Fwd PE | 11.97 | ||
| P/S | 2.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 62.47 |
EPS(TTM)1.54
EY6.06%
EPS(NY)2.12
Fwd EY8.36%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)-0.7
OCFYN/A
SpS9.52
BVpS30.92
TBVpS30.92
PEG (NY)0.73
PEG (5Y)N/A
Graham Number32.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROCE | 1.65% | ||
| ROIC | 0.83% | ||
| ROICexc | 0.87% | ||
| ROICexgc | 0.88% | ||
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% | ||
| FCFM | N/A |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
ROICexc(3y)1.07%
ROICexc(5y)1.73%
ROICexgc(3y)1.08%
ROICexgc(5y)1.74%
ROCE(3y)1.76%
ROCE(5y)2.84%
ROICexgc growth 3Y-27.85%
ROICexgc growth 5Y-7.12%
ROICexc growth 3Y-27.99%
ROICexc growth 5Y-7.16%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 76.53 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.28 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.45 |
F-Score3
WACC5.27%
ROIC/WACC0.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
Revenue Next Year7.21%
Revenue Next 2Y14.13%
Revenue Next 3Y8.85%
Revenue Next 5YN/A
EBIT growth 1Y-11.4%
EBIT growth 3Y-33.87%
EBIT growth 5Y-21.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-146.25%
FCF growth 3Y-26.56%
FCF growth 5Y25.89%
OCF growth 1Y-127.91%
OCF growth 3Y-26.56%
OCF growth 5Y25.89%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 / CIMN FAQ
What is the ChartMill fundamental rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CIMN.
What is the valuation status of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) stock?
ChartMill assigns a valuation rating of 5 / 10 to CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN). This can be considered as Fairly Valued.
What is the profitability of CIMN stock?
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) has a profitability rating of 3 / 10.
What is the earnings growth outlook for CHIMERA INVESTMENT CORP - CIM 9 05/15/29?
The Earnings per Share (EPS) of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is expected to grow by 22.62% in the next year.
How sustainable is the dividend of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) stock?
The dividend rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is 3 / 10 and the dividend payout ratio is -682.63%.