CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CIMN - US16934Q8859
25.22 USD
+0.04 (+0.16%)
CIMN gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. CIMN may be in some trouble as it scores bad on both profitability and health. CIMN is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
CIMN had positive earnings in the past year.
In the past year CIMN has reported a negative cash flow from operations.
Of the past 5 years CIMN 4 years were profitable.
In the past 5 years CIMN always reported a positive cash flow from operatings.
1.2 Ratios
CIMN has a Return On Assets of -0.20%. This is in the lower half of the industry: CIMN underperforms 69.57% of its industry peers.
The Return On Equity of CIMN (-1.18%) is worse than 69.57% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.83%, CIMN is in the better half of the industry, outperforming 69.57% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CIMN is in line with the industry average of 1.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROIC | 0.83% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
1.3 Margins
In the last couple of years the Profit Margin of CIMN has declined.
CIMN has a better Operating Margin (18.08%) than 68.12% of its industry peers.
CIMN's Operating Margin has declined in the last couple of years.
CIMN has a Gross Margin of 33.41%. This is in the better half of the industry: CIMN outperforms 66.67% of its industry peers.
In the last couple of years the Gross Margin of CIMN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% |
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CIMN is destroying value.
The number of shares outstanding for CIMN has been increased compared to 1 year ago.
The number of shares outstanding for CIMN has been increased compared to 5 years ago.
CIMN has a better debt/assets ratio than last year.
2.2 Solvency
CIMN has an Altman-Z score of -0.45. This is a bad value and indicates that CIMN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.45, CIMN is not doing good in the industry: 60.87% of the companies in the same industry are doing better.
CIMN has a Debt/Equity ratio of 4.27. This is a high value indicating a heavy dependency on external financing.
CIMN's Debt to Equity ratio of 4.27 is in line compared to the rest of the industry. CIMN outperforms 55.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.45 |
ROIC/WACC0.16
WACC5.26%
2.3 Liquidity
A Current Ratio of 0.12 indicates that CIMN may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.12, CIMN is doing worse than 62.32% of the companies in the same industry.
A Quick Ratio of 0.12 indicates that CIMN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.12, CIMN is doing worse than 62.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
CIMN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.05%.
The earnings per share for CIMN have been decreasing by -26.31% on average. This is quite bad
The Revenue has been growing slightly by 5.28% in the past year.
CIMN shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -11.37% yearly.
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
3.2 Future
The Earnings Per Share is expected to grow by 20.03% on average over the next years. This is a very strong growth
Based on estimates for the next years, CIMN will show a quite strong growth in Revenue. The Revenue will grow by 10.51% on average per year.
EPS Next Y28.44%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
EPS Next 5YN/A
Revenue Next Year13.65%
Revenue Next 2Y15.78%
Revenue Next 3Y10.51%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.38 indicates a correct valuation of CIMN.
CIMN's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of CIMN to the average of the S&P500 Index (26.41), we can say CIMN is valued slightly cheaper.
CIMN is valuated reasonably with a Price/Forward Earnings ratio of 10.72.
CIMN's Price/Forward Earnings ratio is in line with the industry average.
CIMN is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.40, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.38 | ||
| Fwd PE | 10.72 |
4.2 Price Multiples
79.71% of the companies in the same industry are more expensive than CIMN, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 62.33 |
4.3 Compensation for Growth
CIMN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CIMN's earnings are expected to grow with 20.03% in the coming years.
PEG (NY)0.58
PEG (5Y)N/A
EPS Next 2Y26.96%
EPS Next 3Y20.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.55%, CIMN is a good candidate for dividend investing.
CIMN's Dividend Yield is slightly below the industry average, which is at 13.00.
CIMN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.55% |
5.2 History
The dividend of CIMN decreases each year by -17.33%.
CIMN is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-17.33%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
CIMN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-682.63%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29
NYSE:CIMN (12/5/2025, 4:10:03 PM)
25.22
+0.04 (+0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners56.96%
Inst Owner ChangeN/A
Ins Owners1.68%
Ins Owner ChangeN/A
Market Cap2.10B
Revenue(TTM)791.98M
Net Income(TTM)-30.31M
Analysts72.5
Price Target33.05 (31.05%)
Short Float %0%
Short Ratio0.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.55% |
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP-682.63%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.19%
Min EPS beat(2)-20.93%
Max EPS beat(2)-15.44%
EPS beat(4)0
Avg EPS beat(4)-18.38%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-20.42%
EPS beat(12)0
Avg EPS beat(12)-24.36%
EPS beat(16)2
Avg EPS beat(16)-17.42%
Revenue beat(2)0
Avg Revenue beat(2)-21.8%
Min Revenue beat(2)-24.11%
Max Revenue beat(2)-19.49%
Revenue beat(4)0
Avg Revenue beat(4)-17.34%
Min Revenue beat(4)-24.11%
Max Revenue beat(4)-9.79%
Revenue beat(8)0
Avg Revenue beat(8)-14.15%
Revenue beat(12)4
Avg Revenue beat(12)25.08%
Revenue beat(16)8
Avg Revenue beat(16)30.01%
PT rev (1m)13.18%
PT rev (3m)13.99%
EPS NQ rev (1m)-0.65%
EPS NQ rev (3m)8.57%
EPS NY rev (1m)0%
EPS NY rev (3m)2.58%
Revenue NQ rev (1m)-0.1%
Revenue NQ rev (3m)6.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.38 | ||
| Fwd PE | 10.72 | ||
| P/S | 2.65 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 62.33 |
EPS(TTM)1.54
EY6.11%
EPS(NY)2.35
Fwd EY9.33%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)-0.7
OCFYN/A
SpS9.52
BVpS30.92
TBVpS30.92
PEG (NY)0.58
PEG (5Y)N/A
Graham Number32.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROCE | 1.65% | ||
| ROIC | 0.83% | ||
| ROICexc | 0.87% | ||
| ROICexgc | 0.88% | ||
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% | ||
| FCFM | N/A |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
ROICexc(3y)1.07%
ROICexc(5y)1.73%
ROICexgc(3y)1.08%
ROICexgc(5y)1.74%
ROCE(3y)1.76%
ROCE(5y)2.84%
ROICexgc growth 3Y-27.85%
ROICexgc growth 5Y-7.12%
ROICexc growth 3Y-27.99%
ROICexc growth 5Y-7.16%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 76.53 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.28 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.45 |
F-Score3
WACC5.26%
ROIC/WACC0.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
EPS Next Y28.44%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
EPS Next 5YN/A
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-2.17%
Revenue Next Year13.65%
Revenue Next 2Y15.78%
Revenue Next 3Y10.51%
Revenue Next 5YN/A
EBIT growth 1Y-11.4%
EBIT growth 3Y-33.87%
EBIT growth 5Y-21.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-146.25%
FCF growth 3Y-26.56%
FCF growth 5Y25.89%
OCF growth 1Y-127.91%
OCF growth 3Y-26.56%
OCF growth 5Y25.89%
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 / CIMN FAQ
What is the ChartMill fundamental rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CIMN.
Can you provide the valuation status for CHIMERA INVESTMENT CORP - CIM 9 05/15/29?
ChartMill assigns a valuation rating of 5 / 10 to CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN). This can be considered as Fairly Valued.
What is the profitability of CIMN stock?
CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) has a profitability rating of 3 / 10.
Can you provide the financial health for CIMN stock?
The financial health rating of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is 1 / 10.
What is the earnings growth outlook for CHIMERA INVESTMENT CORP - CIM 9 05/15/29?
The Earnings per Share (EPS) of CHIMERA INVESTMENT CORP - CIM 9 05/15/29 (CIMN) is expected to grow by 28.44% in the next year.