When did CULLEN/FROST BANKERS INC (CFR) report earnings last quarter?
CULLEN/FROST BANKERS INC (CFR) last reported earnings on 1/29/2026.
CULLEN/FROST BANKERS INC (CFR) Earnings History & Surprises
NYSE:CFR • US2298991090
Current stock price
141.4 USD
-3.49 (-2.41%)
At close:
141.4 USD
0 (0%)
After Hours:
CFR Earnings overview
Past quarterly earnings results for CULLEN/FROST BANKERS INC (CFR), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 30, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $2.49
- Revenue Estimate
- 588.12M
Last Reported
Most Recent- Release Date
- Jan 29, 2026
- Period
- Q4 / 2025
- EPS Reported
- $2.56
- EPS Surprise
- 3.36%
- Revenue Surprise
- -0.51%
Beat Rate
Last 8 Quarters 75%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 2.56 | 2.48 | 3.36% | 8.47% | 580.871M | 583.87M | -0.51% | 4.37% |
| Q3 2025 | 2.67 | 2.41 | 10.96% | 19.20% | 567.265M | 571.21M | -0.69% | 29.77% |
| Q2 2025 | 2.39 | 2.33 | 2.67% | 8.14% | 567.831M | 558.06M | 1.75% | 7.38% |
| Q1 2025 | 2.30 | 2.19 | 5.24% | 11.65% | 560.415M | 546.95M | 2.46% | 7.21% |
| Q4 2024 | 2.36 | 2.18 | 8.19% | 52.26% | 556.55M | 543.15M | 2.47% | 6.28% |
| Q3 2024 | 2.24 | 2.20 | 2.00% | -5.88% | 437.117M | 528.88M | -17.35% | -14.85% |
| Q2 2024 | 2.21 | 2.09 | 5.72% | -10.53% | 528.811M | 520.51M | 1.59% | 3.26% |
| Q1 2024 | 2.06 | 2.14 | -3.85% | -23.70% | 522.744M | 521.15M | 0.31% | -1.58% |
| Q4 2023 | 1.55 | 2.04 | -24.13% | -46.74% | 523.655M | 503.72M | 3.96% | 3.87% |
| Q3 2023 | 2.38 | 2.17 | 9.80% | -8.11% | 513.351M | 495.26M | 3.65% | 12.73% |
| Q2 2023 | 2.47 | 2.42 | 2.01% | 36.46% | 512.122M | 505.41M | 1.33% | -30.47% |
| Q1 2023 | 2.70 | 2.58 | 4.82% | 80.00% | 531.109M | 514.02M | 3.32% | 51.53% |
| Q4 2022 | 2.91 | 2.79 | 4.44% | 88.96% | 504.137M | 506.43M | -0.45% | 44.12% |
| Q3 2022 | 2.59 | 2.25 | 14.99% | 56.97% | 455.368M | 449.19M | 1.38% | 34.21% |
| Q2 2022 | 1.81 | 1.78 | 1.47% | 0.56% | 736.596M | 400.66M | 83.85% | 111.42% |
| Q1 2022 | 1.50 | 1.49 | 0.80% | -15.25% | 350.5M | 368.46M | -4.87% | 4.91% |
| Q4 2021 | 1.54 | 1.35 | 13.90% | 11.59% | 349.8M | 353.61M | -1.08% | 4.89% |
| Q3 2021 | 1.65 | 1.53 | 7.65% | 10.00% | 339.3M | 357.63M | -5.13% | 3.76% |
| Q2 2021 | 1.80 | 1.58 | 14.05% | 22.45% | 348.4M | 358.99M | -2.95% | 7.73% |
| Q1 2021 | 1.77 | 1.45 | 22.42% | 136.00% | 334.1M | 358.96M | -6.93% | -26.96% |
| Q4 2020 | 1.38 | 1.29 | 6.71% | - | 333.5M | 355.29M | -6.13% | - |
| Q3 2020 | 1.50 | 1.21 | 23.69% | - | 327M | 358.78M | -8.86% | - |
| Q2 2020 | 1.47 | 0.77 | 89.83% | - | 323.4M | 354.81M | -8.85% | - |
| Q1 2020 | 0.75 | 1.27 | -40.99% | - | 457.4M | 369.37M | 23.83% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
4
Average EPS beat (4)
5.56%
Max EPS beat (4)
10.96%
Min EPS beat (4)
2.67%
Revenue beat statistics
Revenue beat (4)
2
Average Revenue beat (4)
0.75%
Max Revenue beat (4)
2.46%
Min Revenue beat (4)
-0.69%
Analysis
In the last 4 quarters, CFR has consistently beaten EPS estimates in all releases
CFR has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, CFR has beaten the EPS estimates by 5.6% on average.
In the last 4 quarters, CFR has beaten the revenue estimates by 0.8% on average.
Related analysis
CULLEN/FROST BANKERS INC / CFR Earnings FAQ
Did CFR stock beat earnings estimates in the most recent quarter?
CULLEN/FROST BANKERS INC (CFR) beat EPS estimates and missed revenue estimates in the most recent quarter.
How often does CULLEN/FROST BANKERS INC (CFR) beat earnings estimates?
In the last 4 quarters, CULLEN/FROST BANKERS INC (CFR) has beaten EPS estimates in 4 out of 4 releases.