19.9886 USD
+0.14 (+0.7%)
Last: Feb 9, 2026, 08:00 PM
BWBBP gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. BWBBP has a bad profitability rating. Also its financial health evaluation is rather negative. BWBBP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BWBBP was profitable.
- In the past year BWBBP had a positive cash flow from operations.
- Of the past 5 years BWBBP 4 years were profitable.
- BWBBP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.69%, BWBBP is doing worse than 67.19% of the companies in the same industry.
- With a Return On Equity value of 7.42%, BWBBP is not doing good in the industry: 62.73% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.69% | ||
| ROE | 7.42% | ||
| ROIC | N/A |
ROA(3y)0.83%
ROA(5y)0.94%
ROE(3y)9.08%
ROE(5y)9.84%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Profit Margin value of 27.54%, BWBBP is doing good in the industry, outperforming 67.98% of the companies in the same industry.
- In the last couple of years the Profit Margin of BWBBP has declined.
- The Operating Margin and Gross Margin are not available for BWBBP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.17%
PM growth 5Y-8.21%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BWBBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- There is no outstanding debt for BWBBP. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- BWBBP has a debt to FCF ratio of 2.23. This is a good value and a sign of high solvency as BWBBP would need 2.23 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.23, BWBBP is in line with its industry, outperforming 44.88% of the companies in the same industry.
- BWBBP has a Debt/Equity ratio of 0.22. This is a healthy value indicating a solid balance between debt and equity.
- BWBBP has a Debt to Equity ratio (0.22) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.23 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.53%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 48.04% over the past year.
- Measured over the past years, BWBBP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.18% on average per year.
EPS 1Y (TTM)48.04%
EPS 3Y-4.25%
EPS 5Y10.18%
EPS Q2Q%69.23%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%31.64%
3.2 Future
- BWBBP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.79% yearly.
- BWBBP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.57% yearly.
EPS Next Y25.43%
EPS Next 2Y21.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year16.63%
Revenue Next 2Y15.57%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 13.24, BWBBP is valued correctly.
- BWBBP's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.06, BWBBP is valued rather cheaply.
- BWBBP is valuated reasonably with a Price/Forward Earnings ratio of 10.55.
- BWBBP's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BWBBP is cheaper than 64.04% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.86, BWBBP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.24 | ||
| Fwd PE | 10.55 |
4.2 Price Multiples
- BWBBP's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BWBBP is cheaper than 64.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.32 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BWBBP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as BWBBP's earnings are expected to grow with 21.79% in the coming years.
PEG (NY)0.52
PEG (5Y)1.3
EPS Next 2Y21.79%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.40%, BWBBP is a good candidate for dividend investing.
- BWBBP's Dividend Yield is rather good when compared to the industry average which is at 2.53. BWBBP pays more dividend than 98.95% of the companies in the same industry.
- BWBBP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.4% |
5.2 History
- BWBBP has been paying a dividend for over 5 years, so it has already some track record.
- BWBBP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 10.99% of the earnings are spent on dividend by BWBBP. This is a low number and sustainable payout ratio.
DP10.99%
EPS Next 2Y21.79%
EPS Next 3YN/A
BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP
NASDAQ:BWBBP (2/9/2026, 8:00:02 PM)
19.9886
+0.14 (+0.7%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27 2026-01-27/amc
Earnings (Next)04-21 2026-04-21
Inst Owners61.08%
Inst Owner ChangeN/A
Ins Owners19.44%
Ins Owner ChangeN/A
Market Cap551.29M
Revenue(TTM)N/A
Net Income(TTM)36.90M
Analysts77.5
Price Target23.08 (15.47%)
Short Float %0.01%
Short Ratio0.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.4% |
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DP10.99%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.27%
Min EPS beat(2)-2.16%
Max EPS beat(2)6.7%
EPS beat(4)3
Avg EPS beat(4)6.71%
Min EPS beat(4)-2.16%
Max EPS beat(4)16.48%
EPS beat(8)5
Avg EPS beat(8)5.57%
EPS beat(12)7
Avg EPS beat(12)4.87%
EPS beat(16)9
Avg EPS beat(16)3.63%
Revenue beat(2)1
Avg Revenue beat(2)1.67%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)5.27%
Revenue beat(4)3
Avg Revenue beat(4)2.46%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)5.27%
Revenue beat(8)3
Avg Revenue beat(8)0.18%
Revenue beat(12)3
Avg Revenue beat(12)-1.51%
Revenue beat(16)5
Avg Revenue beat(16)-1.07%
PT rev (1m)5.94%
PT rev (3m)-8.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.72%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.27%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.24 | ||
| Fwd PE | 10.55 | ||
| P/S | 4.11 | ||
| P/FCF | 11.32 | ||
| P/OCF | 9.95 | ||
| P/B | 1.11 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.51
EY7.55%
EPS(NY)1.89
Fwd EY9.48%
FCF(TTM)1.77
FCFY8.83%
OCF(TTM)2.01
OCFY10.05%
SpS4.86
BVpS18.04
TBVpS17.34
PEG (NY)0.52
PEG (5Y)1.3
Graham Number24.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.69% | ||
| ROE | 7.42% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.54% | ||
| GM | N/A | ||
| FCFM | 36.33% |
ROA(3y)0.83%
ROA(5y)0.94%
ROE(3y)9.08%
ROE(5y)9.84%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.17%
PM growth 5Y-8.21%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.23 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 216.45% | ||
| Cap/Sales | 5.02% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 131.93% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC16.53%
ROIC/WACCN/A
Cap/Depr(3y)113.23%
Cap/Depr(5y)426.75%
Cap/Sales(3y)2.53%
Cap/Sales(5y)6.92%
Profit Quality(3y)130.48%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)48.04%
EPS 3Y-4.25%
EPS 5Y10.18%
EPS Q2Q%69.23%
EPS Next Y25.43%
EPS Next 2Y21.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%31.64%
Revenue Next Year16.63%
Revenue Next 2Y15.57%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.26%
FCF growth 3Y-7.51%
FCF growth 5Y12.04%
OCF growth 1Y28.54%
OCF growth 3Y-5.09%
OCF growth 5Y3.25%
BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP / BWBBP FAQ
What is the ChartMill fundamental rating of BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BWBBP.
Can you provide the valuation status for BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP?
ChartMill assigns a valuation rating of 6 / 10 to BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP). This can be considered as Fairly Valued.
How profitable is BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) stock?
BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for BWBBP stock?
The Price/Earnings (PE) ratio for BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) is 13.24 and the Price/Book (PB) ratio is 1.11.
How sustainable is the dividend of BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) stock?
The dividend rating of BRIDGEWATER BANCSHARES - BWB 5 7/8 PERP (BWBBP) is 6 / 10 and the dividend payout ratio is 10.99%.