BRP GROUP INC-A (BRP)
US05589G1022 - Common Stock
Overall BRP gets a fundamental rating of 3 out of 10. We evaluated BRP against 141 industry peers in the Insurance industry. BRP may be in some trouble as it scores bad on both profitability and health. BRP is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
In the past year BRP was profitable.
In the past year BRP had a positive cash flow from operations.
BRP had negative earnings in each of the past 5 years.
BRP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
BRP has a worse Return On Assets (-2.57%) than 87.14% of its industry peers.
With a Return On Equity value of -16.07%, BRP is not doing good in the industry: 82.86% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.57% | ||
| ROE | -16.07% | ||
| ROIC | N/A |
ROA(3y)-1.62%
ROA(5y)-1.61%
ROE(3y)-9.33%
ROE(5y)-8.83%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Gross Margin value of 25.21%, BRP belongs to the best of the industry, outperforming 89.29% of the companies in the same industry.
In the last couple of years the Gross Margin of BRP has declined.
The Profit Margin and Operating Margin are not available for BRP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 25.21% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.12%
GM growth 5Y-6.51%
2. Health
2.1 Basic Checks
BRP does not have a ROIC to compare to the WACC, probably because it is not profitable.
BRP has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, BRP has more shares outstanding
The debt/assets ratio for BRP has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.85, we must say that BRP is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.85, BRP belongs to the top of the industry, outperforming 80.71% of the companies in the same industry.
The Debt to FCF ratio of BRP is 62.38, which is on the high side as it means it would take BRP, 62.38 years of fcf income to pay off all of its debts.
BRP's Debt to FCF ratio of 62.38 is on the low side compared to the rest of the industry. BRP is outperformed by 72.86% of its industry peers.
BRP has a Debt/Equity ratio of 2.34. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of BRP (2.34) is worse than 93.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.34 | ||
| Debt/FCF | 62.38 | ||
| Altman-Z | 0.85 |
ROIC/WACCN/A
WACC8.37%
2.3 Liquidity
BRP has a Current Ratio of 0.90. This is a bad value and indicates that BRP is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Current ratio value of 0.90, BRP is doing good in the industry, outperforming 77.14% of the companies in the same industry.
BRP has a Quick Ratio of 0.90. This is a bad value and indicates that BRP is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.90, BRP is in the better half of the industry, outperforming 77.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 8.74% over the past year.
The Earnings Per Share has been growing by 34.53% on average over the past years. This is a very strong growth
The Revenue has grown by 24.25% in the past year. This is a very strong growth!
BRP shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 72.45% yearly.
EPS 1Y (TTM)8.74%
EPS 3Y34.53%
EPS 5YN/A
EPS growth Q2Q16.67%
Revenue 1Y (TTM)24.25%
Revenue growth 3Y71.66%
Revenue growth 5Y72.45%
Revenue growth Q2Q15.71%
3.2 Future
Based on estimates for the next years, BRP will show a very strong growth in Earnings Per Share. The EPS will grow by 35.41% on average per year.
The Revenue is expected to grow by 13.02% on average over the next years. This is quite good.
EPS Next Y39.42%
EPS Next 2Y36.91%
EPS Next 3Y35.41%
EPS Next 5YN/A
Revenue Next Year13.94%
Revenue Next 2Y13.84%
Revenue Next 3Y16.24%
Revenue Next 5Y13.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.59, the valuation of BRP can be described as rather expensive.
Based on the Price/Earnings ratio, BRP is valued a bit more expensive than the industry average as 63.57% of the companies are valued more cheaply.
BRP's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.28.
BRP is valuated rather expensively with a Price/Forward Earnings ratio of 17.64.
64.29% of the companies in the same industry are cheaper than BRP, based on the Price/Forward Earnings ratio.
BRP's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 20.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.59 | ||
| Fwd PE | 17.64 |
4.2 Price Multiples
65.71% of the companies in the same industry are cheaper than BRP, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BRP indicates a slightly more expensive valuation: BRP is more expensive than 72.86% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 151.92 | ||
| EV/EBITDA | 78.54 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as BRP's earnings are expected to grow with 35.41% in the coming years.
PEG (NY)0.62
PEG (5Y)N/A
EPS Next 2Y36.91%
EPS Next 3Y35.41%
5. Dividend
5.1 Amount
BRP does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BRP GROUP INC-A
NASDAQ:BRP (5/3/2024, 7:00:01 PM)
After market: 27.54 0 (0%)27.54
+0.24 (+0.88%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap3.21B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.59 | ||
| Fwd PE | 17.64 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.62
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.57% | ||
| ROE | -16.07% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 25.21% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.35
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.34 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)8.74%
EPS 3Y34.53%
EPS 5Y
EPS growth Q2Q
EPS Next Y39.42%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)24.25%
Revenue growth 3Y71.66%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y