BROOKFIELD WEALTH SOLUTIONS (BNT) Stock Fundamental Analysis
USA - NYSE:BNT - BMG174341047 - Common Stock
43.78 USD
+0.19 (+0.44%)
43.96 USD
+0.18 (+0.41%)
Overall BNT gets a fundamental rating of 3 out of 10. We evaluated BNT against 147 industry peers in the Insurance industry. While BNT is still in line with the averages on profitability rating, there are concerns on its financial health. BNT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BNT was profitable.
BNT had a positive operating cash flow in the past year.
BNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years BNT had a positive operating cash flow.
1.2 Ratios
BNT has a worse Return On Assets (0.50%) than 72.11% of its industry peers.
Looking at the Return On Equity, with a value of 4.92%, BNT is doing worse than 74.83% of the companies in the same industry.
BNT has a Return On Invested Capital of 2.22%. This is comparable to the rest of the industry: BNT outperforms 51.70% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BNT is below the industry average of 4.39%.
The 3 year average ROIC (1.34%) for BNT is below the current ROIC(2.22%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.5% | ||
| ROE | 4.92% | ||
| ROIC | 2.22% |
ROA(3y)1%
ROA(5y)0.53%
ROE(3y)16.76%
ROE(5y)9.72%
ROIC(3y)1.34%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of BNT (5.16%) is worse than 63.95% of its industry peers.
BNT's Profit Margin has improved in the last couple of years.
BNT has a Operating Margin of 28.76%. This is amongst the best in the industry. BNT outperforms 91.84% of its industry peers.
In the last couple of years the Operating Margin of BNT has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.76% | ||
| PM (TTM) | 5.16% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BNT is destroying value.
BNT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for BNT has been increased compared to 5 years ago.
The debt/assets ratio for BNT has been reduced compared to a year ago.
2.2 Solvency
BNT has a debt to FCF ratio of 1.14. This is a very positive value and a sign of high solvency as it would only need 1.14 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 1.14, BNT is doing good in the industry, outperforming 67.35% of the companies in the same industry.
BNT has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
BNT's Debt to Equity ratio of 0.31 is in line compared to the rest of the industry. BNT outperforms 50.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 1.14 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC7.39%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for BNT have decreased strongly by -60.53% in the last year.
Measured over the past years, BNT shows a very strong growth in Earnings Per Share. The EPS has been growing by 76.76% on average per year.
Looking at the last year, BNT shows a very strong growth in Revenue. The Revenue has grown by 57.84%.
Measured over the past years, BNT shows a very strong growth in Revenue. The Revenue has been growing by 105.74% on average per year.
EPS 1Y (TTM)-60.53%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%-17.07%
Revenue 1Y (TTM)57.84%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%4.65%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.74, the valuation of BNT can be described as reasonable.
BNT's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of BNT to the average of the S&P500 Index (25.07), we can say BNT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.74 | ||
| Fwd PE | N/A |
4.2 Price Multiples
BNT's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BNT is cheaper than 97.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.69 | ||
| EV/EBITDA | -1.27 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.15
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.39%, BNT is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.51, BNT is paying slightly less dividend.
With a Dividend Yield of 0.39, BNT pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
5.2 History
BNT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
43.78
+0.19 (+0.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners11.52%
Inst Owner Change0.42%
Ins Owners3.98%
Ins Owner ChangeN/A
Market Cap2.86B
Revenue(TTM)14.37B
Net Income(TTM)741.00M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short Ratio24.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.74 | ||
| Fwd PE | N/A | ||
| P/S | 0.2 | ||
| P/FCF | 0.69 | ||
| P/OCF | 0.69 | ||
| P/B | 0.19 | ||
| P/tB | 0.23 | ||
| EV/EBITDA | -1.27 |
EPS(TTM)3.73
EY8.52%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)63.26
FCFY144.5%
OCF(TTM)63.86
OCFY145.86%
SpS220.08
BVpS230.83
TBVpS193.08
PEG (NY)N/A
PEG (5Y)0.15
Graham Number139.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.5% | ||
| ROE | 4.92% | ||
| ROCE | 2.81% | ||
| ROIC | 2.22% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.92% | ||
| OM | 28.76% | ||
| PM (TTM) | 5.16% | ||
| GM | N/A | ||
| FCFM | 28.75% |
ROA(3y)1%
ROA(5y)0.53%
ROE(3y)16.76%
ROE(5y)9.72%
ROIC(3y)1.34%
ROIC(5y)N/A
ROICexc(3y)1.36%
ROICexc(5y)N/A
ROICexgc(3y)1.48%
ROICexgc(5y)N/A
ROCE(3y)1.69%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y21.96%
ROICexc growth 3YN/A
ROICexc growth 5Y28.1%
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 1.14 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.73% | ||
| Cap/Sales | 0.27% | ||
| Interest Coverage | 16.21 | ||
| Cash Conversion | 95.8% | ||
| Profit Quality | 557.49% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC7.39%
ROIC/WACC0.3
Cap/Depr(3y)158.01%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.58%
Profit Quality(3y)209.1%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-60.53%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%-17.07%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)57.84%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%4.65%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y209.36%
EBIT growth 3YN/A
EBIT growth 5Y250.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y623.47%
FCF growth 3Y42.05%
FCF growth 5Y71.14%
OCF growth 1Y609.18%
OCF growth 3Y42.44%
OCF growth 5Y71.44%
BROOKFIELD WEALTH SOLUTIONS / BNT FAQ
What is the ChartMill fundamental rating of BROOKFIELD WEALTH SOLUTIONS (BNT) stock?
ChartMill assigns a fundamental rating of 3 / 10 to BNT.
Can you provide the valuation status for BROOKFIELD WEALTH SOLUTIONS?
ChartMill assigns a valuation rating of 3 / 10 to BROOKFIELD WEALTH SOLUTIONS (BNT). This can be considered as Overvalued.
Can you provide the profitability details for BROOKFIELD WEALTH SOLUTIONS?
BROOKFIELD WEALTH SOLUTIONS (BNT) has a profitability rating of 4 / 10.
Is the dividend of BROOKFIELD WEALTH SOLUTIONS sustainable?
The dividend rating of BROOKFIELD WEALTH SOLUTIONS (BNT) is 1 / 10 and the dividend payout ratio is 0%.