BANCO LATINOAMERICANO COME-E (BLX) Fundamental Analysis & Valuation
NYSE:BLX • PAP169941328
Current stock price
56.48 USD
-0.41 (-0.72%)
At close:
56.48 USD
0 (0%)
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This BLX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. BLX Profitability Analysis
1.1 Basic Checks
- BLX had positive earnings in the past year.
- In the past year BLX had a positive cash flow from operations.
- Each year in the past 5 years BLX has been profitable.
- BLX had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- BLX has a Return On Assets (1.78%) which is comparable to the rest of the industry.
- BLX has a Return On Equity of 13.51%. This is in the better half of the industry: BLX outperforms 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 13.51% | ||
| ROIC | N/A |
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- BLX has a Profit Margin of 67.55%. This is amongst the best in the industry. BLX outperforms 96.97% of its industry peers.
- BLX's Profit Margin has been stable in the last couple of years.
- BLX does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 67.55% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
2. BLX Health Analysis
2.1 Basic Checks
- BLX does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BLX remains at a similar level compared to 1 year ago.
- The number of shares outstanding for BLX has been reduced compared to 5 years ago.
- BLX has a better debt/assets ratio than last year.
2.2 Solvency
- BLX has a debt to FCF ratio of 4.22. This is a neutral value as BLX would need 4.22 years to pay back of all of its debts.
- BLX has a better Debt to FCF ratio (4.22) than 67.68% of its industry peers.
- BLX has a Debt/Equity ratio of 2.17. This is a high value indicating a heavy dependency on external financing.
- BLX's Debt to Equity ratio of 2.17 is on the low side compared to the rest of the industry. BLX is outperformed by 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.17 | ||
| Debt/FCF | 4.22 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.98%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. BLX Growth Analysis
3.1 Past
- BLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.11%, which is quite good.
- The Earnings Per Share has been growing by 30.72% on average over the past years. This is a very strong growth
- The Revenue has grown by 11.83% in the past year. This is quite good.
- BLX shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.90% yearly.
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%
3.2 Future
- BLX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.01% yearly.
- Based on estimates for the next years, BLX will show a quite strong growth in Revenue. The Revenue will grow by 11.45% on average per year.
EPS Next Y1.55%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
EPS Next 5Y11.01%
Revenue Next Year11.04%
Revenue Next 2Y10.49%
Revenue Next 3Y10.64%
Revenue Next 5Y11.45%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. BLX Valuation Analysis
4.1 Price/Earnings Ratio
- BLX is valuated reasonably with a Price/Earnings ratio of 9.24.
- BLX's Price/Earnings ratio is a bit cheaper when compared to the industry. BLX is cheaper than 63.64% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.42, BLX is valued rather cheaply.
- The Price/Forward Earnings ratio is 9.10, which indicates a very decent valuation of BLX.
- Based on the Price/Forward Earnings ratio, BLX is valued a bit cheaper than 62.63% of the companies in the same industry.
- BLX's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.24.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.24 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BLX is valued cheaper than 98.99% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.12 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)5.96
PEG (5Y)0.3
EPS Next 2Y5.81%
EPS Next 3Y6.93%
5. BLX Dividend Analysis
5.1 Amount
- BLX has a Yearly Dividend Yield of 4.83%, which is a nice return.
- BLX's Dividend Yield is rather good when compared to the industry average which is at 1.82. BLX pays more dividend than 89.90% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, BLX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.83% |
5.2 History
- The dividend of BLX has a limited annual growth rate of 5.91%.
- BLX has paid a dividend for at least 10 years, which is a reliable track record.
- BLX has decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.91%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- BLX pays out 39.18% of its income as dividend. This is a sustainable payout ratio.
- BLX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP39.18%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
BLX Fundamentals: All Metrics, Ratios and Statistics
56.48
-0.41 (-0.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12 2026-02-12/amc
Earnings (Next)04-27 2026-04-27/amc
Inst Owners33.36%
Inst Owner Change-0.13%
Ins Owners1.52%
Ins Owner ChangeN/A
Market Cap1.79B
Revenue(TTM)339.57M
Net Income(TTM)222.37M
Analysts82.22
Price Target56.37 (-0.19%)
Short Float %0.75%
Short Ratio1.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.83% |
Yearly Dividend1.98
Dividend Growth(5Y)5.91%
DP39.18%
Div Incr Years2
Div Non Decr Years2
Ex-Date02-25 2026-02-25 (0.6875)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.41%
PT rev (3m)5.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-1.94%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.64%
Revenue NY rev (3m)4.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.24 | ||
| Fwd PE | 9.1 | ||
| P/S | 5.45 | ||
| P/FCF | 2.12 | ||
| P/OCF | 2.11 | ||
| P/B | 1.09 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.11
EY10.82%
EPS(NY)6.2
Fwd EY10.99%
FCF(TTM)26.62
FCFY47.12%
OCF(TTM)26.71
OCFY47.3%
SpS10.36
BVpS51.82
TBVpS51.46
PEG (NY)5.96
PEG (5Y)0.3
Graham Number84.4074 (49.45%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 13.51% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 67.55% | ||
| GM | N/A | ||
| FCFM | 256.86% |
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.17 | ||
| Debt/FCF | 4.22 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 74.78% | ||
| Cap/Sales | 0.94% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 380.25% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC9.98%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
EPS Next Y1.55%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
EPS Next 5Y11.01%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%
Revenue Next Year11.04%
Revenue Next 2Y10.49%
Revenue Next 3Y10.64%
Revenue Next 5Y11.45%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y95.72%
OCF growth 3YN/A
OCF growth 5YN/A
BANCO LATINOAMERICANO COME-E / BLX Fundamental Analysis FAQ
What is the ChartMill fundamental rating of BANCO LATINOAMERICANO COME-E (BLX) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BLX.
What is the valuation status of BANCO LATINOAMERICANO COME-E (BLX) stock?
ChartMill assigns a valuation rating of 5 / 10 to BANCO LATINOAMERICANO COME-E (BLX). This can be considered as Fairly Valued.
What is the profitability of BLX stock?
BANCO LATINOAMERICANO COME-E (BLX) has a profitability rating of 3 / 10.
What are the PE and PB ratios of BANCO LATINOAMERICANO COME-E (BLX) stock?
The Price/Earnings (PE) ratio for BANCO LATINOAMERICANO COME-E (BLX) is 9.24 and the Price/Book (PB) ratio is 1.09.
How financially healthy is BANCO LATINOAMERICANO COME-E?
The financial health rating of BANCO LATINOAMERICANO COME-E (BLX) is 2 / 10.