BANCO LATINOAMERICANO COME-E (BLX) Fundamental Analysis & Valuation

NYSE:BLX • PAP169941328

Current stock price

56.48 USD
-0.41 (-0.72%)
At close:
56.48 USD
0 (0%)
After Hours:

This BLX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BLX Profitability Analysis

1.1 Basic Checks

  • BLX had positive earnings in the past year.
  • In the past year BLX had a positive cash flow from operations.
  • Each year in the past 5 years BLX has been profitable.
  • BLX had negative operating cash flow in 4 of the past 5 years.
BLX Yearly Net Income VS EBIT VS OCF VS FCFBLX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B

1.2 Ratios

  • BLX has a Return On Assets (1.78%) which is comparable to the rest of the industry.
  • BLX has a Return On Equity of 13.51%. This is in the better half of the industry: BLX outperforms 67.68% of its industry peers.
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROIC N/A
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
BLX Yearly ROA, ROE, ROICBLX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • BLX has a Profit Margin of 67.55%. This is amongst the best in the industry. BLX outperforms 96.97% of its industry peers.
  • BLX's Profit Margin has been stable in the last couple of years.
  • BLX does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 67.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
BLX Yearly Profit, Operating, Gross MarginsBLX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

2

2. BLX Health Analysis

2.1 Basic Checks

  • BLX does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BLX remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for BLX has been reduced compared to 5 years ago.
  • BLX has a better debt/assets ratio than last year.
BLX Yearly Shares OutstandingBLX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BLX Yearly Total Debt VS Total AssetsBLX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • BLX has a debt to FCF ratio of 4.22. This is a neutral value as BLX would need 4.22 years to pay back of all of its debts.
  • BLX has a better Debt to FCF ratio (4.22) than 67.68% of its industry peers.
  • BLX has a Debt/Equity ratio of 2.17. This is a high value indicating a heavy dependency on external financing.
  • BLX's Debt to Equity ratio of 2.17 is on the low side compared to the rest of the industry. BLX is outperformed by 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Altman-Z N/A
ROIC/WACCN/A
WACC9.98%
BLX Yearly LT Debt VS Equity VS FCFBLX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BLX Yearly Current Assets VS Current LiabilitesBLX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

8

3. BLX Growth Analysis

3.1 Past

  • BLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.11%, which is quite good.
  • The Earnings Per Share has been growing by 30.72% on average over the past years. This is a very strong growth
  • The Revenue has grown by 11.83% in the past year. This is quite good.
  • BLX shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.90% yearly.
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%

3.2 Future

  • BLX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.01% yearly.
  • Based on estimates for the next years, BLX will show a quite strong growth in Revenue. The Revenue will grow by 11.45% on average per year.
EPS Next Y1.55%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
EPS Next 5Y11.01%
Revenue Next Year11.04%
Revenue Next 2Y10.49%
Revenue Next 3Y10.64%
Revenue Next 5Y11.45%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
BLX Yearly Revenue VS EstimatesBLX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 100M 200M 300M 400M 500M
BLX Yearly EPS VS EstimatesBLX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

5

4. BLX Valuation Analysis

4.1 Price/Earnings Ratio

  • BLX is valuated reasonably with a Price/Earnings ratio of 9.24.
  • BLX's Price/Earnings ratio is a bit cheaper when compared to the industry. BLX is cheaper than 63.64% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.42, BLX is valued rather cheaply.
  • The Price/Forward Earnings ratio is 9.10, which indicates a very decent valuation of BLX.
  • Based on the Price/Forward Earnings ratio, BLX is valued a bit cheaper than 62.63% of the companies in the same industry.
  • BLX's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.24.
Industry RankSector Rank
PE 9.24
Fwd PE 9.1
BLX Price Earnings VS Forward Price EarningsBLX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BLX is valued cheaper than 98.99% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.12
EV/EBITDA N/A
BLX Per share dataBLX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)5.96
PEG (5Y)0.3
EPS Next 2Y5.81%
EPS Next 3Y6.93%

8

5. BLX Dividend Analysis

5.1 Amount

  • BLX has a Yearly Dividend Yield of 4.83%, which is a nice return.
  • BLX's Dividend Yield is rather good when compared to the industry average which is at 1.82. BLX pays more dividend than 89.90% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, BLX pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.83%

5.2 History

  • The dividend of BLX has a limited annual growth rate of 5.91%.
  • BLX has paid a dividend for at least 10 years, which is a reliable track record.
  • BLX has decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.91%
Div Incr Years2
Div Non Decr Years2
BLX Yearly Dividends per shareBLX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BLX pays out 39.18% of its income as dividend. This is a sustainable payout ratio.
  • BLX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP39.18%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
BLX Yearly Income VS Free CF VS DividendBLX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B
BLX Dividend Payout.BLX Dividend Payout, showing the Payout Ratio.BLX Dividend Payout.PayoutRetained Earnings

BLX Fundamentals: All Metrics, Ratios and Statistics

BANCO LATINOAMERICANO COME-E

NYSE:BLX (4/24/2026, 8:23:29 PM)

After market: 56.48 0 (0%)

56.48

-0.41 (-0.72%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-27
Inst Owners33.36%
Inst Owner Change-0.13%
Ins Owners1.52%
Ins Owner ChangeN/A
Market Cap1.79B
Revenue(TTM)339.57M
Net Income(TTM)222.37M
Analysts82.22
Price Target56.37 (-0.19%)
Short Float %0.75%
Short Ratio1.46
Dividend
Industry RankSector Rank
Dividend Yield 4.83%
Yearly Dividend1.98
Dividend Growth(5Y)5.91%
DP39.18%
Div Incr Years2
Div Non Decr Years2
Ex-Date02-25
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.41%
PT rev (3m)5.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-1.94%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.64%
Revenue NY rev (3m)4.64%
Valuation
Industry RankSector Rank
PE 9.24
Fwd PE 9.1
P/S 5.45
P/FCF 2.12
P/OCF 2.11
P/B 1.09
P/tB 1.1
EV/EBITDA N/A
EPS(TTM)6.11
EY10.82%
EPS(NY)6.2
Fwd EY10.99%
FCF(TTM)26.62
FCFY47.12%
OCF(TTM)26.71
OCFY47.3%
SpS10.36
BVpS51.82
TBVpS51.46
PEG (NY)5.96
PEG (5Y)0.3
Graham Number84.4074 (49.45%)
Profitability
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 67.55%
GM N/A
FCFM 256.86%
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Debt/EBITDA N/A
Cap/Depr 74.78%
Cap/Sales 0.94%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 380.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC9.98%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
EPS Next Y1.55%
EPS Next 2Y5.81%
EPS Next 3Y6.93%
EPS Next 5Y11.01%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%
Revenue Next Year11.04%
Revenue Next 2Y10.49%
Revenue Next 3Y10.64%
Revenue Next 5Y11.45%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y95.72%
OCF growth 3YN/A
OCF growth 5YN/A

BANCO LATINOAMERICANO COME-E / BLX Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BLX.


What is the valuation status of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a valuation rating of 5 / 10 to BANCO LATINOAMERICANO COME-E (BLX). This can be considered as Fairly Valued.


What is the profitability of BLX stock?

BANCO LATINOAMERICANO COME-E (BLX) has a profitability rating of 3 / 10.


What are the PE and PB ratios of BANCO LATINOAMERICANO COME-E (BLX) stock?

The Price/Earnings (PE) ratio for BANCO LATINOAMERICANO COME-E (BLX) is 9.24 and the Price/Book (PB) ratio is 1.09.


How financially healthy is BANCO LATINOAMERICANO COME-E?

The financial health rating of BANCO LATINOAMERICANO COME-E (BLX) is 2 / 10.