BANCO LATINOAMERICANO COME-E (BLX) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:BLX • PAP169941328

48.92 USD
-0.08 (-0.16%)
At close: Feb 6, 2026
48.92 USD
0 (0%)
After Hours: 2/6/2026, 8:19:51 PM
Fundamental Rating

4

Overall BLX gets a fundamental rating of 4 out of 10. We evaluated BLX against 96 industry peers in the Financial Services industry. BLX has a bad profitability rating. Also its financial health evaluation is rather negative. BLX has a decent growth rate and is not valued too expensively. Finally BLX also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year BLX was profitable.
  • BLX had a positive operating cash flow in the past year.
  • Each year in the past 5 years BLX has been profitable.
  • In multiple years BLX reported negative operating cash flow during the last 5 years.
BLX Yearly Net Income VS EBIT VS OCF VS FCFBLX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

  • With a Return On Assets value of 1.78%, BLX perfoms like the industry average, outperforming 56.25% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 13.51%, BLX is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROIC N/A
ROA(3y)1.42%
ROA(5y)1.21%
ROE(3y)12.6%
ROE(5y)10.05%
ROIC(3y)N/A
ROIC(5y)N/A
BLX Yearly ROA, ROE, ROICBLX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • BLX's Profit Margin of 67.55% is amongst the best of the industry. BLX outperforms 96.88% of its industry peers.
  • BLX's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BLX so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 67.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.06%
PM growth 5Y-0.06%
GM growth 3YN/A
GM growth 5YN/A
BLX Yearly Profit, Operating, Gross MarginsBLX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

2

2. Health

2.1 Basic Checks

  • BLX does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BLX has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BLX has been reduced compared to 5 years ago.
  • The debt/assets ratio for BLX has been reduced compared to a year ago.
BLX Yearly Shares OutstandingBLX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
BLX Yearly Total Debt VS Total AssetsBLX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • The Debt to FCF ratio of BLX is 4.22, which is a neutral value as it means it would take BLX, 4.22 years of fcf income to pay off all of its debts.
  • BLX has a Debt to FCF ratio of 4.22. This is in the better half of the industry: BLX outperforms 67.71% of its industry peers.
  • BLX has a Debt/Equity ratio of 2.17. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 2.17, BLX is doing worse than 68.75% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Altman-Z N/A
ROIC/WACCN/A
WACC10.31%
BLX Yearly LT Debt VS Equity VS FCFBLX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BLX Yearly Current Assets VS Current LiabilitesBLX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 9.87% over the past year.
  • Measured over the past years, BLX shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
  • BLX shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.65%.
  • Measured over the past years, BLX shows a quite strong growth in Revenue. The Revenue has been growing by 19.12% on average per year.
EPS 1Y (TTM)9.87%
EPS 3Y50.58%
EPS 5Y20.77%
EPS Q2Q%2.78%
Revenue 1Y (TTM)8.65%
Revenue growth 3Y42.83%
Revenue growth 5Y19.12%
Sales Q2Q%6.7%

3.2 Future

  • BLX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.04% yearly.
  • Based on estimates for the next years, BLX will show a quite strong growth in Revenue. The Revenue will grow by 8.95% on average per year.
EPS Next Y8.85%
EPS Next 2Y5.45%
EPS Next 3Y7.35%
EPS Next 5Y8.04%
Revenue Next Year10.56%
Revenue Next 2Y8.32%
Revenue Next 3Y8.92%
Revenue Next 5Y8.95%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BLX Yearly Revenue VS EstimatesBLX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
BLX Yearly EPS VS EstimatesBLX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 8.14, the valuation of BLX can be described as very reasonable.
  • BLX's Price/Earnings ratio is a bit cheaper when compared to the industry. BLX is cheaper than 73.96% of the companies in the same industry.
  • BLX's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.93.
  • Based on the Price/Forward Earnings ratio of 7.86, the valuation of BLX can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BLX indicates a somewhat cheap valuation: BLX is cheaper than 72.92% of the companies listed in the same industry.
  • BLX's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.77.
Industry RankSector Rank
PE 8.14
Fwd PE 7.86
BLX Price Earnings VS Forward Price EarningsBLX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BLX is valued cheaply inside the industry as 98.96% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.79
EV/EBITDA N/A
BLX Per share dataBLX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BLX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.92
PEG (5Y)0.39
EPS Next 2Y5.45%
EPS Next 3Y7.35%

8

5. Dividend

5.1 Amount

  • BLX has a Yearly Dividend Yield of 5.10%, which is a nice return.
  • BLX's Dividend Yield is rather good when compared to the industry average which is at 2.03. BLX pays more dividend than 86.46% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, BLX pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.1%

5.2 History

  • The dividend of BLX has a limited annual growth rate of 5.91%.
  • BLX has been paying a dividend for at least 10 years, so it has a reliable track record.
  • BLX has decreased its dividend recently.
Dividend Growth(5Y)5.91%
Div Incr Years1
Div Non Decr Years1
BLX Yearly Dividends per shareBLX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 39.18% of the earnings are spent on dividend by BLX. This is a low number and sustainable payout ratio.
  • The dividend of BLX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP39.18%
EPS Next 2Y5.45%
EPS Next 3Y7.35%
BLX Yearly Income VS Free CF VS DividendBLX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B
BLX Dividend Payout.BLX Dividend Payout, showing the Payout Ratio.BLX Dividend Payout.PayoutRetained Earnings

BANCO LATINOAMERICANO COME-E

NYSE:BLX (2/6/2026, 8:19:51 PM)

After market: 48.92 0 (0%)

48.92

-0.08 (-0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-28
Earnings (Next)02-12
Inst Owners36.94%
Inst Owner Change0.7%
Ins Owners1.52%
Ins Owner ChangeN/A
Market Cap1.51B
Revenue(TTM)329.19M
Net Income(TTM)222.37M
Analysts80
Price Target53.47 (9.3%)
Short Float %1.43%
Short Ratio2.89
Dividend
Industry RankSector Rank
Dividend Yield 5.1%
Yearly Dividend1.98
Dividend Growth(5Y)5.91%
DP39.18%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)6.34%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.58%
EPS NY rev (3m)-1.95%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.15%
Revenue NY rev (3m)-0.3%
Valuation
Industry RankSector Rank
PE 8.14
Fwd PE 7.86
P/S 4.59
P/FCF 1.79
P/OCF 1.78
P/B 0.92
P/tB 0.92
EV/EBITDA N/A
EPS(TTM)6.01
EY12.29%
EPS(NY)6.23
Fwd EY12.73%
FCF(TTM)27.37
FCFY55.96%
OCF(TTM)27.47
OCFY56.16%
SpS10.66
BVpS53.3
TBVpS52.93
PEG (NY)0.92
PEG (5Y)0.39
Graham Number84.9
Profitability
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 67.55%
GM N/A
FCFM 256.86%
ROA(3y)1.42%
ROA(5y)1.21%
ROE(3y)12.6%
ROE(5y)10.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.06%
PM growth 5Y-0.06%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Debt/EBITDA N/A
Cap/Depr 74.78%
Cap/Sales 0.94%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 380.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC10.31%
ROIC/WACCN/A
Cap/Depr(3y)91.54%
Cap/Depr(5y)70.08%
Cap/Sales(3y)1.23%
Cap/Sales(5y)1.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.87%
EPS 3Y50.58%
EPS 5Y20.77%
EPS Q2Q%2.78%
EPS Next Y8.85%
EPS Next 2Y5.45%
EPS Next 3Y7.35%
EPS Next 5Y8.04%
Revenue 1Y (TTM)8.65%
Revenue growth 3Y42.83%
Revenue growth 5Y19.12%
Sales Q2Q%6.7%
Revenue Next Year10.56%
Revenue Next 2Y8.32%
Revenue Next 3Y8.92%
Revenue Next 5Y8.95%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-29.13%
OCF growth 3YN/A
OCF growth 5YN/A

BANCO LATINOAMERICANO COME-E / BLX FAQ

What is the ChartMill fundamental rating of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BLX.


What is the valuation status of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a valuation rating of 6 / 10 to BANCO LATINOAMERICANO COME-E (BLX). This can be considered as Fairly Valued.


Can you provide the profitability details for BANCO LATINOAMERICANO COME-E?

BANCO LATINOAMERICANO COME-E (BLX) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for BLX stock?

The Earnings per Share (EPS) of BANCO LATINOAMERICANO COME-E (BLX) is expected to grow by 8.85% in the next year.


How sustainable is the dividend of BANCO LATINOAMERICANO COME-E (BLX) stock?

The dividend rating of BANCO LATINOAMERICANO COME-E (BLX) is 8 / 10 and the dividend payout ratio is 39.18%.