BANCO LATINOAMERICANO COME-E (BLX) Fundamental Analysis & Valuation

NYSE:BLX • PAP169941328

Current stock price

51.94 USD
+0.86 (+1.68%)
Last:

This BLX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BLX Profitability Analysis

1.1 Basic Checks

  • In the past year BLX was profitable.
  • BLX had a positive operating cash flow in the past year.
  • In the past 5 years BLX has always been profitable.
  • In the past 5 years BLX reported 4 times negative operating cash flow.
BLX Yearly Net Income VS EBIT VS OCF VS FCFBLX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B

1.2 Ratios

  • BLX has a Return On Assets (1.78%) which is comparable to the rest of the industry.
  • BLX has a Return On Equity of 13.51%. This is in the better half of the industry: BLX outperforms 69.00% of its industry peers.
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROIC N/A
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
BLX Yearly ROA, ROE, ROICBLX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • BLX has a better Profit Margin (67.55%) than 97.00% of its industry peers.
  • BLX's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BLX so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 67.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
BLX Yearly Profit, Operating, Gross MarginsBLX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. BLX Health Analysis

2.1 Basic Checks

  • BLX does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BLX has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BLX has been reduced compared to 5 years ago.
  • Compared to 1 year ago, BLX has an improved debt to assets ratio.
BLX Yearly Shares OutstandingBLX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BLX Yearly Total Debt VS Total AssetsBLX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • The Debt to FCF ratio of BLX is 4.22, which is a neutral value as it means it would take BLX, 4.22 years of fcf income to pay off all of its debts.
  • BLX has a better Debt to FCF ratio (4.22) than 67.00% of its industry peers.
  • BLX has a Debt/Equity ratio of 2.17. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 2.17, BLX is not doing good in the industry: 67.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Altman-Z N/A
ROIC/WACCN/A
WACC10.15%
BLX Yearly LT Debt VS Equity VS FCFBLX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BLX Yearly Current Assets VS Current LiabilitesBLX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. BLX Growth Analysis

3.1 Past

  • BLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.11%, which is quite good.
  • The Earnings Per Share has been growing by 30.72% on average over the past years. This is a very strong growth
  • Looking at the last year, BLX shows a quite strong growth in Revenue. The Revenue has grown by 11.83% in the last year.
  • Measured over the past years, BLX shows a very strong growth in Revenue. The Revenue has been growing by 27.90% on average per year.
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%

3.2 Future

  • Based on estimates for the next years, BLX will show a small growth in Earnings Per Share. The EPS will grow by 7.69% on average per year.
  • The Revenue is expected to grow by 7.49% on average over the next years.
EPS Next Y1.91%
EPS Next 2Y6.49%
EPS Next 3Y6.92%
EPS Next 5Y7.69%
Revenue Next Year6.12%
Revenue Next 2Y8.11%
Revenue Next 3Y7.49%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BLX Yearly Revenue VS EstimatesBLX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
BLX Yearly EPS VS EstimatesBLX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

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5

4. BLX Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.50, which indicates a very decent valuation of BLX.
  • 66.00% of the companies in the same industry are more expensive than BLX, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 25.58. BLX is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 8.34 indicates a reasonable valuation of BLX.
  • Based on the Price/Forward Earnings ratio, BLX is valued a bit cheaper than 65.00% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of BLX to the average of the S&P500 Index (22.81), we can say BLX is valued rather cheaply.
Industry RankSector Rank
PE 8.5
Fwd PE 8.34
BLX Price Earnings VS Forward Price EarningsBLX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BLX's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BLX is cheaper than 99.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.9
EV/EBITDA N/A
BLX Per share dataBLX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BLX does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)4.45
PEG (5Y)0.28
EPS Next 2Y6.49%
EPS Next 3Y6.92%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. BLX Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.48%, BLX is a good candidate for dividend investing.
  • BLX's Dividend Yield is rather good when compared to the industry average which is at 2.13. BLX pays more dividend than 90.00% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, BLX pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.48%

5.2 History

  • The dividend of BLX has a limited annual growth rate of 5.91%.
  • BLX has paid a dividend for at least 10 years, which is a reliable track record.
  • BLX has decreased its dividend recently.
Dividend Growth(5Y)5.91%
Div Incr Years1
Div Non Decr Years1
BLX Yearly Dividends per shareBLX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 39.18% of the earnings are spent on dividend by BLX. This is a low number and sustainable payout ratio.
  • The dividend of BLX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP39.18%
EPS Next 2Y6.49%
EPS Next 3Y6.92%
BLX Yearly Income VS Free CF VS DividendBLX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B
BLX Dividend Payout.BLX Dividend Payout, showing the Payout Ratio.BLX Dividend Payout.PayoutRetained Earnings

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BLX Fundamentals: All Metrics, Ratios and Statistics

BANCO LATINOAMERICANO COME-E

NYSE:BLX (4/1/2026, 1:05:37 PM)

51.94

+0.86 (+1.68%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)05-04
Inst Owners34.18%
Inst Owner Change-0.6%
Ins Owners1.52%
Ins Owner ChangeN/A
Market Cap1.60B
Revenue(TTM)339.57M
Net Income(TTM)222.37M
Analysts80
Price Target53.47 (2.95%)
Short Float %1.35%
Short Ratio2.44
Dividend
Industry RankSector Rank
Dividend Yield 5.48%
Yearly Dividend1.98
Dividend Growth(5Y)5.91%
DP39.18%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-25
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.56%
Valuation
Industry RankSector Rank
PE 8.5
Fwd PE 8.34
P/S 4.87
P/FCF 1.9
P/OCF 1.89
P/B 0.97
P/tB 0.98
EV/EBITDA N/A
EPS(TTM)6.11
EY11.76%
EPS(NY)6.23
Fwd EY11.99%
FCF(TTM)27.37
FCFY52.7%
OCF(TTM)27.47
OCFY52.9%
SpS10.66
BVpS53.3
TBVpS52.93
PEG (NY)4.45
PEG (5Y)0.28
Graham Number85.6
Profitability
Industry RankSector Rank
ROA 1.78%
ROE 13.51%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 67.55%
GM N/A
FCFM 256.86%
ROA(3y)1.69%
ROA(5y)1.37%
ROE(3y)14.24%
ROE(5y)11.53%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.58%
PM growth 5Y0.83%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.17
Debt/FCF 4.22
Debt/EBITDA N/A
Cap/Depr 74.78%
Cap/Sales 0.94%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 380.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC10.15%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.11%
EPS 3Y34.17%
EPS 5Y30.72%
EPS Q2Q%7.14%
EPS Next Y1.91%
EPS Next 2Y6.49%
EPS Next 3Y6.92%
EPS Next 5Y7.69%
Revenue 1Y (TTM)11.83%
Revenue growth 3Y26.76%
Revenue growth 5Y27.9%
Sales Q2Q%13.22%
Revenue Next Year6.12%
Revenue Next 2Y8.11%
Revenue Next 3Y7.49%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y95.72%
OCF growth 3YN/A
OCF growth 5YN/A

BANCO LATINOAMERICANO COME-E / BLX Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BLX.


What is the valuation status of BANCO LATINOAMERICANO COME-E (BLX) stock?

ChartMill assigns a valuation rating of 5 / 10 to BANCO LATINOAMERICANO COME-E (BLX). This can be considered as Fairly Valued.


What is the profitability of BLX stock?

BANCO LATINOAMERICANO COME-E (BLX) has a profitability rating of 3 / 10.


What are the PE and PB ratios of BANCO LATINOAMERICANO COME-E (BLX) stock?

The Price/Earnings (PE) ratio for BANCO LATINOAMERICANO COME-E (BLX) is 8.5 and the Price/Book (PB) ratio is 0.97.


How financially healthy is BANCO LATINOAMERICANO COME-E?

The financial health rating of BANCO LATINOAMERICANO COME-E (BLX) is 2 / 10.