1895 BANCORP OF WISCONSIN IN (BCOW) Fundamental Analysis & Valuation

NASDAQ:BCOW • US28253R1059

Current stock price

9.4 USD
-0.7 (-6.93%)
At close:
9.71 USD
+0.31 (+3.3%)
After Hours:

This BCOW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BCOW Profitability Analysis

1.1 Basic Checks

  • BCOW had negative earnings in the past year.
  • BCOW had a negative operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: BCOW reported negative net income in multiple years.
  • Of the past 5 years BCOW 4 years had a positive operating cash flow.
BCOW Yearly Net Income VS EBIT VS OCF VS FCFBCOW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M -4M -6M

1.2 Ratios

  • With a Return On Assets value of -0.58%, BCOW is not doing good in the industry: 95.77% of the companies in the same industry are doing better.
  • BCOW has a worse Return On Equity (-4.46%) than 95.27% of its industry peers.
Industry RankSector Rank
ROA -0.58%
ROE -4.46%
ROIC N/A
ROA(3y)-0.41%
ROA(5y)-0.17%
ROE(3y)-3.14%
ROE(5y)-1.29%
ROIC(3y)N/A
ROIC(5y)N/A
BCOW Yearly ROA, ROE, ROICBCOW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 2 -2 4 -4 -6 -8

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for BCOW so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BCOW Yearly Profit, Operating, Gross MarginsBCOW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 -20 -40 -60

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4

2. BCOW Health Analysis

2.1 Basic Checks

  • BCOW does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BCOW has less shares outstanding
  • BCOW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BCOW Yearly Shares OutstandingBCOW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M
BCOW Yearly Total Debt VS Total AssetsBCOW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M 400M 500M

2.2 Solvency

  • There is no outstanding debt for BCOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.52%
BCOW Yearly LT Debt VS Equity VS FCFBCOW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 20M 40M 60M 80M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BCOW Yearly Current Assets VS Current LiabilitesBCOW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 200K 400K 600K 800K 1M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. BCOW Growth Analysis

3.1 Past

  • BCOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.63%, which is quite impressive.
  • Looking at the last year, BCOW shows a decrease in Revenue. The Revenue has decreased by -5.58% in the last year.
  • BCOW shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.68% yearly.
EPS 1Y (TTM)27.63%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.56%
Revenue 1Y (TTM)-5.58%
Revenue growth 3Y-17.14%
Revenue growth 5Y-6.68%
Sales Q2Q%148.73%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BCOW Yearly Revenue VS EstimatesBCOW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M

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0

4. BCOW Valuation Analysis

4.1 Price/Earnings Ratio

  • BCOW reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BCOW Price Earnings VS Forward Price EarningsBCOW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BCOW Per share dataBCOW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BCOW Dividend Analysis

5.1 Amount

  • BCOW does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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BCOW Fundamentals: All Metrics, Ratios and Statistics

1895 BANCORP OF WISCONSIN IN

NASDAQ:BCOW (3/7/2025, 8:06:58 PM)

After market: 9.71 +0.31 (+3.3%)

9.4

-0.7 (-6.93%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)11-08
Earnings (Next)03-27
Inst Owners30.29%
Inst Owner Change0%
Ins Owners4.57%
Ins Owner Change0%
Market Cap56.02M
Revenue(TTM)13.23M
Net Income(TTM)-3.26M
Analysts0
Price TargetN/A
Short Float %0.04%
Short Ratio0.1
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.24
P/FCF N/A
P/OCF N/A
P/B 0.77
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)-0.59
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.04
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS2.22
BVpS12.28
TBVpS12
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.58%
ROE -4.46%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-0.41%
ROA(5y)-0.17%
ROE(3y)-3.14%
ROE(5y)-1.29%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 45.63%
Cap/Sales 1.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC9.52%
ROIC/WACCN/A
Cap/Depr(3y)77.88%
Cap/Depr(5y)74.66%
Cap/Sales(3y)3.34%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.63%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.56%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.58%
Revenue growth 3Y-17.14%
Revenue growth 5Y-6.68%
Sales Q2Q%148.73%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.1%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y99.28%
OCF growth 3YN/A
OCF growth 5YN/A

1895 BANCORP OF WISCONSIN IN / BCOW Fundamental Analysis FAQ

What is the fundamental rating for BCOW stock?

ChartMill assigns a fundamental rating of 2 / 10 to BCOW.


Can you provide the valuation status for 1895 BANCORP OF WISCONSIN IN?

ChartMill assigns a valuation rating of 0 / 10 to 1895 BANCORP OF WISCONSIN IN (BCOW). This can be considered as Overvalued.


What is the profitability of BCOW stock?

1895 BANCORP OF WISCONSIN IN (BCOW) has a profitability rating of 1 / 10.


What is the financial health of 1895 BANCORP OF WISCONSIN IN (BCOW) stock?

The financial health rating of 1895 BANCORP OF WISCONSIN IN (BCOW) is 5 / 10.