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1895 BANCORP OF WISCONSIN IN (BCOW) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:BCOW - US28253R1059 - Common Stock

9.4 USD
-0.7 (-6.93%)
Last: 3/7/2025, 8:06:58 PM
9.71 USD
+0.31 (+3.3%)
After Hours: 3/7/2025, 8:06:58 PM
Fundamental Rating

1

BCOW gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 383 industry peers in the Banks industry. The financial health of BCOW is average, but there are quite some concerns on its profitability. BCOW is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year BCOW has reported negative net income.
  • In the past year BCOW has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: BCOW reported negative net income in multiple years.
  • Of the past 5 years BCOW 4 years had a positive operating cash flow.
BCOW Yearly Net Income VS EBIT VS OCF VS FCFBCOW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M -4M -6M

1.2 Ratios

  • BCOW's Return On Assets of -0.58% is on the low side compared to the rest of the industry. BCOW is outperformed by 95.77% of its industry peers.
  • BCOW has a Return On Equity of -4.46%. This is amonst the worse of the industry: BCOW underperforms 95.27% of its industry peers.
Industry RankSector Rank
ROA -0.58%
ROE -4.46%
ROIC N/A
ROA(3y)-0.41%
ROA(5y)-0.17%
ROE(3y)-3.14%
ROE(5y)-1.29%
ROIC(3y)N/A
ROIC(5y)N/A
BCOW Yearly ROA, ROE, ROICBCOW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 2 -2 4 -4 -6 -8

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for BCOW so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BCOW Yearly Profit, Operating, Gross MarginsBCOW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 -20 -40 -60

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4

2. Health

2.1 Basic Checks

  • BCOW does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BCOW has been reduced compared to 1 year ago.
  • There is no outstanding debt for BCOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BCOW Yearly Shares OutstandingBCOW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M
BCOW Yearly Total Debt VS Total AssetsBCOW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M 400M 500M

2.2 Solvency

  • There is no outstanding debt for BCOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.52%
BCOW Yearly LT Debt VS Equity VS FCFBCOW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 20M 40M 60M 80M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BCOW Yearly Current Assets VS Current LiabilitesBCOW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 200K 400K 600K 800K 1M

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0

3. Growth

3.1 Past

  • BCOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.63%, which is quite impressive.
  • The Revenue has decreased by -5.58% in the past year.
  • The Revenue has been decreasing by -6.68% on average over the past years.
EPS 1Y (TTM)27.63%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.56%
Revenue 1Y (TTM)-5.58%
Revenue growth 3Y-17.14%
Revenue growth 5Y-6.68%
Sales Q2Q%148.73%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BCOW Yearly Revenue VS EstimatesBCOW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M

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0

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for BCOW. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BCOW Price Earnings VS Forward Price EarningsBCOW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BCOW Per share dataBCOW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

  • No dividends for BCOW!.
Industry RankSector Rank
Dividend Yield N/A

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1895 BANCORP OF WISCONSIN IN

NASDAQ:BCOW (3/7/2025, 8:06:58 PM)

After market: 9.71 +0.31 (+3.3%)

9.4

-0.7 (-6.93%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)11-08
Earnings (Next)03-27
Inst Owners30.29%
Inst Owner Change0%
Ins Owners4.57%
Ins Owner Change0%
Market Cap56.02M
Revenue(TTM)13.23M
Net Income(TTM)-3.26M
Analysts0
Price TargetN/A
Short Float %0.04%
Short Ratio0.09
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.24
P/FCF N/A
P/OCF N/A
P/B 0.77
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)-0.59
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.04
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS2.22
BVpS12.28
TBVpS12
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.58%
ROE -4.46%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-0.41%
ROA(5y)-0.17%
ROE(3y)-3.14%
ROE(5y)-1.29%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 45.63%
Cap/Sales 1.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC9.52%
ROIC/WACCN/A
Cap/Depr(3y)77.88%
Cap/Depr(5y)74.66%
Cap/Sales(3y)3.34%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.63%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.56%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.58%
Revenue growth 3Y-17.14%
Revenue growth 5Y-6.68%
Sales Q2Q%148.73%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.1%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y99.28%
OCF growth 3YN/A
OCF growth 5YN/A

1895 BANCORP OF WISCONSIN IN / BCOW FAQ

What is the fundamental rating for BCOW stock?

ChartMill assigns a fundamental rating of 2 / 10 to BCOW.


What is the valuation status for BCOW stock?

ChartMill assigns a valuation rating of 0 / 10 to 1895 BANCORP OF WISCONSIN IN (BCOW). This can be considered as Overvalued.


Can you provide the profitability details for 1895 BANCORP OF WISCONSIN IN?

1895 BANCORP OF WISCONSIN IN (BCOW) has a profitability rating of 1 / 10.