BANCO BRADESCO-ADR (BBD)
US0594603039 - ADR
Taking everything into account, BBD scores 4 out of 10 in our fundamental rating. BBD was compared to 412 industry peers in the Banks industry. While BBD seems to be doing ok healthwise, there are quite some concerns on its profitability. BBD is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
BBD had positive earnings in the past year.
In the past year BBD had a positive cash flow from operations.
Of the past 5 years BBD 4 years were profitable.
In multiple years BBD reported negative operating cash flow during the last 5 years.
1.2 Ratios
The profitability ratios for BBD are negative, so there is not much use analyzing them.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROIC | N/A |
ROA(3y)1.18%
ROA(5y)1.34%
ROE(3y)13.29%
ROE(5y)14.5%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 15.45%, BBD is doing worse than 79.37% of the companies in the same industry.
BBD's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for BBD so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.45% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.98%
PM growth 5Y16.18%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BBD does not have a ROIC to compare to the WACC, probably because it is not profitable.
There is no outstanding debt for BBD. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
BBD has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.07%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.98%.
BBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.19% yearly.
Looking at the last year, BBD shows a quite strong growth in Revenue. The Revenue has grown by 13.80% in the last year.
The Revenue has been decreasing by -7.75% on average over the past years.
EPS 1Y (TTM)-20.98%
EPS 3Y-5.89%
EPS 5Y2.19%
EPS growth Q2Q78.85%
Revenue 1Y (TTM)13.8%
Revenue growth 3Y4.49%
Revenue growth 5Y-7.75%
Revenue growth Q2QN/A
3.2 Future
BBD is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.55% yearly.
The Revenue is expected to grow by 5.43% on average over the next years.
EPS Next Y-7.33%
EPS Next 2Y-3.29%
EPS Next 3Y7.8%
EPS Next 5Y11.55%
Revenue Next Year1.42%
Revenue Next 2Y2.25%
Revenue Next 3Y4.66%
Revenue Next 5Y5.43%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.07, the valuation of BBD can be described as very reasonable.
BBD's Price/Earnings ratio is in line with the industry average.
BBD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.28.
BBD is valuated cheaply with a Price/Forward Earnings ratio of 7.71.
Based on the Price/Forward Earnings ratio, BBD is valued cheaply inside the industry as 84.47% of the companies are valued more expensively.
BBD is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.07 | ||
| Fwd PE | 7.71 |
4.2 Price Multiples
87.14% of the companies in the same industry are more expensive than BBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.06 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.14
EPS Next 2Y-3.29%
EPS Next 3Y7.8%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.62%, BBD has a reasonable but not impressive dividend return.
BBD's Dividend Yield is slightly below the industry average, which is at 3.81.
BBD's Dividend Yield is slightly below the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
5.2 History
The dividend of BBD decreases each year by -10.51%.
BBD has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of BBD decreased in the last 3 years.
Dividend Growth(5Y)-10.51%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
17.64% of the earnings are spent on dividend by BBD. This is a low number and sustainable payout ratio.
DP17.64%
EPS Next 2Y-3.29%
EPS Next 3Y7.8%
BANCO BRADESCO-ADR
NYSE:BBD (5/3/2024, 7:04:00 PM)
After market: 2.71 -0.01 (-0.37%)2.72
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap28.89B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.07 | ||
| Fwd PE | 7.71 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)4.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 15.45% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset TurnoverN/A
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-20.98%
EPS 3Y-5.89%
EPS 5Y
EPS growth Q2Q
EPS Next Y-7.33%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)13.8%
Revenue growth 3Y4.49%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y