BANNER CORPORATION (BANR) Fundamental Analysis & Valuation

NASDAQ:BANR • US06652V2088

Current stock price

64.58 USD
+1.49 (+2.36%)
At close:
64.5582 USD
-0.02 (-0.03%)
After Hours:

This BANR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. BANR Profitability Analysis

1.1 Basic Checks

  • BANR had positive earnings in the past year.
  • BANR had a positive operating cash flow in the past year.
  • Each year in the past 5 years BANR has been profitable.
  • Each year in the past 5 years BANR had a positive operating cash flow.
BANR Yearly Net Income VS EBIT VS OCF VS FCFBANR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • The Return On Assets of BANR (1.19%) is better than 74.80% of its industry peers.
  • With a Return On Equity value of 10.04%, BANR perfoms like the industry average, outperforming 59.68% of the companies in the same industry.
Industry RankSector Rank
ROA 1.19%
ROE 10.04%
ROIC N/A
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
BANR Yearly ROA, ROE, ROICBANR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 29.57%, BANR is doing good in the industry, outperforming 72.41% of the companies in the same industry.
  • In the last couple of years the Profit Margin of BANR has grown nicely.
  • The Operating Margin and Gross Margin are not available for BANR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 29.57%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
BANR Yearly Profit, Operating, Gross MarginsBANR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. BANR Health Analysis

2.1 Basic Checks

  • BANR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BANR has been reduced compared to 1 year ago.
  • BANR has less shares outstanding than it did 5 years ago.
  • BANR has a better debt/assets ratio than last year.
BANR Yearly Shares OutstandingBANR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BANR Yearly Total Debt VS Total AssetsBANR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • BANR has a debt to FCF ratio of 0.75. This is a very positive value and a sign of high solvency as it would only need 0.75 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 0.75, BANR is doing good in the industry, outperforming 74.01% of the companies in the same industry.
  • BANR has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
  • BANR has a better Debt to Equity ratio (0.10) than 68.70% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.75
Altman-Z N/A
ROIC/WACCN/A
WACC14.04%
BANR Yearly LT Debt VS Equity VS FCFBANR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BANR Yearly Current Assets VS Current LiabilitesBANR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BANR Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.57% over the past year.
  • Measured over the past years, BANR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.45% on average per year.
  • BANR shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.57%.
  • BANR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.64% yearly.
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.58% on average over the next years.
  • Based on estimates for the next years, BANR will show a small growth in Revenue. The Revenue will grow by 6.60% on average per year.
EPS Next Y6.06%
EPS Next 2Y6.58%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.52%
Revenue Next 2Y6.6%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BANR Yearly Revenue VS EstimatesBANR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
BANR Yearly EPS VS EstimatesBANR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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5

4. BANR Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.45, the valuation of BANR can be described as reasonable.
  • BANR's Price/Earnings ratio is a bit cheaper when compared to the industry. BANR is cheaper than 67.64% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.87. BANR is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 10.80, the valuation of BANR can be described as reasonable.
  • BANR's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of BANR to the average of the S&P500 Index (38.51), we can say BANR is valued rather cheaply.
Industry RankSector Rank
PE 11.45
Fwd PE 10.8
BANR Price Earnings VS Forward Price EarningsBANR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BANR indicates a rather cheap valuation: BANR is cheaper than 80.37% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.82
EV/EBITDA N/A
BANR Per share dataBANR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.89
PEG (5Y)1
EPS Next 2Y6.58%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BANR Dividend Analysis

5.1 Amount

  • BANR has a Yearly Dividend Yield of 3.17%. Purely for dividend investing, there may be better candidates out there.
  • BANR's Dividend Yield is a higher than the industry average which is at 2.57.
  • BANR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.17%

5.2 History

  • The dividend of BANR decreases each year by -5.76%.
  • BANR has paid a dividend for at least 10 years, which is a reliable track record.
  • BANR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.76%
Div Incr Years1
Div Non Decr Years4
BANR Yearly Dividends per shareBANR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BANR pays out 34.56% of its income as dividend. This is a sustainable payout ratio.
DP34.56%
EPS Next 2Y6.58%
EPS Next 3YN/A
BANR Yearly Income VS Free CF VS DividendBANR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
BANR Dividend Payout.BANR Dividend Payout, showing the Payout Ratio.BANR Dividend Payout.PayoutRetained Earnings

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BANR Fundamentals: All Metrics, Ratios and Statistics

BANNER CORPORATION

NASDAQ:BANR (4/17/2026, 8:00:02 PM)

After market: 64.5582 -0.02 (-0.03%)

64.58

+1.49 (+2.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-22
Inst Owners93.57%
Inst Owner Change0.09%
Ins Owners2.7%
Ins Owner Change6.78%
Market Cap2.19B
Revenue(TTM)660.73M
Net Income(TTM)195.38M
Analysts78.33
Price Target71.91 (11.35%)
Short Float %2.89%
Short Ratio2.8
Dividend
Industry RankSector Rank
Dividend Yield 3.17%
Yearly Dividend1.97
Dividend Growth(5Y)-5.76%
DP34.56%
Div Incr Years1
Div Non Decr Years4
Ex-Date02-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.25%
Min EPS beat(2)0.66%
Max EPS beat(2)7.83%
EPS beat(4)3
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.26%
Max EPS beat(4)7.83%
EPS beat(8)5
Avg EPS beat(8)2.92%
EPS beat(12)6
Avg EPS beat(12)-1.16%
EPS beat(16)8
Avg EPS beat(16)-0.49%
Revenue beat(2)0
Avg Revenue beat(2)-3.81%
Min Revenue beat(2)-4.48%
Max Revenue beat(2)-3.14%
Revenue beat(4)0
Avg Revenue beat(4)-3.2%
Min Revenue beat(4)-4.48%
Max Revenue beat(4)-1.28%
Revenue beat(8)1
Avg Revenue beat(8)-2.68%
Revenue beat(12)2
Avg Revenue beat(12)-2.68%
Revenue beat(16)6
Avg Revenue beat(16)1.93%
PT rev (1m)-0.94%
PT rev (3m)-2.08%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.77%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.37%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.04%
Valuation
Industry RankSector Rank
PE 11.45
Fwd PE 10.8
P/S 3.31
P/FCF 8.82
P/OCF 8.5
P/B 1.12
P/tB 1.39
EV/EBITDA N/A
EPS(TTM)5.64
EY8.73%
EPS(NY)5.98
Fwd EY9.26%
FCF(TTM)7.32
FCFY11.34%
OCF(TTM)7.6
OCFY11.77%
SpS19.51
BVpS57.46
TBVpS46.4
PEG (NY)1.89
PEG (5Y)1
Graham Number85.3941 (32.23%)
Profitability
Industry RankSector Rank
ROA 1.19%
ROE 10.04%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.57%
GM N/A
FCFM 37.53%
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.75
Debt/EBITDA N/A
Cap/Depr 52.83%
Cap/Sales 1.44%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 126.91%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC14.04%
ROIC/WACCN/A
Cap/Depr(3y)62.32%
Cap/Depr(5y)59.42%
Cap/Sales(3y)2.02%
Cap/Sales(5y)2.03%
Profit Quality(3y)141.48%
Profit Quality(5y)136.72%
High Growth Momentum
Growth
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
EPS Next Y6.06%
EPS Next 2Y6.58%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%
Revenue Next Year7.52%
Revenue Next 2Y6.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.27%
FCF growth 3Y3.54%
FCF growth 5Y17.1%
OCF growth 1Y-12.18%
OCF growth 3Y2.64%
OCF growth 5Y15.47%

BANNER CORPORATION / BANR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BANNER CORPORATION?

ChartMill assigns a fundamental rating of 4 / 10 to BANR.


What is the valuation status of BANNER CORPORATION (BANR) stock?

ChartMill assigns a valuation rating of 5 / 10 to BANNER CORPORATION (BANR). This can be considered as Fairly Valued.


Can you provide the profitability details for BANNER CORPORATION?

BANNER CORPORATION (BANR) has a profitability rating of 4 / 10.


What is the earnings growth outlook for BANNER CORPORATION?

The Earnings per Share (EPS) of BANNER CORPORATION (BANR) is expected to grow by 6.06% in the next year.


How sustainable is the dividend of BANNER CORPORATION (BANR) stock?

The dividend rating of BANNER CORPORATION (BANR) is 5 / 10 and the dividend payout ratio is 34.56%.