BANNER CORPORATION (BANR) Fundamental Analysis & Valuation

NASDAQ:BANR • US06652V2088

Current stock price

59.26 USD
-0.8 (-1.33%)
Last:

This BANR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. BANR Profitability Analysis

1.1 Basic Checks

  • In the past year BANR was profitable.
  • BANR had a positive operating cash flow in the past year.
  • In the past 5 years BANR has always been profitable.
  • BANR had a positive operating cash flow in each of the past 5 years.
BANR Yearly Net Income VS EBIT VS OCF VS FCFBANR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.19%, BANR is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 10.04%, BANR is in the better half of the industry, outperforming 61.32% of the companies in the same industry.
Industry RankSector Rank
ROA 1.19%
ROE 10.04%
ROIC N/A
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
BANR Yearly ROA, ROE, ROICBANR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • BANR has a better Profit Margin (29.57%) than 73.16% of its industry peers.
  • BANR's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BANR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 29.57%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
BANR Yearly Profit, Operating, Gross MarginsBANR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. BANR Health Analysis

2.1 Basic Checks

  • BANR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BANR has less shares outstanding
  • Compared to 5 years ago, BANR has less shares outstanding
  • BANR has a better debt/assets ratio than last year.
BANR Yearly Shares OutstandingBANR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BANR Yearly Total Debt VS Total AssetsBANR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • BANR has a debt to FCF ratio of 0.75. This is a very positive value and a sign of high solvency as it would only need 0.75 years to pay back of all of its debts.
  • BANR's Debt to FCF ratio of 0.75 is fine compared to the rest of the industry. BANR outperforms 73.95% of its industry peers.
  • A Debt/Equity ratio of 0.10 indicates that BANR is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.10, BANR is doing good in the industry, outperforming 68.68% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.75
Altman-Z N/A
ROIC/WACCN/A
WACC14.41%
BANR Yearly LT Debt VS Equity VS FCFBANR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BANR Yearly Current Assets VS Current LiabilitesBANR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BANR Growth Analysis

3.1 Past

  • BANR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.57%, which is quite good.
  • The Earnings Per Share has been growing by 11.45% on average over the past years. This is quite good.
  • BANR shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.57%.
  • The Revenue has been growing slightly by 2.64% on average over the past years.
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%

3.2 Future

  • Based on estimates for the next years, BANR will show a small growth in Earnings Per Share. The EPS will grow by 6.57% on average per year.
  • The Revenue is expected to grow by 6.60% on average over the next years.
EPS Next Y6.06%
EPS Next 2Y6.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.52%
Revenue Next 2Y6.6%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BANR Yearly Revenue VS EstimatesBANR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
BANR Yearly EPS VS EstimatesBANR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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5

4. BANR Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.51 indicates a reasonable valuation of BANR.
  • Based on the Price/Earnings ratio, BANR is valued a bit cheaper than 66.84% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.61, BANR is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 9.91, the valuation of BANR can be described as very reasonable.
  • The rest of the industry has a similar Price/Forward Earnings ratio as BANR.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.79, BANR is valued rather cheaply.
Industry RankSector Rank
PE 10.51
Fwd PE 9.91
BANR Price Earnings VS Forward Price EarningsBANR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BANR indicates a rather cheap valuation: BANR is cheaper than 80.26% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.15
EV/EBITDA N/A
BANR Per share dataBANR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BANR's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.73
PEG (5Y)0.92
EPS Next 2Y6.57%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BANR Dividend Analysis

5.1 Amount

  • BANR has a Yearly Dividend Yield of 3.42%.
  • Compared to an average industry Dividend Yield of 2.78, BANR pays a bit more dividend than its industry peers.
  • BANR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.42%

5.2 History

  • The dividend of BANR decreases each year by -5.76%.
  • BANR has paid a dividend for at least 10 years, which is a reliable track record.
  • BANR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.76%
Div Incr Years0
Div Non Decr Years3
BANR Yearly Dividends per shareBANR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 34.56% of the earnings are spent on dividend by BANR. This is a low number and sustainable payout ratio.
DP34.56%
EPS Next 2Y6.57%
EPS Next 3YN/A
BANR Yearly Income VS Free CF VS DividendBANR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
BANR Dividend Payout.BANR Dividend Payout, showing the Payout Ratio.BANR Dividend Payout.PayoutRetained Earnings

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BANR Fundamentals: All Metrics, Ratios and Statistics

BANNER CORPORATION

NASDAQ:BANR (3/26/2026, 2:42:34 PM)

59.26

-0.8 (-1.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-14
Inst Owners93.57%
Inst Owner Change-3.38%
Ins Owners2.3%
Ins Owner Change0.56%
Market Cap2.02B
Revenue(TTM)660.73M
Net Income(TTM)195.38M
Analysts78.33
Price Target72.59 (22.49%)
Short Float %1.9%
Short Ratio2.12
Dividend
Industry RankSector Rank
Dividend Yield 3.42%
Yearly Dividend1.97
Dividend Growth(5Y)-5.76%
DP34.56%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.25%
Min EPS beat(2)0.66%
Max EPS beat(2)7.83%
EPS beat(4)3
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.26%
Max EPS beat(4)7.83%
EPS beat(8)5
Avg EPS beat(8)2.92%
EPS beat(12)6
Avg EPS beat(12)-1.16%
EPS beat(16)8
Avg EPS beat(16)-0.49%
Revenue beat(2)0
Avg Revenue beat(2)-3.81%
Min Revenue beat(2)-4.48%
Max Revenue beat(2)-3.14%
Revenue beat(4)0
Avg Revenue beat(4)-3.2%
Min Revenue beat(4)-4.48%
Max Revenue beat(4)-1.28%
Revenue beat(8)1
Avg Revenue beat(8)-2.68%
Revenue beat(12)2
Avg Revenue beat(12)-2.68%
Revenue beat(16)6
Avg Revenue beat(16)1.93%
PT rev (1m)1.09%
PT rev (3m)-1.16%
EPS NQ rev (1m)0.34%
EPS NQ rev (3m)-1.77%
EPS NY rev (1m)-1.33%
EPS NY rev (3m)-1.37%
Revenue NQ rev (1m)-0.83%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)-0.89%
Revenue NY rev (3m)-1.91%
Valuation
Industry RankSector Rank
PE 10.51
Fwd PE 9.91
P/S 3.06
P/FCF 8.15
P/OCF 7.85
P/B 1.04
P/tB 1.29
EV/EBITDA N/A
EPS(TTM)5.64
EY9.52%
EPS(NY)5.98
Fwd EY10.09%
FCF(TTM)7.27
FCFY12.27%
OCF(TTM)7.55
OCFY12.74%
SpS19.38
BVpS57.08
TBVpS46.09
PEG (NY)1.73
PEG (5Y)0.92
Graham Number85.11
Profitability
Industry RankSector Rank
ROA 1.19%
ROE 10.04%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.57%
GM N/A
FCFM 37.53%
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.75
Debt/EBITDA N/A
Cap/Depr 52.83%
Cap/Sales 1.44%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 126.91%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC14.41%
ROIC/WACCN/A
Cap/Depr(3y)62.32%
Cap/Depr(5y)59.42%
Cap/Sales(3y)2.02%
Cap/Sales(5y)2.03%
Profit Quality(3y)141.48%
Profit Quality(5y)136.72%
High Growth Momentum
Growth
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
EPS Next Y6.06%
EPS Next 2Y6.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%
Revenue Next Year7.52%
Revenue Next 2Y6.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.27%
FCF growth 3Y3.54%
FCF growth 5Y17.1%
OCF growth 1Y-12.18%
OCF growth 3Y2.64%
OCF growth 5Y15.47%

BANNER CORPORATION / BANR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BANNER CORPORATION?

ChartMill assigns a fundamental rating of 4 / 10 to BANR.


Can you provide the valuation status for BANNER CORPORATION?

ChartMill assigns a valuation rating of 5 / 10 to BANNER CORPORATION (BANR). This can be considered as Fairly Valued.


How profitable is BANNER CORPORATION (BANR) stock?

BANNER CORPORATION (BANR) has a profitability rating of 4 / 10.


What are the PE and PB ratios of BANNER CORPORATION (BANR) stock?

The Price/Earnings (PE) ratio for BANNER CORPORATION (BANR) is 10.51 and the Price/Book (PB) ratio is 1.04.


Is the dividend of BANNER CORPORATION sustainable?

The dividend rating of BANNER CORPORATION (BANR) is 5 / 10 and the dividend payout ratio is 34.56%.