BANNER CORPORATION (BANR) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:BANR • US06652V2088

64.08 USD
+0.6 (+0.95%)
At close: Feb 4, 2026
64.08 USD
0 (0%)
After Hours: 2/4/2026, 8:04:41 PM
Fundamental Rating

5

Taking everything into account, BANR scores 5 out of 10 in our fundamental rating. BANR was compared to 383 industry peers in the Banks industry. BANR has only an average score on both its financial health and profitability. BANR has a decent growth rate and is not valued too expensively. Finally BANR also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • BANR had positive earnings in the past year.
  • BANR had a positive operating cash flow in the past year.
  • In the past 5 years BANR has always been profitable.
  • BANR had a positive operating cash flow in 4 of the past 5 years.
BANR Yearly Net Income VS EBIT VS OCF VS FCFBANR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.15%, BANR is in the better half of the industry, outperforming 72.58% of the companies in the same industry.
  • The Return On Equity of BANR (9.94%) is better than 62.40% of its industry peers.
Industry RankSector Rank
ROA 1.15%
ROE 9.94%
ROIC N/A
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
BANR Yearly ROA, ROE, ROICBANR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of BANR (29.09%) is better than 74.67% of its industry peers.
  • BANR's Profit Margin has improved in the last couple of years.
  • BANR does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 29.09%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
BANR Yearly Profit, Operating, Gross MarginsBANR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • BANR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BANR has less shares outstanding
  • BANR has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BANR has an improved debt to assets ratio.
BANR Yearly Shares OutstandingBANR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BANR Yearly Total Debt VS Total AssetsBANR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of BANR is 0.61, which is an excellent value as it means it would take BANR, only 0.61 years of fcf income to pay off all of its debts.
  • BANR's Debt to FCF ratio of 0.61 is fine compared to the rest of the industry. BANR outperforms 77.81% of its industry peers.
  • A Debt/Equity ratio of 0.10 indicates that BANR is not too dependend on debt financing.
  • The Debt to Equity ratio of BANR (0.10) is better than 66.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.61
Altman-Z N/A
ROIC/WACCN/A
WACC13.45%
BANR Yearly LT Debt VS Equity VS FCFBANR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BANR Yearly Current Assets VS Current LiabilitesBANR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 15.57% over the past year.
  • BANR shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.45% yearly.
  • Looking at the last year, BANR shows a quite strong growth in Revenue. The Revenue has grown by 8.57% in the last year.
  • The Revenue has been growing slightly by 2.64% on average over the past years.
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%

3.2 Future

  • BANR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.18% yearly.
  • The Revenue is expected to grow by 6.37% on average over the next years.
EPS Next Y7.53%
EPS Next 2Y11.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.05%
Revenue Next 2Y6.37%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BANR Yearly Revenue VS EstimatesBANR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
BANR Yearly EPS VS EstimatesBANR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.36, the valuation of BANR can be described as reasonable.
  • Based on the Price/Earnings ratio, BANR is valued a bit cheaper than 71.80% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.25, BANR is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.57 indicates a reasonable valuation of BANR.
  • 60.57% of the companies in the same industry are more expensive than BANR, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 27.50. BANR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.36
Fwd PE 10.57
BANR Price Earnings VS Forward Price EarningsBANR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BANR is valued cheaper than 88.77% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.8
EV/EBITDA N/A
BANR Per share dataBANR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BANR's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.51
PEG (5Y)0.99
EPS Next 2Y11.18%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • BANR has a Yearly Dividend Yield of 3.24%.
  • Compared to an average industry Dividend Yield of 2.64, BANR pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, BANR pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.24%

5.2 History

  • The dividend of BANR has a limited annual growth rate of 4.18%.
  • BANR has paid a dividend for at least 10 years, which is a reliable track record.
  • BANR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.18%
Div Incr Years0
Div Non Decr Years3
BANR Yearly Dividends per shareBANR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BANR pays out 35.45% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of BANR is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35.45%
EPS Next 2Y11.18%
EPS Next 3YN/A
BANR Yearly Income VS Free CF VS DividendBANR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
BANR Dividend Payout.BANR Dividend Payout, showing the Payout Ratio.BANR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

BANNER CORPORATION

NASDAQ:BANR (2/4/2026, 8:04:41 PM)

After market: 64.08 0 (0%)

64.08

+0.6 (+0.95%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-14
Inst Owners94.65%
Inst Owner Change-0.54%
Ins Owners2.39%
Ins Owner Change-0.26%
Market Cap2.18B
Revenue(TTM)660.73M
Net Income(TTM)190.13M
Analysts80
Price Target73.44 (14.61%)
Short Float %1.84%
Short Ratio2.94
Dividend
Industry RankSector Rank
Dividend Yield 3.24%
Yearly Dividend1.94
Dividend Growth(5Y)4.18%
DP35.45%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-03
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.78%
Min EPS beat(2)-2.26%
Max EPS beat(2)7.83%
EPS beat(4)3
Avg EPS beat(4)4.76%
Min EPS beat(4)-2.26%
Max EPS beat(4)8.93%
EPS beat(8)4
Avg EPS beat(8)2.01%
EPS beat(12)5
Avg EPS beat(12)-1.44%
EPS beat(16)8
Avg EPS beat(16)0.76%
Revenue beat(2)0
Avg Revenue beat(2)-3.52%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)-2.03%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)0.2%
Revenue beat(8)1
Avg Revenue beat(8)-2.54%
Revenue beat(12)3
Avg Revenue beat(12)-1.48%
Revenue beat(16)7
Avg Revenue beat(16)3.19%
PT rev (1m)0%
PT rev (3m)-0.55%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.4%
EPS NY rev (1m)0%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)-0.46%
Valuation
Industry RankSector Rank
PE 11.36
Fwd PE 10.57
P/S 3.34
P/FCF 6.8
P/OCF 6.59
P/B 1.14
P/tB 1.42
EV/EBITDA N/A
EPS(TTM)5.64
EY8.8%
EPS(NY)6.06
Fwd EY9.46%
FCF(TTM)9.43
FCFY14.71%
OCF(TTM)9.72
OCFY15.18%
SpS19.17
BVpS56.11
TBVpS45.11
PEG (NY)1.51
PEG (5Y)0.99
Graham Number84.38
Profitability
Industry RankSector Rank
ROA 1.15%
ROE 9.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.09%
GM N/A
FCFM 49.16%
ROA(3y)1.14%
ROA(5y)1.17%
ROE(3y)10.22%
ROE(5y)11.2%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.66%
PM growth 5Y8.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 0.61
Debt/EBITDA N/A
Cap/Depr 55.59%
Cap/Sales 1.56%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 168.99%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.45%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.57%
EPS 3Y1.15%
EPS 5Y11.45%
EPS Q2Q%11.19%
EPS Next Y7.53%
EPS Next 2Y11.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.57%
Revenue growth 3Y1.68%
Revenue growth 5Y2.64%
Sales Q2Q%8.48%
Revenue Next Year7.05%
Revenue Next 2Y6.37%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y29.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y26.73%
OCF growth 3YN/A
OCF growth 5YN/A

BANNER CORPORATION / BANR FAQ

Can you provide the ChartMill fundamental rating for BANNER CORPORATION?

ChartMill assigns a fundamental rating of 5 / 10 to BANR.


Can you provide the valuation status for BANNER CORPORATION?

ChartMill assigns a valuation rating of 6 / 10 to BANNER CORPORATION (BANR). This can be considered as Fairly Valued.


How profitable is BANNER CORPORATION (BANR) stock?

BANNER CORPORATION (BANR) has a profitability rating of 4 / 10.


What are the PE and PB ratios of BANNER CORPORATION (BANR) stock?

The Price/Earnings (PE) ratio for BANNER CORPORATION (BANR) is 11.36 and the Price/Book (PB) ratio is 1.14.


Is the dividend of BANNER CORPORATION sustainable?

The dividend rating of BANNER CORPORATION (BANR) is 7 / 10 and the dividend payout ratio is 35.45%.