ATLANTICUS HOLDINGS CORP (ATLC) Earnings History & Surprises

NASDAQ:ATLC • US04914Y1029

57.23 USD
+3.25 (+6.02%)
At close: Mar 4, 2026
57.23 USD
0 (0%)
After Hours: 3/4/2026, 8:09:12 PM

Past quarterly earnings results for ATLANTICUS HOLDINGS CORP (ATLC), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateMar 18, 2026
PeriodQ4 / 2025
EPS Estimate$1.62
Revenue Estimate705.66M

Last Reported

Most Recent
Release DateNov 10, 2025
PeriodQ3 / 2025
EPS Reported$1.21
EPS Surprise -22.02%
Revenue Surprise 0.22%

Beat Rate

Last 8 Quarters
56%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (USD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q3 2025 1.21 1.55 -22.02% -4.72% 494.676M 493.58M 0.22% 40.84%
Q2 2025 1.51 1.25 20.63% 52.53% 394.163M 364.66M 8.09% 24.73%
Q1 2025 1.49 1.51 -1.55% 36.70% 345.166M 354.18M -2.55% 18.73%
Q4 2024 1.42 1.30 9.50% 33.96% 353.491M 362.12M -2.38% 14.37%
Q3 2024 1.27 1.26 0.91% 23.30% 351.224M 333.28M 5.38% 19.10%
Q2 2024 0.99 0.93 6.66% -2.94% 316.023M 317.34M -0.42% 8.66%
Q1 2024 1.09 1.03 5.54% 0.93% 290.706M 317.59M -8.47% 11.36%
Q4 2023 1.06 0.98 7.97% 8.16% 309.09M 312.5M -1.09% 189.14%
Q3 2023 1.03 1.03 -0.27% -26.95% 294.907M 306.71M -3.85% 158.01%
Q2 2023 1.02 0.75 35.78% -30.14% 290.838M 275.88M 5.42% 135.50%
Q1 2023 1.08 0.95 13.24% -44.90% 261.041M 282.13M -7.47% 108.50%
Q4 2022 0.98 1.54 -36.16% -53.99% 106.9M 296.35M -63.93% -25.51%
Q3 2022 1.41 1.34 5.12% -45.14% 114.3M 291.3M -60.76% -21.28%
Q2 2022 1.46 1.48 -1.49% -6.41% 123.5M 250.75M -50.75% 0.16%
Q1 2022 1.96 2.23 -12.20% 2.62% 125.2M 223.77M -44.05% 6.83%
Q4 2021 2.13 2.14 -0.65% - 143.5M 218.12M -34.21% 29.63%
Q3 2021 2.57 1.53 68.42% - 145.2M 191.22M -24.07% 31.52%
Q2 2021 1.56 1.45 7.71% - 123.3M 157.43M -21.68% 14.70%
Q1 2021 1.91 - - 117.2M - -4.64%
Q4 2020 - - 110.7M - -
Q3 2020 - - 110.4M - -
Q2 2020 - - 107.5M - -
Q1 2020 - - 122.9M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

ATLC EPS Q2Q GrowthATLC EPS Q2Q GrowthEPS Q2Q Growth Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 -50 100

Revenue Historical Q2Q growth and Acceleration

ATLC Revenue Q2Q GrowthATLC Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 100 150

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
2
Average EPS beat (4)
1.64%
Max EPS beat (4)
20.63%
Min EPS beat (4)
-22.02%

Revenue beat statistics

Revenue beat (4)
2
Average Revenue beat (4)
0.85%
Max Revenue beat (4)
8.09%
Min Revenue beat (4)
-2.55%

Analysis

In the last 4 quarters, ATLC has beaten EPS estimates in 2 out of 4 releases
ATLC has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, ATLC has beaten the EPS estimates by 1.6% on average.
In the last 4 quarters, ATLC has beaten the revenue estimates by 0.8% on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

ATLANTICUS HOLDINGS CORP / ATLC Earnings FAQ

What is the most recent earnings date for ATLC stock?

ATLANTICUS HOLDINGS CORP (ATLC) last reported earnings on 11/10/2025.


Did ATLC stock beat earnings estimates in the most recent quarter?

ATLANTICUS HOLDINGS CORP (ATLC) missed EPS estimates and beat revenue estimates in the most recent quarter.


How often does ATLANTICUS HOLDINGS CORP (ATLC) beat earnings estimates?

In the last 4 quarters, ATLANTICUS HOLDINGS CORP (ATLC) has beaten EPS estimates in 2 out of 4 releases.