ARROW FINANCIAL CORP (AROW) Earnings History & Surprises

NASDAQ:AROW • US0427441029

32.92 USD
-0.53 (-1.58%)
At close: Mar 9, 2026
32.92 USD
0 (0%)
After Hours: 3/9/2026, 8:00:01 PM

Past quarterly earnings results for ARROW FINANCIAL CORP (AROW), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateApr 29, 2026
PeriodQ1 / 2026
EPS Estimate$0.81
Revenue Estimate44.676M

Last Reported

Most Recent
Release DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$0.85
EPS Surprise 2.88%
Revenue Surprise -1.94%

Beat Rate

Last 8 Quarters
13%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (USD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.85 0.83 2.88% 214.81% 43.411M 44.268M -1.94% 28.00%
Q3 2025 0.77 0.73 4.85% 45.28% 42.847M 41.82M 2.46% 17.16%
Q2 2025 0.65 0.57 13.80% 18.01% 40.142M 40.698M -1.37% 14.67%
Q1 2025 0.38 0.43 -12.34% -15.56% 39.196M 40.045M -2.12% 14.23%
Q4 2024 0.27 0.60 -54.75% -41.30% 33.914M 38.709M -12.39% 2.47%
Q3 2024 0.53 0.54 -1.96% 15.22% 36.571M 36.72M -0.41% 9.48%
Q2 2024 0.55 - 57.59% 35.008M 35.374M -1.03% 7.13%
Q1 2024 0.45 0.47 -5.12% -10.86% 34.313M 33.966M 1.02% -1.32%
Q4 2023 0.46 0.48 -4.05% -35.10% 33.097M 35.71M -7.32% -12.33%
Q3 2023 0.46 0.34 36.62% -35.97% 33.403M 33.242M 0.48% -13.75%
Q2 2023 0.35 0.45 -21.57% -50.56% 32.678M 35.149M -7.03% -11.15%
Q1 2023 0.50 0.65 -22.76% -31.33% 34.771M 36.924M -5.83% -3.39%
Q4 2022 0.71 0.79 -10.54% 19.35% 37.75M 39.872M -5.32% 8.51%
Q3 2022 0.72 0.67 6.75% -5.90% 38.73M 37.536M 3.18% 6.61%
Q2 2022 0.71 0.68 3.56% -11.76% 36.78M 35.955M 2.29% -0.16%
Q1 2022 0.74 0.68 7.70% -8.24% 35.99M 35.537M 1.27% 3.51%
Q4 2021 0.59 0.72 -17.65% -22.22% 34.79M 35.802M -2.83% -2.14%
Q3 2021 0.76 0.77 -0.74% 14.08% 36.33M 36.414M -0.23% 8.13%
Q2 2021 0.80 0.79 1.63% 43.52% 36.84M 35.833M 2.81% 15.13%
Q1 2021 0.80 0.66 20.77% 62.13% 34.77M 33.905M 2.55% 13.26%
Q4 2020 0.76 0.72 5.88% - 35.55M 34.527M 2.96% -
Q3 2020 0.67 0.54 23.61% - 33.6M 32.926M 2.05% -
Q2 2020 0.56 0.50 10.75% - 32M 31.192M 2.59% -
Q1 2020 0.49 0.55 -10.27% - 30.7M 30.08M 2.06% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

AROW EPS Q2Q GrowthAROW EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 -50 100 150 200

Revenue Historical Q2Q growth and Acceleration

AROW Revenue Q2Q GrowthAROW Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
2
Average EPS beat (4)
-12.11%
Max EPS beat (4)
13.80%
Min EPS beat (4)
-54.75%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-3.35%
Max Revenue beat (4)
2.46%
Min Revenue beat (4)
-12.39%

Analysis

In the last 4 quarters, AROW has beaten EPS estimates in 2 out of 4 releases
AROW has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, AROW reported -12.1% below the EPS estimates on average.
In the last 4 quarters, AROW reported -3.4% below the revenue estimates on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

ARROW FINANCIAL CORP / AROW Earnings FAQ

When did ARROW FINANCIAL CORP (AROW) report earnings last quarter?

ARROW FINANCIAL CORP (AROW) last reported earnings on 1/29/2026.


Can you provide information on whether ARROW FINANCIAL CORP beat earnings estimates in the last quarter?

ARROW FINANCIAL CORP (AROW) beat EPS estimates and missed revenue estimates in the most recent quarter.


Can you provide information on how often ARROW FINANCIAL CORP beats earnings estimates?

In the last 4 quarters, ARROW FINANCIAL CORP (AROW) has beaten EPS estimates in 2 out of 4 releases.