ARROW FINANCIAL CORP (AROW) Earnings History & Surprises

NASDAQ:AROW • US0427441029

Current stock price

33.57 USD
+0.22 (+0.66%)
At close:
33.57 USD
0 (0%)
After Hours:

AROW Earnings overview

Past quarterly earnings results for ARROW FINANCIAL CORP (AROW), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 29, 2026
Period
Q1 / 2026
EPS Estimate
$0.81
Revenue Estimate
44.676M

Last Reported

Most Recent
Release Date
Jan 29, 2026
Period
Q4 / 2025
EPS Reported
$0.85
EPS Surprise
2.88%
Revenue Surprise
-1.94%

Beat Rate

Last 8 Quarters
13%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.85 0.83 2.88% 214.81% 43.411M 44.268M -1.94% 28.00%
Q3 2025 0.77 0.73 4.85% 45.28% 42.847M 41.82M 2.46% 17.16%
Q2 2025 0.65 0.57 13.80% 18.01% 40.142M 40.698M -1.37% 14.67%
Q1 2025 0.38 0.43 -12.34% -15.56% 39.196M 40.045M -2.12% 14.23%
Q4 2024 0.27 0.60 -54.75% -41.30% 33.914M 38.709M -12.39% 2.47%
Q3 2024 0.53 0.54 -1.96% 15.22% 36.571M 36.72M -0.41% 9.48%
Q2 2024 0.55 - 57.59% 35.008M 35.374M -1.03% 7.13%
Q1 2024 0.45 0.47 -5.12% -10.86% 34.313M 33.966M 1.02% -1.32%
Q4 2023 0.46 0.48 -4.05% -35.10% 33.097M 35.71M -7.32% -12.33%
Q3 2023 0.46 0.34 36.62% -35.97% 33.403M 33.242M 0.48% -13.75%
Q2 2023 0.35 0.45 -21.57% -50.56% 32.678M 35.149M -7.03% -11.15%
Q1 2023 0.50 0.65 -22.76% -31.33% 34.771M 36.924M -5.83% -3.39%
Q4 2022 0.71 0.79 -10.54% 19.35% 37.75M 39.872M -5.32% 8.51%
Q3 2022 0.72 0.67 6.75% -5.90% 38.73M 37.536M 3.18% 6.61%
Q2 2022 0.71 0.68 3.56% -11.76% 36.78M 35.955M 2.29% -0.16%
Q1 2022 0.74 0.68 7.70% -8.24% 35.99M 35.537M 1.27% 3.51%
Q4 2021 0.59 0.72 -17.65% -22.22% 34.79M 35.802M -2.83% -2.14%
Q3 2021 0.76 0.77 -0.74% 14.08% 36.33M 36.414M -0.23% 8.13%
Q2 2021 0.80 0.79 1.63% 43.52% 36.84M 35.833M 2.81% 15.13%
Q1 2021 0.80 0.66 20.77% 62.13% 34.77M 33.905M 2.55% 13.26%
Q4 2020 0.76 0.72 5.88% - 35.55M 34.527M 2.96% -
Q3 2020 0.67 0.54 23.61% - 33.6M 32.926M 2.05% -
Q2 2020 0.56 0.50 10.75% - 32M 31.192M 2.59% -
Q1 2020 0.49 0.55 -10.27% - 30.7M 30.08M 2.06% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

AROW EPS Q2Q GrowthAROW EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 50 -50 100 150 200

Revenue Historical Q2Q growth and Acceleration

AROW Revenue Q2Q GrowthAROW Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20 30 40

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
3
Average EPS beat (4)
2.30%
Max EPS beat (4)
13.80%
Min EPS beat (4)
-12.34%

Revenue beat statistics

Revenue beat (4)
1
Average Revenue beat (4)
-0.74%
Max Revenue beat (4)
2.46%
Min Revenue beat (4)
-2.12%

Analysis

In the last 4 quarters, AROW has beaten EPS estimates in 3 out of 4 releases
AROW has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, AROW has beaten the EPS estimates by 2.3% on average.
In the last 4 quarters, AROW reported -0.7% below the revenue estimates on average.
AROW Overview AROW Technical Analysis Report AROW Fundamental Analysis Report AROW Forecast & Price Target
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

ARROW FINANCIAL CORP / AROW Earnings FAQ

When did ARROW FINANCIAL CORP (AROW) report earnings last quarter?

ARROW FINANCIAL CORP (AROW) last reported earnings on 1/29/2026.

Did ARROW FINANCIAL CORP (AROW) beat earnings estimates last quarter?

ARROW FINANCIAL CORP (AROW) beat EPS estimates and missed revenue estimates in the most recent quarter.

What percentage of the time does AROW stock beat earnings estimates?

In the last 4 quarters, ARROW FINANCIAL CORP (AROW) has beaten EPS estimates in 3 out of 4 releases.