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ADAMAS TRUST INC - ADAM 4.85372 PERP (ADAMM) Stock Fundamental Analysis

USA - NASDAQ:ADAMM - US6496048736

24.81 USD
+0.1 (+0.4%)
Last: 10/3/2025, 8:20:56 PM
Fundamental Rating

3

Overall ADAMM gets a fundamental rating of 3 out of 10. We evaluated ADAMM against 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAMM may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, ADAMM is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

In the past year ADAMM was profitable.
In the past year ADAMM had a positive cash flow from operations.
ADAMM had negative earnings in 4 of the past 5 years.
Each year in the past 5 years ADAMM had a positive operating cash flow.
ADAMM Yearly Net Income VS EBIT VS OCF VS FCFADAMM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

With a Return On Assets value of 0.16%, ADAMM perfoms like the industry average, outperforming 41.79% of the companies in the same industry.
ADAMM has a Return On Equity (1.26%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 0.29%, ADAMM is doing worse than 64.18% of the companies in the same industry.
Industry RankSector Rank
ROA 0.16%
ROE 1.26%
ROIC 0.29%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ADAMM Yearly ROA, ROE, ROICADAMM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

Looking at the Profit Margin, with a value of 2.78%, ADAMM is in line with its industry, outperforming 41.79% of the companies in the same industry.
With a Operating Margin value of 6.09%, ADAMM is not doing good in the industry: 64.18% of the companies in the same industry are doing better.
With a decent Gross Margin value of 31.90%, ADAMM is doing good in the industry, outperforming 64.18% of the companies in the same industry.
ADAMM's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.09%
PM (TTM) 2.78%
GM 31.9%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
ADAMM Yearly Profit, Operating, Gross MarginsADAMM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -500 -1K -1.5K -2K

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1

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ADAMM is destroying value.
Compared to 1 year ago, ADAMM has about the same amount of shares outstanding.
Compared to 5 years ago, ADAMM has less shares outstanding
Compared to 1 year ago, ADAMM has a worse debt to assets ratio.
ADAMM Yearly Shares OutstandingADAMM Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
ADAMM Yearly Total Debt VS Total AssetsADAMM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

Based on the Altman-Z score of -0.51, we must say that ADAMM is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of ADAMM (-0.51) is worse than 65.67% of its industry peers.
ADAMM has a debt to FCF ratio of 136.55. This is a negative value and a sign of low solvency as ADAMM would need 136.55 years to pay back of all of its debts.
The Debt to FCF ratio of ADAMM (136.55) is comparable to the rest of the industry.
ADAMM has a Debt/Equity ratio of 6.46. This is a high value indicating a heavy dependency on external financing.
ADAMM has a worse Debt to Equity ratio (6.46) than 64.18% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.46
Debt/FCF 136.55
Altman-Z -0.51
ROIC/WACC0.05
WACC5.83%
ADAMM Yearly LT Debt VS Equity VS FCFADAMM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

A Current Ratio of 0.06 indicates that ADAMM may have some problems paying its short term obligations.
ADAMM's Current ratio of 0.06 is on the low side compared to the rest of the industry. ADAMM is outperformed by 70.15% of its industry peers.
A Quick Ratio of 0.06 indicates that ADAMM may have some problems paying its short term obligations.
ADAMM's Quick ratio of 0.06 is on the low side compared to the rest of the industry. ADAMM is outperformed by 70.15% of its industry peers.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
ADAMM Yearly Current Assets VS Current LiabilitesADAMM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 112.10% over the past year.
Looking at the last year, ADAMM shows a very strong growth in Revenue. The Revenue has grown by 24.19%.
Measured over the past years, ADAMM shows a decrease in Revenue. The Revenue has been decreasing by -7.75% on average per year.
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-70.81%

3.2 Future

Based on estimates for the next years, ADAMM will show a very strong growth in Earnings Per Share. The EPS will grow by 44.79% on average per year.
ADAMM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 37.91% yearly.
EPS Next Y170.78%
EPS Next 2Y70.58%
EPS Next 3Y44.79%
EPS Next 5YN/A
Revenue Next Year105.68%
Revenue Next 2Y61.88%
Revenue Next 3Y37.91%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ADAMM Yearly Revenue VS EstimatesADAMM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ADAMM Yearly EPS VS EstimatesADAMM Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 -4

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3

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 130.58 indicates a quite expensive valuation of ADAMM.
Based on the Price/Earnings ratio, ADAMM is valued a bit more expensive than 76.12% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.86. ADAMM is valued rather expensively when compared to this.
ADAMM is valuated quite expensively with a Price/Forward Earnings ratio of 27.83.
ADAMM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. ADAMM is more expensive than 79.10% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.32. ADAMM is around the same levels.
Industry RankSector Rank
PE 130.58
Fwd PE 27.83
ADAMM Price Earnings VS Forward Price EarningsADAMM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

ADAMM's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ADAMM is cheaper than 74.63% of the companies in the same industry.
64.18% of the companies in the same industry are cheaper than ADAMM, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 34.31
EV/EBITDA 93.63
ADAMM Per share dataADAMM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ADAMM's earnings are expected to grow with 44.79% in the coming years.
PEG (NY)0.76
PEG (5Y)N/A
EPS Next 2Y70.58%
EPS Next 3Y44.79%

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6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 8.89%, ADAMM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 11.22, ADAMM pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, ADAMM pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.89%

5.2 History

The dividend of ADAMM is nicely growing with an annual growth rate of 8.89%!
ADAMM has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
ADAMM Yearly Dividends per shareADAMM Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

667.71% of the earnings are spent on dividend by ADAMM. This is not a sustainable payout ratio.
ADAMM's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP667.71%
EPS Next 2Y70.58%
EPS Next 3Y44.79%
ADAMM Yearly Income VS Free CF VS DividendADAMM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
ADAMM Dividend Payout.ADAMM Dividend Payout, showing the Payout Ratio.ADAMM Dividend Payout.PayoutRetained Earnings

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ADAMAS TRUST INC - ADAM 4.85372 PERP

NASDAQ:ADAMM (10/3/2025, 8:20:56 PM)

24.81

+0.1 (+0.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)07-30 2025-07-30/amc
Earnings (Next)10-29 2025-10-29/amc
Inst Owners58.53%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.24B
Analysts76.67
Price Target28.77 (15.96%)
Short Float %0.01%
Short Ratio0.76
Dividend
Industry RankSector Rank
Dividend Yield 8.89%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP667.71%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date10-01 2025-10-01 (0.7032991)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)70.74%
Min EPS beat(2)-117.99%
Max EPS beat(2)259.48%
EPS beat(4)2
Avg EPS beat(4)21.05%
Min EPS beat(4)-945.64%
Max EPS beat(4)888.35%
EPS beat(8)3
Avg EPS beat(8)-107.9%
EPS beat(12)4
Avg EPS beat(12)-574.51%
EPS beat(16)4
Avg EPS beat(16)-704.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.85%
Min Revenue beat(2)-6.68%
Max Revenue beat(2)4.97%
Revenue beat(4)3
Avg Revenue beat(4)276.79%
Min Revenue beat(4)-6.68%
Max Revenue beat(4)728.36%
Revenue beat(8)7
Avg Revenue beat(8)364.65%
Revenue beat(12)10
Avg Revenue beat(12)316.82%
Revenue beat(16)13
Avg Revenue beat(16)250.2%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 130.58
Fwd PE 27.83
P/S 3.58
P/FCF 34.31
P/OCF 24.03
P/B 1.62
P/tB 1.62
EV/EBITDA 93.63
EPS(TTM)0.19
EY0.77%
EPS(NY)0.89
Fwd EY3.59%
FCF(TTM)0.72
FCFY2.91%
OCF(TTM)1.03
OCFY4.16%
SpS6.93
BVpS15.29
TBVpS15.29
PEG (NY)0.76
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.16%
ROE 1.26%
ROCE 0.69%
ROIC 0.29%
ROICexc 0.29%
ROICexgc 0.29%
OM 6.09%
PM (TTM) 2.78%
GM 31.9%
FCFM 10.44%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 6.46
Debt/FCF 136.55
Debt/EBITDA 137.29
Cap/Depr 104.07%
Cap/Sales 4.46%
Interest Coverage 0.1
Cash Conversion 143.54%
Profit Quality 375.74%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.51
F-Score5
WACC5.83%
ROIC/WACC0.05
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
EPS Next Y170.78%
EPS Next 2Y70.58%
EPS Next 3Y44.79%
EPS Next 5YN/A
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-70.81%
Revenue Next Year105.68%
Revenue Next 2Y61.88%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
EBIT growth 1Y211.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y197.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y4384.46%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%