SYNCHRONY FINANCIAL (1SYF.MI) Earnings History & Surprises

BIT:1SYF • US87165B1035

Current stock price

62.21 EUR
+7.72 (+14.17%)
Last:

1SYF.MI Earnings overview

Past quarterly earnings results for SYNCHRONY FINANCIAL (1SYF.MI), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Oct 15, 2025
Period
Q3 / 2025
EPS Estimate
$2.21
Revenue Estimate
4.752B

Last Reported

Most Recent
Release Date
Jul 22, 2025
Period
Q2 / 2025
EPS Reported
$2.50
EPS Surprise
41.74%
Revenue Surprise
0.65%

Beat Rate

Last 8 Quarters
88%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q2 2025 2.50 1.76 41.74% 61.29% 4.521B 4.492B 0.65% -0.02%
Q1 2025 1.89 1.69 11.87% -39.81% 4.464B 4.601B -2.98% -19.74%
Q4 2024 1.91 1.95 -2.01% 85.44% 4.592B 4.554B 0.83% 1.21%
Q3 2024 1.94 1.81 7.15% 31.08% 4.728B 4.535B 4.26% 6.15%
Q2 2024 1.55 1.36 13.72% 17.42% 4.522B 4.435B 1.96% 8.16%
Q1 2024 3.14 1.36 130.05% 132.59% 5.562B 4.497B 23.68% 35.13%
Q4 2023 1.03 0.94 9.51% -18.25% 4.537B 4.513B 0.53% 9.70%
Q3 2023 1.48 1.44 2.51% 0.68% 4.454B 4.437B 0.38% 12.13%
Q2 2023 1.32 1.26 5.13% -17.50% 4.181B 4.164B 0.41% 4.52%
Q1 2023 1.35 1.47 -8.47% -23.73% 4.116B 4.014B 2.54% 5.62%
Q4 2022 1.26 1.12 12.39% -14.86% 4.136B 4.143B -0.17% 3.48%
Q3 2022 1.47 1.39 5.72% -26.50% 3.972B 3.932B 1.02% 5.86%
Q2 2022 1.60 1.44 11.09% -24.53% 4B 3.768B 6.16% 17.61%
Q1 2022 1.77 1.55 13.94% 2.31% 3.897B 3.646B 6.88% 9.16%
Q4 2021 1.48 1.50 -1.31% 19.35% 3.997B 3.776B 5.85% 6.84%
Q3 2021 2.00 1.53 31.08% 217.46% 3.752B 3.608B 3.99% 4.57%
Q2 2021 2.12 1.45 46.37% 3,433.33% 3.401B 3.509B -3.08% -2.58%
Q1 2021 1.73 1.39 24.05% 284.44% 3.57B 3.656B -2.35% -10.46%
Q4 2020 1.24 0.92 35.34% - 3.741B 3.587B 4.29% -
Q3 2020 0.63 0.73 -13.13% - 3.588B 3.523B 1.85% -
Q2 2020 0.06 0.15 -59.98% - 3.491B 3.651B -4.38% -
Q1 2020 0.45 -0.10 535.66% - 3.987B 3.966B 0.53% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

1SYF.MI EPS Q2Q Growth1SYF.MI EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 1K 2K 3K

Revenue Historical Q2Q growth and Acceleration

1SYF.MI Revenue Q2Q Growth1SYF.MI Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20 30

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
3
Average EPS beat (4)
14.69%
Max EPS beat (4)
41.74%
Min EPS beat (4)
-2.01%

Revenue beat statistics

Revenue beat (4)
3
Average Revenue beat (4)
0.69%
Max Revenue beat (4)
4.26%
Min Revenue beat (4)
-2.98%

Analysis

In the last 4 quarters, 1SYF.MI has beaten EPS estimates in 3 out of 4 releases
1SYF.MI has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, 1SYF.MI has beaten the EPS estimates by 14.7% on average.
In the last 4 quarters, 1SYF.MI has beaten the revenue estimates by 0.7% on average.
1SYF.MI Overview 1SYF.MI Technical Analysis Report 1SYF.MI Fundamental Analysis Report 1SYF.MI Forecast & Price Target
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SYNCHRONY FINANCIAL / 1SYF.MI Earnings FAQ

When did SYNCHRONY FINANCIAL (1SYF.MI) report earnings last quarter?

SYNCHRONY FINANCIAL (1SYF.MI) last reported earnings on 7/22/2025.

Can you provide information on whether SYNCHRONY FINANCIAL beat earnings estimates in the last quarter?

SYNCHRONY FINANCIAL (1SYF.MI) beat EPS estimates and beat revenue estimates in the most recent quarter.

Can you provide information on how often SYNCHRONY FINANCIAL beats earnings estimates?

In the last 4 quarters, SYNCHRONY FINANCIAL (1SYF.MI) has beaten EPS estimates in 3 out of 4 releases.