WINCHESTER BANCORP INC (WSBK) Fundamental Analysis & Valuation

NASDAQ:WSBK • US97269D1037

Current stock price

12.87 USD
-0.02 (-0.16%)
Last:

This WSBK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. WSBK Profitability Analysis

1.1 Basic Checks

  • In the past year WSBK was profitable.
  • In the past year WSBK had a positive cash flow from operations.
WSBK Yearly Net Income VS EBIT VS OCF VS FCFWSBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 2025 0 1M -1M 2M 3M 4M

1.2 Ratios

  • WSBK's Return On Assets of 0.14% is on the low side compared to the rest of the industry. WSBK is outperformed by 88.98% of its industry peers.
  • WSBK has a Return On Equity of 1.20%. This is amonst the worse of the industry: WSBK underperforms 89.24% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 1.2%
ROIC N/A
ROA(3y)0.18%
ROA(5y)N/A
ROE(3y)1.87%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
WSBK Yearly ROA, ROE, ROICWSBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2025 0 2 4

1.3 Margins

  • The Profit Margin of WSBK (6.22%) is worse than 88.19% of its industry peers.
  • The Operating Margin and Gross Margin are not available for WSBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 6.22%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
WSBK Yearly Profit, Operating, Gross MarginsWSBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 2025 0 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. WSBK Health Analysis

2.1 Basic Checks

  • WSBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WSBK has about the same amount of shares outstanding.
  • WSBK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
WSBK Yearly Shares OutstandingWSBK Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 2025 2M 4M 6M 8M
WSBK Yearly Total Debt VS Total AssetsWSBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • There is no outstanding debt for WSBK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC12.76%
WSBK Yearly LT Debt VS Equity VS FCFWSBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 2025 0 20M 40M 60M 80M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WSBK Yearly Current Assets VS Current LiabilitesWSBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 2025 2M 4M 6M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. WSBK Growth Analysis

3.1 Past

  • The earnings per share for WSBK have decreased strongly by -211.70% in the last year.
  • Looking at the last year, WSBK shows a quite strong growth in Revenue. The Revenue has grown by 19.57% in the last year.
EPS 1Y (TTM)-211.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%198.75%
Revenue 1Y (TTM)19.57%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%45.85%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
WSBK Yearly Revenue VS EstimatesWSBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 5M 10M 15M 20M

More info and screens

Find the best growth stocksShow best growing peers

0

4. WSBK Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 80.44, the valuation of WSBK can be described as expensive.
  • Based on the Price/Earnings ratio, WSBK is valued more expensive than 90.03% of the companies in the same industry.
  • WSBK is valuated expensively when we compare the Price/Earnings ratio to 25.73, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 80.44
Fwd PE N/A
WSBK Price Earnings VS Forward Price EarningsWSBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 77.17% of the companies in the same industry are cheaper than WSBK, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 21.96
EV/EBITDA N/A
WSBK Per share dataWSBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WSBK Dividend Analysis

5.1 Amount

  • No dividends for WSBK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WSBK Fundamentals: All Metrics, Ratios and Statistics

WINCHESTER BANCORP INC

NASDAQ:WSBK (3/19/2026, 8:00:02 PM)

12.87

-0.02 (-0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-28
Earnings (Next)05-11
Inst Owners9.05%
Inst Owner Change18.78%
Ins Owners4.18%
Ins Owner Change0%
Market Cap119.69M
Revenue(TTM)22.86M
Net Income(TTM)1.42M
AnalystsN/A
Price TargetN/A
Short Float %0.77%
Short Ratio2.26
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 80.44
Fwd PE N/A
P/S 5.23
P/FCF 21.96
P/OCF 21.18
P/B 1.01
P/tB 1.01
EV/EBITDA N/A
EPS(TTM)0.16
EY1.24%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.59
FCFY4.55%
OCF(TTM)0.61
OCFY4.72%
SpS2.46
BVpS12.71
TBVpS12.71
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.77
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 1.2%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 6.22%
GM N/A
FCFM 23.84%
ROA(3y)0.18%
ROA(5y)N/A
ROE(3y)1.87%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 20.62%
Cap/Sales 0.87%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 383.53%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC12.76%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-211.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%198.75%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.57%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%45.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y300.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y967.1%
OCF growth 3YN/A
OCF growth 5YN/A

WINCHESTER BANCORP INC / WSBK Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WINCHESTER BANCORP INC?

ChartMill assigns a fundamental rating of 2 / 10 to WSBK.


What is the valuation status of WINCHESTER BANCORP INC (WSBK) stock?

ChartMill assigns a valuation rating of 0 / 10 to WINCHESTER BANCORP INC (WSBK). This can be considered as Overvalued.


What is the profitability of WSBK stock?

WINCHESTER BANCORP INC (WSBK) has a profitability rating of 1 / 10.


Can you provide the financial health for WSBK stock?

The financial health rating of WINCHESTER BANCORP INC (WSBK) is 4 / 10.