UNITIL CORP (UTL) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:UTL • US9132591077

50.62 USD
+0.08 (+0.16%)
At close: Feb 3, 2026
50.62 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
Fundamental Rating

3

Taking everything into account, UTL scores 3 out of 10 in our fundamental rating. UTL was compared to 26 industry peers in the Multi-Utilities industry. While UTL is still in line with the averages on profitability rating, there are concerns on its financial health. UTL is valied quite expensively at the moment, while it does show a decent growth rate. UTL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • UTL had positive earnings in the past year.
  • UTL had a positive operating cash flow in the past year.
  • In the past 5 years UTL has always been profitable.
  • In the past 5 years UTL always reported a positive cash flow from operatings.
UTL Yearly Net Income VS EBIT VS OCF VS FCFUTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

1.2 Ratios

  • UTL's Return On Assets of 2.41% is on the low side compared to the rest of the industry. UTL is outperformed by 65.38% of its industry peers.
  • Looking at the Return On Equity, with a value of 7.84%, UTL is doing worse than 65.38% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 4.09%, UTL is in line with its industry, outperforming 53.85% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for UTL is in line with the industry average of 3.95%.
Industry RankSector Rank
ROA 2.41%
ROE 7.84%
ROIC 4.09%
ROA(3y)2.64%
ROA(5y)2.49%
ROE(3y)9.09%
ROE(5y)8.72%
ROIC(3y)4.27%
ROIC(5y)4.19%
UTL Yearly ROA, ROE, ROICUTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • UTL's Profit Margin of 9.32% is on the low side compared to the rest of the industry. UTL is outperformed by 84.62% of its industry peers.
  • In the last couple of years the Profit Margin of UTL has remained more or less at the same level.
  • UTL has a worse Operating Margin (18.86%) than 69.23% of its industry peers.
  • In the last couple of years the Operating Margin of UTL has grown nicely.
  • The Gross Margin of UTL (59.36%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of UTL has grown nicely.
Industry RankSector Rank
OM 18.86%
PM (TTM) 9.32%
GM 59.36%
OM growth 3Y3.66%
OM growth 5Y1.88%
PM growth 3Y7.66%
PM growth 5Y-1.15%
GM growth 3Y4.4%
GM growth 5Y2.46%
UTL Yearly Profit, Operating, Gross MarginsUTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

More info and screens

1

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UTL is destroying value.
  • The number of shares outstanding for UTL has been increased compared to 1 year ago.
  • The number of shares outstanding for UTL has been increased compared to 5 years ago.
  • Compared to 1 year ago, UTL has a worse debt to assets ratio.
UTL Yearly Shares OutstandingUTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
UTL Yearly Total Debt VS Total AssetsUTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • Based on the Altman-Z score of 0.90, we must say that UTL is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of UTL (0.90) is better than 61.54% of its industry peers.
  • A Debt/Equity ratio of 1.26 is on the high side and indicates that UTL has dependencies on debt financing.
  • UTL has a better Debt to Equity ratio (1.26) than 73.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.26
Debt/FCF N/A
Altman-Z 0.9
ROIC/WACC0.63
WACC6.49%
UTL Yearly LT Debt VS Equity VS FCFUTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • UTL has a Current Ratio of 0.67. This is a bad value and indicates that UTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • UTL has a Current ratio of 0.67. This is amonst the worse of the industry: UTL underperforms 84.62% of its industry peers.
  • UTL has a Quick Ratio of 0.67. This is a bad value and indicates that UTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • UTL has a Quick ratio of 0.61. This is in the lower half of the industry: UTL underperforms 61.54% of its industry peers.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.61
UTL Yearly Current Assets VS Current LiabilitesUTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

More info and screens

4

3. Growth

3.1 Past

  • UTL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.34%.
  • Measured over the past years, UTL shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.27% on average per year.
  • UTL shows a small growth in Revenue. In the last year, the Revenue has grown by 1.03%.
  • UTL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.46% yearly.
EPS 1Y (TTM)0.34%
EPS 3Y7.33%
EPS 5Y-0.27%
EPS Q2Q%N/A
Revenue 1Y (TTM)1.03%
Revenue growth 3Y1.49%
Revenue growth 5Y2.46%
Sales Q2Q%8.83%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.69% on average over the next years.
  • The Revenue is expected to grow by 3.30% on average over the next years.
EPS Next Y0.31%
EPS Next 2Y2.87%
EPS Next 3Y3.65%
EPS Next 5Y6.69%
Revenue Next Year-5.92%
Revenue Next 2Y0.69%
Revenue Next 3Y2.38%
Revenue Next 5Y3.3%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
UTL Yearly Revenue VS EstimatesUTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M
UTL Yearly EPS VS EstimatesUTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4

More info and screens

3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 17.22, which indicates a rather expensive current valuation of UTL.
  • UTL's Price/Earnings ratio is a bit cheaper when compared to the industry. UTL is cheaper than 65.38% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of UTL to the average of the S&P500 Index (28.18), we can say UTL is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 16.33 indicates a correct valuation of UTL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of UTL indicates a somewhat cheap valuation: UTL is cheaper than 61.54% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 25.51. UTL is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 17.22
Fwd PE 16.33
UTL Price Earnings VS Forward Price EarningsUTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 69.23% of the companies in the same industry are more expensive than UTL, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 8.62
UTL Per share dataUTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates UTL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)55.44
PEG (5Y)N/A
EPS Next 2Y2.87%
EPS Next 3Y3.65%

More info and screens

7

5. Dividend

5.1 Amount

  • UTL has a Yearly Dividend Yield of 3.76%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.50, UTL pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.83, UTL pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.76%

5.2 History

  • The dividend of UTL has a limited annual growth rate of 2.79%.
  • UTL has paid a dividend for at least 10 years, which is a reliable track record.
  • UTL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.79%
Div Incr Years10
Div Non Decr Years34
UTL Yearly Dividends per shareUTL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • UTL pays out 61.75% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of UTL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP61.75%
EPS Next 2Y2.87%
EPS Next 3Y3.65%
UTL Yearly Income VS Free CF VS DividendUTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M
UTL Dividend Payout.UTL Dividend Payout, showing the Payout Ratio.UTL Dividend Payout.PayoutRetained Earnings

More info and screens

UNITIL CORP

NYSE:UTL (2/3/2026, 8:04:00 PM)

After market: 50.62 0 (0%)

50.62

+0.08 (+0.16%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryMulti-Utilities
Earnings (Last)11-03
Earnings (Next)02-09
Inst Owners82.98%
Inst Owner Change-0.84%
Ins Owners1.88%
Ins Owner Change2.04%
Market Cap906.60M
Revenue(TTM)502.00M
Net Income(TTM)46.80M
Analysts83.33
Price Target60.18 (18.89%)
Short Float %2.98%
Short Ratio4.49
Dividend
Industry RankSector Rank
Dividend Yield 3.76%
Yearly Dividend1.7
Dividend Growth(5Y)2.79%
DP61.75%
Div Incr Years10
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)29.48%
Min EPS beat(2)-14.65%
Max EPS beat(2)73.6%
EPS beat(4)2
Avg EPS beat(4)14.69%
Min EPS beat(4)-14.65%
Max EPS beat(4)73.6%
EPS beat(8)4
Avg EPS beat(8)-5.27%
EPS beat(12)7
Avg EPS beat(12)2.18%
EPS beat(16)10
Avg EPS beat(16)29.21%
Revenue beat(2)1
Avg Revenue beat(2)0.14%
Min Revenue beat(2)-0.3%
Max Revenue beat(2)0.58%
Revenue beat(4)1
Avg Revenue beat(4)-9.84%
Min Revenue beat(4)-27.23%
Max Revenue beat(4)0.58%
Revenue beat(8)2
Avg Revenue beat(8)-11.74%
Revenue beat(12)5
Avg Revenue beat(12)-3.25%
Revenue beat(16)9
Avg Revenue beat(16)0.71%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.05%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
Industry RankSector Rank
PE 17.22
Fwd PE 16.33
P/S 1.81
P/FCF N/A
P/OCF 6.81
P/B 1.52
P/tB 1.52
EV/EBITDA 8.62
EPS(TTM)2.94
EY5.81%
EPS(NY)3.1
Fwd EY6.13%
FCF(TTM)-2.78
FCFYN/A
OCF(TTM)7.44
OCFY14.69%
SpS28.03
BVpS33.34
TBVpS33.26
PEG (NY)55.44
PEG (5Y)N/A
Graham Number46.97
Profitability
Industry RankSector Rank
ROA 2.41%
ROE 7.84%
ROCE 5.67%
ROIC 4.09%
ROICexc 4.13%
ROICexgc 4.13%
OM 18.86%
PM (TTM) 9.32%
GM 59.36%
FCFM N/A
ROA(3y)2.64%
ROA(5y)2.49%
ROE(3y)9.09%
ROE(5y)8.72%
ROIC(3y)4.27%
ROIC(5y)4.19%
ROICexc(3y)4.29%
ROICexc(5y)4.21%
ROICexgc(3y)4.29%
ROICexgc(5y)4.21%
ROCE(3y)6.03%
ROCE(5y)5.82%
ROICexgc growth 3Y-0.13%
ROICexgc growth 5Y-1.21%
ROICexc growth 3Y-0.13%
ROICexc growth 5Y-1.21%
OM growth 3Y3.66%
OM growth 5Y1.88%
PM growth 3Y7.66%
PM growth 5Y-1.15%
GM growth 3Y4.4%
GM growth 5Y2.46%
F-Score5
Asset Turnover0.26
Health
Industry RankSector Rank
Debt/Equity 1.26
Debt/FCF N/A
Debt/EBITDA 4.16
Cap/Depr 211.32%
Cap/Sales 36.45%
Interest Coverage 2.51
Cash Conversion 73.47%
Profit Quality N/A
Current Ratio 0.67
Quick Ratio 0.61
Altman-Z 0.9
F-Score5
WACC6.49%
ROIC/WACC0.63
Cap/Depr(3y)209.17%
Cap/Depr(5y)209.15%
Cap/Sales(3y)27.11%
Cap/Sales(5y)26.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.34%
EPS 3Y7.33%
EPS 5Y-0.27%
EPS Q2Q%N/A
EPS Next Y0.31%
EPS Next 2Y2.87%
EPS Next 3Y3.65%
EPS Next 5Y6.69%
Revenue 1Y (TTM)1.03%
Revenue growth 3Y1.49%
Revenue growth 5Y2.46%
Sales Q2Q%8.83%
Revenue Next Year-5.92%
Revenue Next 2Y0.69%
Revenue Next 3Y2.38%
Revenue Next 5Y3.3%
EBIT growth 1Y4.99%
EBIT growth 3Y5.21%
EBIT growth 5Y4.39%
EBIT Next Year105.01%
EBIT Next 3Y32.43%
EBIT Next 5YN/A
FCF growth 1Y-26.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y42.16%
OCF growth 3Y5.31%
OCF growth 5Y3.72%

UNITIL CORP / UTL FAQ

Can you provide the ChartMill fundamental rating for UNITIL CORP?

ChartMill assigns a fundamental rating of 3 / 10 to UTL.


What is the valuation status of UNITIL CORP (UTL) stock?

ChartMill assigns a valuation rating of 3 / 10 to UNITIL CORP (UTL). This can be considered as Overvalued.


Can you provide the profitability details for UNITIL CORP?

UNITIL CORP (UTL) has a profitability rating of 4 / 10.


Can you provide the financial health for UTL stock?

The financial health rating of UNITIL CORP (UTL) is 1 / 10.


Is the dividend of UNITIL CORP sustainable?

The dividend rating of UNITIL CORP (UTL) is 7 / 10 and the dividend payout ratio is 61.75%.