UMB FINANCIAL CORP (UMBF) Earnings History & Surprises

NASDAQ:UMBFUS9027881088

Current stock price

111.65 USD
+0.54 (+0.49%)
At close:
111.65 USD
0 (0%)
After Hours:

UMBF Earnings overview

Past quarterly earnings results for UMB FINANCIAL CORP (UMBF), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$2.84
Revenue Estimate
714.75M

Last Reported

Most Recent
Release Date
Jan 27, 2026
Period
Q4 / 2025
EPS Reported
$2.74
EPS Surprise
5.23%
Revenue Surprise
4.60%

Beat Rate

Last 8 Quarters
69%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 2.74 2.60 5.23% 12.30% 720.869M 689.17M 4.60% 66.03%
Q3 2025 2.36 2.50 -5.54% 4.89% 678.34M 675.13M 0.48% 67.03%
Q2 2025 2.82 2.44 15.42% 36.23% 689.209M 651.1M 5.85% 76.71%
Q1 2025 1.94 2.24 -13.34% -13.78% 563.837M 570.2M -1.12% 41.43%
Q4 2024 2.44 2.30 5.94% 68.28% 434.185M 419.76M 3.44% 17.10%
Q3 2024 2.25 2.24 0.32% 13.64% 406.119M 406.91M -0.19% 14.21%
Q2 2024 2.07 2.05 1.01% 11.89% 390.027M 392.64M -0.67% 7.24%
Q1 2024 2.25 1.80 25.03% 18.42% 398.678M 375.39M 6.20% 7.20%
Q4 2023 1.45 1.80 -19.41% -29.61% 370.776M 367.9M 0.78% 0.02%
Q3 2023 1.98 1.81 9.42% 9.39% 355.604M 372.59M -4.56% -1.82%
Q2 2023 1.85 1.96 -5.79% -34.63% 363.693M 383.22M -5.10% -9.33%
Q1 2023 1.90 1.90 -0.10% -12.44% 371.9M 376.05M -1.10% 11.31%
Q4 2022 2.06 2.03 1.28% 27.95% 370.7M 378.65M -2.10% 12.54%
Q3 2022 1.81 2.19 -17.51% -6.70% 362.2M 379.19M -4.48% 14.01%
Q2 2022 2.83 1.93 46.37% 58.10% 401.1M 354.48M 13.15% 20.56%
Q1 2022 2.17 1.70 27.64% 13.61% 334.1M 339.22M -1.51% 10.26%
Q4 2021 1.61 1.89 -14.86% 15.83% 329.4M 335.45M -1.80% -22.13%
Q3 2021 1.94 1.83 5.81% 27.63% 317.7M 329.2M -3.49% 6.83%
Q2 2021 1.79 1.81 -1.27% 42.06% 332.7M 318.02M 4.62% 11.38%
Q1 2021 1.91 1.47 30.10% 2,828.57% 303M 316.05M -4.13% 11.27%
Q4 2020 1.39 2.35 -40.74% - 423M 337.32M 25.40% -
Q3 2020 1.52 1.04 46.34% - 297.4M 296.34M 0.36% -
Q2 2020 1.26 0.38 233.86% - 298.7M 288.73M 3.45% -
Q1 2020 -0.07 0.89 -107.89% - 272.3M 285.43M -4.60% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

UMBF EPS Q2Q GrowthUMBF EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 500 1K 1.5K 2K 2.5K

Revenue Historical Q2Q growth and Acceleration

UMBF Revenue Q2Q GrowthUMBF Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40 60

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
2
Average EPS beat (4)
0.44%
Max EPS beat (4)
15.42%
Min EPS beat (4)
-13.34%

Revenue beat statistics

Revenue beat (4)
3
Average Revenue beat (4)
2.45%
Max Revenue beat (4)
5.85%
Min Revenue beat (4)
-1.12%

Analysis

In the last 4 quarters, UMBF has beaten EPS estimates in 2 out of 4 releases
UMBF has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, UMBF has beaten the EPS estimates by 0.4% on average.
In the last 4 quarters, UMBF has beaten the revenue estimates by 2.5% on average.

UMB FINANCIAL CORP / UMBF Earnings FAQ

Can you provide the last earnings date for UMB FINANCIAL CORP?

UMB FINANCIAL CORP (UMBF) last reported earnings on 1/27/2026.

Did UMB FINANCIAL CORP (UMBF) beat earnings estimates last quarter?

UMB FINANCIAL CORP (UMBF) beat EPS estimates and beat revenue estimates in the most recent quarter.

What percentage of the time does UMBF stock beat earnings estimates?

In the last 4 quarters, UMB FINANCIAL CORP (UMBF) has beaten EPS estimates in 2 out of 4 releases.