Toronto Dominion Bank (TD-PF-E.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-E - CA8911456173
24.99 CAD
0 (0%)
We assign a fundamental rating of 4 out of 10 to TD-PF-E. TD-PF-E was compared to 23 industry peers in the Banks industry. TD-PF-E has a medium profitability rating, but doesn't score so well on its financial health evaluation. TD-PF-E has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TD-PF-E had positive earnings in the past year.
TD-PF-E had a positive operating cash flow in the past year.
TD-PF-E had positive earnings in each of the past 5 years.
Of the past 5 years TD-PF-E 4 years had a positive operating cash flow.
1.2 Ratios
TD-PF-E has a Return On Assets of 1.00%. This is amongst the best in the industry. TD-PF-E outperforms 100.00% of its industry peers.
The Return On Equity of TD-PF-E (16.21%) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 29.98%, TD-PF-E belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of TD-PF-E has declined.
TD-PF-E does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for TD-PF-E has been reduced compared to 1 year ago.
The number of shares outstanding for TD-PF-E has been reduced compared to 5 years ago.
Compared to 1 year ago, TD-PF-E has a worse debt to assets ratio.
2.2 Solvency
TD-PF-E has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-E would need 15.32 years to pay back of all of its debts.
TD-PF-E has a Debt to FCF ratio (15.32) which is in line with its industry peers.
A Debt/Equity ratio of 2.11 is on the high side and indicates that TD-PF-E has dependencies on debt financing.
TD-PF-E has a Debt to Equity ratio of 2.11. This is in the better half of the industry: TD-PF-E outperforms 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.05%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-E shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.13%.
TD-PF-E shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.11% yearly.
The Revenue has grown by 23.52% in the past year. This is a very strong growth!
TD-PF-E shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
TD-PF-E is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.06% yearly.
Based on estimates for the next years, TD-PF-E will show a small growth in Revenue. The Revenue will grow by 5.10% on average per year.
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.16, the valuation of TD-PF-E can be described as very cheap.
TD-PF-E's Price/Earnings is on the same level as the industry average.
TD-PF-E's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.59.
With a Price/Forward Earnings ratio of 2.74, the valuation of TD-PF-E can be described as very cheap.
TD-PF-E's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, TD-PF-E is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.16 | ||
| Fwd PE | 2.74 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TD-PF-E indicates a somewhat cheap valuation: TD-PF-E is cheaper than 73.08% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.47 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.39
PEG (5Y)1.01
EPS Next 2Y8.02%
EPS Next 3Y8.6%
5. Dividend
5.1 Amount
TD-PF-E has a Yearly Dividend Yield of 3.70%.
Compared to an average industry Dividend Yield of 3.01, TD-PF-E has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, TD-PF-E pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
5.2 History
On average, the dividend of TD-PF-E grows each year by 7.39%, which is quite nice.
TD-PF-E has paid a dividend for at least 10 years, which is a reliable track record.
TD-PF-E has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
TD-PF-E pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
TD-PF-E's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP37.08%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
TSX:TD-PF-E (10/31/2025, 7:00:00 PM)
24.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap42.50B
Revenue(TTM)67.80B
Net Income(TTM)20.33B
Analysts78.18
Price Target25.48 (1.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)2.46%
PT rev (3m)3.62%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)2.72%
EPS NY rev (1m)0%
EPS NY rev (3m)5.44%
Revenue NQ rev (1m)0.37%
Revenue NQ rev (3m)-4.42%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.16 | ||
| Fwd PE | 2.74 | ||
| P/S | 0.63 | ||
| P/FCF | 2.47 | ||
| P/OCF | 2.18 | ||
| P/B | 0.34 | ||
| P/tB | 0.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY31.65%
EPS(NY)9.11
Fwd EY36.47%
FCF(TTM)10.14
FCFY40.56%
OCF(TTM)11.44
OCFY45.79%
SpS39.86
BVpS73.73
TBVpS60.75
PEG (NY)0.39
PEG (5Y)1.01
Graham Number114.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.05%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
Toronto Dominion Bank / TD-PF-E.CA FAQ
Can you provide the ChartMill fundamental rating for Toronto Dominion Bank?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-E.CA.
Can you provide the valuation status for Toronto Dominion Bank?
ChartMill assigns a valuation rating of 6 / 10 to Toronto Dominion Bank (TD-PF-E.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for Toronto Dominion Bank?
Toronto Dominion Bank (TD-PF-E.CA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for Toronto Dominion Bank?
The Earnings per Share (EPS) of Toronto Dominion Bank (TD-PF-E.CA) is expected to grow by 8.14% in the next year.
Is the dividend of Toronto Dominion Bank sustainable?
The dividend rating of Toronto Dominion Bank (TD-PF-E.CA) is 8 / 10 and the dividend payout ratio is 37.08%.