STEF (STF.PA) Stock Fundamental Analysis
EPA:STF - FR0000064271 - Common Stock
120 EUR
-10.2 (-7.83%)
Taking everything into account, STF scores 4 out of 10 in our fundamental rating. STF was compared to 11 industry peers in the Ground Transportation industry. There are concerns on the financial health of STF while its profitability can be described as average. STF is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year STF was profitable.
In the past year STF had a positive cash flow from operations.
STF had positive earnings in each of the past 5 years.
In the past 5 years STF always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of STF (4.01%) is better than 72.73% of its industry peers.
STF has a Return On Equity of 12.31%. This is comparable to the rest of the industry: STF outperforms 45.45% of its industry peers.
STF has a Return On Invested Capital (6.67%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for STF is in line with the industry average of 8.43%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.01% | ||
| ROE | 12.31% | ||
| ROIC | 6.67% |
ROA(3y)4.61%
ROA(5y)4.06%
ROE(3y)14.19%
ROE(5y)12.69%
ROIC(3y)7.72%
ROIC(5y)7.02%
1.3 Margins
With a Profit Margin value of 3.28%, STF perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
In the last couple of years the Profit Margin of STF has grown nicely.
With a Operating Margin value of 4.65%, STF perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
STF's Operating Margin has been stable in the last couple of years.
STF's Gross Margin of 81.59% is amongst the best of the industry. STF outperforms 81.82% of its industry peers.
In the last couple of years the Gross Margin of STF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.65% | ||
| PM (TTM) | 3.28% | ||
| GM | 81.59% |
OM growth 3Y-2.02%
OM growth 5Y0.32%
PM growth 3Y1.45%
PM growth 5Y2.35%
GM growth 3Y-0.58%
GM growth 5Y0.09%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so STF is still creating some value.
Compared to 1 year ago, STF has more shares outstanding
STF has more shares outstanding than it did 5 years ago.
STF has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.07 indicates that STF is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.07, STF is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
STF has a debt to FCF ratio of 33.95. This is a negative value and a sign of low solvency as STF would need 33.95 years to pay back of all of its debts.
STF has a Debt to FCF ratio (33.95) which is in line with its industry peers.
STF has a Debt/Equity ratio of 0.85. This is a neutral value indicating STF is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.85, STF is doing good in the industry, outperforming 63.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 33.95 | ||
| Altman-Z | 2.07 |
ROIC/WACC0.88
WACC7.61%
2.3 Liquidity
STF has a Current Ratio of 0.66. This is a bad value and indicates that STF is not financially healthy enough and could expect problems in meeting its short term obligations.
STF has a Current ratio of 0.66. This is amonst the worse of the industry: STF underperforms 81.82% of its industry peers.
A Quick Ratio of 0.60 indicates that STF may have some problems paying its short term obligations.
STF has a worse Quick ratio (0.60) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.6 |
3. Growth
3.1 Past
STF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.88%.
STF shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.01% yearly.
STF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.07%.
Measured over the past years, STF shows a small growth in Revenue. The Revenue has been growing by 6.89% on average per year.
EPS 1Y (TTM)-17.88%
EPS 3Y12.37%
EPS 5Y9.01%
EPS Q2Q%-8.08%
Revenue 1Y (TTM)8.07%
Revenue growth 3Y11.04%
Revenue growth 5Y6.89%
Sales Q2Q%9.39%
3.2 Future
STF is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.62% yearly.
Based on estimates for the next years, STF will show a small growth in Revenue. The Revenue will grow by 4.41% on average per year.
EPS Next Y-12.2%
EPS Next 2Y1.14%
EPS Next 3Y3.26%
EPS Next 5Y5.62%
Revenue Next Year4.25%
Revenue Next 2Y3.6%
Revenue Next 3Y3.4%
Revenue Next 5Y4.41%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.64, the valuation of STF can be described as reasonable.
81.82% of the companies in the same industry are more expensive than STF, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of STF to the average of the S&P500 Index (27.06), we can say STF is valued rather cheaply.
STF is valuated reasonably with a Price/Forward Earnings ratio of 10.75.
Compared to the rest of the industry, the Price/Forward Earnings ratio of STF indicates a somewhat cheap valuation: STF is cheaper than 63.64% of the companies listed in the same industry.
STF is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.69, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 10.75 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of STF indicates a somewhat cheap valuation: STF is cheaper than 72.73% of the companies listed in the same industry.
STF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 36.73 | ||
| EV/EBITDA | 5.74 |
4.3 Compensation for Growth
The decent profitability rating of STF may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.07
EPS Next 2Y1.14%
EPS Next 3Y3.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.01%, STF has a reasonable but not impressive dividend return.
STF's Dividend Yield is a higher than the industry average which is at 2.74.
Compared to an average S&P500 Dividend Yield of 2.32, STF pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.01% |
5.2 History
On average, the dividend of STF grows each year by 15.43%, which is quite nice.
Dividend Growth(5Y)15.43%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
STF pays out 40.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of STF is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP40.67%
EPS Next 2Y1.14%
EPS Next 3Y3.26%
EPA:STF (9/5/2025, 7:00:00 PM)
120
-10.2 (-7.83%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners12.22%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.54B
Analysts82.5
Price Target155.17 (29.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.01% |
Yearly Dividend5.12
Dividend Growth(5Y)15.43%
DP40.67%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.54%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-8.62%
EPS NY rev (3m)-8.62%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 10.75 | ||
| P/S | 0.32 | ||
| P/FCF | 36.73 | ||
| P/OCF | 3.88 | ||
| P/B | 1.21 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | 5.74 |
EPS(TTM)12.45
EY10.38%
EPS(NY)11.17
Fwd EY9.31%
FCF(TTM)3.27
FCFY2.72%
OCF(TTM)30.92
OCFY25.76%
SpS373.6
BVpS99.39
TBVpS67.54
PEG (NY)N/A
PEG (5Y)1.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.01% | ||
| ROE | 12.31% | ||
| ROCE | 10.17% | ||
| ROIC | 6.67% | ||
| ROICexc | 6.91% | ||
| ROICexgc | 8.35% | ||
| OM | 4.65% | ||
| PM (TTM) | 3.28% | ||
| GM | 81.59% | ||
| FCFM | 0.87% |
ROA(3y)4.61%
ROA(5y)4.06%
ROE(3y)14.19%
ROE(5y)12.69%
ROIC(3y)7.72%
ROIC(5y)7.02%
ROICexc(3y)8.11%
ROICexc(5y)7.36%
ROICexgc(3y)9.68%
ROICexgc(5y)8.73%
ROCE(3y)11.98%
ROCE(5y)11.21%
ROICexcg growth 3Y0.45%
ROICexcg growth 5Y-0.99%
ROICexc growth 3Y0%
ROICexc growth 5Y-1.66%
OM growth 3Y-2.02%
OM growth 5Y0.32%
PM growth 3Y1.45%
PM growth 5Y2.35%
GM growth 3Y-0.58%
GM growth 5Y0.09%
F-Score4
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 33.95 | ||
| Debt/EBITDA | 2.26 | ||
| Cap/Depr | 138.84% | ||
| Cap/Sales | 7.4% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 82.93% | ||
| Profit Quality | 26.7% | ||
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.6 | ||
| Altman-Z | 2.07 |
F-Score4
WACC7.61%
ROIC/WACC0.88
Cap/Depr(3y)146.9%
Cap/Depr(5y)126.6%
Cap/Sales(3y)6.83%
Cap/Sales(5y)6.36%
Profit Quality(3y)20.26%
Profit Quality(5y)52.74%
High Growth Momentum
Growth
EPS 1Y (TTM)-17.88%
EPS 3Y12.37%
EPS 5Y9.01%
EPS Q2Q%-8.08%
EPS Next Y-12.2%
EPS Next 2Y1.14%
EPS Next 3Y3.26%
EPS Next 5Y5.62%
Revenue 1Y (TTM)8.07%
Revenue growth 3Y11.04%
Revenue growth 5Y6.89%
Sales Q2Q%9.39%
Revenue Next Year4.25%
Revenue Next 2Y3.6%
Revenue Next 3Y3.4%
Revenue Next 5Y4.41%
EBIT growth 1Y-11.15%
EBIT growth 3Y8.79%
EBIT growth 5Y7.22%
EBIT Next Year103.02%
EBIT Next 3Y32.29%
EBIT Next 5Y23.32%
FCF growth 1Y102.02%
FCF growth 3Y-40.87%
FCF growth 5Y-17.62%
OCF growth 1Y11.42%
OCF growth 3Y2.56%
OCF growth 5Y8.42%