Can you provide the last earnings date for STELLAR BANCORP INC?
STELLAR BANCORP INC (STEL) last reported earnings on 1/28/2026.
STELLAR BANCORP INC (STEL) Earnings History & Surprises
NYSE:STEL • US8589271068
Current stock price
36.61 USD
+0.59 (+1.64%)
At close:
36.61 USD
0 (0%)
Pre-Market:
STEL Earnings overview
Past quarterly earnings results for STELLAR BANCORP INC (STEL), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 24, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $0.48
- Revenue Estimate
- 110.52M
Last Reported
Most Recent- Release Date
- Jan 28, 2026
- Period
- Q4 / 2025
- EPS Reported
- $0.52
- EPS Surprise
- -0.85%
- Revenue Surprise
- -5.48%
Beat Rate
Last 8 Quarters 38%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 0.52 | 0.52 | -0.85% | - | 103.76M | 109.78M | -5.48% | -3.92% |
| Q3 2025 | 0.50 | 0.50 | -0.69% | -20.63% | 105.63M | 108.04M | -2.23% | -2.02% |
| Q2 2025 | 0.51 | 0.46 | 12.06% | -8.93% | 104.126M | 107.02M | -2.70% | -2.53% |
| Q1 2025 | 0.46 | 0.45 | 2.12% | -6.12% | 104.763M | 107.77M | -2.79% | -3.37% |
| Q4 2024 | 0.52 | 0.50 | 4.04% | 1.96% | 107.989M | 109.6M | -1.47% | -4.28% |
| Q3 2024 | 0.63 | 0.49 | 28.14% | 8.62% | 107.809M | 108.44M | -0.58% | -0.73% |
| Q2 2024 | 0.56 | 0.49 | 14.86% | -15.15% | 106.826M | 108.69M | -1.71% | -6.10% |
| Q1 2024 | 0.49 | 0.49 | 0.08% | -30.00% | 108.414M | 109.28M | -0.79% | -12.09% |
| Q4 2023 | 0.51 | 0.57 | -9.75% | 1,175.00% | 112.816M | 110.4M | 2.19% | -10.61% |
| Q3 2023 | 0.58 | 0.59 | -0.94% | 11.54% | 108.601M | 111.54M | -2.63% | 70.49% |
| Q2 2023 | 0.66 | 0.69 | -4.84% | 37.50% | 113.764M | 119.11M | -4.49% | 88.98% |
| Q1 2023 | 0.70 | 0.72 | -2.79% | 84.21% | 123.325M | 123.21M | 0.09% | 108.32% |
| Q4 2022 | 0.04 | 0.79 | -94.93% | -88.57% | 126.2M | 122.49M | 3.03% | 261.60% |
| Q3 2022 | 0.52 | 0.82 | -36.67% | -11.86% | 63.7M | 45.78M | 39.14% | 73.10% |
| Q2 2022 | 0.48 | 0.43 | 11.16% | - | 60.2M | 39.674M | 51.74% | 74.49% |
| Q1 2022 | 0.38 | 0.33 | 16.42% | -7.32% | 59.2M | 36.458M | 62.38% | 63.54% |
| Q4 2021 | 0.35 | 0.33 | 5.04% | -14.63% | 34.9M | 35.056M | -0.45% | -3.32% |
| Q3 2021 | 0.59 | 0.38 | 55.91% | 126.92% | 36.8M | 35.806M | 2.78% | 3.08% |
| Q2 2021 | 0.48 | 0.42 | 13.85% | 433.33% | 34.5M | 36.046M | -4.29% | -1.71% |
| Q1 2021 | 0.41 | 0.35 | 15.95% | 36.67% | 36.2M | 36.478M | -0.76% | -0.82% |
| Q4 2020 | 0.41 | 0.27 | 50.73% | - | 36.1M | 36.415M | -0.87% | - |
| Q3 2020 | 0.26 | 0.26 | -0.69% | - | 35.7M | 36.341M | -1.76% | - |
| Q2 2020 | 0.09 | 0.22 | -58.64% | - | 35.1M | 37.213M | -5.68% | - |
| Q1 2020 | 0.30 | 0.33 | -9.03% | - | 36.5M | 37.546M | -2.79% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
2
Average EPS beat (4)
3.16%
Max EPS beat (4)
12.06%
Min EPS beat (4)
-0.85%
Revenue beat statistics
Revenue beat (4)
0
Average Revenue beat (4)
-3.30%
Max Revenue beat (4)
-2.23%
Min Revenue beat (4)
-5.48%
Analysis
In the last 4 quarters, STEL has beaten EPS estimates in 2 out of 4 releases
STEL has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, STEL has beaten the EPS estimates by 3.2% on average.
In the last 4 quarters, STEL reported -3.3% below the revenue estimates on average.
Related analysis
STELLAR BANCORP INC / STEL Earnings FAQ
Did STELLAR BANCORP INC (STEL) beat earnings estimates last quarter?
STELLAR BANCORP INC (STEL) missed EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often STELLAR BANCORP INC beats earnings estimates?
In the last 4 quarters, STELLAR BANCORP INC (STEL) has beaten EPS estimates in 2 out of 4 releases.