SLR INVESTMENT CORP (SLRC) Stock Fundamental Analysis
USA - NASDAQ:SLRC - US83413U1007 - Common Stock
15.3 USD
-0.18 (-1.16%)
15.2 USD
-0.1 (-0.65%)
Taking everything into account, SLRC scores 4 out of 10 in our fundamental rating. SLRC was compared to 235 industry peers in the Capital Markets industry. While SLRC is still in line with the averages on profitability rating, there are concerns on its financial health. SLRC has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year SLRC was profitable.
SLRC had a positive operating cash flow in the past year.
In the past 5 years SLRC has always been profitable.
In multiple years SLRC reported negative operating cash flow during the last 5 years.
1.2 Ratios
SLRC has a Return On Assets (3.50%) which is comparable to the rest of the industry.
With a Return On Equity value of 8.95%, SLRC perfoms like the industry average, outperforming 51.49% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 3.35%, SLRC is in line with its industry, outperforming 44.68% of the companies in the same industry.
SLRC had an Average Return On Invested Capital over the past 3 years of 3.33%. This is below the industry average of 7.61%.
The 3 year average ROIC (3.33%) for SLRC is below the current ROIC(3.35%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.5% | ||
| ROE | 8.95% | ||
| ROIC | 3.35% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
1.3 Margins
With an excellent Profit Margin value of 39.93%, SLRC belongs to the best of the industry, outperforming 83.40% of the companies in the same industry.
In the last couple of years the Profit Margin of SLRC has grown nicely.
Looking at the Operating Margin, with a value of 41.29%, SLRC is in the better half of the industry, outperforming 72.34% of the companies in the same industry.
SLRC's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 45.41%, SLRC is in line with its industry, outperforming 48.09% of the companies in the same industry.
SLRC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.29% | ||
| PM (TTM) | 39.93% | ||
| GM | 45.41% |
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
2. Health
2.1 Basic Checks
The number of shares outstanding for SLRC remains at a similar level compared to 1 year ago.
SLRC has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, SLRC has an improved debt to assets ratio.
2.2 Solvency
SLRC has an Altman-Z score of 0.48. This is a bad value and indicates that SLRC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.48, SLRC is doing worse than 64.68% of the companies in the same industry.
SLRC has a debt to FCF ratio of 7.23. This is a slightly negative value and a sign of low solvency as SLRC would need 7.23 years to pay back of all of its debts.
The Debt to FCF ratio of SLRC (7.23) is better than 62.55% of its industry peers.
SLRC has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
SLRC has a Debt to Equity ratio of 1.18. This is in the lower half of the industry: SLRC underperforms 60.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.23 | ||
| Altman-Z | 0.48 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
SLRC has a Current Ratio of 1.09. This is a normal value and indicates that SLRC is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.09, SLRC perfoms like the industry average, outperforming 47.23% of the companies in the same industry.
A Quick Ratio of 1.09 indicates that SLRC should not have too much problems paying its short term obligations.
SLRC has a Quick ratio (1.09) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
SLRC shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.86%.
The Earnings Per Share has been growing slightly by 0.57% on average over the past years.
SLRC shows a decrease in Revenue. In the last year, the revenue decreased by -5.94%.
SLRC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.48% yearly.
EPS 1Y (TTM)-2.86%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
Revenue 1Y (TTM)-5.94%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-8.59%
3.2 Future
SLRC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.60% yearly.
SLRC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.19% yearly.
EPS Next Y-6.87%
EPS Next 2Y-3.25%
EPS Next 3Y-4.6%
EPS Next 5YN/A
Revenue Next Year-6.67%
Revenue Next 2Y-3.28%
Revenue Next 3Y-3.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.00, which indicates a very decent valuation of SLRC.
Based on the Price/Earnings ratio, SLRC is valued a bit cheaper than 74.89% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.76. SLRC is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.18, the valuation of SLRC can be described as very reasonable.
SLRC's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SLRC is cheaper than 74.47% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.63, SLRC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 9.18 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SLRC is valued cheaply inside the industry as 81.70% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.14 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as SLRC's earnings are expected to decrease with -4.60% in the coming years.
PEG (NY)N/A
PEG (5Y)15.75
EPS Next 2Y-3.25%
EPS Next 3Y-4.6%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.00%, SLRC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.34, SLRC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, SLRC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11% |
5.2 History
The dividend of SLRC has a limited annual growth rate of 0.02%.
SLRC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)0.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
100.74% of the earnings are spent on dividend by SLRC. This is not a sustainable payout ratio.
SLRC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP100.74%
EPS Next 2Y-3.25%
EPS Next 3Y-4.6%
15.3
-0.18 (-1.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners37.94%
Inst Owner Change0.77%
Ins Owners2.72%
Ins Owner Change0%
Market Cap834.62M
Revenue(TTM)222.44M
Net Income(TTM)88.82M
Analysts72
Price Target17.24 (12.68%)
Short Float %0.54%
Short Ratio1.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11% |
Yearly Dividend1.64
Dividend Growth(5Y)0.02%
DP100.74%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.76%
Min EPS beat(2)-3.04%
Max EPS beat(2)-2.49%
EPS beat(4)2
Avg EPS beat(4)-0.48%
Min EPS beat(4)-3.04%
Max EPS beat(4)3.35%
EPS beat(8)5
Avg EPS beat(8)-0.22%
EPS beat(12)6
Avg EPS beat(12)-1.19%
EPS beat(16)7
Avg EPS beat(16)-2.33%
Revenue beat(2)0
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-2.49%
Max Revenue beat(2)-1.02%
Revenue beat(4)1
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-3.07%
Max Revenue beat(4)1.07%
Revenue beat(8)1
Avg Revenue beat(8)-1.29%
Revenue beat(12)2
Avg Revenue beat(12)-1.32%
Revenue beat(16)2
Avg Revenue beat(16)-2.94%
PT rev (1m)0%
PT rev (3m)0.93%
EPS NQ rev (1m)-0.29%
EPS NQ rev (3m)1.98%
EPS NY rev (1m)-0.29%
EPS NY rev (3m)0.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.87%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 9.18 | ||
| P/S | 3.75 | ||
| P/FCF | 5.14 | ||
| P/OCF | 5.14 | ||
| P/B | 0.84 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.7
EY11.11%
EPS(NY)1.67
Fwd EY10.89%
FCF(TTM)2.98
FCFY19.45%
OCF(TTM)2.98
OCFY19.45%
SpS4.08
BVpS18.19
TBVpS18.19
PEG (NY)N/A
PEG (5Y)15.75
Graham Number26.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.5% | ||
| ROE | 8.95% | ||
| ROCE | 4.24% | ||
| ROIC | 3.35% | ||
| ROICexc | 4.04% | ||
| ROICexgc | 4.04% | ||
| OM | 41.29% | ||
| PM (TTM) | 39.93% | ||
| GM | 45.41% | ||
| FCFM | 72.98% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
ROICexc(3y)4.11%
ROICexc(5y)4.01%
ROICexgc(3y)4.11%
ROICexgc(5y)4.01%
ROCE(3y)4.22%
ROCE(5y)4.04%
ROICexgc growth 3Y9.35%
ROICexgc growth 5Y-2.7%
ROICexc growth 3Y9.35%
ROICexc growth 5Y-2.7%
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
F-Score6
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.23 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.44 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 182.78% | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.48 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.86%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
EPS Next Y-6.87%
EPS Next 2Y-3.25%
EPS Next 3Y-4.6%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.94%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-8.59%
Revenue Next Year-6.67%
Revenue Next 2Y-3.28%
Revenue Next 3Y-3.19%
Revenue Next 5YN/A
EBIT growth 1Y-3.76%
EBIT growth 3Y16.49%
EBIT growth 5Y5.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y213.84%
FCF growth 3YN/A
FCF growth 5Y10.62%
OCF growth 1Y213.84%
OCF growth 3YN/A
OCF growth 5Y10.62%
SLR INVESTMENT CORP / SLRC FAQ
What is the fundamental rating for SLRC stock?
ChartMill assigns a fundamental rating of 4 / 10 to SLRC.
Can you provide the valuation status for SLR INVESTMENT CORP?
ChartMill assigns a valuation rating of 5 / 10 to SLR INVESTMENT CORP (SLRC). This can be considered as Fairly Valued.
What is the profitability of SLRC stock?
SLR INVESTMENT CORP (SLRC) has a profitability rating of 5 / 10.
Can you provide the financial health for SLRC stock?
The financial health rating of SLR INVESTMENT CORP (SLRC) is 3 / 10.
How sustainable is the dividend of SLR INVESTMENT CORP (SLRC) stock?
The dividend rating of SLR INVESTMENT CORP (SLRC) is 5 / 10 and the dividend payout ratio is 100.74%.