15.8 USD
+0.02 (+0.13%)
SLRC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. While SLRC is still in line with the averages on profitability rating, there are concerns on its financial health. SLRC has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SLRC was profitable.
In the past year SLRC had a positive cash flow from operations.
Each year in the past 5 years SLRC has been profitable.
In multiple years SLRC reported negative operating cash flow during the last 5 years.
1.2 Ratios
SLRC has a Return On Assets (3.56%) which is in line with its industry peers.
SLRC has a Return On Equity of 9.07%. This is comparable to the rest of the industry: SLRC outperforms 55.04% of its industry peers.
SLRC has a Return On Invested Capital (3.30%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for SLRC is below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 9.07% | ||
| ROIC | 3.3% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
1.3 Margins
SLRC has a Profit Margin of 41.00%. This is amongst the best in the industry. SLRC outperforms 85.71% of its industry peers.
In the last couple of years the Profit Margin of SLRC has grown nicely.
With a decent Operating Margin value of 40.58%, SLRC is doing good in the industry, outperforming 73.95% of the companies in the same industry.
SLRC's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 45.08%, SLRC perfoms like the industry average, outperforming 51.68% of the companies in the same industry.
In the last couple of years the Gross Margin of SLRC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.58% | ||
| PM (TTM) | 41% | ||
| GM | 45.08% |
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
2. Health
2.1 Basic Checks
Compared to 1 year ago, SLRC has about the same amount of shares outstanding.
SLRC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SLRC has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.48, we must say that SLRC is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.48, SLRC is not doing good in the industry: 63.45% of the companies in the same industry are doing better.
SLRC has a debt to FCF ratio of 10.91. This is a negative value and a sign of low solvency as SLRC would need 10.91 years to pay back of all of its debts.
SLRC has a Debt to FCF ratio (10.91) which is in line with its industry peers.
SLRC has a Debt/Equity ratio of 1.15. This is a high value indicating a heavy dependency on external financing.
SLRC has a Debt to Equity ratio (1.15) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | 10.91 | ||
| Altman-Z | 0.48 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.07 indicates that SLRC should not have too much problems paying its short term obligations.
SLRC has a Current ratio (1.07) which is in line with its industry peers.
SLRC has a Quick Ratio of 1.07. This is a normal value and indicates that SLRC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.07, SLRC is in line with its industry, outperforming 52.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.07 | ||
| Quick Ratio | 1.07 |
3. Growth
3.1 Past
SLRC shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.30%.
The Earnings Per Share has been growing slightly by 0.57% on average over the past years.
Looking at the last year, SLRC shows a decrease in Revenue. The Revenue has decreased by -7.17% in the last year.
Measured over the past years, SLRC shows a quite strong growth in Revenue. The Revenue has been growing by 8.48% on average per year.
EPS 1Y (TTM)-7.3%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
Revenue 1Y (TTM)-7.17%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-4.65%
3.2 Future
Based on estimates for the next years, SLRC will show a decrease in Earnings Per Share. The EPS will decrease by -5.13% on average per year.
Based on estimates for the next years, SLRC will show a decrease in Revenue. The Revenue will decrease by -3.19% on average per year.
EPS Next Y-6.93%
EPS Next 2Y-3.38%
EPS Next 3Y-5.13%
EPS Next 5YN/A
Revenue Next Year-6.67%
Revenue Next 2Y-3.28%
Revenue Next 3Y-3.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.58, which indicates a very decent valuation of SLRC.
SLRC's Price/Earnings ratio is a bit cheaper when compared to the industry. SLRC is cheaper than 73.11% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.11. SLRC is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 9.51, the valuation of SLRC can be described as reasonable.
Based on the Price/Forward Earnings ratio, SLRC is valued a bit cheaper than 74.79% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.21. SLRC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.58 | ||
| Fwd PE | 9.51 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SLRC is valued a bit cheaper than the industry average as 75.63% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
SLRC's earnings are expected to decrease with -5.13% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)16.76
EPS Next 2Y-3.38%
EPS Next 3Y-5.13%
5. Dividend
5.1 Amount
SLRC has a Yearly Dividend Yield of 10.33%, which is a nice return.
SLRC's Dividend Yield is a higher than the industry average which is at 8.39.
Compared to an average S&P500 Dividend Yield of 2.32, SLRC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.33% |
5.2 History
The dividend of SLRC has a limited annual growth rate of 0.02%.
SLRC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
SLRC pays out 99.33% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of SLRC has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP99.33%
EPS Next 2Y-3.38%
EPS Next 3Y-5.13%
NASDAQ:SLRC (12/2/2025, 11:16:44 AM)
15.8
+0.02 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners37.94%
Inst Owner Change-2.73%
Ins Owners2.72%
Ins Owner Change0%
Market Cap861.89M
Revenue(TTM)219.67M
Net Income(TTM)90.07M
Analysts72
Price Target16.92 (7.09%)
Short Float %0.97%
Short Ratio1.76
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.33% |
Yearly Dividend1.64
Dividend Growth(5Y)0.02%
DP99.33%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.91%
Min EPS beat(2)-4.79%
Max EPS beat(2)-3.04%
EPS beat(4)1
Avg EPS beat(4)-2.51%
Min EPS beat(4)-4.79%
Max EPS beat(4)0.27%
EPS beat(8)5
Avg EPS beat(8)-0.37%
EPS beat(12)6
Avg EPS beat(12)-1.14%
EPS beat(16)7
Avg EPS beat(16)-2.41%
Revenue beat(2)1
Avg Revenue beat(2)-0.51%
Min Revenue beat(2)-1.02%
Max Revenue beat(2)0.01%
Revenue beat(4)1
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-3.07%
Max Revenue beat(4)0.01%
Revenue beat(8)2
Avg Revenue beat(8)-1.26%
Revenue beat(12)3
Avg Revenue beat(12)-1.28%
Revenue beat(16)3
Avg Revenue beat(16)-2.24%
PT rev (1m)-1.91%
PT rev (3m)-1.91%
EPS NQ rev (1m)-1.58%
EPS NQ rev (3m)-0.89%
EPS NY rev (1m)-0.07%
EPS NY rev (3m)0.25%
Revenue NQ rev (1m)-0.67%
Revenue NQ rev (3m)0.92%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.58 | ||
| Fwd PE | 9.51 | ||
| P/S | 3.92 | ||
| P/FCF | 8.26 | ||
| P/OCF | 8.26 | ||
| P/B | 0.87 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY10.44%
EPS(NY)1.66
Fwd EY10.52%
FCF(TTM)1.91
FCFY12.11%
OCF(TTM)1.91
OCFY12.11%
SpS4.03
BVpS18.21
TBVpS18.21
PEG (NY)N/A
PEG (5Y)16.76
Graham Number26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 9.07% | ||
| ROCE | 4.18% | ||
| ROIC | 3.3% | ||
| ROICexc | 4.05% | ||
| ROICexgc | 4.05% | ||
| OM | 40.58% | ||
| PM (TTM) | 41% | ||
| GM | 45.08% | ||
| FCFM | 47.51% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
ROICexc(3y)4.11%
ROICexc(5y)4.01%
ROICexgc(3y)4.11%
ROICexgc(5y)4.01%
ROCE(3y)4.22%
ROCE(5y)4.04%
ROICexgc growth 3Y9.35%
ROICexgc growth 5Y-2.7%
ROICexc growth 3Y9.35%
ROICexc growth 5Y-2.7%
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
F-Score6
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | 10.91 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.39 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 115.88% | ||
| Current Ratio | 1.07 | ||
| Quick Ratio | 1.07 | ||
| Altman-Z | 0.48 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.3%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
EPS Next Y-6.93%
EPS Next 2Y-3.38%
EPS Next 3Y-5.13%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.17%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-4.65%
Revenue Next Year-6.67%
Revenue Next 2Y-3.28%
Revenue Next 3Y-3.19%
Revenue Next 5YN/A
EBIT growth 1Y-7.57%
EBIT growth 3Y16.49%
EBIT growth 5Y5.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.3%
FCF growth 3YN/A
FCF growth 5Y10.62%
OCF growth 1Y-16.3%
OCF growth 3YN/A
OCF growth 5Y10.62%
SLR INVESTMENT CORP / SLRC FAQ
What is the fundamental rating for SLRC stock?
ChartMill assigns a fundamental rating of 4 / 10 to SLRC.
Can you provide the valuation status for SLR INVESTMENT CORP?
ChartMill assigns a valuation rating of 5 / 10 to SLR INVESTMENT CORP (SLRC). This can be considered as Fairly Valued.
What is the profitability of SLRC stock?
SLR INVESTMENT CORP (SLRC) has a profitability rating of 4 / 10.
Can you provide the financial health for SLRC stock?
The financial health rating of SLR INVESTMENT CORP (SLRC) is 3 / 10.
How sustainable is the dividend of SLR INVESTMENT CORP (SLRC) stock?
The dividend rating of SLR INVESTMENT CORP (SLRC) is 5 / 10 and the dividend payout ratio is 99.33%.