15.41 USD
-0.11 (-0.71%)
15.41 USD
0 (0%)
Taking everything into account, SLRC scores 4 out of 10 in our fundamental rating. SLRC was compared to 235 industry peers in the Capital Markets industry. While SLRC is still in line with the averages on profitability rating, there are concerns on its financial health. SLRC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SLRC was profitable.
In the past year SLRC had a positive cash flow from operations.
In the past 5 years SLRC has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: SLRC reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.56%, SLRC is in the better half of the industry, outperforming 60.85% of the companies in the same industry.
SLRC has a Return On Equity (9.07%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 3.30%, SLRC is in line with its industry, outperforming 47.23% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SLRC is below the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 9.07% | ||
| ROIC | 3.3% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
1.3 Margins
SLRC has a Profit Margin of 41.00%. This is amongst the best in the industry. SLRC outperforms 86.38% of its industry peers.
SLRC's Profit Margin has improved in the last couple of years.
The Operating Margin of SLRC (40.58%) is better than 73.62% of its industry peers.
In the last couple of years the Operating Margin of SLRC has declined.
SLRC has a Gross Margin (45.08%) which is in line with its industry peers.
SLRC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.58% | ||
| PM (TTM) | 41% | ||
| GM | 45.08% |
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
2. Health
2.1 Basic Checks
The number of shares outstanding for SLRC remains at a similar level compared to 1 year ago.
SLRC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SLRC has been reduced compared to a year ago.
2.2 Solvency
SLRC has an Altman-Z score of 0.48. This is a bad value and indicates that SLRC is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of SLRC (0.48) is worse than 60.43% of its industry peers.
The Debt to FCF ratio of SLRC is 10.91, which is on the high side as it means it would take SLRC, 10.91 years of fcf income to pay off all of its debts.
SLRC has a Debt to FCF ratio of 10.91. This is comparable to the rest of the industry: SLRC outperforms 58.72% of its industry peers.
SLRC has a Debt/Equity ratio of 1.15. This is a high value indicating a heavy dependency on external financing.
SLRC has a Debt to Equity ratio (1.15) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | 10.91 | ||
| Altman-Z | 0.48 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
SLRC has a Current Ratio of 1.07. This is a normal value and indicates that SLRC is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.07, SLRC perfoms like the industry average, outperforming 48.09% of the companies in the same industry.
A Quick Ratio of 1.07 indicates that SLRC should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.07, SLRC is in line with its industry, outperforming 49.36% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.07 | ||
| Quick Ratio | 1.07 |
3. Growth
3.1 Past
SLRC shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.30%.
SLRC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.57% yearly.
Looking at the last year, SLRC shows a decrease in Revenue. The Revenue has decreased by -7.17% in the last year.
SLRC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.48% yearly.
EPS 1Y (TTM)-7.3%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
Revenue 1Y (TTM)-7.17%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-4.65%
3.2 Future
The Earnings Per Share is expected to decrease by -5.24% on average over the next years.
SLRC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -4.14% yearly.
EPS Next Y-7.93%
EPS Next 2Y-4.54%
EPS Next 3Y-5.24%
EPS Next 5YN/A
Revenue Next Year-6.38%
Revenue Next 2Y-3.82%
Revenue Next 3Y-4.14%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.34 indicates a reasonable valuation of SLRC.
Compared to the rest of the industry, the Price/Earnings ratio of SLRC indicates a somewhat cheap valuation: SLRC is cheaper than 77.02% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.17, SLRC is valued rather cheaply.
The Price/Forward Earnings ratio is 9.50, which indicates a very decent valuation of SLRC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SLRC indicates a somewhat cheap valuation: SLRC is cheaper than 77.45% of the companies listed in the same industry.
SLRC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.34 | ||
| Fwd PE | 9.5 |
4.2 Price Multiples
SLRC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SLRC is cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.05 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
SLRC's earnings are expected to decrease with -5.24% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)16.34
EPS Next 2Y-4.54%
EPS Next 3Y-5.24%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.61%, SLRC is a good candidate for dividend investing.
SLRC's Dividend Yield is a higher than the industry average which is at 6.39.
Compared to an average S&P500 Dividend Yield of 1.94, SLRC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.61% |
5.2 History
The dividend of SLRC has a limited annual growth rate of 0.02%.
SLRC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
99.33% of the earnings are spent on dividend by SLRC. This is not a sustainable payout ratio.
SLRC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP99.33%
EPS Next 2Y-4.54%
EPS Next 3Y-5.24%
15.41
-0.11 (-0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners39.92%
Inst Owner Change0%
Ins Owners2.74%
Ins Owner Change0%
Market Cap840.62M
Revenue(TTM)219.67M
Net Income(TTM)90.07M
Analysts72
Price Target16.75 (8.7%)
Short Float %0.96%
Short Ratio1.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.61% |
Yearly Dividend1.64
Dividend Growth(5Y)0.02%
DP99.33%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.91%
Min EPS beat(2)-4.79%
Max EPS beat(2)-3.04%
EPS beat(4)1
Avg EPS beat(4)-2.51%
Min EPS beat(4)-4.79%
Max EPS beat(4)0.27%
EPS beat(8)5
Avg EPS beat(8)-0.37%
EPS beat(12)6
Avg EPS beat(12)-1.14%
EPS beat(16)7
Avg EPS beat(16)-2.41%
Revenue beat(2)1
Avg Revenue beat(2)-0.51%
Min Revenue beat(2)-1.02%
Max Revenue beat(2)0.01%
Revenue beat(4)1
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-3.07%
Max Revenue beat(4)0.01%
Revenue beat(8)2
Avg Revenue beat(8)-1.26%
Revenue beat(12)3
Avg Revenue beat(12)-1.28%
Revenue beat(16)3
Avg Revenue beat(16)-2.24%
PT rev (1m)-1%
PT rev (3m)-2.9%
EPS NQ rev (1m)-0.55%
EPS NQ rev (3m)-3.43%
EPS NY rev (1m)-0.28%
EPS NY rev (3m)-1.43%
Revenue NQ rev (1m)0.56%
Revenue NQ rev (3m)-0.37%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.34 | ||
| Fwd PE | 9.5 | ||
| P/S | 3.83 | ||
| P/FCF | 8.05 | ||
| P/OCF | 8.05 | ||
| P/B | 0.85 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY10.71%
EPS(NY)1.62
Fwd EY10.53%
FCF(TTM)1.91
FCFY12.42%
OCF(TTM)1.91
OCFY12.42%
SpS4.03
BVpS18.21
TBVpS18.21
PEG (NY)N/A
PEG (5Y)16.34
Graham Number26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 9.07% | ||
| ROCE | 4.18% | ||
| ROIC | 3.3% | ||
| ROICexc | 4.05% | ||
| ROICexgc | 4.05% | ||
| OM | 40.58% | ||
| PM (TTM) | 41% | ||
| GM | 45.08% | ||
| FCFM | 47.51% |
ROA(3y)2.55%
ROA(5y)2.28%
ROE(3y)6.41%
ROE(5y)5.62%
ROIC(3y)3.33%
ROIC(5y)3.19%
ROICexc(3y)4.11%
ROICexc(5y)4.01%
ROICexgc(3y)4.11%
ROICexgc(5y)4.01%
ROCE(3y)4.22%
ROCE(5y)4.04%
ROICexgc growth 3Y9.35%
ROICexgc growth 5Y-2.7%
ROICexc growth 3Y9.35%
ROICexc growth 5Y-2.7%
OM growth 3Y-1.77%
OM growth 5Y-2.43%
PM growth 3Y-1.22%
PM growth 5Y2.62%
GM growth 3Y-3.67%
GM growth 5Y-2.76%
F-Score6
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | 10.91 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.39 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 115.88% | ||
| Current Ratio | 1.07 | ||
| Quick Ratio | 1.07 | ||
| Altman-Z | 0.48 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.3%
EPS 3Y7.07%
EPS 5Y0.57%
EPS Q2Q%-11.11%
EPS Next Y-7.93%
EPS Next 2Y-4.54%
EPS Next 3Y-5.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.17%
Revenue growth 3Y18.59%
Revenue growth 5Y8.48%
Sales Q2Q%-4.65%
Revenue Next Year-6.38%
Revenue Next 2Y-3.82%
Revenue Next 3Y-4.14%
Revenue Next 5YN/A
EBIT growth 1Y-7.57%
EBIT growth 3Y16.49%
EBIT growth 5Y5.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.3%
FCF growth 3YN/A
FCF growth 5Y10.62%
OCF growth 1Y-16.3%
OCF growth 3YN/A
OCF growth 5Y10.62%
SLR INVESTMENT CORP / SLRC FAQ
What is the fundamental rating for SLRC stock?
ChartMill assigns a fundamental rating of 4 / 10 to SLRC.
What is the valuation status of SLR INVESTMENT CORP (SLRC) stock?
ChartMill assigns a valuation rating of 5 / 10 to SLR INVESTMENT CORP (SLRC). This can be considered as Fairly Valued.
What is the profitability of SLRC stock?
SLR INVESTMENT CORP (SLRC) has a profitability rating of 5 / 10.
What is the valuation of SLR INVESTMENT CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for SLR INVESTMENT CORP (SLRC) is 9.34 and the Price/Book (PB) ratio is 0.85.
Is the dividend of SLR INVESTMENT CORP sustainable?
The dividend rating of SLR INVESTMENT CORP (SLRC) is 5 / 10 and the dividend payout ratio is 99.33%.