SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) Fundamental Analysis & Valuation

TSX:SLF-PR-K • CA8667968579

Current stock price

23.01 CAD
+0.06 (+0.26%)
Last:

This SLF-PR-K.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. SLF-PR-K.CA Profitability Analysis

1.1 Basic Checks

  • SLF-PR-K had positive earnings in the past year.
  • SLF-PR-K had a positive operating cash flow in the past year.
  • In the past 5 years SLF-PR-K has always been profitable.
  • SLF-PR-K had a positive operating cash flow in 4 of the past 5 years.
SLF-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFSLF-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • With a decent Return On Assets value of 0.87%, SLF-PR-K is doing good in the industry, outperforming 68.35% of the companies in the same industry.
  • SLF-PR-K has a Return On Equity of 13.76%. This is in the better half of the industry: SLF-PR-K outperforms 74.68% of its industry peers.
Industry RankSector Rank
ROA 0.87%
ROE 13.76%
ROIC N/A
ROA(3y)0.87%
ROA(5y)0.94%
ROE(3y)12.77%
ROE(5y)13.15%
ROIC(3y)N/A
ROIC(5y)N/A
SLF-PR-K.CA Yearly ROA, ROE, ROICSLF-PR-K.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • With a Profit Margin value of 9.90%, SLF-PR-K is not doing good in the industry: 62.03% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of SLF-PR-K has grown nicely.
  • Looking at the Operating Margin, with a value of 15.17%, SLF-PR-K is doing worse than 73.42% of the companies in the same industry.
  • SLF-PR-K's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 15.17%
PM (TTM) 9.9%
GM N/A
OM growth 3Y-34.63%
OM growth 5YN/A
PM growth 3Y9.93%
PM growth 5Y8.47%
GM growth 3YN/A
GM growth 5YN/A
SLF-PR-K.CA Yearly Profit, Operating, Gross MarginsSLF-PR-K.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. SLF-PR-K.CA Health Analysis

2.1 Basic Checks

  • SLF-PR-K does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, SLF-PR-K has less shares outstanding
  • SLF-PR-K has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for SLF-PR-K is higher compared to a year ago.
SLF-PR-K.CA Yearly Shares OutstandingSLF-PR-K.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
SLF-PR-K.CA Yearly Total Debt VS Total AssetsSLF-PR-K.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B

2.2 Solvency

  • The Debt to FCF ratio of SLF-PR-K is 3.15, which is a good value as it means it would take SLF-PR-K, 3.15 years of fcf income to pay off all of its debts.
  • SLF-PR-K's Debt to FCF ratio of 3.15 is in line compared to the rest of the industry. SLF-PR-K outperforms 51.90% of its industry peers.
  • A Debt/Equity ratio of 0.33 indicates that SLF-PR-K is not too dependend on debt financing.
  • SLF-PR-K's Debt to Equity ratio of 0.33 is on the low side compared to the rest of the industry. SLF-PR-K is outperformed by 64.56% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 3.15
Altman-Z N/A
ROIC/WACCN/A
WACC4.27%
SLF-PR-K.CA Yearly LT Debt VS Equity VS FCFSLF-PR-K.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B 25B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SLF-PR-K.CA Yearly Current Assets VS Current LiabilitesSLF-PR-K.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SLF-PR-K.CA Growth Analysis

3.1 Past

  • SLF-PR-K shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.56%, which is quite good.
  • Measured over the past 5 years, SLF-PR-K shows a small growth in Earnings Per Share. The EPS has been growing by 6.28% on average per year.
  • SLF-PR-K shows a small growth in Revenue. In the last year, the Revenue has grown by 4.34%.
  • SLF-PR-K shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.77% yearly.
EPS 1Y (TTM)11.56%
EPS 3Y5.82%
EPS 5Y6.28%
EPS Q2Q%16.67%
Revenue 1Y (TTM)4.34%
Revenue growth 3Y-5.12%
Revenue growth 5Y-0.77%
Sales Q2Q%13.84%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.32% on average over the next years.
  • SLF-PR-K is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 39.91% yearly.
EPS Next Y8.73%
EPS Next 2Y8.68%
EPS Next 3Y8.36%
EPS Next 5Y6.32%
Revenue Next Year5.56%
Revenue Next 2Y5.43%
Revenue Next 3Y54.11%
Revenue Next 5Y39.91%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SLF-PR-K.CA Yearly Revenue VS EstimatesSLF-PR-K.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10B 20B 30B 40B
SLF-PR-K.CA Yearly EPS VS EstimatesSLF-PR-K.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

More info and screens

Find the best growth stocksShow best growing peers

6

4. SLF-PR-K.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 3.10, the valuation of SLF-PR-K can be described as very cheap.
  • Based on the Price/Earnings ratio, SLF-PR-K is valued a bit cheaper than the industry average as 79.75% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 24.88, SLF-PR-K is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 2.85, the valuation of SLF-PR-K can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SLF-PR-K indicates a rather cheap valuation: SLF-PR-K is cheaper than 81.01% of the companies listed in the same industry.
  • SLF-PR-K's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.19.
Industry RankSector Rank
PE 3.1
Fwd PE 2.85
SLF-PR-K.CA Price Earnings VS Forward Price EarningsSLF-PR-K.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • SLF-PR-K's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 4.8
EV/EBITDA N/A
SLF-PR-K.CA Per share dataSLF-PR-K.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • SLF-PR-K's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.35
PEG (5Y)0.49
EPS Next 2Y8.68%
EPS Next 3Y8.36%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. SLF-PR-K.CA Dividend Analysis

5.1 Amount

  • SLF-PR-K has a Yearly Dividend Yield of 4.28%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.76, SLF-PR-K pays a bit more dividend than its industry peers.
  • SLF-PR-K's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 4.28%

5.2 History

  • On average, the dividend of SLF-PR-K grows each year by 9.56%, which is quite nice.
  • SLF-PR-K has paid a dividend for at least 10 years, which is a reliable track record.
  • SLF-PR-K has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.56%
Div Incr Years3
Div Non Decr Years3
SLF-PR-K.CA Yearly Dividends per shareSLF-PR-K.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • SLF-PR-K pays out 59.45% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of SLF-PR-K is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP59.45%
EPS Next 2Y8.68%
EPS Next 3Y8.36%
SLF-PR-K.CA Yearly Income VS Free CF VS DividendSLF-PR-K.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B
SLF-PR-K.CA Dividend Payout.SLF-PR-K.CA Dividend Payout, showing the Payout Ratio.SLF-PR-K.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

SLF-PR-K.CA Fundamentals: All Metrics, Ratios and Statistics

SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP

TSX:SLF-PR-K (3/27/2026, 7:00:00 PM)

23.01

+0.06 (+0.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners55.8%
Inst Owner ChangeN/A
Ins Owners0.13%
Ins Owner ChangeN/A
Market Cap12.75B
Revenue(TTM)35.09B
Net Income(TTM)3.47B
Analysts73.68
Price Target26.54 (15.34%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.28%
Yearly Dividend3.66
Dividend Growth(5Y)9.56%
DP59.45%
Div Incr Years3
Div Non Decr Years3
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.1%
Min EPS beat(2)0.48%
Max EPS beat(2)3.72%
EPS beat(4)3
Avg EPS beat(4)2.39%
Min EPS beat(4)-0.3%
Max EPS beat(4)5.64%
EPS beat(8)5
Avg EPS beat(8)0.44%
EPS beat(12)8
Avg EPS beat(12)0.76%
EPS beat(16)12
Avg EPS beat(16)2.24%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0.54%
EPS NQ rev (3m)0.41%
EPS NY rev (1m)0.79%
EPS NY rev (3m)0.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.1
Fwd PE 2.85
P/S 0.36
P/FCF 4.8
P/OCF 4.55
P/B 0.51
P/tB 1.21
EV/EBITDA N/A
EPS(TTM)7.43
EY32.29%
EPS(NY)8.08
Fwd EY35.11%
FCF(TTM)4.79
FCFY20.82%
OCF(TTM)5.05
OCFY21.96%
SpS63.34
BVpS45.54
TBVpS19.03
PEG (NY)0.35
PEG (5Y)0.49
Graham Number87.25
Profitability
Industry RankSector Rank
ROA 0.87%
ROE 13.76%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 15.17%
PM (TTM) 9.9%
GM N/A
FCFM 7.56%
ROA(3y)0.87%
ROA(5y)0.94%
ROE(3y)12.77%
ROE(5y)13.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.39%
ROCE(5y)2.7%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-34.63%
OM growth 5YN/A
PM growth 3Y9.93%
PM growth 5Y8.47%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 3.15
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.41%
Interest Coverage 15
Cash Conversion N/A
Profit Quality 76.44%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC4.27%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.46%
Cap/Sales(5y)N/A
Profit Quality(3y)110.36%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.56%
EPS 3Y5.82%
EPS 5Y6.28%
EPS Q2Q%16.67%
EPS Next Y8.73%
EPS Next 2Y8.68%
EPS Next 3Y8.36%
EPS Next 5Y6.32%
Revenue 1Y (TTM)4.34%
Revenue growth 3Y-5.12%
Revenue growth 5Y-0.77%
Sales Q2Q%13.84%
Revenue Next Year5.56%
Revenue Next 2Y5.43%
Revenue Next 3Y54.11%
Revenue Next 5Y39.91%
EBIT growth 1Y6.42%
EBIT growth 3Y-37.98%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y11.09%
FCF growth 3Y-14.93%
FCF growth 5Y-17.85%
OCF growth 1Y10.55%
OCF growth 3Y-13.41%
OCF growth 5Y-17.34%

SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP / SLF-PR-K.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to SLF-PR-K.CA.


Can you provide the valuation status for SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP?

ChartMill assigns a valuation rating of 6 / 10 to SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA). This can be considered as Fairly Valued.


What is the profitability of SLF-PR-K stock?

SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) has a profitability rating of 3 / 10.


What is the expected EPS growth for SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) stock?

The Earnings per Share (EPS) of SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) is expected to grow by 8.73% in the next year.


How sustainable is the dividend of SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) stock?

The dividend rating of SUN LIFE FINANCIAL INC - SLFCN 4.56 PERP (SLF-PR-K.CA) is 6 / 10 and the dividend payout ratio is 59.45%.