SFL CORP LTD (SFL) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:SFL • BMG7738W1064
9.105 USD
+0.07 (+0.72%)
Last: Feb 4, 2026, 09:41 AM
We assign a fundamental rating of 2 out of 10 to SFL. SFL was compared to 207 industry peers in the Oil, Gas & Consumable Fuels industry. There are concerns on the financial health of SFL while its profitability can be described as average. SFL does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- SFL had positive earnings in the past year.
- In the past year SFL had a positive cash flow from operations.
- SFL had positive earnings in 4 of the past 5 years.
- In the past 5 years SFL always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -0.83%, SFL is not doing good in the industry: 70.53% of the companies in the same industry are doing better.
- The Return On Equity of SFL (-3.23%) is worse than 69.57% of its industry peers.
- SFL has a better Return On Invested Capital (7.51%) than 68.12% of its industry peers.
- SFL had an Average Return On Invested Capital over the past 3 years of 7.06%. This is significantly below the industry average of 21.94%.
- The last Return On Invested Capital (7.51%) for SFL is above the 3 year average (7.06%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROIC | 7.51% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
1.3 Margins
- SFL's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 24.01%, SFL is in the better half of the industry, outperforming 63.28% of the companies in the same industry.
- In the last couple of years the Operating Margin of SFL has declined.
- Looking at the Gross Margin, with a value of 57.52%, SFL is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of SFL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% |
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
2. Health
2.1 Basic Checks
- SFL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for SFL has been increased compared to 1 year ago.
- Compared to 5 years ago, SFL has more shares outstanding
- Compared to 1 year ago, SFL has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.65, we must say that SFL is in the distress zone and has some risk of bankruptcy.
- SFL has a worse Altman-Z score (0.65) than 63.77% of its industry peers.
- The Debt to FCF ratio of SFL is 22.25, which is on the high side as it means it would take SFL, 22.25 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of SFL (22.25) is comparable to the rest of the industry.
- SFL has a Debt/Equity ratio of 1.96. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 1.96, SFL is not doing good in the industry: 78.74% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Altman-Z | 0.65 |
ROIC/WACC0.93
WACC8.1%
2.3 Liquidity
- SFL has a Current Ratio of 0.42. This is a bad value and indicates that SFL is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of SFL (0.42) is worse than 88.41% of its industry peers.
- A Quick Ratio of 0.42 indicates that SFL may have some problems paying its short term obligations.
- With a Quick ratio value of 0.42, SFL is not doing good in the industry: 85.51% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 |
3. Growth
3.1 Past
- The earnings per share for SFL have decreased strongly by -81.08% in the last year.
- SFL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.13% yearly.
- The Revenue has grown by 31.77% in the past year. This is a very strong growth!
- The Revenue has been growing by 14.54% on average over the past years. This is quite good.
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
3.2 Future
- Based on estimates for the next years, SFL will show a very negative growth in Earnings Per Share. The EPS will decrease by -23.51% on average per year.
- Based on estimates for the next years, SFL will show a decrease in Revenue. The Revenue will decrease by -5.01% on average per year.
EPS Next Y-91.6%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 43.36, SFL can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, SFL is valued a bit more expensive than the industry average as 64.25% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Earnings ratio of 28.18, SFL is valued quite expensively.
- With a Price/Forward Earnings ratio of 83.86, SFL can be considered very expensive at the moment.
- 64.25% of the companies in the same industry are cheaper than SFL, based on the Price/Forward Earnings ratio.
- SFL's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.36 | ||
| Fwd PE | 83.86 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SFL indicates a somewhat cheap valuation: SFL is cheaper than 63.77% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, SFL is valued a bit cheaper than the industry average as 78.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.61 | ||
| EV/EBITDA | 7.26 |
4.3 Compensation for Growth
- A cheap valuation may be justified as SFL's earnings are expected to decrease with -23.51% in the coming years.
PEG (NY)N/A
PEG (5Y)7.07
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
5. Dividend
5.1 Amount
- SFL has a Yearly Dividend Yield of 9.06%, which is a nice return.
- SFL's Dividend Yield is rather good when compared to the industry average which is at 3.64. SFL pays more dividend than 90.34% of the companies in the same industry.
- SFL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.06% |
5.2 History
- The dividend of SFL decreases each year by -4.97%.
- SFL has been paying a dividend for at least 10 years, so it has a reliable track record.
- SFL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.97%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- SFL has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- The Dividend Rate of SFL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-416.69%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
NYSE:SFL (2/4/2026, 9:41:02 AM)
9.105
+0.07 (+0.72%)
Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)11-11 2025-11-11/bmo
Earnings (Next)02-18 2026-02-18/amc
Inst Owners38.75%
Inst Owner Change-2.28%
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap1.32B
Revenue(TTM)1.17B
Net Income(TTM)-31.99M
Analysts80
Price Target10 (9.83%)
Short Float %3.12%
Short Ratio2.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.06% |
Yearly Dividend0.98
Dividend Growth(5Y)-4.97%
DP-416.69%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)83.5%
Min EPS beat(2)0.99%
Max EPS beat(2)166.01%
EPS beat(4)3
Avg EPS beat(4)80.75%
Min EPS beat(4)-9.99%
Max EPS beat(4)166.01%
EPS beat(8)6
Avg EPS beat(8)832.75%
EPS beat(12)9
Avg EPS beat(12)565.03%
EPS beat(16)13
Avg EPS beat(16)441.1%
Revenue beat(2)1
Avg Revenue beat(2)1.1%
Min Revenue beat(2)-0.2%
Max Revenue beat(2)2.41%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-0.72%
Max Revenue beat(4)4.01%
Revenue beat(8)6
Avg Revenue beat(8)3.01%
Revenue beat(12)9
Avg Revenue beat(12)2.74%
Revenue beat(16)12
Avg Revenue beat(16)3.08%
PT rev (1m)0%
PT rev (3m)-3.29%
EPS NQ rev (1m)0%
EPS NQ rev (3m)140%
EPS NY rev (1m)0%
EPS NY rev (3m)164.62%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.35%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.36 | ||
| Fwd PE | 83.86 | ||
| P/S | 1.13 | ||
| P/FCF | 10.61 | ||
| P/OCF | 4.15 | ||
| P/B | 1.33 | ||
| P/tB | 1.33 | ||
| EV/EBITDA | 7.26 |
EPS(TTM)0.21
EY2.31%
EPS(NY)0.11
Fwd EY1.19%
FCF(TTM)0.86
FCFY9.43%
OCF(TTM)2.2
OCFY24.12%
SpS8.07
BVpS6.86
TBVpS6.86
PEG (NY)N/A
PEG (5Y)7.07
Graham Number5.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROCE | 9.5% | ||
| ROIC | 7.51% | ||
| ROICexc | 8.3% | ||
| ROICexgc | 8.3% | ||
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% | ||
| FCFM | 10.64% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
ROICexc(3y)7.56%
ROICexc(5y)7%
ROICexgc(3y)7.56%
ROICexgc(5y)7%
ROCE(3y)8.94%
ROCE(5y)8.24%
ROICexgc growth 3Y10.96%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y10.96%
ROICexc growth 5Y9.74%
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
F-Score5
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Debt/EBITDA | 3.74 | ||
| Cap/Depr | 80.27% | ||
| Cap/Sales | 16.58% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 60.95% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 | ||
| Altman-Z | 0.65 |
F-Score5
WACC8.1%
ROIC/WACC0.93
Cap/Depr(3y)237.97%
Cap/Depr(5y)236.76%
Cap/Sales(3y)65.44%
Cap/Sales(5y)64.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
EPS Next Y-91.6%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
EBIT growth 1Y-11.1%
EBIT growth 3Y13.64%
EBIT growth 5Y8.78%
EBIT Next Year38.11%
EBIT Next 3Y14.64%
EBIT Next 5YN/A
FCF growth 1Y311.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.38%
OCF growth 3Y8%
OCF growth 5Y8.17%
SFL CORP LTD / SFL FAQ
What is the ChartMill fundamental rating of SFL CORP LTD (SFL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to SFL.
What is the valuation status for SFL stock?
ChartMill assigns a valuation rating of 2 / 10 to SFL CORP LTD (SFL). This can be considered as Overvalued.
What is the profitability of SFL stock?
SFL CORP LTD (SFL) has a profitability rating of 4 / 10.
What is the expected EPS growth for SFL CORP LTD (SFL) stock?
The Earnings per Share (EPS) of SFL CORP LTD (SFL) is expected to decline by -91.6% in the next year.
Is the dividend of SFL CORP LTD sustainable?
The dividend rating of SFL CORP LTD (SFL) is 5 / 10 and the dividend payout ratio is -416.69%.