SFL CORP LTD (SFL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SFL - BMG7738W1064 - Common Stock
8.36 USD
-0.11 (-1.3%)
SFL gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 208 industry peers in the Oil, Gas & Consumable Fuels industry. While SFL is still in line with the averages on profitability rating, there are concerns on its financial health. SFL has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- SFL had positive earnings in the past year.
- SFL had a positive operating cash flow in the past year.
- Of the past 5 years SFL 4 years were profitable.
- In the past 5 years SFL always reported a positive cash flow from operatings.
1.2 Ratios
- SFL has a Return On Assets of -0.83%. This is in the lower half of the industry: SFL underperforms 70.67% of its industry peers.
- Looking at the Return On Equity, with a value of -3.23%, SFL is doing worse than 69.71% of the companies in the same industry.
- With a decent Return On Invested Capital value of 7.51%, SFL is doing good in the industry, outperforming 68.75% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for SFL is significantly below the industry average of 21.83%.
- The last Return On Invested Capital (7.51%) for SFL is above the 3 year average (7.06%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROIC | 7.51% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
1.3 Margins
- In the last couple of years the Profit Margin of SFL has declined.
- SFL has a Operating Margin of 24.01%. This is in the better half of the industry: SFL outperforms 62.98% of its industry peers.
- SFL's Operating Margin has declined in the last couple of years.
- With a decent Gross Margin value of 57.52%, SFL is doing good in the industry, outperforming 66.35% of the companies in the same industry.
- SFL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% |
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SFL is destroying value.
- The number of shares outstanding for SFL has been increased compared to 1 year ago.
- Compared to 5 years ago, SFL has more shares outstanding
- SFL has a worse debt/assets ratio than last year.
2.2 Solvency
- SFL has an Altman-Z score of 0.63. This is a bad value and indicates that SFL is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.63, SFL is doing worse than 62.98% of the companies in the same industry.
- The Debt to FCF ratio of SFL is 22.25, which is on the high side as it means it would take SFL, 22.25 years of fcf income to pay off all of its debts.
- SFL has a Debt to FCF ratio (22.25) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.96 is on the high side and indicates that SFL has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.96, SFL is not doing good in the industry: 78.37% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Altman-Z | 0.63 |
ROIC/WACC0.94
WACC8.02%
2.3 Liquidity
- A Current Ratio of 0.42 indicates that SFL may have some problems paying its short term obligations.
- SFL has a Current ratio of 0.42. This is amonst the worse of the industry: SFL underperforms 87.50% of its industry peers.
- SFL has a Quick Ratio of 0.42. This is a bad value and indicates that SFL is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.42, SFL is not doing good in the industry: 85.10% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 |
3. Growth
3.1 Past
- SFL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -81.08%.
- SFL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.13% yearly.
- SFL shows a strong growth in Revenue. In the last year, the Revenue has grown by 31.77%.
- SFL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.54% yearly.
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
3.2 Future
- Based on estimates for the next years, SFL will show a very negative growth in Earnings Per Share. The EPS will decrease by -23.51% on average per year.
- Based on estimates for the next years, SFL will show a decrease in Revenue. The Revenue will decrease by -5.01% on average per year.
EPS Next Y-91.6%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- SFL is valuated quite expensively with a Price/Earnings ratio of 39.81.
- SFL's Price/Earnings ratio is a bit more expensive when compared to the industry. SFL is more expensive than 64.42% of the companies in the same industry.
- SFL's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.33.
- Based on the Price/Forward Earnings ratio of 77.00, the valuation of SFL can be described as expensive.
- Based on the Price/Forward Earnings ratio, SFL is valued a bit more expensive than 64.42% of the companies in the same industry.
- SFL's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.81 | ||
| Fwd PE | 77 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SFL is valued a bit cheaper than 63.94% of the companies in the same industry.
- SFL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. SFL is cheaper than 80.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.74 | ||
| EV/EBITDA | 7.1 |
4.3 Compensation for Growth
- A cheap valuation may be justified as SFL's earnings are expected to decrease with -23.51% in the coming years.
PEG (NY)N/A
PEG (5Y)6.49
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 9.59%, SFL is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.91, SFL pays a better dividend. On top of this SFL pays more dividend than 89.90% of the companies listed in the same industry.
- SFL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.59% |
5.2 History
- The dividend of SFL decreases each year by -4.97%.
- SFL has been paying a dividend for at least 10 years, so it has a reliable track record.
- SFL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.97%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- The earnings of SFL are negative and hence is the payout ratio. SFL will probably not be able to sustain this dividend level.
- SFL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-416.69%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
NYSE:SFL (1/15/2026, 9:41:41 AM)
8.36
-0.11 (-1.3%)
Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)11-11 2025-11-11/bmo
Earnings (Next)02-10 2026-02-10/amc
Inst Owners38.75%
Inst Owner Change0.09%
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap1.21B
Revenue(TTM)1.17B
Net Income(TTM)-31.99M
Analysts80
Price Target10 (19.62%)
Short Float %3.73%
Short Ratio3.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.59% |
Yearly Dividend0.98
Dividend Growth(5Y)-4.97%
DP-416.69%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)83.5%
Min EPS beat(2)0.99%
Max EPS beat(2)166.01%
EPS beat(4)3
Avg EPS beat(4)80.75%
Min EPS beat(4)-9.99%
Max EPS beat(4)166.01%
EPS beat(8)6
Avg EPS beat(8)832.75%
EPS beat(12)9
Avg EPS beat(12)565.03%
EPS beat(16)13
Avg EPS beat(16)441.1%
Revenue beat(2)1
Avg Revenue beat(2)1.1%
Min Revenue beat(2)-0.2%
Max Revenue beat(2)2.41%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-0.72%
Max Revenue beat(4)4.01%
Revenue beat(8)6
Avg Revenue beat(8)3.01%
Revenue beat(12)9
Avg Revenue beat(12)2.74%
Revenue beat(16)12
Avg Revenue beat(16)3.08%
PT rev (1m)0%
PT rev (3m)-3.29%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)140%
EPS NY rev (1m)34.4%
EPS NY rev (3m)164.62%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.35%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.81 | ||
| Fwd PE | 77 | ||
| P/S | 1.04 | ||
| P/FCF | 9.74 | ||
| P/OCF | 3.81 | ||
| P/B | 1.22 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | 7.1 |
EPS(TTM)0.21
EY2.51%
EPS(NY)0.11
Fwd EY1.3%
FCF(TTM)0.86
FCFY10.27%
OCF(TTM)2.2
OCFY26.26%
SpS8.07
BVpS6.86
TBVpS6.86
PEG (NY)N/A
PEG (5Y)6.49
Graham Number5.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROCE | 9.5% | ||
| ROIC | 7.51% | ||
| ROICexc | 8.3% | ||
| ROICexgc | 8.3% | ||
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% | ||
| FCFM | 10.64% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
ROICexc(3y)7.56%
ROICexc(5y)7%
ROICexgc(3y)7.56%
ROICexgc(5y)7%
ROCE(3y)8.94%
ROCE(5y)8.24%
ROICexgc growth 3Y10.96%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y10.96%
ROICexc growth 5Y9.74%
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
F-Score5
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Debt/EBITDA | 3.74 | ||
| Cap/Depr | 80.27% | ||
| Cap/Sales | 16.58% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 60.95% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 | ||
| Altman-Z | 0.63 |
F-Score5
WACC8.02%
ROIC/WACC0.94
Cap/Depr(3y)237.97%
Cap/Depr(5y)236.76%
Cap/Sales(3y)65.44%
Cap/Sales(5y)64.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
EPS Next Y-91.6%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
EBIT growth 1Y-11.1%
EBIT growth 3Y13.64%
EBIT growth 5Y8.78%
EBIT Next Year38.11%
EBIT Next 3Y14.64%
EBIT Next 5YN/A
FCF growth 1Y311.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.38%
OCF growth 3Y8%
OCF growth 5Y8.17%
SFL CORP LTD / SFL FAQ
What is the ChartMill fundamental rating of SFL CORP LTD (SFL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to SFL.
What is the valuation status for SFL stock?
ChartMill assigns a valuation rating of 2 / 10 to SFL CORP LTD (SFL). This can be considered as Overvalued.
What is the profitability of SFL stock?
SFL CORP LTD (SFL) has a profitability rating of 4 / 10.
What is the expected EPS growth for SFL CORP LTD (SFL) stock?
The Earnings per Share (EPS) of SFL CORP LTD (SFL) is expected to decline by -91.6% in the next year.
Is the dividend of SFL CORP LTD sustainable?
The dividend rating of SFL CORP LTD (SFL) is 5 / 10 and the dividend payout ratio is -416.69%.