SFL CORP LTD (SFL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SFL - BMG7738W1064 - Common Stock
8.125 USD
-0.12 (-1.52%)
We assign a fundamental rating of 2 out of 10 to SFL. SFL was compared to 210 industry peers in the Oil, Gas & Consumable Fuels industry. While SFL is still in line with the averages on profitability rating, there are concerns on its financial health. SFL does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year SFL was profitable.
In the past year SFL had a positive cash flow from operations.
SFL had positive earnings in 4 of the past 5 years.
SFL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.83%, SFL is doing worse than 70.48% of the companies in the same industry.
SFL has a worse Return On Equity (-3.23%) than 69.52% of its industry peers.
SFL has a better Return On Invested Capital (7.51%) than 67.14% of its industry peers.
SFL had an Average Return On Invested Capital over the past 3 years of 7.06%. This is significantly below the industry average of 21.28%.
The last Return On Invested Capital (7.51%) for SFL is above the 3 year average (7.06%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROIC | 7.51% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
1.3 Margins
In the last couple of years the Profit Margin of SFL has declined.
The Operating Margin of SFL (24.01%) is better than 62.38% of its industry peers.
In the last couple of years the Operating Margin of SFL has declined.
Looking at the Gross Margin, with a value of 57.52%, SFL is in the better half of the industry, outperforming 66.19% of the companies in the same industry.
SFL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% |
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
2. Health
2.1 Basic Checks
SFL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
SFL has more shares outstanding than it did 1 year ago.
The number of shares outstanding for SFL has been increased compared to 5 years ago.
The debt/assets ratio for SFL is higher compared to a year ago.
2.2 Solvency
SFL has an Altman-Z score of 0.62. This is a bad value and indicates that SFL is not financially healthy and even has some risk of bankruptcy.
SFL has a Altman-Z score of 0.62. This is in the lower half of the industry: SFL underperforms 63.81% of its industry peers.
SFL has a debt to FCF ratio of 22.25. This is a negative value and a sign of low solvency as SFL would need 22.25 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 22.25, SFL is in line with its industry, outperforming 45.24% of the companies in the same industry.
SFL has a Debt/Equity ratio of 1.96. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SFL (1.96) is worse than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Altman-Z | 0.62 |
ROIC/WACC0.93
WACC8.07%
2.3 Liquidity
SFL has a Current Ratio of 0.42. This is a bad value and indicates that SFL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of SFL (0.42) is worse than 90.00% of its industry peers.
A Quick Ratio of 0.42 indicates that SFL may have some problems paying its short term obligations.
The Quick ratio of SFL (0.42) is worse than 87.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 |
3. Growth
3.1 Past
SFL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -81.08%.
SFL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.13% yearly.
Looking at the last year, SFL shows a very strong growth in Revenue. The Revenue has grown by 31.77%.
The Revenue has been growing by 14.54% on average over the past years. This is quite good.
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
3.2 Future
SFL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.17% yearly.
The Revenue is expected to decrease by -4.41% on average over the next years.
EPS Next Y-113%
EPS Next 2Y-67.6%
EPS Next 3Y-7.17%
EPS Next 5YN/A
Revenue Next Year-17.87%
Revenue Next 2Y-8.19%
Revenue Next 3Y-4.41%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 38.69, the valuation of SFL can be described as expensive.
Based on the Price/Earnings ratio, SFL is valued a bit more expensive than 64.29% of the companies in the same industry.
When comparing the Price/Earnings ratio of SFL to the average of the S&P500 Index (25.47), we can say SFL is valued expensively.
A Price/Forward Earnings ratio of 76.61 indicates a quite expensive valuation of SFL.
67.14% of the companies in the same industry are cheaper than SFL, based on the Price/Forward Earnings ratio.
SFL's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 34.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.69 | ||
| Fwd PE | 76.61 |
4.2 Price Multiples
SFL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SFL is cheaper than 63.33% of the companies in the same industry.
SFL's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFL is cheaper than 78.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.46 | ||
| EV/EBITDA | 7.04 |
4.3 Compensation for Growth
A cheap valuation may be justified as SFL's earnings are expected to decrease with -7.17% in the coming years.
PEG (NY)N/A
PEG (5Y)6.31
EPS Next 2Y-67.6%
EPS Next 3Y-7.17%
5. Dividend
5.1 Amount
SFL has a Yearly Dividend Yield of 9.89%, which is a nice return.
Compared to an average industry Dividend Yield of 5.90, SFL pays a better dividend. On top of this SFL pays more dividend than 90.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, SFL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.89% |
5.2 History
The dividend of SFL decreases each year by -4.97%.
SFL has paid a dividend for at least 10 years, which is a reliable track record.
SFL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.97%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
SFL has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of SFL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-416.69%
EPS Next 2Y-67.6%
EPS Next 3Y-7.17%
NYSE:SFL (11/24/2025, 12:18:42 PM)
8.125
-0.12 (-1.52%)
Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)
Earnings (Next)
Inst Owners39.14%
Inst Owner Change-1.37%
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap1.17B
Revenue(TTM)1.17B
Net Income(TTM)-31.99M
Analysts82.86
Price Target10.44 (28.49%)
Short Float %4.33%
Short Ratio3.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.89% |
Yearly Dividend0.98
Dividend Growth(5Y)-4.97%
DP-416.69%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)83.5%
Min EPS beat(2)0.99%
Max EPS beat(2)166.01%
EPS beat(4)3
Avg EPS beat(4)80.75%
Min EPS beat(4)-9.99%
Max EPS beat(4)166.01%
EPS beat(8)6
Avg EPS beat(8)832.75%
EPS beat(12)9
Avg EPS beat(12)565.03%
EPS beat(16)13
Avg EPS beat(16)441.1%
Revenue beat(2)1
Avg Revenue beat(2)1.1%
Min Revenue beat(2)-0.2%
Max Revenue beat(2)2.41%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-0.72%
Max Revenue beat(4)4.01%
Revenue beat(8)6
Avg Revenue beat(8)3.01%
Revenue beat(12)9
Avg Revenue beat(12)2.74%
Revenue beat(16)12
Avg Revenue beat(16)3.08%
PT rev (1m)0.99%
PT rev (3m)0.99%
EPS NQ rev (1m)100%
EPS NQ rev (3m)100%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-2.82%
Revenue NQ rev (3m)-2.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.69 | ||
| Fwd PE | 76.61 | ||
| P/S | 1.01 | ||
| P/FCF | 9.46 | ||
| P/OCF | 3.7 | ||
| P/B | 1.18 | ||
| P/tB | 1.18 | ||
| EV/EBITDA | 7.04 |
EPS(TTM)0.21
EY2.58%
EPS(NY)0.11
Fwd EY1.31%
FCF(TTM)0.86
FCFY10.57%
OCF(TTM)2.2
OCFY27.03%
SpS8.07
BVpS6.86
TBVpS6.86
PEG (NY)N/A
PEG (5Y)6.31
Graham Number5.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROCE | 9.5% | ||
| ROIC | 7.51% | ||
| ROICexc | 8.3% | ||
| ROICexgc | 8.3% | ||
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% | ||
| FCFM | 10.64% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
ROICexc(3y)7.56%
ROICexc(5y)7%
ROICexgc(3y)7.56%
ROICexgc(5y)7%
ROCE(3y)8.94%
ROCE(5y)8.24%
ROICexgc growth 3Y10.96%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y10.96%
ROICexc growth 5Y9.74%
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
F-Score5
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Debt/EBITDA | 3.74 | ||
| Cap/Depr | 80.27% | ||
| Cap/Sales | 16.58% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 60.95% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 | ||
| Altman-Z | 0.62 |
F-Score5
WACC8.07%
ROIC/WACC0.93
Cap/Depr(3y)237.97%
Cap/Depr(5y)236.76%
Cap/Sales(3y)65.44%
Cap/Sales(5y)64.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
EPS Next Y-113%
EPS Next 2Y-67.6%
EPS Next 3Y-7.17%
EPS Next 5YN/A
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
Revenue Next Year-17.87%
Revenue Next 2Y-8.19%
Revenue Next 3Y-4.41%
Revenue Next 5YN/A
EBIT growth 1Y-11.1%
EBIT growth 3Y13.64%
EBIT growth 5Y8.78%
EBIT Next Year45.89%
EBIT Next 3Y16.02%
EBIT Next 5YN/A
FCF growth 1Y311.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.38%
OCF growth 3Y8%
OCF growth 5Y8.17%
SFL CORP LTD / SFL FAQ
What is the ChartMill fundamental rating of SFL CORP LTD (SFL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to SFL.
Can you provide the valuation status for SFL CORP LTD?
ChartMill assigns a valuation rating of 2 / 10 to SFL CORP LTD (SFL). This can be considered as Overvalued.
What is the profitability of SFL stock?
SFL CORP LTD (SFL) has a profitability rating of 4 / 10.
What is the valuation of SFL CORP LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for SFL CORP LTD (SFL) is 38.69 and the Price/Book (PB) ratio is 1.18.
How financially healthy is SFL CORP LTD?
The financial health rating of SFL CORP LTD (SFL) is 0 / 10.