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WHITESTONE GROUP (ROCK.BR) Stock Fundamental Analysis

EBR:ROCK - BE0974401334 - Common Stock

12.6 EUR
0 (0%)
Last: 9/5/2025, 7:00:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to ROCK. ROCK was compared to 112 industry peers in the Capital Markets industry. The financial health of ROCK is average, but there are quite some concerns on its profitability. ROCK is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

ROCK had negative earnings in the past year.
The reported net income has been mixed in the past 5 years: ROCK reported negative net income in multiple years.
In the past 5 years ROCK always reported negative operating cash flow.
ROCK.BR Yearly Net Income VS EBIT VS OCF VS FCFROCK.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2023 2024 0 1M -1M 2M -2M -3M

1.2 Ratios

ROCK's Return On Assets of -2.19% is on the low side compared to the rest of the industry. ROCK is outperformed by 63.39% of its industry peers.
With a Return On Equity value of -3.08%, ROCK is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -2.19%
ROE -3.08%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROCK.BR Yearly ROA, ROE, ROICROCK.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2023 2024 0 500 1K 1.5K

1.3 Margins

ROCK has a Gross Margin (1.77%) which is in line with its industry peers.
ROCK's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for ROCK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 1.77%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y41.3%
GM growth 5YN/A
ROCK.BR Yearly Profit, Operating, Gross MarginsROCK.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2023 2024 0 -1K -2K

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5

2. Health

2.1 Basic Checks

Compared to 1 year ago, ROCK has more shares outstanding
The number of shares outstanding for ROCK has been increased compared to 5 years ago.
Compared to 1 year ago, ROCK has an improved debt to assets ratio.
ROCK.BR Yearly Shares OutstandingROCK.BR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2023 2024 2M 4M 6M
ROCK.BR Yearly Total Debt VS Total AssetsROCK.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

An Altman-Z score of 3.96 indicates that ROCK is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.96, ROCK belongs to the top of the industry, outperforming 82.14% of the companies in the same industry.
A Debt/Equity ratio of 0.30 indicates that ROCK is not too dependend on debt financing.
The Debt to Equity ratio of ROCK (0.30) is better than 63.39% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Altman-Z 3.96
ROIC/WACCN/A
WACCN/A
ROCK.BR Yearly LT Debt VS Equity VS FCFROCK.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2023 2024 20M 40M 60M

2.3 Liquidity

ROCK has a Current Ratio of 2.06. This indicates that ROCK is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.06, ROCK is doing good in the industry, outperforming 78.57% of the companies in the same industry.
A Quick Ratio of 1.53 indicates that ROCK should not have too much problems paying its short term obligations.
ROCK has a Quick ratio of 1.53. This is in the better half of the industry: ROCK outperforms 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 2.06
Quick Ratio 1.53
ROCK.BR Yearly Current Assets VS Current LiabilitesROCK.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2023 2024 10M 20M 30M

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3

3. Growth

3.1 Past

ROCK shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.71%.
The Revenue has been growing slightly by 7.11% in the past year.
ROCK shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 39.22% yearly.
EPS 1Y (TTM)5.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%34.79%
Revenue 1Y (TTM)7.11%
Revenue growth 3Y39.22%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

ROCK is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by 0.00% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y0%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ROCK.BR Yearly Revenue VS EstimatesROCK.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2021 2023 2024 50M 100M 150M 200M
ROCK.BR Yearly EPS VS EstimatesROCK.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 -0.02 -0.04 -0.06 -0.08 -0.1

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for ROCK. In the last year negative earnings were reported.
Also next year ROCK is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
ROCK.BR Price Earnings VS Forward Price EarningsROCK.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -50 -100

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ROCK.BR Per share dataROCK.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y0%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

ROCK does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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WHITESTONE GROUP

EBR:ROCK (9/5/2025, 7:00:00 PM)

12.6

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap86.56M
Analysts80
Price Target14.94 (18.57%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.81%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.38
P/FCF N/A
P/OCF N/A
P/B 1.19
P/tB 1.21
EV/EBITDA N/A
EPS(TTM)-0.33
EYN/A
EPS(NY)-0.1
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS32.9
BVpS10.63
TBVpS10.45
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -2.19%
ROE -3.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 1.77%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y41.3%
GM growth 5YN/A
F-ScoreN/A
Asset Turnover2.17
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.06
Quick Ratio 1.53
Altman-Z 3.96
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%34.79%
EPS Next Y0%
EPS Next 2Y0%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.11%
Revenue growth 3Y39.22%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-140.52%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A