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RIVERNORTH FLEXIBLE MUNI (RFM) Stock Overview

USA - NYSE:RFM - US76883H1041

14.4 USD
+0.11 (+0.77%)
Last: 9/19/2025, 8:04:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to RFM. RFM was compared to 0 industry peers in the Unkown industry. RFM may be in some trouble as it scores bad on both profitability and health. RFM is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

RFM had positive earnings in the past year.
In the past year RFM had a positive cash flow from operations.
RFM Yearly Net Income VS EBIT VS OCF VS FCFRFM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

The last Return On Invested Capital (2.63%) for RFM is above the 3 year average (2.11%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.3%
ROE 5.5%
ROIC 2.63%
ROA(3y)-2.19%
ROA(5y)N/A
ROE(3y)-4.33%
ROE(5y)N/A
ROIC(3y)2.11%
ROIC(5y)N/A
RFM Yearly ROA, ROE, ROICRFM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

RFM's Profit Margin has declined in the last couple of years.
RFM's Operating Margin has improved in the last couple of years.
In the last couple of years the Gross Margin of RFM has declined.
Industry RankSector Rank
OM 74.8%
PM (TTM) 74.8%
GM 34.04%
OM growth 3Y27.44%
OM growth 5YN/A
PM growth 3Y-30.7%
PM growth 5YN/A
GM growth 3Y-21.51%
GM growth 5YN/A
RFM Yearly Profit, Operating, Gross MarginsRFM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 200 -200

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3

2. Health

2.1 Basic Checks

RFM has about the same amout of shares outstanding than it did 1 year ago.
Compared to 1 year ago, RFM has an improved debt to assets ratio.
RFM Yearly Shares OutstandingRFM Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2M 4M 6M
RFM Yearly Total Debt VS Total AssetsRFM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

RFM has an Altman-Z score of 0.87. This is a bad value and indicates that RFM is not financially healthy and even has some risk of bankruptcy.
RFM has a debt to FCF ratio of 14.66. This is a negative value and a sign of low solvency as RFM would need 14.66 years to pay back of all of its debts.
A Debt/Equity ratio of 0.66 indicates that RFM is somewhat dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 14.66
Altman-Z 0.87
ROIC/WACCN/A
WACCN/A
RFM Yearly LT Debt VS Equity VS FCFRFM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

RFM has a Current Ratio of 2.95. This indicates that RFM is financially healthy and has no problem in meeting its short term obligations.
A Quick Ratio of 2.95 indicates that RFM has no problem at all paying its short term obligations.
Industry RankSector Rank
Current Ratio 2.95
Quick Ratio 2.95
RFM Yearly Current Assets VS Current LiabilitesRFM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1M 2M 3M 4M 5M

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3. Growth

3.1 Past

RFM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.13%.
The earnings per share for RFM have been decreasing by -34.06% on average. This is quite bad
RFM shows a small growth in Revenue. In the last year, the Revenue has grown by 6.01%.
The Revenue has been decreasing by -4.90% on average over the past years.
EPS 1Y (TTM)-3.13%
EPS 3Y-34.06%
EPS 5YN/A
EPS Q2Q%-60.71%
Revenue 1Y (TTM)6.01%
Revenue growth 3Y-4.9%
Revenue growth 5YN/A
Sales Q2Q%18.08%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
RFM Yearly Revenue VS EstimatesRFM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2M 4M 6M 8M

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1

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 15.48, the valuation of RFM can be described as correct.
RFM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.38.
Industry RankSector Rank
PE 15.48
Fwd PE N/A
RFM Price Earnings VS Forward Price EarningsRFM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 18.96
EV/EBITDA N/A
RFM Per share dataRFM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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3

5. Dividend

5.1 Amount

RFM has a Yearly Dividend Yield of 7.20%, which is a nice return.
RFM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
Industry RankSector Rank
Dividend Yield 7.2%

5.2 History

RFM has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
RFM Yearly Dividends per shareRFM Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

120.28% of the earnings are spent on dividend by RFM. This is not a sustainable payout ratio.
DP120.28%
EPS Next 2YN/A
EPS Next 3YN/A
RFM Yearly Income VS Free CF VS DividendRFM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 0 10M -10M 20M -20M
RFM Dividend Payout.RFM Dividend Payout, showing the Payout Ratio.RFM Dividend Payout.PayoutRetained Earnings

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RIVERNORTH FLEXIBLE MUNI

NYSE:RFM (9/19/2025, 8:04:00 PM)

14.4

+0.11 (+0.77%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners12.89%
Inst Owner Change15.01%
Ins Owners0.01%
Ins Owner Change2.61%
Market Cap87.98M
Analysts0
Price TargetN/A
Short Float %0.19%
Short Ratio0.4
Dividend
Industry RankSector Rank
Dividend Yield 7.2%
Yearly Dividend1.16
Dividend Growth(5Y)N/A
DP120.28%
Div Incr Years0
Div Non Decr Years0
Ex-Date09-15 2025-09-15 (0.094)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.48
Fwd PE N/A
P/S 11.61
P/FCF 18.96
P/OCF 18.96
P/B 0.85
P/tB 0.85
EV/EBITDA N/A
EPS(TTM)0.93
EY6.46%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.76
FCFY5.27%
OCF(TTM)0.76
OCFY5.27%
SpS1.24
BVpS16.86
TBVpS16.86
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 3.3%
ROE 5.5%
ROCE 3.33%
ROIC 2.63%
ROICexc 2.63%
ROICexgc 2.63%
OM 74.8%
PM (TTM) 74.8%
GM 34.04%
FCFM 61.21%
ROA(3y)-2.19%
ROA(5y)N/A
ROE(3y)-4.33%
ROE(5y)N/A
ROIC(3y)2.11%
ROIC(5y)N/A
ROICexc(3y)2.11%
ROICexc(5y)N/A
ROICexgc(3y)2.12%
ROICexgc(5y)N/A
ROCE(3y)2.67%
ROCE(5y)N/A
ROICexcg growth 3Y31.78%
ROICexcg growth 5YN/A
ROICexc growth 3Y32%
ROICexc growth 5YN/A
OM growth 3Y27.44%
OM growth 5YN/A
PM growth 3Y-30.7%
PM growth 5YN/A
GM growth 3Y-21.51%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 14.66
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 2.21
Cash Conversion N/A
Profit Quality 81.83%
Current Ratio 2.95
Quick Ratio 2.95
Altman-Z 0.87
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y-34.06%
EPS 5YN/A
EPS Q2Q%-60.71%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.01%
Revenue growth 3Y-4.9%
Revenue growth 5YN/A
Sales Q2Q%18.08%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y228.3%
EBIT growth 3Y21.19%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y160.89%
FCF growth 3Y-19.51%
FCF growth 5YN/A
OCF growth 1Y160.89%
OCF growth 3Y-19.51%
OCF growth 5YN/A