POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:PWF-PR-E - CA73927C8034
24.53 CAD
+0.03 (+0.12%)
Taking everything into account, PWF-PR-E scores 3 out of 10 in our fundamental rating. PWF-PR-E was compared to 81 industry peers in the Insurance industry. PWF-PR-E may be in some trouble as it scores bad on both profitability and health. PWF-PR-E has a expensive valuation and it also scores bad on growth. PWF-PR-E also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year PWF-PR-E was profitable.
In the past year PWF-PR-E had a positive cash flow from operations.
In the past 5 years PWF-PR-E has always been profitable.
PWF-PR-E had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of PWF-PR-E (0.29%) is worse than 91.36% of its industry peers.
PWF-PR-E has a Return On Equity of 9.91%. This is amonst the worse of the industry: PWF-PR-E underperforms 90.12% of its industry peers.
With a Return On Invested Capital value of 0.45%, PWF-PR-E is not doing good in the industry: 72.84% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for PWF-PR-E is in line with the industry average of 2.53%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 9.91% | ||
| ROIC | 0.45% |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)11.05%
ROE(5y)10.31%
ROIC(3y)0.59%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 7.08%, PWF-PR-E is not doing good in the industry: 88.89% of the companies in the same industry are doing better.
PWF-PR-E's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 15.13%, PWF-PR-E is not doing good in the industry: 76.54% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of PWF-PR-E has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.13% | ||
| PM (TTM) | 7.08% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y9.41%
PM growth 3Y27.46%
PM growth 5Y8.21%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PWF-PR-E has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
PWF-PR-E has less shares outstanding than it did 1 year ago.
PWF-PR-E has less shares outstanding than it did 5 years ago.
The debt/assets ratio for PWF-PR-E has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of PWF-PR-E is 4.19, which is a neutral value as it means it would take PWF-PR-E, 4.19 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of PWF-PR-E (4.19) is worse than 91.36% of its industry peers.
A Debt/Equity ratio of 0.90 indicates that PWF-PR-E is somewhat dependend on debt financing.
The Debt to Equity ratio of PWF-PR-E (0.90) is worse than 90.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.9 | ||
| Debt/FCF | 4.19 | ||
| Altman-Z | N/A |
ROIC/WACC0.13
WACC3.35%
2.3 Liquidity
A Current Ratio of 0.13 indicates that PWF-PR-E may have some problems paying its short term obligations.
PWF-PR-E has a Current ratio (0.13) which is in line with its industry peers.
PWF-PR-E has a Quick Ratio of 0.13. This is a bad value and indicates that PWF-PR-E is not financially healthy enough and could expect problems in meeting its short term obligations.
PWF-PR-E has a Quick ratio (0.13) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.61% over the past year.
The Earnings Per Share has been growing slightly by 1.06% on average over the past years.
Looking at the last year, PWF-PR-E shows a small growth in Revenue. The Revenue has grown by 5.25% in the last year.
The Revenue has been decreasing by -8.00% on average over the past years.
EPS 1Y (TTM)0.61%
EPS 3Y2.43%
EPS 5Y1.06%
EPS Q2Q%369.23%
Revenue 1Y (TTM)5.25%
Revenue growth 3Y-18.99%
Revenue growth 5Y-8%
Sales Q2Q%3.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.46, the valuation of PWF-PR-E can be described as very cheap.
Based on the Price/Earnings ratio, PWF-PR-E is valued a bit more expensive than the industry average as 77.78% of the companies are valued more cheaply.
PWF-PR-E's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.15.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, PWF-PR-E is valued cheaper than 88.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.02 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)7.03
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.60%, PWF-PR-E is a good candidate for dividend investing.
PWF-PR-E's Dividend Yield is a higher than the industry average which is at 4.32.
Compared to an average S&P500 Dividend Yield of 2.32, PWF-PR-E pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
5.2 History
The dividend of PWF-PR-E has a limited annual growth rate of 4.35%.
PWF-PR-E has paid a dividend for at least 10 years, which is a reliable track record.
PWF-PR-E has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)4.35%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
64.97% of the earnings are spent on dividend by PWF-PR-E. This is not a sustainable payout ratio.
PWF-PR-E's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP64.97%
EPS Next 2YN/A
EPS Next 3YN/A
POWER FINANCIAL CORP - PWFCN 5 1/2 PERP
TSX:PWF-PR-E (12/2/2025, 7:00:00 PM)
24.53
+0.03 (+0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners4.63%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap98.12M
Revenue(TTM)30.99B
Net Income(TTM)2.19B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
Yearly Dividend2.36
Dividend Growth(5Y)4.35%
DP64.97%
Div Incr Years0
Div Non Decr Years26
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.46 | ||
| Fwd PE | N/A | ||
| P/S | 0 | ||
| P/FCF | 0.02 | ||
| P/OCF | 0.02 | ||
| P/B | 0 | ||
| P/tB | 0.12 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.29
EY13.41%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1190.5
FCFY4853.24%
OCF(TTM)1483.25
OCFY6046.68%
SpS7747.25
BVpS5535.75
TBVpS205.75
PEG (NY)N/A
PEG (5Y)7.03
Graham Number640.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 9.91% | ||
| ROCE | 0.63% | ||
| ROIC | 0.45% | ||
| ROICexc | 0.46% | ||
| ROICexgc | 1.37% | ||
| OM | 15.13% | ||
| PM (TTM) | 7.08% | ||
| GM | N/A | ||
| FCFM | 15.37% |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)11.05%
ROE(5y)10.31%
ROIC(3y)0.59%
ROIC(5y)N/A
ROICexc(3y)0.6%
ROICexc(5y)N/A
ROICexgc(3y)1.74%
ROICexgc(5y)N/A
ROCE(3y)0.82%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-3.86%
ROICexc growth 3YN/A
ROICexc growth 5Y-9.29%
OM growth 3YN/A
OM growth 5Y9.41%
PM growth 3Y27.46%
PM growth 5Y8.21%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.9 | ||
| Debt/FCF | 4.19 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 3.78% | ||
| Interest Coverage | 4.86 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 216.95% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | N/A |
F-Score6
WACC3.35%
ROIC/WACC0.13
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.44%
Cap/Sales(5y)N/A
Profit Quality(3y)244.55%
Profit Quality(5y)316.35%
High Growth Momentum
Growth
EPS 1Y (TTM)0.61%
EPS 3Y2.43%
EPS 5Y1.06%
EPS Q2Q%369.23%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.25%
Revenue growth 3Y-18.99%
Revenue growth 5Y-8%
Sales Q2Q%3.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.73%
EBIT growth 3YN/A
EBIT growth 5Y0.65%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.03%
FCF growth 3Y-22.17%
FCF growth 5Y-7.46%
OCF growth 1Y39.47%
OCF growth 3Y-16.25%
OCF growth 5Y-3.61%
POWER FINANCIAL CORP - PWFCN 5 1/2 PERP / PWF-PR-E.CA FAQ
What is the fundamental rating for PWF-PR-E stock?
ChartMill assigns a fundamental rating of 3 / 10 to PWF-PR-E.CA.
What is the valuation status of POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA). This can be considered as Overvalued.
What is the profitability of PWF-PR-E stock?
POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) stock?
The Price/Earnings (PE) ratio for POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) is 7.46 and the Price/Book (PB) ratio is 0.
Can you provide the dividend sustainability for PWF-PR-E stock?
The dividend rating of POWER FINANCIAL CORP - PWFCN 5 1/2 PERP (PWF-PR-E.CA) is 7 / 10 and the dividend payout ratio is 64.97%.