PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
EPA:PEUG - Euronext Paris - Matif - FR0000064784 - Common Stock - Currency: EUR
Taking everything into account, PEUG scores 4 out of 10 in our fundamental rating. PEUG was compared to 50 industry peers in the Financial Services industry. PEUG has a medium profitability rating, but doesn't score so well on its financial health evaluation. PEUG has a valuation in line with the averages, but it does not seem to be growing. PEUG also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
PEUG had a positive operating cash flow in the past year.
In the past 5 years PEUG has always been profitable.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
PEUG's Return On Assets of 2.18% is in line compared to the rest of the industry. PEUG outperforms 54.00% of its industry peers.
PEUG has a Return On Equity of 3.22%. This is comparable to the rest of the industry: PEUG outperforms 42.00% of its industry peers.
The Return On Invested Capital of PEUG (2.41%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 10.20%.
The 3 year average ROIC (2.38%) for PEUG is below the current ROIC(2.41%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.18% | ||
| ROE | 3.22% | ||
| ROIC | 2.41% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
With an excellent Profit Margin value of 58.49%, PEUG belongs to the best of the industry, outperforming 98.00% of the companies in the same industry.
PEUG's Profit Margin has declined in the last couple of years.
PEUG's Operating Margin of 84.80% is amongst the best of the industry. PEUG outperforms 96.00% of its industry peers.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.8% | ||
| PM (TTM) | 58.49% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 1.63. This is a bad value and indicates that PEUG is not financially healthy and even has some risk of bankruptcy.
PEUG has a Altman-Z score (1.63) which is in line with its industry peers.
The Debt to FCF ratio of PEUG is 4.15, which is a neutral value as it means it would take PEUG, 4.15 years of fcf income to pay off all of its debts.
PEUG's Debt to FCF ratio of 4.15 is fine compared to the rest of the industry. PEUG outperforms 72.00% of its industry peers.
PEUG has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
PEUG's Debt to Equity ratio of 0.27 is fine compared to the rest of the industry. PEUG outperforms 66.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.15 | ||
| Altman-Z | 1.63 |
ROIC/WACC0.44
WACC5.51%
2.3 Liquidity
A Current Ratio of 0.68 indicates that PEUG may have some problems paying its short term obligations.
PEUG has a worse Current ratio (0.68) than 68.00% of its industry peers.
PEUG has a Quick Ratio of 0.68. This is a bad value and indicates that PEUG is not financially healthy enough and could expect problems in meeting its short term obligations.
PEUG's Quick ratio of 0.68 is on the low side compared to the rest of the industry. PEUG is outperformed by 66.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.68 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
PEUG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.08%.
PEUG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.18% yearly.
The Revenue has decreased by -7.72% in the past year.
Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)7.08%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%29.33%
Revenue 1Y (TTM)-7.72%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%28.76%
3.2 Future
The Earnings Per Share is expected to decrease by -0.25% on average over the next years.
Based on estimates for the next years, PEUG will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y-0.51%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.58, which indicates a correct valuation of PEUG.
PEUG's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of PEUG to the average of the S&P500 Index (25.91), we can say PEUG is valued rather cheaply.
PEUG is valuated correctly with a Price/Forward Earnings ratio of 14.72.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG is on the same level as its industry peers.
PEUG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.85, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.58 | ||
| Fwd PE | 14.72 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PEUG.
PEUG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. PEUG is cheaper than 82.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.37 | ||
| EV/EBITDA | 15.25 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)5.77
EPS Next 2Y-0.25%
EPS Next 3YN/A
5. Dividend
5.1 Amount
PEUG has a Yearly Dividend Yield of 4.09%, which is a nice return.
Compared to an average industry Dividend Yield of 3.83, PEUG pays a bit more dividend than its industry peers.
PEUG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.09% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
PEUG pays out 55.15% of its income as dividend. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP55.15%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPA:PEUG (5/23/2025, 3:53:51 PM)
73.85
-5.75 (-7.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.47%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap1.84B
Analysts86
Price Target115.52 (56.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.09% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP55.15%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-42.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.58 | ||
| Fwd PE | 14.72 | ||
| P/S | 7.36 | ||
| P/FCF | 5.37 | ||
| P/OCF | 5.37 | ||
| P/B | 0.4 | ||
| P/tB | 0.4 | ||
| EV/EBITDA | 15.25 |
EPS(TTM)5.87
EY7.95%
EPS(NY)5.02
Fwd EY6.8%
FCF(TTM)13.75
FCFY18.62%
OCF(TTM)13.75
OCFY18.62%
SpS10.04
BVpS182.57
TBVpS182.57
PEG (NY)N/A
PEG (5Y)5.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.18% | ||
| ROE | 3.22% | ||
| ROCE | 3.28% | ||
| ROIC | 2.41% | ||
| ROICexc | 2.47% | ||
| ROICexgc | 2.47% | ||
| OM | 84.8% | ||
| PM (TTM) | 58.49% | ||
| GM | N/A | ||
| FCFM | 136.96% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexcg growth 3Y-22.71%
ROICexcg growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.15 | ||
| Debt/EBITDA | 5.66 | ||
| Cap/Depr | 8.78% | ||
| Cap/Sales | 0.05% | ||
| Interest Coverage | 11.32 | ||
| Cash Conversion | 160.54% | ||
| Profit Quality | 234.17% | ||
| Current Ratio | 0.68 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 1.63 |
F-Score7
WACC5.51%
ROIC/WACC0.44
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.08%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%29.33%
EPS Next Y-0.51%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.72%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%28.76%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.92%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y37.74%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y37.47%
OCF growth 3Y56.56%
OCF growth 5Y31.31%