PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
EPA:PEUG - Euronext Paris - Matif - FR0000064784 - Common Stock - Currency: EUR
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 47 industry peers in the Financial Services industry. While PEUG is still in line with the averages on profitability rating, there are concerns on its financial health. PEUG is valued correctly, but it does not seem to be growing. PEUG also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
PEUG had a positive operating cash flow in the past year.
Each year in the past 5 years PEUG has been profitable.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 2.18%, PEUG perfoms like the industry average, outperforming 53.19% of the companies in the same industry.
PEUG has a Return On Equity (3.22%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 2.41%, PEUG is in line with its industry, outperforming 46.81% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 10.10%.
The 3 year average ROIC (2.38%) for PEUG is below the current ROIC(2.41%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.18% | ||
| ROE | 3.22% | ||
| ROIC | 2.41% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
The Profit Margin of PEUG (58.49%) is better than 97.87% of its industry peers.
PEUG's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 84.80%, PEUG belongs to the best of the industry, outperforming 95.74% of the companies in the same industry.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.8% | ||
| PM (TTM) | 58.49% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 1.58. This is a bad value and indicates that PEUG is not financially healthy and even has some risk of bankruptcy.
PEUG has a Altman-Z score (1.58) which is comparable to the rest of the industry.
PEUG has a debt to FCF ratio of 4.15. This is a neutral value as PEUG would need 4.15 years to pay back of all of its debts.
PEUG's Debt to FCF ratio of 4.15 is fine compared to the rest of the industry. PEUG outperforms 70.21% of its industry peers.
PEUG has a Debt/Equity ratio of 0.27. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of PEUG (0.27) is better than 65.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.15 | ||
| Altman-Z | 1.58 |
ROIC/WACC0.44
WACC5.45%
2.3 Liquidity
PEUG has a Current Ratio of 0.68. This is a bad value and indicates that PEUG is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.68, PEUG is not doing good in the industry: 70.21% of the companies in the same industry are doing better.
A Quick Ratio of 0.68 indicates that PEUG may have some problems paying its short term obligations.
The Quick ratio of PEUG (0.68) is worse than 68.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.68 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
PEUG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.08%.
PEUG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.18% yearly.
The Revenue has decreased by -7.72% in the past year.
The Revenue has been growing slightly by 5.58% on average over the past years.
EPS 1Y (TTM)7.08%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%29.33%
Revenue 1Y (TTM)-7.72%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%28.76%
3.2 Future
Based on estimates for the next years, PEUG will show a decrease in Earnings Per Share. The EPS will decrease by -0.25% on average per year.
The Revenue is expected to decrease by 0.00% on average over the next years.
EPS Next Y-0.51%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.33, which indicates a correct valuation of PEUG.
PEUG's Price/Earnings ratio is a bit cheaper when compared to the industry. PEUG is cheaper than 65.96% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.75, PEUG is valued rather cheaply.
PEUG is valuated correctly with a Price/Forward Earnings ratio of 14.42.
PEUG's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 20.49. PEUG is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 14.42 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PEUG.
Based on the Price/Free Cash Flow ratio, PEUG is valued cheaper than 82.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.26 | ||
| EV/EBITDA | 14.44 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)5.65
EPS Next 2Y-0.25%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.64%, PEUG is a good candidate for dividend investing.
PEUG's Dividend Yield is a higher than the industry average which is at 3.96.
PEUG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
5.2 History
On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
55.15% of the earnings are spent on dividend by PEUG. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP55.15%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPA:PEUG (5/2/2025, 11:39:05 AM)
72.35
-0.25 (-0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.47%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap1.80B
Analysts86
Price Target115.52 (59.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP55.15%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-9.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-42.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 14.42 | ||
| P/S | 7.21 | ||
| P/FCF | 5.26 | ||
| P/OCF | 5.26 | ||
| P/B | 0.4 | ||
| P/tB | 0.4 | ||
| EV/EBITDA | 14.44 |
EPS(TTM)5.87
EY8.11%
EPS(NY)5.02
Fwd EY6.94%
FCF(TTM)13.75
FCFY19%
OCF(TTM)13.75
OCFY19.01%
SpS10.04
BVpS182.57
TBVpS182.57
PEG (NY)N/A
PEG (5Y)5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.18% | ||
| ROE | 3.22% | ||
| ROCE | 3.28% | ||
| ROIC | 2.41% | ||
| ROICexc | 2.47% | ||
| ROICexgc | 2.47% | ||
| OM | 84.8% | ||
| PM (TTM) | 58.49% | ||
| GM | N/A | ||
| FCFM | 136.96% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexcg growth 3Y-22.71%
ROICexcg growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 4.15 | ||
| Debt/EBITDA | 5.66 | ||
| Cap/Depr | 8.78% | ||
| Cap/Sales | 0.05% | ||
| Interest Coverage | 11.32 | ||
| Cash Conversion | 160.54% | ||
| Profit Quality | 234.17% | ||
| Current Ratio | 0.68 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 1.58 |
F-Score7
WACC5.45%
ROIC/WACC0.44
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.08%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%29.33%
EPS Next Y-0.51%
EPS Next 2Y-0.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.72%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%28.76%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.92%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y37.74%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y37.47%
OCF growth 3Y56.56%
OCF growth 5Y31.31%