PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - EPA:PEUG - FR0000064784 - Common Stock
73.6 EUR
-0.1 (-0.14%)
Overall PEUG gets a fundamental rating of 4 out of 10. We evaluated PEUG against 51 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
In the past year PEUG had a positive cash flow from operations.
In the past 5 years PEUG has always been profitable.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
PEUG has a Return On Assets of 0.71%. This is comparable to the rest of the industry: PEUG outperforms 43.14% of its industry peers.
Looking at the Return On Equity, with a value of 1.01%, PEUG is doing worse than 60.78% of the companies in the same industry.
PEUG has a Return On Invested Capital (1.87%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 9.42%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
PEUG has a Profit Margin of 23.03%. This is amongst the best in the industry. PEUG outperforms 80.39% of its industry peers.
In the last couple of years the Profit Margin of PEUG has declined.
The Operating Margin of PEUG (82.18%) is better than 96.08% of its industry peers.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
PEUG has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 2.04. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
PEUG has a Altman-Z score of 2.04. This is comparable to the rest of the industry: PEUG outperforms 54.90% of its industry peers.
PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
PEUG's Debt to FCF ratio of 25.20 is on the low side compared to the rest of the industry. PEUG is outperformed by 72.55% of its industry peers.
PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.29, PEUG is doing good in the industry, outperforming 60.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.04 |
ROIC/WACC0.34
WACC5.57%
2.3 Liquidity
A Current Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
PEUG's Current ratio of 28.76 is amongst the best of the industry. PEUG outperforms 96.08% of its industry peers.
PEUG has a Quick Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 96.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.67%.
The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
Looking at the last year, PEUG shows a very negative growth in Revenue. The Revenue has decreased by -20.93% in the last year.
Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
The Earnings Per Share is expected to decrease by -0.37% on average over the next years.
The Revenue is expected to decrease by 0.00% on average over the next years.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 46.29, PEUG can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as PEUG.
PEUG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.29.
A Price/Forward Earnings ratio of 8.53 indicates a reasonable valuation of PEUG.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG indicates a rather cheap valuation: PEUG is cheaper than 80.39% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of PEUG to the average of the S&P500 Index (22.85), we can say PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.29 | ||
| Fwd PE | 8.53 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PEUG.
Based on the Price/Free Cash Flow ratio, PEUG is valued a bit more expensive than the industry average as 62.75% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.97 | ||
| EV/EBITDA | 18.92 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.64
PEG (5Y)21.23
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.27%, PEUG is a good candidate for dividend investing.
PEUG's Dividend Yield is rather good when compared to the industry average which is at 3.49. PEUG pays more dividend than 82.35% of the companies in the same industry.
PEUG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.27% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
202.41% of the earnings are spent on dividend by PEUG. This is not a sustainable payout ratio.
PEUG's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (10/17/2025, 5:29:30 PM)
73.6
-0.1 (-0.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.83B
Analysts86
Price Target101.24 (37.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.27% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.8%
PT rev (3m)-7.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.29 | ||
| Fwd PE | 8.53 | ||
| P/S | 10.6 | ||
| P/FCF | 40.97 | ||
| P/OCF | 40.81 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 18.92 |
EPS(TTM)1.59
EY2.16%
EPS(NY)8.63
Fwd EY11.72%
FCF(TTM)1.8
FCFY2.44%
OCF(TTM)1.8
OCFY2.45%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.64
PEG (5Y)21.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexcg growth 3Y-22.71%
ROICexcg growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.04 |
F-Score5
WACC5.57%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%