DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) Fundamental Analysis & Valuation

FRA:PBB • DE0008019001

Current stock price

3.146 EUR
-0.02 (-0.51%)
Last:

This PBB.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. PBB.DE Profitability Analysis

1.1 Basic Checks

  • In the past year PBB has reported negative net income.
  • PBB had a negative operating cash flow in the past year.
  • PBB had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: PBB reported negative operating cash flow in multiple years.
PBB.DE Yearly Net Income VS EBIT VS OCF VS FCFPBB.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B

1.2 Ratios

  • The Return On Assets of PBB (-0.71%) is worse than 68.42% of its industry peers.
  • PBB has a Return On Equity of -9.09%. This is in the lower half of the industry: PBB underperforms 75.44% of its industry peers.
Industry RankSector Rank
ROA -0.71%
ROE -9.09%
ROIC N/A
ROA(3y)-0.16%
ROA(5y)0.04%
ROE(3y)-2.01%
ROE(5y)1.03%
ROIC(3y)N/A
ROIC(5y)N/A
PBB.DE Yearly ROA, ROE, ROICPBB.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5

1.3 Margins

  • PBB does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PBB.DE Yearly Profit, Operating, Gross MarginsPBB.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40 -60

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. PBB.DE Health Analysis

2.1 Basic Checks

  • PBB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • PBB has about the same amout of shares outstanding than it did 1 year ago.
  • PBB has more shares outstanding than it did 5 years ago.
  • PBB has a worse debt/assets ratio than last year.
PBB.DE Yearly Shares OutstandingPBB.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
PBB.DE Yearly Total Debt VS Total AssetsPBB.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • A Debt/Equity ratio of 4.20 is on the high side and indicates that PBB has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 4.20, PBB is doing worse than 80.70% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 4.2
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.55%
PBB.DE Yearly LT Debt VS Equity VS FCFPBB.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B 40B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PBB.DE Yearly Current Assets VS Current LiabilitesPBB.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. PBB.DE Growth Analysis

3.1 Past

  • The earnings per share for PBB have decreased strongly by -343.39% in the last year.
  • PBB shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -41.90%.
  • The Revenue has been decreasing by -3.09% on average over the past years.
EPS 1Y (TTM)-343.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-242.11%
Revenue 1Y (TTM)-41.9%
Revenue growth 3Y-9.34%
Revenue growth 5Y-3.09%
Sales Q2Q%-52.06%

3.2 Future

  • PBB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 34.62% yearly.
  • PBB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.15% yearly.
EPS Next Y140.29%
EPS Next 2Y52.47%
EPS Next 3Y34.62%
EPS Next 5YN/A
Revenue Next Year-1.12%
Revenue Next 2Y3.54%
Revenue Next 3Y6.15%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PBB.DE Yearly Revenue VS EstimatesPBB.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
PBB.DE Yearly EPS VS EstimatesPBB.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1

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4

4. PBB.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for PBB. In the last year negative earnings were reported.
  • PBB is valuated cheaply with a Price/Forward Earnings ratio of 4.57.
  • 91.23% of the companies in the same industry are more expensive than PBB, based on the Price/Forward Earnings ratio.
  • PBB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.24.
Industry RankSector Rank
PE N/A
Fwd PE 4.57
PBB.DE Price Earnings VS Forward Price EarningsPBB.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PBB.DE Per share dataPBB.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as PBB's earnings are expected to grow with 34.62% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y52.47%
EPS Next 3Y34.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. PBB.DE Dividend Analysis

5.1 Amount

  • No dividends for PBB!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

PBB.DE Fundamentals: All Metrics, Ratios and Statistics

DEUTSCHE PFANDBRIEFBANK AG

FRA:PBB (4/24/2026, 7:00:00 PM)

3.146

-0.02 (-0.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-05
Earnings (Next)05-12
Inst Owners23.45%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap423.07M
Revenue(TTM)721.00M
Net Income(TTM)-282.00M
Analysts52.31
Price Target3.79 (20.47%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DP-7.09%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-17.41%
PT rev (3m)-22.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-11.05%
EPS NY rev (3m)-4.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-8.45%
Revenue NY rev (3m)-11.21%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 4.57
P/S 0.59
P/FCF N/A
P/OCF N/A
P/B 0.14
P/tB 0.14
EV/EBITDA N/A
EPS(TTM)-2.1
EYN/A
EPS(NY)0.69
Fwd EY21.87%
FCF(TTM)-6.25
FCFYN/A
OCF(TTM)-6.19
OCFYN/A
SpS5.36
BVpS23.08
TBVpS22.75
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -0.71%
ROE -9.09%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-0.16%
ROA(5y)0.04%
ROE(3y)-2.01%
ROE(5y)1.03%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 4.2
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 33.33%
Cap/Sales 0.97%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score1
WACC9.55%
ROIC/WACCN/A
Cap/Depr(3y)77.6%
Cap/Depr(5y)82.67%
Cap/Sales(3y)2.34%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-343.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-242.11%
EPS Next Y140.29%
EPS Next 2Y52.47%
EPS Next 3Y34.62%
EPS Next 5YN/A
Revenue 1Y (TTM)-41.9%
Revenue growth 3Y-9.34%
Revenue growth 5Y-3.09%
Sales Q2Q%-52.06%
Revenue Next Year-1.12%
Revenue Next 2Y3.54%
Revenue Next 3Y6.15%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year422.63%
EBIT Next 3Y127.49%
EBIT Next 5YN/A
FCF growth 1Y62.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y62.05%
OCF growth 3YN/A
OCF growth 5YN/A

DEUTSCHE PFANDBRIEFBANK AG / PBB.DE Fundamental Analysis FAQ

What is the fundamental rating for PBB stock?

ChartMill assigns a fundamental rating of 2 / 10 to PBB.DE.


What is the valuation status of DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) stock?

ChartMill assigns a valuation rating of 4 / 10 to DEUTSCHE PFANDBRIEFBANK AG (PBB.DE). This can be considered as Fairly Valued.


How profitable is DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) stock?

DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) has a profitability rating of 1 / 10.


Is the dividend of DEUTSCHE PFANDBRIEFBANK AG sustainable?

The dividend rating of DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) is 0 / 10 and the dividend payout ratio is -7.09%.