DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) Fundamental Analysis & Valuation

FRA:PBB • DE0008019001

Current stock price

3.06 EUR
+0.07 (+2.41%)
Last:

This PBB.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. PBB.DE Profitability Analysis

1.1 Basic Checks

  • In the past year PBB has reported negative net income.
  • PBB had positive earnings in 4 of the past 5 years.
  • In multiple years PBB reported negative operating cash flow during the last 5 years.
PBB.DE Yearly Net Income VS EBIT VS OCF VS FCFPBB.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B

1.2 Ratios

  • PBB has a worse Return On Assets (-1.28%) than 68.97% of its industry peers.
  • PBB has a worse Return On Equity (-16.52%) than 79.31% of its industry peers.
Industry RankSector Rank
ROA -1.28%
ROE -16.52%
ROIC N/A
ROA(3y)-0.14%
ROA(5y)0.05%
ROE(3y)-1.75%
ROE(5y)1.19%
ROIC(3y)N/A
ROIC(5y)N/A
PBB.DE Yearly ROA, ROE, ROICPBB.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for PBB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PBB.DE Yearly Profit, Operating, Gross MarginsPBB.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40 -60

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0

2. PBB.DE Health Analysis

2.1 Basic Checks

  • PBB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for PBB remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for PBB has been increased compared to 5 years ago.
  • Compared to 1 year ago, PBB has a worse debt to assets ratio.
PBB.DE Yearly Shares OutstandingPBB.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
PBB.DE Yearly Total Debt VS Total AssetsPBB.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • PBB has a Debt/Equity ratio of 5.68. This is a high value indicating a heavy dependency on external financing.
  • PBB's Debt to Equity ratio of 5.68 is on the low side compared to the rest of the industry. PBB is outperformed by 84.48% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.68
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC11.72%
PBB.DE Yearly LT Debt VS Equity VS FCFPBB.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B 40B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PBB.DE Yearly Current Assets VS Current LiabilitesPBB.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. PBB.DE Growth Analysis

3.1 Past

  • PBB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -563.31%.
  • Looking at the last year, PBB shows a very negative growth in Revenue. The Revenue has decreased by -22.40% in the last year.
  • Measured over the past years, PBB shows a decrease in Revenue. The Revenue has been decreasing by -3.17% on average per year.
EPS 1Y (TTM)-563.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-913.87%
Revenue 1Y (TTM)-22.4%
Revenue growth 3Y-9.47%
Revenue growth 5Y-3.17%
Sales Q2Q%0.43%

3.2 Future

  • Based on estimates for the next years, PBB will show a very strong growth in Earnings Per Share. The EPS will grow by 58.04% on average per year.
  • Based on estimates for the next years, PBB will show a small growth in Revenue. The Revenue will grow by 7.36% on average per year.
EPS Next Y146.12%
EPS Next 2Y58.04%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.01%
Revenue Next 2Y7.36%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PBB.DE Yearly Revenue VS EstimatesPBB.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
PBB.DE Yearly EPS VS EstimatesPBB.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1

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4

4. PBB.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • PBB reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • PBB is valuated cheaply with a Price/Forward Earnings ratio of 3.96.
  • PBB's Price/Forward Earnings ratio is rather cheap when compared to the industry. PBB is cheaper than 89.66% of the companies in the same industry.
  • PBB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.67.
Industry RankSector Rank
PE N/A
Fwd PE 3.96
PBB.DE Price Earnings VS Forward Price EarningsPBB.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PBB.DE Per share dataPBB.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as PBB's earnings are expected to grow with 58.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.04%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. PBB.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.34%, PBB is a good candidate for dividend investing.
  • The stock price of PBB dropped by -25.79% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • PBB's Dividend Yield is rather good when compared to the industry average which is at 2.44. PBB pays more dividend than 81.03% of the companies in the same industry.
  • PBB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 5.34%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
PBB.DE Yearly Dividends per sharePBB.DE Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

DPN/A
EPS Next 2Y58.04%
EPS Next 3YN/A
PBB.DE Yearly Income VS Free CF VS DividendPBB.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B

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PBB.DE Fundamentals: All Metrics, Ratios and Statistics

DEUTSCHE PFANDBRIEFBANK AG

FRA:PBB (3/24/2026, 7:00:00 PM)

3.06

+0.07 (+2.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-05
Earnings (Next)05-12
Inst Owners23.09%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap411.51M
Revenue(TTM)963.00M
Net Income(TTM)-512.00M
Analysts52.31
Price Target4.59 (50%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.34%
Yearly Dividend0
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.25%
PT rev (3m)-11.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)6.95%
EPS NY rev (3m)1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.02%
Revenue NY rev (3m)-5.74%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 3.96
P/S 0.43
P/FCF N/A
P/OCF N/A
P/B 0.13
P/tB 0.13
EV/EBITDA N/A
EPS(TTM)-4
EYN/A
EPS(NY)0.77
Fwd EY25.28%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS7.16
BVpS23.05
TBVpS23.05
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -1.28%
ROE -16.52%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-0.14%
ROA(5y)0.05%
ROE(3y)-1.75%
ROE(5y)1.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 5.68
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-ScoreN/A
WACC11.72%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-563.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-913.87%
EPS Next Y146.12%
EPS Next 2Y58.04%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-22.4%
Revenue growth 3Y-9.47%
Revenue growth 5Y-3.17%
Sales Q2Q%0.43%
Revenue Next Year8.01%
Revenue Next 2Y7.36%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year908.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

DEUTSCHE PFANDBRIEFBANK AG / PBB.DE Fundamental Analysis FAQ

What is the fundamental rating for PBB stock?

ChartMill assigns a fundamental rating of 2 / 10 to PBB.DE.


What is the valuation status of DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) stock?

ChartMill assigns a valuation rating of 4 / 10 to DEUTSCHE PFANDBRIEFBANK AG (PBB.DE). This can be considered as Fairly Valued.


What is the profitability of PBB stock?

DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) has a profitability rating of 1 / 10.


Can you provide the expected EPS growth for PBB stock?

The Earnings per Share (EPS) of DEUTSCHE PFANDBRIEFBANK AG (PBB.DE) is expected to grow by 146.12% in the next year.