OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27(NASDAQ:OXLCZ) stock Fundamental Analysis

Fundamental Rating

We assign a fundamental rating of 4 out of 10 to OXLCZ. OXLCZ was compared to 0 industry peers in the Unkown industry. Both the profitability and financial health of OXLCZ have multiple concerns. OXLCZ shows excellent growth, but is valued quite expensive already.

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1. Profitability

1.1 Basic Checks

In the past year OXLCZ was profitable.

OXLCZ had a negative operating cash flow in the past year.

In multiple years OXLCZ reported negative net income over the last 5 years.

In the past 5 years OXLCZ always reported negative operating cash flow.

1.2 Ratios

		Industry Rank	Sector Rank
ROA	8.32%
ROE	11.55%
ROIC	8.27%

ROA(3y)3.18%

ROA(5y)-2.83%

ROE(3y)3.92%

ROE(5y)-9.58%

ROIC(3y)9.45%

ROIC(5y)9.55%

1.3 Margins

In the last couple of years the Profit Margin of OXLCZ has declined.

OXLCZ's Operating Margin has improved in the last couple of years.

In the last couple of years the Gross Margin of OXLCZ has grown nicely.

		Industry Rank	Sector Rank
OM	62.46%
PM (TTM)	51.99%
GM	64.82%

OM growth 3Y0.43%

OM growth 5Y2.05%

PM growth 3Y-30.44%

PM growth 5YN/A

GM growth 3Y0.99%

GM growth 5Y2.29%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

The number of shares outstanding for OXLCZ has been increased compared to 1 year ago.

The number of shares outstanding for OXLCZ has been increased compared to 5 years ago.

Compared to 1 year ago, OXLCZ has a worse debt to assets ratio.

2.2 Solvency

An Altman-Z score of 10.37 indicates that OXLCZ is not in any danger for bankruptcy at the moment.

A Debt/Equity ratio of 0.33 indicates that OXLCZ is not too dependend on debt financing.

		Industry Rank	Sector Rank
Debt/Equity	0.33
Debt/FCF	N/A
Altman-Z	10.37

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 2.29 indicates that OXLCZ has no problem at all paying its short term obligations.

A Quick Ratio of 2.29 indicates that OXLCZ has no problem at all paying its short term obligations.

		Industry Rank	Sector Rank
Current Ratio	2.29
Quick Ratio	2.29

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 39.77% over the past year.

OXLCZ shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.01% yearly.

OXLCZ shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.85%.

OXLCZ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.97% yearly.

EPS 1Y (TTM)39.77%

EPS 3Y-30.19%

EPS 5Y1.01%

EPS Q2Q%-12.62%

Revenue 1Y (TTM)27.85%

Revenue growth 3Y34.07%

Revenue growth 5Y27.97%

Sales Q2Q%34.46%

3.2 Future

OXLCZ is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.49% yearly.

The Revenue is expected to grow by 44.23% on average over the next years. This is a very strong growth

EPS Next Y5.32%

EPS Next 2Y-4.49%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year42.59%

Revenue Next 2Y44.23%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 19.51 indicates a rather expensive valuation of OXLCZ.

OXLCZ's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.05.

A Price/Forward Earnings ratio of 21.39 indicates a rather expensive valuation of OXLCZ.

When comparing the Price/Forward Earnings ratio of OXLCZ to the average of the S&P500 Index (21.07), we can say OXLCZ is valued inline with the index average.

		Industry Rank	Sector Rank
PE	19.51
Fwd PE	21.39

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.

A cheap valuation may be justified as OXLCZ's earnings are expected to decrease with -4.49% in the coming years.

PEG (NY)3.67

PEG (5Y)19.41

EPS Next 2Y-4.49%

EPS Next 3YN/A

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5. Dividend

5.1 Amount

OXLCZ has a Yearly Dividend Yield of 19.59%, which is a nice return.

Compared to an average S&P500 Dividend Yield of 2.40, OXLCZ pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	19.59%

5.2 History

The dividend of OXLCZ decreases each year by -11.84%.

OXLCZ has paid a dividend for less than 5 years, so there is no long track record yet.

Dividend Growth(5Y)-11.84%

Div Incr Years1

Div Non Decr Years1

5.3 Sustainability

118.16% of the earnings are spent on dividend by OXLCZ. This is not a sustainable payout ratio.

The Dividend Rate of OXLCZ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.

DP118.16%

EPS Next 2Y-4.49%

EPS Next 3YN/A

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OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27

NASDAQ:OXLCZ (5/14/2025, 8:00:02 PM)

23.9949

+0.09 (+0.4%)

Chartmill FA Rating

GICS SectorN/A

GICS IndustryGroupN/A

GICS IndustryN/A

Earnings (Last)05-12 2025-05-12/bmo

Earnings (Next)07-24 2025-07-24

Inst Owners4.72%

Inst Owner ChangeN/A

Ins Owners4.53%

Ins Owner ChangeN/A

Market Cap10.49B

Analysts85

Price Target28 (16.69%)

Short Float %0%

Short Ratio0.79

Dividend

		Industry Rank	Sector Rank
Dividend Yield	19.59%

Yearly Dividend0.81

Dividend Growth(5Y)-11.84%

DP118.16%

Div Incr Years1

Div Non Decr Years1

Ex-Date12-15 2025-12-15 (0.3125)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)1.24%

PT rev (3m)0.72%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)-1.55%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)1.5%

Valuation

		Industry Rank	Sector Rank
PE	19.51
Fwd PE	21.39
P/S	29.41
P/FCF	N/A
P/OCF	N/A
P/B	6.53
P/tB	6.53
EV/EBITDA	N/A

EPS(TTM)1.23

EY5.13%

EPS(NY)1.12

Fwd EY4.68%

FCF(TTM)-0.65

FCFYN/A

OCF(TTM)-0.65

OCFYN/A

SpS0.82

BVpS3.67

TBVpS3.67

PEG (NY)3.67

PEG (5Y)19.41

Profitability

		Industry Rank	Sector Rank
ROA	8.32%
ROE	11.55%
ROCE	10.47%
ROIC	8.27%
ROICexc	9.16%
ROICexgc	9.16%
OM	62.46%
PM (TTM)	51.99%
GM	64.82%
FCFM	N/A

ROA(3y)3.18%

ROA(5y)-2.83%

ROE(3y)3.92%

ROE(5y)-9.58%

ROIC(3y)9.45%

ROIC(5y)9.55%

ROICexc(3y)9.69%

ROICexc(5y)9.95%

ROICexgc(3y)9.7%

ROICexgc(5y)9.96%

ROCE(3y)11.96%

ROCE(5y)12.09%

ROICexcg growth 3Y2.9%

ROICexcg growth 5Y2.67%

ROICexc growth 3Y2.77%

ROICexc growth 5Y2.8%

OM growth 3Y0.43%

OM growth 5Y2.05%

PM growth 3Y-30.44%

PM growth 5YN/A

GM growth 3Y0.99%

GM growth 5Y2.29%

F-Score4

Asset Turnover0.16

Health

		Industry Rank	Sector Rank
Debt/Equity	0.33
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	7.06
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	2.29
Quick Ratio	2.29
Altman-Z	10.37

F-Score4

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)39.77%

EPS 3Y-30.19%

EPS 5Y1.01%

EPS Q2Q%-12.62%

EPS Next Y5.32%

EPS Next 2Y-4.49%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)27.85%

Revenue growth 3Y34.07%

Revenue growth 5Y27.97%

Sales Q2Q%34.46%

Revenue Next Year42.59%

Revenue Next 2Y44.23%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y34.53%

EBIT growth 3Y34.65%

EBIT growth 5Y30.6%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y18.28%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y18.28%

OCF growth 3YN/A

OCF growth 5YN/A

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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