OXLCZ Fundamental Analysis - OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27

Fundamental Rating

OXLCZ gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 0 industry peers in the Unkown industry. Both the profitability and financial health of OXLCZ have multiple concerns. OXLCZ is valued quite expensively, but it does show have an excellent growth rating.

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1. Profitability

1.1 Basic Checks

OXLCZ had positive earnings in the past year.

In the past year OXLCZ has reported a negative cash flow from operations.

OXLCZ had positive earnings in 4 of the past 5 years.

In the past 5 years OXLCZ always reported negative operating cash flow.

1.2 Ratios

		Industry Rank	Sector Rank
ROA	1.71%
ROE	2.48%
ROIC	8.05%

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

1.3 Margins

OXLCZ's Profit Margin has declined in the last couple of years.

OXLCZ's Operating Margin has been stable in the last couple of years.

In the last couple of years the Gross Margin of OXLCZ has remained more or less at the same level.

		Industry Rank	Sector Rank
OM	62.93%
PM (TTM)	11.26%
GM	64.83%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

Compared to 1 year ago, OXLCZ has more shares outstanding

Compared to 5 years ago, OXLCZ has more shares outstanding

OXLCZ has a better debt/assets ratio than last year.

2.2 Solvency

An Altman-Z score of 7.57 indicates that OXLCZ is not in any danger for bankruptcy at the moment.

A Debt/Equity ratio of 0.36 indicates that OXLCZ is not too dependend on debt financing.

		Industry Rank	Sector Rank
Debt/Equity	0.36
Debt/FCF	N/A
Altman-Z	7.57

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 1.76 indicates that OXLCZ should not have too much problems paying its short term obligations.

A Quick Ratio of 1.76 indicates that OXLCZ should not have too much problems paying its short term obligations.

		Industry Rank	Sector Rank
Current Ratio	1.76
Quick Ratio	1.76

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 39.77% over the past year.

OXLCZ shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.01% yearly.

Looking at the last year, OXLCZ shows a very strong growth in Revenue. The Revenue has grown by 40.34%.

OXLCZ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.97% yearly.

EPS 1Y (TTM)39.77%

EPS 3Y-30.19%

EPS 5Y1.01%

EPS Q2Q%15.91%

Revenue 1Y (TTM)40.34%

Revenue growth 3Y34.07%

Revenue growth 5Y27.97%

Sales Q2Q%-41.66%

3.2 Future

The Earnings Per Share is expected to decrease by -3.02% on average over the next years.

The Revenue is expected to grow by 44.97% on average over the next years. This is a very strong growth

EPS Next Y5.32%

EPS Next 2Y-6.69%

EPS Next 3Y-3.02%

EPS Next 5YN/A

Revenue Next Year42.59%

Revenue Next 2Y46.74%

Revenue Next 3Y44.97%

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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4. Valuation

4.1 Price/Earnings Ratio

OXLCZ is valuated rather expensively with a Price/Earnings ratio of 19.50.

OXLCZ is valuated rather cheaply when we compare the Price/Earnings ratio to 26.65, which is the current average of the S&P500 Index.

Based on the Price/Forward Earnings ratio of 22.40, the valuation of OXLCZ can be described as rather expensive.

Compared to an average S&P500 Price/Forward Earnings ratio of 21.27, OXLCZ is valued at the same level.

		Industry Rank	Sector Rank
PE	19.5
Fwd PE	22.4

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.

OXLCZ's earnings are expected to decrease with -3.02% in the coming years. This may justify a cheaper valuation.

PEG (NY)3.67

PEG (5Y)19.4

EPS Next 2Y-6.69%

EPS Next 3Y-3.02%

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 19.59%, OXLCZ is a good candidate for dividend investing.

OXLCZ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.

		Industry Rank	Sector Rank
Dividend Yield	19.59%

5.2 History

The dividend of OXLCZ decreases each year by -8.99%.

OXLCZ has been paying a dividend for less than 5 years, so it still needs to build a track record.

Dividend Growth(5Y)-8.99%

Div Incr Years1

Div Non Decr Years1

5.3 Sustainability

OXLCZ pays out 636.69% of its income as dividend. This is not a sustainable payout ratio.

OXLCZ's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.

DP636.69%

EPS Next 2Y-6.69%

EPS Next 3Y-3.02%

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OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27

NASDAQ:OXLCZ (6/24/2025, 11:20:21 AM)

23.99

+0.04 (+0.17%)

Chartmill FA Rating

GICS SectorN/A

GICS IndustryGroupN/A

GICS IndustryN/A

Earnings (Last)05-20 2025-05-20/bmo

Earnings (Next)07-24 2025-07-24

Inst Owners3.99%

Inst Owner ChangeN/A

Ins Owners3.58%

Ins Owner ChangeN/A

Market Cap10.87B

Analysts85

Price Target28.2 (17.55%)

Short Float %0%

Short Ratio1.19

Dividend

		Industry Rank	Sector Rank
Dividend Yield	19.59%

Yearly Dividend0.89

Dividend Growth(5Y)-8.99%

DP636.69%

Div Incr Years1

Div Non Decr Years1

Ex-Date12-15 2025-12-15 (0.3125)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0.71%

PT rev (3m)8.39%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)-4.55%

EPS NY rev (3m)-4.55%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)3.5%

Revenue NY rev (3m)3.5%

Valuation

		Industry Rank	Sector Rank
PE	19.5
Fwd PE	22.4
P/S	25.25
P/FCF	N/A
P/OCF	N/A
P/B	5.56
P/tB	5.56
EV/EBITDA	N/A

EPS(TTM)1.23

EY5.13%

EPS(NY)1.07

Fwd EY4.46%

FCF(TTM)-1.55

FCFYN/A

OCF(TTM)-1.55

OCFYN/A

SpS0.95

BVpS4.32

TBVpS4.32

PEG (NY)3.67

PEG (5Y)19.4

Profitability

		Industry Rank	Sector Rank
ROA	1.71%
ROE	2.48%
ROCE	10.19%
ROIC	8.05%
ROICexc	9.05%
ROICexgc	9.05%
OM	62.93%
PM (TTM)	11.26%
GM	64.83%
FCFM	N/A

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

ROICexc(3y)9.92%

ROICexc(5y)9.31%

ROICexgc(3y)9.93%

ROICexgc(5y)9.32%

ROCE(3y)11.93%

ROCE(5y)11.11%

ROICexcg growth 3Y2.66%

ROICexcg growth 5Y-5.82%

ROICexc growth 3Y2.66%

ROICexc growth 5Y-5.82%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

F-Score4

Asset Turnover0.15

Health

		Industry Rank	Sector Rank
Debt/Equity	0.36
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	7.9
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.76
Quick Ratio	1.76
Altman-Z	7.57

F-Score4

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)39.77%

EPS 3Y-30.19%

EPS 5Y1.01%

EPS Q2Q%15.91%

EPS Next Y5.32%

EPS Next 2Y-6.69%

EPS Next 3Y-3.02%

EPS Next 5YN/A

Revenue 1Y (TTM)40.34%

Revenue growth 3Y34.07%

Revenue growth 5Y27.97%

Sales Q2Q%-41.66%

Revenue Next Year42.59%

Revenue Next 2Y46.74%

Revenue Next 3Y44.97%

Revenue Next 5YN/A

EBIT growth 1Y45.25%

EBIT growth 3Y31.26%

EBIT growth 5Y30.02%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-468.52%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-468.52%

OCF growth 3YN/A

OCF growth 5YN/A

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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