OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:OXLCZ • US6915438880

24.644 USD

+0.08 (+0.34%)

At close: Feb 10, 2026

24.74 USD

+0.1 (+0.39%)

After Hours: 2/3/2026, 8:00:02 PM

Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News

Fundamental Rating

Taking everything into account, OXLCZ scores 2 out of 10 in our fundamental rating. OXLCZ was compared to 0 industry peers in the Unkown industry. Both the profitability and financial health of OXLCZ have multiple concerns. OXLCZ is quite expensive at the moment. It does show a decent growth rate.

Quickly go to:

1. Profitability 2. Health 3. Growth 4. Valuation 5. Dividend

1. Profitability

1.1 Basic Checks

In the past year OXLCZ was profitable.
OXLCZ had a negative operating cash flow in the past year.
OXLCZ had positive earnings in 4 of the past 5 years.
In the past 5 years OXLCZ always reported negative operating cash flow.

1.2 Ratios

		Industry Rank	Sector Rank
ROA	0.14%
ROE	0.2%
ROIC	9.36%

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

1.3 Margins

In the last couple of years the Profit Margin of OXLCZ has declined.
OXLCZ's Operating Margin has been stable in the last couple of years.
OXLCZ's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	62.34%
PM (TTM)	0.77%
GM	63.49%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. Health

2.1 Basic Checks

The number of shares outstanding for OXLCZ has been increased compared to 1 year ago.
The number of shares outstanding for OXLCZ has been increased compared to 5 years ago.
The debt/assets ratio for OXLCZ has been reduced compared to a year ago.

2.2 Solvency

OXLCZ has an Altman-Z score of 1.89. This is not the best score and indicates that OXLCZ is in the grey zone with still only limited risk for bankruptcy at the moment.
OXLCZ has a Debt/Equity ratio of 0.38. This is a healthy value indicating a solid balance between debt and equity.

		Industry Rank	Sector Rank
Debt/Equity	0.38
Debt/FCF	N/A
Altman-Z	1.89

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 0.60 indicates that OXLCZ may have some problems paying its short term obligations.
OXLCZ has a Quick Ratio of 0.60. This is a bad value and indicates that OXLCZ is not financially healthy enough and could expect problems in meeting its short term obligations.

		Industry Rank	Sector Rank
Current Ratio	0.6
Quick Ratio	0.6

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. Growth

3.1 Past

The earnings per share for OXLCZ have decreased strongly by -97.97% in the last year.
The earnings per share for OXLCZ have been decreasing by -50.28% on average. This is quite bad
Looking at the last year, OXLCZ shows a very strong growth in Revenue. The Revenue has grown by 36.79%.
The Revenue has been growing by 28.64% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)-97.97%

EPS 3Y-50.28%

EPS 5YN/A

EPS Q2Q%-77.88%

Revenue 1Y (TTM)36.79%

Revenue growth 3Y29.27%

Revenue growth 5Y28.64%

Sales Q2Q%-40.07%

3.2 Future

Based on estimates for the next years, OXLCZ will show a decrease in Earnings Per Share. The EPS will decrease by -9.16% on average per year.
Based on estimates for the next years, OXLCZ will show a quite strong growth in Revenue. The Revenue will grow by 14.04% on average per year.

EPS Next Y-22.05%

EPS Next 2Y-9.16%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year20.58%

Revenue Next 2Y14.04%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

More info and screens

Find the best growth stocks Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

OXLCZ is valuated quite expensively with a Price/Earnings ratio of 410.73.
Compared to an average S&P500 Price/Earnings ratio of 28.06, OXLCZ is valued quite expensively.
OXLCZ is valuated cheaply with a Price/Forward Earnings ratio of 4.61.
OXLCZ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.86.

		Industry Rank	Sector Rank
PE	410.73
Fwd PE	4.61

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

OXLCZ's earnings are expected to decrease with -9.16% in the coming years. This may justify a cheaper valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y-9.16%

EPS Next 3YN/A

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. Dividend

5.1 Amount

OXLCZ has a Yearly Dividend Yield of 19.59%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 1.80, OXLCZ pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	19.59%

5.2 History

The dividend of OXLCZ is nicely growing with an annual growth rate of 25.57%!
OXLCZ has been paying a dividend for over 5 years, so it has already some track record.
The dividend of OXLCZ decreased recently.

Dividend Growth(5Y)25.57%

Div Incr Years1

Div Non Decr Years1

5.3 Sustainability

OXLCZ pays out 10804.56% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of OXLCZ has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.

DP10804.56%

EPS Next 2Y-9.16%

EPS Next 3YN/A

More info and screens

Find the best dividend stocks Show peers with best dividend

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27

NASDAQ:OXLCZ (2/10/2026, 1:06:31 PM)

After market: 24.74 +0.1 (+0.39%)

24.644

+0.08 (+0.34%)

Chartmill FA Rating

GICS SectorN/A

GICS IndustryGroupN/A

GICS IndustryN/A

Earnings (Last)01-30 2026-01-30

Earnings (Next)05-18 2026-05-18

Inst Owners8.25%

Inst Owner ChangeN/A

Ins Owners3.22%

Ins Owner ChangeN/A

Market Cap2.39B

Revenue(TTM)487.99M

Net Income(TTM)3.75M

Analysts82.5

Price Target41.82 (69.7%)

Short Float %0%

Short Ratio0.03

Dividend

		Industry Rank	Sector Rank
Dividend Yield	19.59%

Yearly Dividend4.46

Dividend Growth(5Y)25.57%

DP10804.56%

Div Incr Years1

Div Non Decr Years1

Ex-Date03-13 2026-03-13 (0.3125)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)23.46%

PT rev (3m)19.71%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)-0.5%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)-12.01%

Valuation

		Industry Rank	Sector Rank
PE	410.73
Fwd PE	4.61
P/S	4.9
P/FCF	N/A
P/OCF	N/A
P/B	1.28
P/tB	1.28
EV/EBITDA	N/A

EPS(TTM)0.06

EY0.24%

EPS(NY)5.34

Fwd EY21.69%

FCF(TTM)-6.38

FCFYN/A

OCF(TTM)-6.38

OCFYN/A

SpS5.03

BVpS19.19

TBVpS19.19

PEG (NY)N/A

PEG (5Y)N/A

Graham Number5.09

Profitability

		Industry Rank	Sector Rank
ROA	0.14%
ROE	0.2%
ROCE	11.85%
ROIC	9.36%
ROICexc	9.43%
ROICexgc	9.43%
OM	62.34%
PM (TTM)	0.77%
GM	63.49%
FCFM	N/A

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

ROICexc(3y)9.92%

ROICexc(5y)9.31%

ROICexgc(3y)9.93%

ROICexgc(5y)9.32%

ROCE(3y)11.93%

ROCE(5y)11.11%

ROICexgc growth 3Y2.66%

ROICexgc growth 5Y-5.82%

ROICexc growth 3Y2.66%

ROICexc growth 5Y-5.82%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

F-Score2

Asset Turnover0.18

Health

		Industry Rank	Sector Rank
Debt/Equity	0.38
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	6.82
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.6
Quick Ratio	0.6
Altman-Z	1.89

F-Score2

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-97.97%

EPS 3Y-50.28%

EPS 5YN/A

EPS Q2Q%-77.88%

EPS Next Y-22.05%

EPS Next 2Y-9.16%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)36.79%

Revenue growth 3Y29.27%

Revenue growth 5Y28.64%

Sales Q2Q%-40.07%

Revenue Next Year20.58%

Revenue Next 2Y14.04%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y36.52%

EBIT growth 3Y31.26%

EBIT growth 5Y30.02%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-493.11%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-493.11%

OCF growth 3YN/A

OCF growth 5YN/A

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 / OXLCZ FAQ

Can you provide the ChartMill fundamental rating for OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27?

ChartMill assigns a fundamental rating of 2 / 10 to OXLCZ.

What is the valuation status for OXLCZ stock?

ChartMill assigns a valuation rating of 2 / 10 to OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ). This can be considered as Overvalued.

What is the profitability of OXLCZ stock?

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) has a profitability rating of 1 / 10.

Can you provide the PE and PB ratios for OXLCZ stock?

The Price/Earnings (PE) ratio for OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) is 410.73 and the Price/Book (PB) ratio is 1.28.

Can you provide the financial health for OXLCZ stock?

The financial health rating of OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) is 1 / 10.