OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) Fundamental Analysis & Valuation

Q: Can you provide the ChartMill fundamental rating for OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27?

ChartMill assigns a fundamental rating of 3 / 10 to OXLCZ.

NASDAQ:OXLCZ • US6915438880

24.75 USD

0 (-0.02%)

Last: Apr 29, 2026, 08:00 PM

This OXLCZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1. OXLCZ Profitability Analysis

1.1 Basic Checks

In the past year OXLCZ was profitable.
OXLCZ had a negative operating cash flow in the past year.
OXLCZ had positive earnings in 4 of the past 5 years.
OXLCZ had a negative operating cash flow in each of the past 5 years.

1.2 Ratios

		Industry Rank	Sector Rank
ROA	0.14%
ROE	0.2%
ROIC	9.36%

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

1.3 Margins

OXLCZ's Profit Margin has declined in the last couple of years.
In the last couple of years the Operating Margin of OXLCZ has remained more or less at the same level.
In the last couple of years the Gross Margin of OXLCZ has remained more or less at the same level.

		Industry Rank	Sector Rank
OM	62.34%
PM (TTM)	0.77%
GM	63.49%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

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2. OXLCZ Health Analysis

2.1 Basic Checks

Compared to 1 year ago, OXLCZ has more shares outstanding
The number of shares outstanding for OXLCZ has been increased compared to 5 years ago.
The debt/assets ratio for OXLCZ has been reduced compared to a year ago.

2.2 Solvency

OXLCZ has an Altman-Z score of 1.90. This is not the best score and indicates that OXLCZ is in the grey zone with still only limited risk for bankruptcy at the moment.
OXLCZ has a Debt/Equity ratio of 0.38. This is a healthy value indicating a solid balance between debt and equity.

		Industry Rank	Sector Rank
Debt/Equity	0.38
Debt/FCF	N/A
Altman-Z	1.9

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

OXLCZ has a Current Ratio of 0.60. This is a bad value and indicates that OXLCZ is not financially healthy enough and could expect problems in meeting its short term obligations.
OXLCZ has a Quick Ratio of 0.60. This is a bad value and indicates that OXLCZ is not financially healthy enough and could expect problems in meeting its short term obligations.

		Industry Rank	Sector Rank
Current Ratio	0.6
Quick Ratio	0.6

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. OXLCZ Growth Analysis

3.1 Past

The earnings per share for OXLCZ have decreased strongly by -97.97% in the last year.
The earnings per share for OXLCZ have been decreasing by -50.28% on average. This is quite bad
OXLCZ shows a strong growth in Revenue. In the last year, the Revenue has grown by 36.79%.
OXLCZ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 28.64% yearly.

EPS 1Y (TTM)-97.97%

EPS 3Y-50.28%

EPS 5YN/A

EPS Q2Q%-77.88%

Revenue 1Y (TTM)36.79%

Revenue growth 3Y29.27%

Revenue growth 5Y28.64%

Sales Q2Q%-40.07%

3.2 Future

OXLCZ is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -9.16% yearly.
Based on estimates for the next years, OXLCZ will show a quite strong growth in Revenue. The Revenue will grow by 14.04% on average per year.

EPS Next Y-22.05%

EPS Next 2Y-9.16%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year20.58%

Revenue Next 2Y14.04%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

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4. OXLCZ Valuation Analysis

4.1 Price/Earnings Ratio

OXLCZ is valuated quite expensively with a Price/Earnings ratio of 412.50.
Compared to an average S&P500 Price/Earnings ratio of 26.54, OXLCZ is valued quite expensively.
The Price/Forward Earnings ratio is 4.63, which indicates a rather cheap valuation of OXLCZ.
OXLCZ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.68.

		Industry Rank	Sector Rank
PE	412.5
Fwd PE	4.63

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

OXLCZ's earnings are expected to decrease with -9.16% in the coming years. This may justify a cheaper valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y-9.16%

EPS Next 3YN/A

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5. OXLCZ Dividend Analysis

5.1 Amount

OXLCZ has a Yearly Dividend Yield of 19.59%, which is a nice return.
OXLCZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.

		Industry Rank	Sector Rank
Dividend Yield	19.59%

5.2 History

On average, the dividend of OXLCZ grows each year by 25.57%, which is quite nice.
OXLCZ has been paying a dividend for over 5 years, so it has already some track record.
OXLCZ has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)25.57%

Div Incr Years0

Div Non Decr Years3

5.3 Sustainability

OXLCZ pays out 10804.56% of its income as dividend. This is not a sustainable payout ratio.
OXLCZ's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.

DP10804.56%

EPS Next 2Y-9.16%

EPS Next 3YN/A

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OXLCZ Fundamentals: All Metrics, Ratios and Statistics

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27

NASDAQ:OXLCZ (4/29/2026, 8:00:03 PM)

24.75

0 (-0.02%)

Chartmill FA Rating

GICS SectorN/A

GICS IndustryGroupN/A

GICS IndustryN/A

Industry StrengthN/A

Industry GrowthN/A

Earnings (Last)01-30 2026-01-30

Earnings (Next)05-18 2026-05-18

Inst Owners11.68%

Inst Owner ChangeN/A

Ins Owners3.22%

Ins Owner ChangeN/A

Market Cap2.40B

Revenue(TTM)487.99M

Net Income(TTM)3.75M

Analysts82.5

Price Target48.62 (96.44%)

Short Float %0%

Short Ratio0.08

Dividend

		Industry Rank	Sector Rank
Dividend Yield	19.59%

Yearly Dividend4.46

Dividend Growth(5Y)25.57%

DP10804.56%

Div Incr Years0

Div Non Decr Years3

Ex-Date06-15 2026-06-15 (0.3125)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)-7.32%

PT rev (3m)51.35%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)0%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)0%

Valuation

		Industry Rank	Sector Rank
PE	412.5
Fwd PE	4.63
P/S	4.93
P/FCF	N/A
P/OCF	N/A
P/B	1.29
P/tB	1.29
EV/EBITDA	N/A

EPS(TTM)0.06

EY0.24%

EPS(NY)5.34

Fwd EY21.6%

FCF(TTM)-6.38

FCFYN/A

OCF(TTM)-6.38

OCFYN/A

SpS5.03

BVpS19.19

TBVpS19.19

PEG (NY)N/A

PEG (5Y)N/A

Graham Number5.0902 (-79.43%)

Profitability

		Industry Rank	Sector Rank
ROA	0.14%
ROE	0.2%
ROCE	11.85%
ROIC	9.36%
ROICexc	9.43%
ROICexgc	9.43%
OM	62.34%
PM (TTM)	0.77%
GM	63.49%
FCFM	N/A

ROA(3y)0.77%

ROA(5y)8.45%

ROE(3y)0.32%

ROE(5y)12.57%

ROIC(3y)9.42%

ROIC(5y)8.78%

ROICexc(3y)9.92%

ROICexc(5y)9.31%

ROICexgc(3y)9.93%

ROICexgc(5y)9.32%

ROCE(3y)11.93%

ROCE(5y)11.11%

ROICexgc growth 3Y2.66%

ROICexgc growth 5Y-5.82%

ROICexc growth 3Y2.66%

ROICexc growth 5Y-5.82%

OM growth 3Y1.54%

OM growth 5Y1.07%

PM growth 3Y-43.73%

PM growth 5YN/A

GM growth 3Y1.46%

GM growth 5Y0.91%

F-Score2

Asset Turnover0.18

Health

		Industry Rank	Sector Rank
Debt/Equity	0.38
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	6.82
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.6
Quick Ratio	0.6
Altman-Z	1.9

F-Score2

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-97.97%

EPS 3Y-50.28%

EPS 5YN/A

EPS Q2Q%-77.88%

EPS Next Y-22.05%

EPS Next 2Y-9.16%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)36.79%

Revenue growth 3Y29.27%

Revenue growth 5Y28.64%

Sales Q2Q%-40.07%

Revenue Next Year20.58%

Revenue Next 2Y14.04%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y36.52%

EBIT growth 3Y31.26%

EBIT growth 5Y30.02%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-493.11%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-493.11%

OCF growth 3YN/A

OCF growth 5YN/A

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 / OXLCZ Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27?

ChartMill assigns a fundamental rating of 3 / 10 to OXLCZ.

What is the valuation status for OXLCZ stock?

ChartMill assigns a valuation rating of 2 / 10 to OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ). This can be considered as Overvalued.

How profitable is OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) stock?

OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) has a profitability rating of 1 / 10.

What is the expected EPS growth for OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) stock?

The Earnings per Share (EPS) of OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) is expected to decline by -22.05% in the next year.

How sustainable is the dividend of OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) stock?

The dividend rating of OXFORD LANE CAPITAL CORP - OXLC 5 01/31/27 (OXLCZ) is 5 / 10 and the dividend payout ratio is 10804.56%.