When did OFG BANCORP (OFG) report earnings last quarter?
OFG BANCORP (OFG) last reported earnings on 1/22/2026.
OFG BANCORP (OFG) Earnings History & Surprises
NYSE:OFG • PR67103X1020
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OFG Earnings overview
Past quarterly earnings results for OFG BANCORP (OFG), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 21, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $1.00
- Revenue Estimate
- 169.93M
Last Reported
Most Recent- Release Date
- Jan 22, 2026
- Period
- Q4 / 2025
- EPS Reported
- $1.27
- EPS Surprise
- 9.32%
- Revenue Surprise
- -1.62%
Beat Rate
Last 8 Quarters 44%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 1.27 | 1.16 | 9.32% | 16.51% | 152.744M | 155.26M | -1.62% | 2.42% |
| Q3 2025 | 1.16 | 1.18 | -1.56% | 16.00% | 154.724M | 158.27M | -2.24% | 4.63% |
| Q2 2025 | 1.15 | 1.06 | 8.44% | 6.48% | 151.928M | 163.41M | -7.03% | 3.12% |
| Q1 2025 | 1.00 | 0.98 | 2.34% | -4.76% | 149.071M | 154.63M | -3.60% | 3.45% |
| Q4 2024 | 1.09 | 0.97 | 11.84% | 15.96% | 149.138M | 148.88M | 0.17% | 3.90% |
| Q3 2024 | 1.00 | 1.03 | -2.69% | 5.26% | 147.875M | 165.15M | -10.46% | 4.29% |
| Q2 2024 | 1.08 | 0.97 | 11.39% | 16.13% | 147.325M | 154.09M | -4.39% | 5.50% |
| Q1 2024 | 1.05 | 0.96 | 9.43% | 9.38% | 144.102M | 145.81M | -1.17% | -12.56% |
| Q4 2023 | 0.94 | 0.94 | 0.07% | -3.09% | 143.542M | 143.03M | 0.36% | -14.83% |
| Q3 2023 | 0.95 | 0.95 | 0.33% | 9.20% | 141.787M | 150.53M | -5.81% | -9.76% |
| Q2 2023 | 0.93 | 0.89 | 4.34% | 10.71% | 139.644M | 137.14M | 1.83% | -7.71% |
| Q1 2023 | 0.96 | 0.87 | 10.20% | 26.32% | 164.798M | 133.11M | 23.81% | 20.47% |
| Q4 2022 | 0.97 | 0.93 | 4.68% | 46.97% | 168.536M | 131.81M | 27.86% | 18.44% |
| Q3 2022 | 0.87 | 0.86 | 1.34% | 7.41% | 157.13M | 124.57M | 26.14% | 16.22% |
| Q2 2022 | 0.84 | 0.74 | 13.15% | 7.69% | 151.304M | 112.67M | 34.29% | 12.49% |
| Q1 2022 | 0.76 | 0.64 | 18.50% | 35.71% | 136.8M | 101.85M | 34.32% | 6.38% |
| Q4 2021 | 0.66 | 0.76 | -13.64% | 57.14% | 142.3M | 104.79M | 35.80% | 6.91% |
| Q3 2021 | 0.81 | 0.69 | 17.94% | 62.00% | 135.2M | 103.83M | 30.21% | 3.36% |
| Q2 2021 | 0.78 | 0.54 | 45.71% | 100.00% | 134.5M | 100.7M | 33.57% | 1.66% |
| Q1 2021 | 0.56 | 0.45 | 24.60% | - | 128.6M | 100.55M | 27.90% | -5.86% |
| Q4 2020 | 0.42 | 0.45 | -7.59% | - | 133.1M | 101.96M | 30.54% | - |
| Q3 2020 | 0.50 | 0.36 | 40.11% | - | 130.8M | 106.66M | 22.63% | - |
| Q2 2020 | 0.39 | 0.22 | 75.52% | - | 132.3M | 115.81M | 14.24% | - |
| Q1 2020 | 0.00 | 0.43 | -100.00% | - | 136.6M | 114.81M | 18.98% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
3
Average EPS beat (4)
4.64%
Max EPS beat (4)
9.32%
Min EPS beat (4)
-1.56%
Revenue beat statistics
Revenue beat (4)
0
Average Revenue beat (4)
-3.62%
Max Revenue beat (4)
-1.62%
Min Revenue beat (4)
-7.03%
Analysis
In the last 4 quarters, OFG has beaten EPS estimates in 3 out of 4 releases
OFG has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, OFG has beaten the EPS estimates by 4.6% on average.
In the last 4 quarters, OFG reported -3.6% below the revenue estimates on average.
Related analysis
OFG BANCORP / OFG Earnings FAQ
Can you provide information on whether OFG BANCORP beat earnings estimates in the last quarter?
OFG BANCORP (OFG) beat EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often OFG BANCORP beats earnings estimates?
In the last 4 quarters, OFG BANCORP (OFG) has beaten EPS estimates in 3 out of 4 releases.