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ONECONNECT FINANCIAL TECHNO (OCFT) Stock Fundamental Analysis

NYSE:OCFT - New York Stock Exchange, Inc. - US68248T2042 - ADR - Currency: USD

7.1  -0.04 (-0.56%)

After market: 7.12 +0.02 (+0.28%)

Fundamental Rating

2

Overall OCFT gets a fundamental rating of 2 out of 10. We evaluated OCFT against 282 industry peers in the Software industry. OCFT may be in some trouble as it scores bad on both profitability and health. OCFT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

OCFT had negative earnings in the past year.
OCFT had a negative operating cash flow in the past year.
OCFT had negative earnings in each of the past 5 years.
In the past 5 years OCFT always reported negative operating cash flow.
OCFT Yearly Net Income VS EBIT VS OCF VS FCFOCFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -500M -1B -1.5B -2B

1.2 Ratios

Looking at the Return On Assets, with a value of -8.07%, OCFT is in line with its industry, outperforming 42.55% of the companies in the same industry.
OCFT has a Return On Equity (-14.62%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA -8.07%
ROE -14.62%
ROIC N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
OCFT Yearly ROA, ROE, ROICOCFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K 1.5K

1.3 Margins

OCFT has a worse Gross Margin (35.79%) than 77.31% of its industry peers.
OCFT's Gross Margin has improved in the last couple of years.
OCFT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 35.79%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
OCFT Yearly Profit, Operating, Gross MarginsOCFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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3

2. Health

2.1 Basic Checks

OCFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
OCFT has about the same amout of shares outstanding than it did 1 year ago.
OCFT has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, OCFT has an improved debt to assets ratio.
OCFT Yearly Shares OutstandingOCFT Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
OCFT Yearly Total Debt VS Total AssetsOCFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

OCFT has an Altman-Z score of 1.89. This is not the best score and indicates that OCFT is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.89, OCFT is in line with its industry, outperforming 48.23% of the companies in the same industry.
OCFT has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
OCFT has a Debt to Equity ratio of 0.05. This is comparable to the rest of the industry: OCFT outperforms 58.87% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Altman-Z 1.89
ROIC/WACCN/A
WACC9.4%
OCFT Yearly LT Debt VS Equity VS FCFOCFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B

2.3 Liquidity

OCFT has a Current Ratio of 1.77. This is a normal value and indicates that OCFT is financially healthy and should not expect problems in meeting its short term obligations.
OCFT has a Current ratio (1.77) which is in line with its industry peers.
A Quick Ratio of 1.77 indicates that OCFT should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.77, OCFT perfoms like the industry average, outperforming 55.67% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.77
Quick Ratio 1.77
OCFT Yearly Current Assets VS Current LiabilitesOCFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 54.61% over the past year.
Looking at the last year, OCFT shows a very negative growth in Revenue. The Revenue has decreased by -21.11% in the last year.
The Revenue has been growing by 20.03% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)54.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%29.03%
Revenue 1Y (TTM)-21.11%
Revenue growth 3Y2.06%
Revenue growth 5Y20.03%
Sales Q2Q%-50.26%

3.2 Future

OCFT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.56% yearly.
OCFT is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -22.66% yearly.
EPS Next Y114.62%
EPS Next 2Y36.82%
EPS Next 3Y29.56%
EPS Next 5YN/A
Revenue Next Year-41.53%
Revenue Next 2Y-34.05%
Revenue Next 3Y-22.66%
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
OCFT Yearly Revenue VS EstimatesOCFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1B 2B 3B 4B
OCFT Yearly EPS VS EstimatesOCFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 -10 -20 -30 -40

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for OCFT. In the last year negative earnings were reported.
Also next year OCFT is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OCFT Price Earnings VS Forward Price EarningsOCFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OCFT Per share dataOCFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

A more expensive valuation may be justified as OCFT's earnings are expected to grow with 29.56% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y36.82%
EPS Next 3Y29.56%

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0

5. Dividend

5.1 Amount

OCFT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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ONECONNECT FINANCIAL TECHNO

NYSE:OCFT (5/30/2025, 7:00:57 PM)

After market: 7.12 +0.02 (+0.28%)

7.1

-0.04 (-0.56%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-28 2025-05-28/bmo
Earnings (Next)N/A N/A
Inst Owners3.15%
Inst Owner Change28.6%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap276.90M
Analysts85.71
Price Target2.31 (-67.46%)
Short Float %5.42%
Short Ratio0.64
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.89
P/FCF N/A
P/OCF N/A
P/B 0.63
P/tB 0.71
EV/EBITDA N/A
EPS(TTM)-1.39
EYN/A
EPS(NY)-0.18
Fwd EYN/A
FCF(TTM)-1.09
FCFYN/A
OCF(TTM)-0.99
OCFYN/A
SpS8.02
BVpS11.21
TBVpS10
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -8.07%
ROE -14.62%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 35.79%
FCFM N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
F-Score3
Asset Turnover0.39
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 25.65%
Cap/Sales 1.22%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.77
Quick Ratio 1.77
Altman-Z 1.89
F-Score3
WACC9.4%
ROIC/WACCN/A
Cap/Depr(3y)22.8%
Cap/Depr(5y)32.11%
Cap/Sales(3y)1.27%
Cap/Sales(5y)2.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)54.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%29.03%
EPS Next Y114.62%
EPS Next 2Y36.82%
EPS Next 3Y29.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.11%
Revenue growth 3Y2.06%
Revenue growth 5Y20.03%
Sales Q2Q%-50.26%
Revenue Next Year-41.53%
Revenue Next 2Y-34.05%
Revenue Next 3Y-22.66%
Revenue Next 5YN/A
EBIT growth 1Y13.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year146.05%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y55.64%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y57.31%
OCF growth 3YN/A
OCF growth 5YN/A