OneConnect Financial Technology Co Ltd (OCFT) Fundamental Analysis & Valuation

NYSE:OCFT • US68248T2042

Current stock price

7.89 USD
+0.01 (+0.13%)
At close:
7.89 USD
0 (0%)
After Hours:

This OCFT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. OCFT Profitability Analysis

1.1 Basic Checks

  • In the past year OCFT has reported negative net income.
  • OCFT had a negative operating cash flow in the past year.
  • In the past 5 years OCFT always reported negative net income.
  • In the past 5 years OCFT always reported negative operating cash flow.
OCFT Yearly Net Income VS EBIT VS OCF VS FCFOCFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -500M -1B -1.5B -2B

1.2 Ratios

  • With a Return On Assets value of -18.17%, OCFT is not doing good in the industry: 69.82% of the companies in the same industry are doing better.
  • OCFT has a worse Return On Equity (-27.42%) than 60.70% of its industry peers.
Industry RankSector Rank
ROA -18.17%
ROE -27.42%
ROIC N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
OCFT Yearly ROA, ROE, ROICOCFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K 1.5K

1.3 Margins

  • The Gross Margin of OCFT (29.87%) is worse than 77.54% of its industry peers.
  • In the last couple of years the Gross Margin of OCFT has grown nicely.
  • OCFT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 29.87%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
OCFT Yearly Profit, Operating, Gross MarginsOCFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. OCFT Health Analysis

2.1 Basic Checks

  • OCFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • OCFT has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for OCFT has been increased compared to 5 years ago.
  • Compared to 1 year ago, OCFT has an improved debt to assets ratio.
OCFT Yearly Shares OutstandingOCFT Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
OCFT Yearly Total Debt VS Total AssetsOCFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 2.76 indicates that OCFT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.76, OCFT is in line with its industry, outperforming 56.49% of the companies in the same industry.
  • A Debt/Equity ratio of 0.01 indicates that OCFT is not too dependend on debt financing.
  • OCFT has a Debt to Equity ratio of 0.01. This is in the better half of the industry: OCFT outperforms 63.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.76
ROIC/WACCN/A
WACC9.54%
OCFT Yearly LT Debt VS Equity VS FCFOCFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B

2.3 Liquidity

  • OCFT has a Current Ratio of 2.44. This indicates that OCFT is financially healthy and has no problem in meeting its short term obligations.
  • OCFT's Current ratio of 2.44 is fine compared to the rest of the industry. OCFT outperforms 70.18% of its industry peers.
  • OCFT has a Quick Ratio of 2.44. This indicates that OCFT is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.44, OCFT is in the better half of the industry, outperforming 70.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.44
Quick Ratio 2.44
OCFT Yearly Current Assets VS Current LiabilitesOCFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. OCFT Growth Analysis

3.1 Past

  • OCFT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1453.50%.
  • Looking at the last year, OCFT shows a very negative growth in Revenue. The Revenue has decreased by -48.70% in the last year.
  • Measured over the past years, OCFT shows a decrease in Revenue. The Revenue has been decreasing by -0.69% on average per year.
EPS 1Y (TTM)-1453.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-116.68%
Revenue 1Y (TTM)-48.7%
Revenue growth 3Y-18.37%
Revenue growth 5Y-0.69%
Sales Q2Q%-37.42%

3.2 Future

  • OCFT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.42% yearly.
  • The Revenue is expected to decrease by -11.05% on average over the next years. This is quite bad
EPS Next Y-187.69%
EPS Next 2Y9.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-25.62%
Revenue Next 2Y-11.05%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
OCFT Yearly Revenue VS EstimatesOCFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1B 2B 3B 4B
OCFT Yearly EPS VS EstimatesOCFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 -10 -20 -30 -40

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Find the best growth stocksShow best growing peers

0

4. OCFT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for OCFT. In the last year negative earnings were reported.
  • OCFT is valuated quite expensively with a Price/Forward Earnings ratio of 32.17.
  • OCFT's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 23.13. OCFT is valued slightly more expensive when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 32.17
OCFT Price Earnings VS Forward Price EarningsOCFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OCFT Per share dataOCFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.42%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. OCFT Dividend Analysis

5.1 Amount

  • No dividends for OCFT!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

OCFT Fundamentals: All Metrics, Ratios and Statistics

OneConnect Financial Technology Co Ltd

NYSE:OCFT (10/29/2025, 8:04:00 PM)

After market: 7.89 0 (0%)

7.89

+0.01 (+0.13%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-11
Earnings (Next)11-10
Inst Owners5.13%
Inst Owner Change-73.12%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap307.71M
Revenue(TTM)1.63B
Net Income(TTM)-677.19M
Analysts85.71
Price Target3.09 (-60.84%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 32.17
P/S 1.34
P/FCF N/A
P/OCF N/A
P/B 0.89
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)-2.45
EYN/A
EPS(NY)0.25
Fwd EY3.11%
FCF(TTM)-0.69
FCFYN/A
OCF(TTM)-0.68
OCFYN/A
SpS5.88
BVpS8.89
TBVpS8.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -18.17%
ROE -27.42%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 29.87%
FCFM N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
F-Score2
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.44
Quick Ratio 2.44
Altman-Z 2.76
F-Score2
WACC9.54%
ROIC/WACCN/A
Cap/Depr(3y)22.8%
Cap/Depr(5y)32.11%
Cap/Sales(3y)1.27%
Cap/Sales(5y)2.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1453.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-116.68%
EPS Next Y-187.69%
EPS Next 2Y9.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-48.7%
Revenue growth 3Y-18.37%
Revenue growth 5Y-0.69%
Sales Q2Q%-37.42%
Revenue Next Year-25.62%
Revenue Next 2Y-11.05%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-33.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year146.05%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y67.16%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y67.8%
OCF growth 3YN/A
OCF growth 5YN/A

OneConnect Financial Technology Co Ltd / OCFT Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for OneConnect Financial Technology Co Ltd?

ChartMill assigns a fundamental rating of 2 / 10 to OCFT.


What is the valuation status of OneConnect Financial Technology Co Ltd (OCFT) stock?

ChartMill assigns a valuation rating of 1 / 10 to OneConnect Financial Technology Co Ltd (OCFT). This can be considered as Overvalued.


What is the profitability of OCFT stock?

OneConnect Financial Technology Co Ltd (OCFT) has a profitability rating of 1 / 10.


Can you provide the financial health for OCFT stock?

The financial health rating of OneConnect Financial Technology Co Ltd (OCFT) is 5 / 10.