OneConnect Financial Technology Co Ltd (OCFT) Fundamental Analysis & Valuation

NYSE:OCFT • US68248T2042

Current stock price

7.89 USD
+0.01 (+0.13%)
At close:
7.89 USD
0 (0%)
After Hours:

This OCFT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. OCFT Profitability Analysis

1.1 Basic Checks

  • OCFT had negative earnings in the past year.
  • OCFT had a negative operating cash flow in the past year.
  • In the past 5 years OCFT always reported negative net income.
  • OCFT had a negative operating cash flow in each of the past 5 years.
OCFT Yearly Net Income VS EBIT VS OCF VS FCFOCFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 -500M -1B -1.5B -2B

1.2 Ratios

  • The Return On Assets of OCFT (-18.17%) is worse than 69.82% of its industry peers.
  • OCFT has a worse Return On Equity (-27.42%) than 60.70% of its industry peers.
Industry RankSector Rank
ROA -18.17%
ROE -27.42%
ROIC N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
OCFT Yearly ROA, ROE, ROICOCFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K 1.5K

1.3 Margins

  • The Gross Margin of OCFT (29.87%) is worse than 77.54% of its industry peers.
  • In the last couple of years the Gross Margin of OCFT has grown nicely.
  • OCFT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 29.87%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
OCFT Yearly Profit, Operating, Gross MarginsOCFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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5

2. OCFT Health Analysis

2.1 Basic Checks

  • OCFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, OCFT has about the same amount of shares outstanding.
  • OCFT has more shares outstanding than it did 5 years ago.
  • OCFT has a better debt/assets ratio than last year.
OCFT Yearly Shares OutstandingOCFT Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
OCFT Yearly Total Debt VS Total AssetsOCFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • OCFT has an Altman-Z score of 2.76. This is not the best score and indicates that OCFT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.76, OCFT perfoms like the industry average, outperforming 56.49% of the companies in the same industry.
  • A Debt/Equity ratio of 0.01 indicates that OCFT is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.01, OCFT is doing good in the industry, outperforming 63.51% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.76
ROIC/WACCN/A
WACC9.54%
OCFT Yearly LT Debt VS Equity VS FCFOCFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B

2.3 Liquidity

  • OCFT has a Current Ratio of 2.44. This indicates that OCFT is financially healthy and has no problem in meeting its short term obligations.
  • OCFT's Current ratio of 2.44 is fine compared to the rest of the industry. OCFT outperforms 70.18% of its industry peers.
  • A Quick Ratio of 2.44 indicates that OCFT has no problem at all paying its short term obligations.
  • With a decent Quick ratio value of 2.44, OCFT is doing good in the industry, outperforming 70.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.44
Quick Ratio 2.44
OCFT Yearly Current Assets VS Current LiabilitesOCFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. OCFT Growth Analysis

3.1 Past

  • OCFT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1453.50%.
  • OCFT shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -48.70%.
  • Measured over the past years, OCFT shows a decrease in Revenue. The Revenue has been decreasing by -0.69% on average per year.
EPS 1Y (TTM)-1453.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-116.68%
Revenue 1Y (TTM)-48.7%
Revenue growth 3Y-18.37%
Revenue growth 5Y-0.69%
Sales Q2Q%-37.42%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.42% on average over the next years. This is quite good.
  • OCFT is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -11.05% yearly.
EPS Next Y-187.69%
EPS Next 2Y9.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-25.62%
Revenue Next 2Y-11.05%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
OCFT Yearly Revenue VS EstimatesOCFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1B 2B 3B 4B
OCFT Yearly EPS VS EstimatesOCFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 -10 -20 -30 -40

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0

4. OCFT Valuation Analysis

4.1 Price/Earnings Ratio

  • OCFT reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • With a Price/Forward Earnings ratio of 32.17, OCFT can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OCFT is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of OCFT to the average of the S&P500 Index (21.75), we can say OCFT is valued slightly more expensively.
Industry RankSector Rank
PE N/A
Fwd PE 32.17
OCFT Price Earnings VS Forward Price EarningsOCFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OCFT Per share dataOCFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.42%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. OCFT Dividend Analysis

5.1 Amount

  • OCFT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

OCFT Fundamentals: All Metrics, Ratios and Statistics

OneConnect Financial Technology Co Ltd

NYSE:OCFT (10/29/2025, 8:04:00 PM)

After market: 7.89 0 (0%)

7.89

+0.01 (+0.13%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)08-11
Earnings (Next)11-10
Inst Owners5.13%
Inst Owner Change-73.12%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap307.71M
Revenue(TTM)1.63B
Net Income(TTM)-677.19M
Analysts85.71
Price Target3.09 (-60.84%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 32.17
P/S 1.34
P/FCF N/A
P/OCF N/A
P/B 0.89
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)-2.45
EYN/A
EPS(NY)0.25
Fwd EY3.11%
FCF(TTM)-0.69
FCFYN/A
OCF(TTM)-0.68
OCFYN/A
SpS5.88
BVpS8.89
TBVpS8.24
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -18.17%
ROE -27.42%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 29.87%
FCFM N/A
ROA(3y)-8.63%
ROA(5y)-10.41%
ROE(3y)-18.89%
ROE(5y)-23.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.97%
GM growth 5Y1.67%
F-Score2
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.44
Quick Ratio 2.44
Altman-Z 2.76
F-Score2
WACC9.54%
ROIC/WACCN/A
Cap/Depr(3y)22.8%
Cap/Depr(5y)32.11%
Cap/Sales(3y)1.27%
Cap/Sales(5y)2.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1453.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-116.68%
EPS Next Y-187.69%
EPS Next 2Y9.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-48.7%
Revenue growth 3Y-18.37%
Revenue growth 5Y-0.69%
Sales Q2Q%-37.42%
Revenue Next Year-25.62%
Revenue Next 2Y-11.05%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-33.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year146.05%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y67.16%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y67.8%
OCF growth 3YN/A
OCF growth 5YN/A

OneConnect Financial Technology Co Ltd / OCFT Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for OneConnect Financial Technology Co Ltd?

ChartMill assigns a fundamental rating of 2 / 10 to OCFT.


What is the valuation status of OneConnect Financial Technology Co Ltd (OCFT) stock?

ChartMill assigns a valuation rating of 1 / 10 to OneConnect Financial Technology Co Ltd (OCFT). This can be considered as Overvalued.


What is the profitability of OCFT stock?

OneConnect Financial Technology Co Ltd (OCFT) has a profitability rating of 1 / 10.


Can you provide the financial health for OCFT stock?

The financial health rating of OneConnect Financial Technology Co Ltd (OCFT) is 5 / 10.