OFS CREDIT CO INC (OCCI) Stock Price, Quote, News and Overview
NASDAQ:OCCI - Nasdaq - US67111Q1076 - Currency: USD
We assign a fundamental rating of 6 out of 10 to OCCI. OCCI was compared to 231 industry peers in the Capital Markets industry. OCCI has only an average score on both its financial health and profitability. OCCI is not priced too expensively while it is growing strongly. Keep and eye on this one! This makes OCCI very considerable for growth investing!
1. Profitability
1.1 Basic Checks
In the past year OCCI was profitable.
OCCI had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OCCI reported negative net income in multiple years.
OCCI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 10.55%, OCCI belongs to the best of the industry, outperforming 90.04% of the companies in the same industry.
OCCI has a better Return On Equity (17.09%) than 81.82% of its industry peers.
With an excellent Return On Invested Capital value of 8.60%, OCCI belongs to the best of the industry, outperforming 83.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROIC | 8.6% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 52.43%, OCCI belongs to the top of the industry, outperforming 90.04% of the companies in the same industry.
In the last couple of years the Profit Margin of OCCI has declined.
Looking at the Operating Margin, with a value of 53.43%, OCCI belongs to the top of the industry, outperforming 91.77% of the companies in the same industry.
OCCI's Operating Margin has improved in the last couple of years.
OCCI has a better Gross Margin (56.19%) than 67.53% of its industry peers.
In the last couple of years the Gross Margin of OCCI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
There is no outstanding debt for OCCI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
OCCI has an Altman-Z score of 1.32. This is a bad value and indicates that OCCI is not financially healthy and even has some risk of bankruptcy.
OCCI has a Altman-Z score of 1.32. This is in the better half of the industry: OCCI outperforms 62.77% of its industry peers.
A Debt/Equity ratio of 0.60 indicates that OCCI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.60, OCCI is in the better half of the industry, outperforming 67.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.32 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.94 indicates that OCCI has no problem at all paying its short term obligations.
OCCI has a better Current ratio (8.94) than 92.21% of its industry peers.
OCCI has a Quick Ratio of 8.94. This indicates that OCCI is financially healthy and has no problem in meeting its short term obligations.
OCCI has a better Quick ratio (8.94) than 92.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 |
3. Growth
3.1 Past
OCCI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -47.93%.
OCCI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -18.80% yearly.
OCCI shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.74%.
Measured over the past years, OCCI shows a very strong growth in Revenue. The Revenue has been growing by 29.73% on average per year.
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
3.2 Future
The Earnings Per Share is expected to decrease by -1.27% on average over the next years.
OCCI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 44.34% yearly.
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.71, the valuation of OCCI can be described as very reasonable.
Based on the Price/Earnings ratio, OCCI is valued a bit cheaper than the industry average as 65.80% of the companies are valued more expensively.
OCCI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.10.
Based on the Price/Forward Earnings ratio of 7.69, the valuation of OCCI can be described as very cheap.
Based on the Price/Forward Earnings ratio, OCCI is valued cheaply inside the industry as 84.42% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of OCCI to the average of the S&P500 Index (20.74), we can say OCCI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 7.69 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
OCCI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.64
PEG (5Y)N/A
EPS Next 2Y-1.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 36.07%, OCCI is a good candidate for dividend investing.
OCCI's Dividend Yield is rather good when compared to the industry average which is at 8.39. OCCI pays more dividend than 99.13% of the companies in the same industry.
OCCI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCI has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
OCCI pays out 74.84% of its income as dividend. This is not a sustainable payout ratio.
DP74.84%
EPS Next 2Y-1.27%
EPS Next 3YN/A
6.75
-0.03 (-0.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.97%
Inst Owner Change0.95%
Ins Owners0.33%
Ins Owner Change0%
Market Cap139.72M
Analysts85
Price Target7.52 (11.41%)
Short Float %1.69%
Short Ratio0.83
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP74.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.79%
Min EPS beat(2)-25.63%
Max EPS beat(2)12.04%
EPS beat(4)2
Avg EPS beat(4)-15.18%
Min EPS beat(4)-113.07%
Max EPS beat(4)65.91%
EPS beat(8)4
Avg EPS beat(8)899.46%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-2.6%
Min Revenue beat(2)-12.2%
Max Revenue beat(2)7%
Revenue beat(4)2
Avg Revenue beat(4)0.96%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)16.05%
Revenue beat(8)5
Avg Revenue beat(8)2.59%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 7.69 | ||
| P/S | 2.88 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.94 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY9.33%
EPS(NY)0.88
Fwd EY13%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS2.34
BVpS7.18
TBVpS7.18
PEG (NY)1.64
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROCE | 10.88% | ||
| ROIC | 8.6% | ||
| ROICexc | 9.59% | ||
| ROICexgc | 9.61% | ||
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score3
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 7.13 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 | ||
| Altman-Z | 1.32 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y26.4%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-29.05%
OCF growth 3YN/A
OCF growth 5YN/A