OFS CREDIT CO INC (OCCI) Stock Price, Quote, News and Overview
NASDAQ:OCCI - Nasdaq - US67111Q1076 - Currency: USD
OCCI gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 233 industry peers in the Capital Markets industry. OCCI has an average financial health and profitability rating. OCCI is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year OCCI was profitable.
OCCI had a negative operating cash flow in the past year.
In multiple years OCCI reported negative net income over the last 5 years.
OCCI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
OCCI's Return On Assets of 2.59% is in line compared to the rest of the industry. OCCI outperforms 51.07% of its industry peers.
OCCI's Return On Equity of 4.49% is on the low side compared to the rest of the industry. OCCI is outperformed by 60.94% of its industry peers.
OCCI's Return On Invested Capital of 7.97% is amongst the best of the industry. OCCI outperforms 81.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
OCCI has a Profit Margin (13.36%) which is in line with its industry peers.
OCCI's Profit Margin has declined in the last couple of years.
OCCI has a Operating Margin of 51.39%. This is amongst the best in the industry. OCCI outperforms 87.55% of its industry peers.
OCCI's Operating Margin has improved in the last couple of years.
With a decent Gross Margin value of 53.73%, OCCI is doing good in the industry, outperforming 60.52% of the companies in the same industry.
In the last couple of years the Gross Margin of OCCI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
OCCI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
OCCI has an Altman-Z score of 0.92. This is a bad value and indicates that OCCI is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of OCCI (0.92) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.71 indicates that OCCI is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.71, OCCI is doing good in the industry, outperforming 63.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.92 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.25 indicates that OCCI has no problem at all paying its short term obligations.
With an excellent Current ratio value of 8.25, OCCI belongs to the best of the industry, outperforming 91.42% of the companies in the same industry.
A Quick Ratio of 8.25 indicates that OCCI has no problem at all paying its short term obligations.
OCCI has a Quick ratio of 8.25. This is amongst the best in the industry. OCCI outperforms 91.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 79.31% over the past year.
Measured over the past years, OCCI shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.80% on average per year.
OCCI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.06%.
Measured over the past years, OCCI shows a very strong growth in Revenue. The Revenue has been growing by 29.73% on average per year.
EPS 1Y (TTM)79.31%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%1025%
Revenue 1Y (TTM)11.06%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%26.84%
3.2 Future
Based on estimates for the next years, OCCI will show a decrease in Earnings Per Share. The EPS will decrease by -1.27% on average per year.
Based on estimates for the next years, OCCI will show a very strong growth in Revenue. The Revenue will grow by 44.34% on average per year.
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.03, the valuation of OCCI can be described as very cheap.
Based on the Price/Earnings ratio, OCCI is valued cheaply inside the industry as 91.85% of the companies are valued more expensively.
OCCI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.45.
Based on the Price/Forward Earnings ratio of 7.15, the valuation of OCCI can be described as very cheap.
Based on the Price/Forward Earnings ratio, OCCI is valued cheaper than 91.42% of the companies in the same industry.
OCCI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.90.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.03 | ||
| Fwd PE | 7.15 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.92
PEG (5Y)N/A
EPS Next 2Y-1.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCI has a Yearly Dividend Yield of 36.07%, which is a nice return.
Compared to an average industry Dividend Yield of 8.00, OCCI pays a better dividend. On top of this OCCI pays more dividend than 98.28% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, OCCI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCI has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
OCCI pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2Y-1.27%
EPS Next 3YN/A
NASDAQ:OCCI (7/3/2025, 5:00:02 PM)
6.27
+0.06 (+1.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners4.66%
Inst Owner Change66.09%
Ins Owners0.33%
Ins Owner Change0%
Market Cap129.79M
Analysts85
Price Target7.27 (15.95%)
Short Float %0.74%
Short Ratio0.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.41%
Min EPS beat(2)-27.54%
Max EPS beat(2)54.36%
EPS beat(4)2
Avg EPS beat(4)3.31%
Min EPS beat(4)-27.54%
Max EPS beat(4)54.36%
EPS beat(8)3
Avg EPS beat(8)-21.63%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.86%
Min Revenue beat(2)-11.17%
Max Revenue beat(2)16.9%
Revenue beat(4)2
Avg Revenue beat(4)0.13%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)16.9%
Revenue beat(8)5
Avg Revenue beat(8)4.49%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.39%
PT rev (3m)-3.39%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.03 | ||
| Fwd PE | 7.15 | ||
| P/S | 2.41 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.04
EY16.59%
EPS(NY)0.88
Fwd EY13.99%
FCF(TTM)-4.22
FCFYN/A
OCF(TTM)-4.22
OCFYN/A
SpS2.6
BVpS7.74
TBVpS7.74
PEG (NY)0.92
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 0.92 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)79.31%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%1025%
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.06%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%26.84%
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A