4.44 USD
-0.15 (-3.27%)
At close: Feb 2, 2026
4.45 USD
+0.01 (+0.23%)
After Hours: 2/2/2026, 4:09:49 PM
OCCI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. OCCI has only an average score on both its financial health and profitability. OCCI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year OCCI has reported negative net income.
- OCCI had a negative operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: OCCI reported negative net income in multiple years.
- In the past 5 years OCCI always reported negative operating cash flow.
1.2 Ratios
- OCCI has a Return On Assets (2.59%) which is comparable to the rest of the industry.
- Looking at the Return On Equity, with a value of 4.49%, OCCI is doing worse than 60.92% of the companies in the same industry.
- OCCI has a Return On Invested Capital of 7.97%. This is amongst the best in the industry. OCCI outperforms 81.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 13.36%, OCCI perfoms like the industry average, outperforming 44.96% of the companies in the same industry.
- OCCI's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 51.39%, OCCI belongs to the top of the industry, outperforming 90.76% of the companies in the same industry.
- OCCI's Operating Margin has improved in the last couple of years.
- OCCI has a better Gross Margin (53.73%) than 61.76% of its industry peers.
- OCCI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
- OCCI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- OCCI has an Altman-Z score of 0.91. This is a bad value and indicates that OCCI is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.91, OCCI is in line with its industry, outperforming 52.94% of the companies in the same industry.
- OCCI has a Debt/Equity ratio of 0.71. This is a neutral value indicating OCCI is somewhat dependend on debt financing.
- The Debt to Equity ratio of OCCI (0.71) is better than 61.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.91 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 8.25 indicates that OCCI has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 8.25, OCCI belongs to the top of the industry, outperforming 89.50% of the companies in the same industry.
- A Quick Ratio of 8.25 indicates that OCCI has no problem at all paying its short term obligations.
- OCCI has a Quick ratio of 8.25. This is amongst the best in the industry. OCCI outperforms 89.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
- The earnings per share for OCCI have decreased strongly by -141.11% in the last year.
EPS 1Y (TTM)-141.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-217.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%39.39%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y334.32%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.29%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- OCCI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- The Price/Forward Earnings ratio is 5.12, which indicates a rather cheap valuation of OCCI.
- 94.54% of the companies in the same industry are more expensive than OCCI, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, OCCI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 5.12 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- OCCI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 36.07%, OCCI is a good candidate for dividend investing.
- OCCI's Dividend Yield is rather good when compared to the industry average which is at 6.02. OCCI pays more dividend than 98.74% of the companies in the same industry.
- OCCI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
- OCCI has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 336.07% of the earnings are spent on dividend by OCCI. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2YN/A
EPS Next 3YN/A
OFS CREDIT CO INC / OCCI FAQ
Can you provide the ChartMill fundamental rating for OFS CREDIT CO INC?
ChartMill assigns a fundamental rating of 4 / 10 to OCCI.
What is the valuation status of OFS CREDIT CO INC (OCCI) stock?
ChartMill assigns a valuation rating of 4 / 10 to OFS CREDIT CO INC (OCCI). This can be considered as Fairly Valued.
What is the profitability of OCCI stock?
OFS CREDIT CO INC (OCCI) has a profitability rating of 4 / 10.
What is the expected EPS growth for OFS CREDIT CO INC (OCCI) stock?
The Earnings per Share (EPS) of OFS CREDIT CO INC (OCCI) is expected to grow by 334.32% in the next year.