METLIFE INC (MWZ.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:MWZ • US59156R1086
63.01 EUR
-0.77 (-1.21%)
Last: Jan 29, 2026, 07:00 PM
Overall MWZ gets a fundamental rating of 4 out of 10. We evaluated MWZ against 48 industry peers in the Insurance industry. MWZ may be in some trouble as it scores bad on both profitability and health. MWZ scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- MWZ had positive earnings in the past year.
- In the past year MWZ had a positive cash flow from operations.
- Each year in the past 5 years MWZ has been profitable.
- Each year in the past 5 years MWZ had a positive operating cash flow.
1.2 Ratios
- MWZ's Return On Assets of 0.50% is on the low side compared to the rest of the industry. MWZ is outperformed by 79.17% of its industry peers.
- MWZ has a Return On Equity of 12.56%. This is in the lower half of the industry: MWZ underperforms 62.50% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.64%, MWZ is in line with its industry, outperforming 41.67% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MWZ is below the industry average of 2.74%.
- The last Return On Invested Capital (0.64%) for MWZ is above the 3 year average (0.52%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.5% | ||
| ROE | 12.56% | ||
| ROIC | 0.64% |
ROA(3y)0.39%
ROA(5y)0.53%
ROE(3y)9.29%
ROE(5y)8.85%
ROIC(3y)0.52%
ROIC(5y)0.65%
1.3 Margins
- With a Profit Margin value of 5.05%, MWZ is not doing good in the industry: 72.92% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of MWZ has declined.
- Looking at the Operating Margin, with a value of 8.34%, MWZ is doing worse than 66.67% of the companies in the same industry.
- In the last couple of years the Operating Margin of MWZ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.34% | ||
| PM (TTM) | 5.05% | ||
| GM | N/A |
OM growth 3Y-9.41%
OM growth 5Y-3.49%
PM growth 3Y-12.69%
PM growth 5Y-6.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MWZ is destroying value.
- The number of shares outstanding for MWZ has been reduced compared to 1 year ago.
- Compared to 5 years ago, MWZ has less shares outstanding
- The debt/assets ratio for MWZ is higher compared to a year ago.
2.2 Solvency
- MWZ has a debt to FCF ratio of 1.36. This is a very positive value and a sign of high solvency as it would only need 1.36 years to pay back of all of its debts.
- The Debt to FCF ratio of MWZ (1.36) is better than 79.17% of its industry peers.
- A Debt/Equity ratio of 0.69 indicates that MWZ is somewhat dependend on debt financing.
- MWZ's Debt to Equity ratio of 0.69 is on the low side compared to the rest of the industry. MWZ is outperformed by 64.58% of its industry peers.
- Even though the debt/equity ratio score it not favorable for MWZ, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 1.36 | ||
| Altman-Z | N/A |
ROIC/WACC0.09
WACC7.44%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 5.51% over the past year.
- MWZ shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.91% yearly.
- Looking at the last year, MWZ shows a small growth in Revenue. The Revenue has grown by 0.79% in the last year.
- The Revenue has been growing slightly by 0.37% on average over the past years.
EPS 1Y (TTM)5.51%
EPS 3Y-3.75%
EPS 5Y5.91%
EPS Q2Q%21.54%
Revenue 1Y (TTM)0.79%
Revenue growth 3Y-0.02%
Revenue growth 5Y0.37%
Sales Q2Q%-3.23%
3.2 Future
- The Earnings Per Share is expected to grow by 11.82% on average over the next years. This is quite good.
- MWZ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.27% yearly.
EPS Next Y7.87%
EPS Next 2Y10.66%
EPS Next 3Y11.05%
EPS Next 5Y11.82%
Revenue Next Year12.79%
Revenue Next 2Y3.38%
Revenue Next 3Y3.49%
Revenue Next 5Y4.27%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.95, the valuation of MWZ can be described as reasonable.
- Based on the Price/Earnings ratio, MWZ is valued cheaper than 89.58% of the companies in the same industry.
- When comparing the Price/Earnings ratio of MWZ to the average of the S&P500 Index (28.39), we can say MWZ is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.56, the valuation of MWZ can be described as very cheap.
- 93.75% of the companies in the same industry are more expensive than MWZ, based on the Price/Forward Earnings ratio.
- MWZ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | 7.56 |
4.2 Price Multiples
- MWZ's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MWZ is cheaper than 83.33% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, MWZ is valued cheaply inside the industry as 93.75% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.4 | ||
| EV/EBITDA | 7.05 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.14
PEG (5Y)1.52
EPS Next 2Y10.66%
EPS Next 3Y11.05%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.95%, MWZ has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 4.17, MWZ is paying slightly less dividend.
- MWZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
5.2 History
- The dividend of MWZ has a limited annual growth rate of 4.59%.
Dividend Growth(5Y)4.59%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 46.97% of the earnings are spent on dividend by MWZ. This is a bit on the high side, but may be sustainable.
- The dividend of MWZ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP46.97%
EPS Next 2Y10.66%
EPS Next 3Y11.05%
METLIFE INC / MWZ.DE FAQ
Can you provide the ChartMill fundamental rating for METLIFE INC?
ChartMill assigns a fundamental rating of 4 / 10 to MWZ.DE.
What is the valuation status of METLIFE INC (MWZ.DE) stock?
ChartMill assigns a valuation rating of 8 / 10 to METLIFE INC (MWZ.DE). This can be considered as Undervalued.
How profitable is METLIFE INC (MWZ.DE) stock?
METLIFE INC (MWZ.DE) has a profitability rating of 3 / 10.
What is the earnings growth outlook for METLIFE INC?
The Earnings per Share (EPS) of METLIFE INC (MWZ.DE) is expected to grow by 7.87% in the next year.
Is the dividend of METLIFE INC sustainable?
The dividend rating of METLIFE INC (MWZ.DE) is 5 / 10 and the dividend payout ratio is 46.97%.