MENSCH UND MASCHINE SOFTWARE (MUM.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:MUM - DE0006580806 - Common Stock
43.55 EUR
+0.35 (+0.81%)
We assign a fundamental rating of 5 out of 10 to MUM. MUM was compared to 113 industry peers in the Software industry. MUM scores excellent on profitability, but there are some minor concerns on its financial health. MUM is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
MUM had positive earnings in the past year.
MUM had a positive operating cash flow in the past year.
Each year in the past 5 years MUM has been profitable.
In the past 5 years MUM always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 15.44%, MUM belongs to the best of the industry, outperforming 88.79% of the companies in the same industry.
MUM has a Return On Equity of 39.27%. This is amongst the best in the industry. MUM outperforms 91.38% of its industry peers.
Looking at the Return On Invested Capital, with a value of 27.82%, MUM belongs to the top of the industry, outperforming 94.83% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for MUM is significantly above the industry average of 13.33%.
The 3 year average ROIC (27.01%) for MUM is below the current ROIC(27.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.44% | ||
| ROE | 39.27% | ||
| ROIC | 27.82% |
ROA(3y)14.56%
ROA(5y)13.81%
ROE(3y)31.7%
ROE(5y)29.03%
ROIC(3y)27.01%
ROIC(5y)24.63%
1.3 Margins
The Profit Margin of MUM (12.93%) is better than 60.34% of its industry peers.
In the last couple of years the Profit Margin of MUM has grown nicely.
MUM has a better Operating Margin (19.57%) than 71.55% of its industry peers.
In the last couple of years the Operating Margin of MUM has grown nicely.
MUM has a Gross Margin (75.25%) which is in line with its industry peers.
In the last couple of years the Gross Margin of MUM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.57% | ||
| PM (TTM) | 12.93% | ||
| GM | 75.25% |
OM growth 3Y2.7%
OM growth 5Y4.99%
PM growth 3Y5.34%
PM growth 5Y6.66%
GM growth 3Y1%
GM growth 5Y0.6%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), MUM is creating value.
The number of shares outstanding for MUM has been increased compared to 1 year ago.
The number of shares outstanding for MUM has been increased compared to 5 years ago.
Compared to 1 year ago, MUM has an improved debt to assets ratio.
2.2 Solvency
MUM has an Altman-Z score of 6.00. This indicates that MUM is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 6.00, MUM is doing good in the industry, outperforming 76.72% of the companies in the same industry.
The Debt to FCF ratio of MUM is 2.64, which is a good value as it means it would take MUM, 2.64 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 2.64, MUM is doing good in the industry, outperforming 61.21% of the companies in the same industry.
MUM has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
MUM has a Debt to Equity ratio (0.31) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.64 | ||
| Altman-Z | 6 |
ROIC/WACC3.62
WACC7.68%
2.3 Liquidity
A Current Ratio of 0.99 indicates that MUM may have some problems paying its short term obligations.
The Current ratio of MUM (0.99) is worse than 70.69% of its industry peers.
MUM has a Quick Ratio of 0.99. This is a bad value and indicates that MUM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.89, MUM is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.89 |
3. Growth
3.1 Past
The earnings per share for MUM have decreased by -6.05% in the last year.
MUM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.72% yearly.
Looking at the last year, MUM shows a very negative growth in Revenue. The Revenue has decreased by -33.50% in the last year.
MUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.79% yearly.
EPS 1Y (TTM)-6.05%
EPS 3Y12.66%
EPS 5Y12.72%
EPS Q2Q%3.17%
Revenue 1Y (TTM)-33.5%
Revenue growth 3Y6.98%
Revenue growth 5Y5.79%
Sales Q2Q%-40.24%
3.2 Future
Based on estimates for the next years, MUM will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.21% on average per year.
MUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.63% yearly.
EPS Next Y10.66%
EPS Next 2Y15.43%
EPS Next 3Y15.39%
EPS Next 5Y14.21%
Revenue Next Year-18.96%
Revenue Next 2Y-6.21%
Revenue Next 3Y-0.82%
Revenue Next 5Y3.63%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 24.19, which indicates a rather expensive current valuation of MUM.
Based on the Price/Earnings ratio, MUM is valued a bit cheaper than the industry average as 73.28% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.49. MUM is around the same levels.
The Price/Forward Earnings ratio is 18.18, which indicates a rather expensive current valuation of MUM.
Based on the Price/Forward Earnings ratio, MUM is valued a bit cheaper than the industry average as 74.14% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.69. MUM is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.19 | ||
| Fwd PE | 18.18 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MUM indicates a somewhat cheap valuation: MUM is cheaper than 69.83% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MUM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 48.11 | ||
| EV/EBITDA | 13.65 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MUM does not grow enough to justify the current Price/Earnings ratio.
MUM has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as MUM's earnings are expected to grow with 15.39% in the coming years.
PEG (NY)2.27
PEG (5Y)1.9
EPS Next 2Y15.43%
EPS Next 3Y15.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.28%, MUM is a good candidate for dividend investing.
MUM's Dividend Yield is rather good when compared to the industry average which is at 2.24. MUM pays more dividend than 98.28% of the companies in the same industry.
MUM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.28% |
5.2 History
The dividend of MUM is nicely growing with an annual growth rate of 20.74%!
Dividend Growth(5Y)20.74%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
101.85% of the earnings are spent on dividend by MUM. This is not a sustainable payout ratio.
The dividend of MUM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP101.85%
EPS Next 2Y15.43%
EPS Next 3Y15.39%
FRA:MUM (12/5/2025, 7:00:00 PM)
43.55
+0.35 (+0.81%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners14.08%
Inst Owner ChangeN/A
Ins Owners47.31%
Ins Owner ChangeN/A
Market Cap746.88M
Revenue(TTM)232.87M
Net Income(TTM)30.11M
Analysts86
Price Target64.18 (47.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.28% |
Yearly Dividend1.65
Dividend Growth(5Y)20.74%
DP101.85%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.31%
Min EPS beat(2)-0.99%
Max EPS beat(2)1.62%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.77%
Min Revenue beat(2)-3.54%
Max Revenue beat(2)7.08%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.55%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.01%
EPS NY rev (3m)-2.38%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.19 | ||
| Fwd PE | 18.18 | ||
| P/S | 3.21 | ||
| P/FCF | 48.11 | ||
| P/OCF | 28.55 | ||
| P/B | 9.74 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.65 |
EPS(TTM)1.8
EY4.13%
EPS(NY)2.4
Fwd EY5.5%
FCF(TTM)0.91
FCFY2.08%
OCF(TTM)1.53
OCFY3.5%
SpS13.58
BVpS4.47
TBVpS-0.17
PEG (NY)2.27
PEG (5Y)1.9
Graham Number13.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.44% | ||
| ROE | 39.27% | ||
| ROCE | 38.63% | ||
| ROIC | 27.82% | ||
| ROICexc | 34.88% | ||
| ROICexgc | 226.26% | ||
| OM | 19.57% | ||
| PM (TTM) | 12.93% | ||
| GM | 75.25% | ||
| FCFM | 6.67% |
ROA(3y)14.56%
ROA(5y)13.81%
ROE(3y)31.7%
ROE(5y)29.03%
ROIC(3y)27.01%
ROIC(5y)24.63%
ROICexc(3y)35.82%
ROICexc(5y)31.55%
ROICexgc(3y)161.52%
ROICexgc(5y)128.67%
ROCE(3y)37.51%
ROCE(5y)34.2%
ROICexgc growth 3Y22.99%
ROICexgc growth 5Y23.3%
ROICexc growth 3Y8.86%
ROICexc growth 5Y10.86%
OM growth 3Y2.7%
OM growth 5Y4.99%
PM growth 3Y5.34%
PM growth 5Y6.66%
GM growth 3Y1%
GM growth 5Y0.6%
F-Score5
Asset Turnover1.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.64 | ||
| Debt/EBITDA | 0.43 | ||
| Cap/Depr | 102.38% | ||
| Cap/Sales | 4.57% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 46.75% | ||
| Profit Quality | 51.55% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.89 | ||
| Altman-Z | 6 |
F-Score5
WACC7.68%
ROIC/WACC3.62
Cap/Depr(3y)74.25%
Cap/Depr(5y)64.66%
Cap/Sales(3y)2.31%
Cap/Sales(5y)2.14%
Profit Quality(3y)150.6%
Profit Quality(5y)151.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-6.05%
EPS 3Y12.66%
EPS 5Y12.72%
EPS Q2Q%3.17%
EPS Next Y10.66%
EPS Next 2Y15.43%
EPS Next 3Y15.39%
EPS Next 5Y14.21%
Revenue 1Y (TTM)-33.5%
Revenue growth 3Y6.98%
Revenue growth 5Y5.79%
Sales Q2Q%-40.24%
Revenue Next Year-18.96%
Revenue Next 2Y-6.21%
Revenue Next 3Y-0.82%
Revenue Next 5Y3.63%
EBIT growth 1Y-9.81%
EBIT growth 3Y9.87%
EBIT growth 5Y11.06%
EBIT Next Year25.41%
EBIT Next 3Y18.09%
EBIT Next 5Y15.43%
FCF growth 1Y-66.66%
FCF growth 3Y18.07%
FCF growth 5Y19.12%
OCF growth 1Y-50.85%
OCF growth 3Y19.07%
OCF growth 5Y18.79%
MENSCH UND MASCHINE SOFTWARE / MUM.DE FAQ
What is the fundamental rating for MUM stock?
ChartMill assigns a fundamental rating of 5 / 10 to MUM.DE.
What is the valuation status for MUM stock?
ChartMill assigns a valuation rating of 4 / 10 to MENSCH UND MASCHINE SOFTWARE (MUM.DE). This can be considered as Fairly Valued.
What is the profitability of MUM stock?
MENSCH UND MASCHINE SOFTWARE (MUM.DE) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for MUM stock?
The Earnings per Share (EPS) of MENSCH UND MASCHINE SOFTWARE (MUM.DE) is expected to grow by 10.66% in the next year.
Can you provide the dividend sustainability for MUM stock?
The dividend rating of MENSCH UND MASCHINE SOFTWARE (MUM.DE) is 6 / 10 and the dividend payout ratio is 101.85%.