MENSCH UND MASCHINE SOFTWARE (MUM.DE) Stock Fundamental Analysis
Europe - FRA:MUM - DE0006580806 - Common Stock
40.7 EUR
-0.25 (-0.61%)
Taking everything into account, MUM scores 6 out of 10 in our fundamental rating. MUM was compared to 111 industry peers in the Software industry. MUM has an excellent profitability rating, but there are some minor concerns on its financial health. MUM has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year MUM was profitable.
MUM had a positive operating cash flow in the past year.
Each year in the past 5 years MUM has been profitable.
In the past 5 years MUM always reported a positive cash flow from operatings.
1.2 Ratios
MUM's Return On Assets of 15.44% is amongst the best of the industry. MUM outperforms 88.29% of its industry peers.
With an excellent Return On Equity value of 39.27%, MUM belongs to the best of the industry, outperforming 90.09% of the companies in the same industry.
MUM has a better Return On Invested Capital (27.82%) than 94.59% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MUM is significantly above the industry average of 12.66%.
The 3 year average ROIC (27.01%) for MUM is below the current ROIC(27.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.44% | ||
| ROE | 39.27% | ||
| ROIC | 27.82% |
ROA(3y)14.56%
ROA(5y)13.81%
ROE(3y)31.7%
ROE(5y)29.03%
ROIC(3y)27.01%
ROIC(5y)24.63%
1.3 Margins
MUM has a Profit Margin of 12.93%. This is in the better half of the industry: MUM outperforms 60.36% of its industry peers.
MUM's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 19.57%, MUM is doing good in the industry, outperforming 72.07% of the companies in the same industry.
MUM's Operating Margin has improved in the last couple of years.
MUM has a Gross Margin (75.25%) which is in line with its industry peers.
In the last couple of years the Gross Margin of MUM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.57% | ||
| PM (TTM) | 12.93% | ||
| GM | 75.25% |
OM growth 3Y2.7%
OM growth 5Y4.99%
PM growth 3Y5.34%
PM growth 5Y6.66%
GM growth 3Y1%
GM growth 5Y0.6%
2. Health
2.1 Basic Checks
MUM has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for MUM has been increased compared to 1 year ago.
Compared to 5 years ago, MUM has more shares outstanding
The debt/assets ratio for MUM has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.78 indicates that MUM is not in any danger for bankruptcy at the moment.
MUM has a Altman-Z score of 5.78. This is in the better half of the industry: MUM outperforms 73.87% of its industry peers.
MUM has a debt to FCF ratio of 2.64. This is a good value and a sign of high solvency as MUM would need 2.64 years to pay back of all of its debts.
MUM has a Debt to FCF ratio of 2.64. This is in the better half of the industry: MUM outperforms 63.96% of its industry peers.
A Debt/Equity ratio of 0.31 indicates that MUM is not too dependend on debt financing.
MUM has a Debt to Equity ratio (0.31) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.64 | ||
| Altman-Z | 5.78 |
ROIC/WACC3.73
WACC7.46%
2.3 Liquidity
MUM has a Current Ratio of 0.99. This is a bad value and indicates that MUM is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of MUM (0.99) is worse than 67.57% of its industry peers.
MUM has a Quick Ratio of 0.99. This is a bad value and indicates that MUM is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.89, MUM is doing worse than 70.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.89 |
3. Growth
3.1 Past
MUM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.05%.
MUM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.72% yearly.
The Revenue for MUM has decreased by -33.50% in the past year. This is quite bad
MUM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.79% yearly.
EPS 1Y (TTM)-6.05%
EPS 3Y12.66%
EPS 5Y12.72%
EPS Q2Q%3.17%
Revenue 1Y (TTM)-33.5%
Revenue growth 3Y6.98%
Revenue growth 5Y5.79%
Sales Q2Q%-40.24%
3.2 Future
The Earnings Per Share is expected to grow by 14.21% on average over the next years. This is quite good.
MUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.63% yearly.
EPS Next Y11.79%
EPS Next 2Y15.43%
EPS Next 3Y16.26%
EPS Next 5Y14.21%
Revenue Next Year-18.96%
Revenue Next 2Y-6.21%
Revenue Next 3Y-0.82%
Revenue Next 5Y3.63%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 22.61, MUM is valued on the expensive side.
74.77% of the companies in the same industry are more expensive than MUM, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of MUM to the average of the S&P500 Index (25.89), we can say MUM is valued inline with the index average.
MUM is valuated correctly with a Price/Forward Earnings ratio of 16.99.
77.48% of the companies in the same industry are more expensive than MUM, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of MUM to the average of the S&P500 Index (34.59), we can say MUM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.61 | ||
| Fwd PE | 16.99 |
4.2 Price Multiples
MUM's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MUM is cheaper than 73.87% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MUM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.97 | ||
| EV/EBITDA | 12.86 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of MUM may justify a higher PE ratio.
MUM's earnings are expected to grow with 16.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.92
PEG (5Y)1.78
EPS Next 2Y15.43%
EPS Next 3Y16.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.52%, MUM is a good candidate for dividend investing.
In the last 3 months the price of MUM has falen by -20.97%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
MUM's Dividend Yield is rather good when compared to the industry average which is at 2.24. MUM pays more dividend than 97.30% of the companies in the same industry.
MUM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.52% |
5.2 History
The dividend of MUM is nicely growing with an annual growth rate of 20.74%!
Dividend Growth(5Y)20.74%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
MUM pays out 101.85% of its income as dividend. This is not a sustainable payout ratio.
MUM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP101.85%
EPS Next 2Y15.43%
EPS Next 3Y16.26%
FRA:MUM (11/14/2025, 7:00:00 PM)
40.7
-0.25 (-0.61%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners14.4%
Inst Owner ChangeN/A
Ins Owners47.31%
Ins Owner ChangeN/A
Market Cap698.00M
Revenue(TTM)232.87M
Net Income(TTM)30.11M
Analysts86
Price Target64.18 (57.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.52% |
Yearly Dividend1.65
Dividend Growth(5Y)20.74%
DP101.85%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.31%
Min EPS beat(2)-0.99%
Max EPS beat(2)1.62%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.77%
Min Revenue beat(2)-3.54%
Max Revenue beat(2)7.08%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.31%
PT rev (3m)-4.55%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.75%
EPS NY rev (3m)-1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.16%
Revenue NY rev (3m)3.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.61 | ||
| Fwd PE | 16.99 | ||
| P/S | 3 | ||
| P/FCF | 44.97 | ||
| P/OCF | 26.68 | ||
| P/B | 9.1 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.86 |
EPS(TTM)1.8
EY4.42%
EPS(NY)2.4
Fwd EY5.89%
FCF(TTM)0.91
FCFY2.22%
OCF(TTM)1.53
OCFY3.75%
SpS13.58
BVpS4.47
TBVpS-0.17
PEG (NY)1.92
PEG (5Y)1.78
Graham Number13.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.44% | ||
| ROE | 39.27% | ||
| ROCE | 38.63% | ||
| ROIC | 27.82% | ||
| ROICexc | 34.88% | ||
| ROICexgc | 226.26% | ||
| OM | 19.57% | ||
| PM (TTM) | 12.93% | ||
| GM | 75.25% | ||
| FCFM | 6.67% |
ROA(3y)14.56%
ROA(5y)13.81%
ROE(3y)31.7%
ROE(5y)29.03%
ROIC(3y)27.01%
ROIC(5y)24.63%
ROICexc(3y)35.82%
ROICexc(5y)31.55%
ROICexgc(3y)161.52%
ROICexgc(5y)128.67%
ROCE(3y)37.51%
ROCE(5y)34.2%
ROICexgc growth 3Y22.99%
ROICexgc growth 5Y23.3%
ROICexc growth 3Y8.86%
ROICexc growth 5Y10.86%
OM growth 3Y2.7%
OM growth 5Y4.99%
PM growth 3Y5.34%
PM growth 5Y6.66%
GM growth 3Y1%
GM growth 5Y0.6%
F-Score5
Asset Turnover1.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.64 | ||
| Debt/EBITDA | 0.43 | ||
| Cap/Depr | 102.38% | ||
| Cap/Sales | 4.57% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 46.75% | ||
| Profit Quality | 51.55% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.89 | ||
| Altman-Z | 5.78 |
F-Score5
WACC7.46%
ROIC/WACC3.73
Cap/Depr(3y)74.25%
Cap/Depr(5y)64.66%
Cap/Sales(3y)2.31%
Cap/Sales(5y)2.14%
Profit Quality(3y)150.6%
Profit Quality(5y)151.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-6.05%
EPS 3Y12.66%
EPS 5Y12.72%
EPS Q2Q%3.17%
EPS Next Y11.79%
EPS Next 2Y15.43%
EPS Next 3Y16.26%
EPS Next 5Y14.21%
Revenue 1Y (TTM)-33.5%
Revenue growth 3Y6.98%
Revenue growth 5Y5.79%
Sales Q2Q%-40.24%
Revenue Next Year-18.96%
Revenue Next 2Y-6.21%
Revenue Next 3Y-0.82%
Revenue Next 5Y3.63%
EBIT growth 1Y-9.81%
EBIT growth 3Y9.87%
EBIT growth 5Y11.06%
EBIT Next Year27.14%
EBIT Next 3Y18.48%
EBIT Next 5Y15.43%
FCF growth 1Y-66.66%
FCF growth 3Y18.07%
FCF growth 5Y19.12%
OCF growth 1Y-50.85%
OCF growth 3Y19.07%
OCF growth 5Y18.79%
MENSCH UND MASCHINE SOFTWARE / MUM.DE FAQ
What is the fundamental rating for MUM stock?
ChartMill assigns a fundamental rating of 6 / 10 to MUM.DE.
What is the valuation status for MUM stock?
ChartMill assigns a valuation rating of 5 / 10 to MENSCH UND MASCHINE SOFTWARE (MUM.DE). This can be considered as Fairly Valued.
What is the profitability of MUM stock?
MENSCH UND MASCHINE SOFTWARE (MUM.DE) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for MUM stock?
The Earnings per Share (EPS) of MENSCH UND MASCHINE SOFTWARE (MUM.DE) is expected to grow by 11.79% in the next year.
Can you provide the dividend sustainability for MUM stock?
The dividend rating of MENSCH UND MASCHINE SOFTWARE (MUM.DE) is 6 / 10 and the dividend payout ratio is 101.85%.