MATICA FINTEC SPA (MFT.MI) Stock Fundamental Analysis
Europe • Euronext Milan • BIT:MFT • IT0005388449
1.795 EUR
-0.1 (-5.28%)
Last: Jan 8, 2026, 07:00 PM
We assign a fundamental rating of 6 out of 10 to MFT. MFT was compared to 31 industry peers in the Technology Hardware, Storage & Peripherals industry. MFT scores excellent points on both the profitability and health parts. This is a solid base for a good stock. MFT has a bad growth rate and is valued cheaply. This makes MFT very considerable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year MFT was profitable.
- In the past year MFT had a positive cash flow from operations.
- MFT had positive earnings in each of the past 5 years.
- MFT had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 7.06%, MFT is doing good in the industry, outperforming 78.13% of the companies in the same industry.
- The Return On Equity of MFT (11.49%) is better than 68.75% of its industry peers.
- With a decent Return On Invested Capital value of 11.02%, MFT is doing good in the industry, outperforming 65.63% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MFT is below the industry average of 16.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.06% | ||
| ROE | 11.49% | ||
| ROIC | 11.02% |
ROA(3y)8.31%
ROA(5y)6.02%
ROE(3y)17.07%
ROE(5y)13.23%
ROIC(3y)13.17%
ROIC(5y)10.01%
1.3 Margins
- Looking at the Profit Margin, with a value of 9.68%, MFT is in the better half of the industry, outperforming 71.88% of the companies in the same industry.
- In the last couple of years the Profit Margin of MFT has grown nicely.
- MFT has a Operating Margin of 13.86%. This is in the better half of the industry: MFT outperforms 71.88% of its industry peers.
- MFT's Operating Margin has improved in the last couple of years.
- MFT's Gross Margin of 69.37% is amongst the best of the industry. MFT outperforms 87.50% of its industry peers.
- In the last couple of years the Gross Margin of MFT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.86% | ||
| PM (TTM) | 9.68% | ||
| GM | 69.37% |
OM growth 3Y6.48%
OM growth 5Y20.97%
PM growth 3Y15.59%
PM growth 5Y44.32%
GM growth 3Y2.7%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
- MFT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- MFT has about the same amout of shares outstanding than it did 1 year ago.
- MFT has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MFT has an improved debt to assets ratio.
2.2 Solvency
- MFT has an Altman-Z score of 5.39. This indicates that MFT is financially healthy and has little risk of bankruptcy at the moment.
- MFT's Altman-Z score of 5.39 is amongst the best of the industry. MFT outperforms 81.25% of its industry peers.
- MFT has a debt to FCF ratio of 2.28. This is a good value and a sign of high solvency as MFT would need 2.28 years to pay back of all of its debts.
- MFT has a better Debt to FCF ratio (2.28) than 78.13% of its industry peers.
- MFT has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.13, MFT is in the better half of the industry, outperforming 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 2.28 | ||
| Altman-Z | 5.39 |
ROIC/WACC1.42
WACC7.78%
2.3 Liquidity
- MFT has a Current Ratio of 2.13. This indicates that MFT is financially healthy and has no problem in meeting its short term obligations.
- MFT has a better Current ratio (2.13) than 71.88% of its industry peers.
- MFT has a Quick Ratio of 1.46. This is a normal value and indicates that MFT is financially healthy and should not expect problems in meeting its short term obligations.
- MFT has a better Quick ratio (1.46) than 71.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
- The earnings per share for MFT have decreased strongly by -22.80% in the last year.
- Measured over the past years, MFT shows a very strong growth in Earnings Per Share. The EPS has been growing by 53.23% on average per year.
- Looking at the last year, MFT shows a decrease in Revenue. The Revenue has decreased by -6.23% in the last year.
- The Revenue has been growing slightly by 7.39% on average over the past years.
EPS 1Y (TTM)-22.8%
EPS 3Y32.07%
EPS 5Y53.23%
EPS Q2Q%-55.88%
Revenue 1Y (TTM)-6.23%
Revenue growth 3Y13.42%
Revenue growth 5Y7.39%
Sales Q2Q%-3.83%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- The Revenue is expected to grow by 5.47% on average over the next years.
EPS Next Y-15.75%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.22%
Revenue Next 2Y5.47%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.45, the valuation of MFT can be described as reasonable.
- 90.63% of the companies in the same industry are more expensive than MFT, based on the Price/Earnings ratio.
- MFT is valuated cheaply when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 5.27, the valuation of MFT can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MFT indicates a rather cheap valuation: MFT is cheaper than 96.88% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, MFT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 5.27 |
4.2 Price Multiples
- MFT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MFT is cheaper than 62.50% of the companies in the same industry.
- 62.50% of the companies in the same industry are more expensive than MFT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.33 | ||
| EV/EBITDA | 17.04 |
4.3 Compensation for Growth
- The decent profitability rating of MFT may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.18
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for MFT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
MATICA FINTEC SPA / MFT.MI FAQ
What is the fundamental rating for MFT stock?
ChartMill assigns a fundamental rating of 6 / 10 to MFT.MI.
Can you provide the valuation status for MATICA FINTEC SPA?
ChartMill assigns a valuation rating of 7 / 10 to MATICA FINTEC SPA (MFT.MI). This can be considered as Undervalued.
Can you provide the profitability details for MATICA FINTEC SPA?
MATICA FINTEC SPA (MFT.MI) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for MFT stock?
The Price/Earnings (PE) ratio for MATICA FINTEC SPA (MFT.MI) is 9.45 and the Price/Book (PB) ratio is 3.51.