MATICA FINTEC SPA (MFT.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:MFT - IT0005388449 - Common Stock
1.795 EUR
-0.05 (-2.45%)
Taking everything into account, MFT scores 6 out of 10 in our fundamental rating. MFT was compared to 30 industry peers in the Technology Hardware, Storage & Peripherals industry. Both the health and profitability get an excellent rating, making MFT a very profitable company, without any liquidiy or solvency issues. MFT has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year MFT was profitable.
In the past year MFT had a positive cash flow from operations.
In the past 5 years MFT has always been profitable.
MFT had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
MFT's Return On Assets of 7.06% is fine compared to the rest of the industry. MFT outperforms 77.42% of its industry peers.
The Return On Equity of MFT (11.49%) is better than 70.97% of its industry peers.
Looking at the Return On Invested Capital, with a value of 11.02%, MFT is in the better half of the industry, outperforming 70.97% of the companies in the same industry.
MFT had an Average Return On Invested Capital over the past 3 years of 13.17%. This is below the industry average of 16.57%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.06% | ||
| ROE | 11.49% | ||
| ROIC | 11.02% |
ROA(3y)8.31%
ROA(5y)6.02%
ROE(3y)17.07%
ROE(5y)13.23%
ROIC(3y)13.17%
ROIC(5y)10.01%
1.3 Margins
Looking at the Profit Margin, with a value of 9.68%, MFT is in the better half of the industry, outperforming 74.19% of the companies in the same industry.
In the last couple of years the Profit Margin of MFT has grown nicely.
MFT has a better Operating Margin (13.86%) than 74.19% of its industry peers.
In the last couple of years the Operating Margin of MFT has grown nicely.
MFT has a better Gross Margin (69.37%) than 90.32% of its industry peers.
MFT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.86% | ||
| PM (TTM) | 9.68% | ||
| GM | 69.37% |
OM growth 3Y6.48%
OM growth 5Y20.97%
PM growth 3Y15.59%
PM growth 5Y44.32%
GM growth 3Y2.7%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so MFT is still creating some value.
The number of shares outstanding for MFT remains at a similar level compared to 1 year ago.
The number of shares outstanding for MFT has been increased compared to 5 years ago.
Compared to 1 year ago, MFT has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.54 indicates that MFT is not in any danger for bankruptcy at the moment.
MFT has a better Altman-Z score (5.54) than 80.65% of its industry peers.
The Debt to FCF ratio of MFT is 2.28, which is a good value as it means it would take MFT, 2.28 years of fcf income to pay off all of its debts.
MFT has a Debt to FCF ratio of 2.28. This is in the better half of the industry: MFT outperforms 77.42% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that MFT is not too dependend on debt financing.
MFT's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. MFT outperforms 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 2.28 | ||
| Altman-Z | 5.54 |
ROIC/WACC1.44
WACC7.64%
2.3 Liquidity
MFT has a Current Ratio of 2.13. This indicates that MFT is financially healthy and has no problem in meeting its short term obligations.
MFT has a Current ratio of 2.13. This is in the better half of the industry: MFT outperforms 64.52% of its industry peers.
MFT has a Quick Ratio of 1.46. This is a normal value and indicates that MFT is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.46, MFT is doing good in the industry, outperforming 67.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
The earnings per share for MFT have decreased strongly by -22.80% in the last year.
MFT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 53.23% yearly.
MFT shows a decrease in Revenue. In the last year, the revenue decreased by -6.23%.
MFT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.39% yearly.
EPS 1Y (TTM)-22.8%
EPS 3Y32.07%
EPS 5Y53.23%
EPS Q2Q%-55.88%
Revenue 1Y (TTM)-6.23%
Revenue growth 3Y13.42%
Revenue growth 5Y7.39%
Sales Q2Q%-3.83%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
Based on estimates for the next years, MFT will show a small growth in Revenue. The Revenue will grow by 5.47% on average per year.
EPS Next Y-15.75%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.22%
Revenue Next 2Y5.47%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.45 indicates a reasonable valuation of MFT.
Based on the Price/Earnings ratio, MFT is valued cheaply inside the industry as 87.10% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of MFT to the average of the S&P500 Index (27.19), we can say MFT is valued rather cheaply.
MFT is valuated cheaply with a Price/Forward Earnings ratio of 5.27.
Based on the Price/Forward Earnings ratio, MFT is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of MFT to the average of the S&P500 Index (23.88), we can say MFT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 5.27 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MFT indicates a somewhat cheap valuation: MFT is cheaper than 64.52% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MFT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.33 | ||
| EV/EBITDA | 17.76 |
4.3 Compensation for Growth
MFT has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.18
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
MFT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:MFT (1/8/2026, 7:00:00 PM)
1.795
-0.05 (-2.45%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners0.9%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap62.07M
Revenue(TTM)21.01M
Net Income(TTM)2.03M
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 5.27 | ||
| P/S | 2.95 | ||
| P/FCF | 24.33 | ||
| P/OCF | 23.33 | ||
| P/B | 3.51 | ||
| P/tB | 6.3 | ||
| EV/EBITDA | 17.76 |
EPS(TTM)0.19
EY10.58%
EPS(NY)0.34
Fwd EY18.96%
FCF(TTM)0.07
FCFY4.11%
OCF(TTM)0.08
OCFY4.29%
SpS0.61
BVpS0.51
TBVpS0.28
PEG (NY)N/A
PEG (5Y)0.18
Graham Number1.48
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.06% | ||
| ROE | 11.49% | ||
| ROCE | 14.15% | ||
| ROIC | 11.02% | ||
| ROICexc | 12.9% | ||
| ROICexgc | 23.3% | ||
| OM | 13.86% | ||
| PM (TTM) | 9.68% | ||
| GM | 69.37% | ||
| FCFM | 12.15% |
ROA(3y)8.31%
ROA(5y)6.02%
ROE(3y)17.07%
ROE(5y)13.23%
ROIC(3y)13.17%
ROIC(5y)10.01%
ROICexc(3y)24.83%
ROICexc(5y)20.23%
ROICexgc(3y)75.85%
ROICexgc(5y)63.64%
ROCE(3y)16.92%
ROCE(5y)12.86%
ROICexgc growth 3Y-26.48%
ROICexgc growth 5Y-23.09%
ROICexc growth 3Y-8.41%
ROICexc growth 5Y4.96%
OM growth 3Y6.48%
OM growth 5Y20.97%
PM growth 3Y15.59%
PM growth 5Y44.32%
GM growth 3Y2.7%
GM growth 5Y1.16%
F-Score5
Asset Turnover0.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 2.28 | ||
| Debt/EBITDA | 0.62 | ||
| Cap/Depr | 12.08% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 69.83% | ||
| Profit Quality | 125.43% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.46 | ||
| Altman-Z | 5.54 |
F-Score5
WACC7.64%
ROIC/WACC1.44
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.8%
EPS 3Y32.07%
EPS 5Y53.23%
EPS Q2Q%-55.88%
EPS Next Y-15.75%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.23%
Revenue growth 3Y13.42%
Revenue growth 5Y7.39%
Sales Q2Q%-3.83%
Revenue Next Year15.22%
Revenue Next 2Y5.47%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-28.66%
EBIT growth 3Y20.77%
EBIT growth 5Y29.9%
EBIT Next Year141.38%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-60.95%
FCF growth 3Y-37.69%
FCF growth 5Y13.61%
OCF growth 1Y-58.82%
OCF growth 3Y-35.38%
OCF growth 5Y8.37%
MATICA FINTEC SPA / MFT.MI FAQ
What is the fundamental rating for MFT stock?
ChartMill assigns a fundamental rating of 6 / 10 to MFT.MI.
Can you provide the valuation status for MATICA FINTEC SPA?
ChartMill assigns a valuation rating of 7 / 10 to MATICA FINTEC SPA (MFT.MI). This can be considered as Undervalued.
Can you provide the profitability details for MATICA FINTEC SPA?
MATICA FINTEC SPA (MFT.MI) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for MFT stock?
The Price/Earnings (PE) ratio for MATICA FINTEC SPA (MFT.MI) is 9.45 and the Price/Book (PB) ratio is 3.51.