MATICA FINTEC SPA (MFT.MI) Fundamental Analysis & Valuation

BIT:MFT • IT0005388449

Current stock price

2.1 EUR
+0.2 (+10.53%)
Last:

This MFT.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MFT.MI Profitability Analysis

1.1 Basic Checks

  • MFT had positive earnings in the past year.
  • MFT had a positive operating cash flow in the past year.
  • MFT had positive earnings in each of the past 5 years.
  • Of the past 5 years MFT 4 years had a positive operating cash flow.
MFT.MI Yearly Net Income VS EBIT VS OCF VS FCFMFT.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 1M 2M 3M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.06%, MFT is in the better half of the industry, outperforming 78.13% of the companies in the same industry.
  • MFT has a better Return On Equity (11.49%) than 68.75% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 11.02%, MFT is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for MFT is below the industry average of 17.41%.
Industry RankSector Rank
ROA 7.06%
ROE 11.49%
ROIC 11.02%
ROA(3y)8.31%
ROA(5y)6.02%
ROE(3y)17.07%
ROE(5y)13.23%
ROIC(3y)13.17%
ROIC(5y)10.01%
MFT.MI Yearly ROA, ROE, ROICMFT.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20 -30

1.3 Margins

  • MFT's Profit Margin of 9.68% is fine compared to the rest of the industry. MFT outperforms 71.88% of its industry peers.
  • In the last couple of years the Profit Margin of MFT has grown nicely.
  • MFT has a Operating Margin of 13.86%. This is in the better half of the industry: MFT outperforms 75.00% of its industry peers.
  • In the last couple of years the Operating Margin of MFT has grown nicely.
  • MFT's Gross Margin of 69.37% is amongst the best of the industry. MFT outperforms 90.63% of its industry peers.
  • In the last couple of years the Gross Margin of MFT has remained more or less at the same level.
Industry RankSector Rank
OM 13.86%
PM (TTM) 9.68%
GM 69.37%
OM growth 3Y6.48%
OM growth 5Y20.97%
PM growth 3Y15.59%
PM growth 5Y44.32%
GM growth 3Y2.7%
GM growth 5Y1.16%
MFT.MI Yearly Profit, Operating, Gross MarginsMFT.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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7

2. MFT.MI Health Analysis

2.1 Basic Checks

  • MFT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, MFT has about the same amount of shares outstanding.
  • Compared to 5 years ago, MFT has more shares outstanding
  • Compared to 1 year ago, MFT has an improved debt to assets ratio.
MFT.MI Yearly Shares OutstandingMFT.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
MFT.MI Yearly Total Debt VS Total AssetsMFT.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

2.2 Solvency

  • MFT has an Altman-Z score of 5.40. This indicates that MFT is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 5.40, MFT is in the better half of the industry, outperforming 78.13% of the companies in the same industry.
  • MFT has a debt to FCF ratio of 2.28. This is a good value and a sign of high solvency as MFT would need 2.28 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.28, MFT is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • A Debt/Equity ratio of 0.13 indicates that MFT is not too dependend on debt financing.
  • MFT has a better Debt to Equity ratio (0.13) than 81.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 2.28
Altman-Z 5.4
ROIC/WACC1.39
WACC7.95%
MFT.MI Yearly LT Debt VS Equity VS FCFMFT.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

2.3 Liquidity

  • MFT has a Current Ratio of 2.13. This indicates that MFT is financially healthy and has no problem in meeting its short term obligations.
  • MFT has a Current ratio of 2.13. This is amongst the best in the industry. MFT outperforms 81.25% of its industry peers.
  • A Quick Ratio of 1.46 indicates that MFT should not have too much problems paying its short term obligations.
  • MFT's Quick ratio of 1.46 is fine compared to the rest of the industry. MFT outperforms 78.13% of its industry peers.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 1.46
MFT.MI Yearly Current Assets VS Current LiabilitesMFT.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MFT.MI Growth Analysis

3.1 Past

  • The earnings per share for MFT have decreased strongly by -22.80% in the last year.
  • MFT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 53.23% yearly.
  • The Revenue has decreased by -6.23% in the past year.
  • MFT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.39% yearly.
EPS 1Y (TTM)-22.8%
EPS 3Y32.07%
EPS 5Y53.23%
EPS Q2Q%-55.88%
Revenue 1Y (TTM)-6.23%
Revenue growth 3Y13.42%
Revenue growth 5Y7.39%
Sales Q2Q%-3.83%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • The Revenue is expected to grow by 5.47% on average over the next years.
EPS Next Y-15.75%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.22%
Revenue Next 2Y5.47%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MFT.MI Yearly Revenue VS EstimatesMFT.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 5M 10M 15M 20M 25M
MFT.MI Yearly EPS VS EstimatesMFT.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4

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7

4. MFT.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • MFT is valuated reasonably with a Price/Earnings ratio of 11.05.
  • Based on the Price/Earnings ratio, MFT is valued cheaper than 90.63% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of MFT to the average of the S&P500 Index (27.87), we can say MFT is valued rather cheaply.
  • A Price/Forward Earnings ratio of 6.17 indicates a rather cheap valuation of MFT.
  • 96.88% of the companies in the same industry are more expensive than MFT, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 38.51. MFT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.05
Fwd PE 6.17
MFT.MI Price Earnings VS Forward Price EarningsMFT.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MFT indicates a somewhat cheap valuation: MFT is cheaper than 62.50% of the companies listed in the same industry.
  • MFT's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. MFT is cheaper than 71.88% of the companies in the same industry.
Industry RankSector Rank
P/FCF 28.46
EV/EBITDA 17.13
MFT.MI Per share dataMFT.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.2 0.4 0.6

4.3 Compensation for Growth

  • The decent profitability rating of MFT may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MFT.MI Dividend Analysis

5.1 Amount

  • MFT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MFT.MI Fundamentals: All Metrics, Ratios and Statistics

MATICA FINTEC SPA

BIT:MFT (4/17/2026, 7:00:00 PM)

2.1

+0.2 (+10.53%)

Chartmill FA Rating
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.85%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap72.62M
Revenue(TTM)21.01M
Net Income(TTM)2.03M
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 11.05
Fwd PE 6.17
P/S 3.46
P/FCF 28.46
P/OCF 27.3
P/B 4.1
P/tB 7.37
EV/EBITDA 17.13
EPS(TTM)0.19
EY9.05%
EPS(NY)0.34
Fwd EY16.21%
FCF(TTM)0.07
FCFY3.51%
OCF(TTM)0.08
OCFY3.66%
SpS0.61
BVpS0.51
TBVpS0.28
PEG (NY)N/A
PEG (5Y)0.21
Graham Number1.47923 (-29.56%)
Profitability
Industry RankSector Rank
ROA 7.06%
ROE 11.49%
ROCE 14.15%
ROIC 11.02%
ROICexc 12.9%
ROICexgc 23.3%
OM 13.86%
PM (TTM) 9.68%
GM 69.37%
FCFM 12.15%
ROA(3y)8.31%
ROA(5y)6.02%
ROE(3y)17.07%
ROE(5y)13.23%
ROIC(3y)13.17%
ROIC(5y)10.01%
ROICexc(3y)24.83%
ROICexc(5y)20.23%
ROICexgc(3y)75.85%
ROICexgc(5y)63.64%
ROCE(3y)16.92%
ROCE(5y)12.86%
ROICexgc growth 3Y-26.48%
ROICexgc growth 5Y-23.09%
ROICexc growth 3Y-8.41%
ROICexc growth 5Y4.96%
OM growth 3Y6.48%
OM growth 5Y20.97%
PM growth 3Y15.59%
PM growth 5Y44.32%
GM growth 3Y2.7%
GM growth 5Y1.16%
F-Score5
Asset Turnover0.73
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 2.28
Debt/EBITDA 0.62
Cap/Depr 12.08%
Cap/Sales 0.52%
Interest Coverage 250
Cash Conversion 69.83%
Profit Quality 125.43%
Current Ratio 2.13
Quick Ratio 1.46
Altman-Z 5.4
F-Score5
WACC7.95%
ROIC/WACC1.39
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.8%
EPS 3Y32.07%
EPS 5Y53.23%
EPS Q2Q%-55.88%
EPS Next Y-15.75%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.23%
Revenue growth 3Y13.42%
Revenue growth 5Y7.39%
Sales Q2Q%-3.83%
Revenue Next Year15.22%
Revenue Next 2Y5.47%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-28.66%
EBIT growth 3Y20.77%
EBIT growth 5Y29.9%
EBIT Next Year141.38%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-60.95%
FCF growth 3Y-37.69%
FCF growth 5Y13.61%
OCF growth 1Y-58.82%
OCF growth 3Y-35.38%
OCF growth 5Y8.37%

MATICA FINTEC SPA / MFT.MI Fundamental Analysis FAQ

What is the fundamental rating for MFT stock?

ChartMill assigns a fundamental rating of 6 / 10 to MFT.MI.


Can you provide the valuation status for MATICA FINTEC SPA?

ChartMill assigns a valuation rating of 7 / 10 to MATICA FINTEC SPA (MFT.MI). This can be considered as Undervalued.


What is the profitability of MFT stock?

MATICA FINTEC SPA (MFT.MI) has a profitability rating of 7 / 10.


What is the expected EPS growth for MATICA FINTEC SPA (MFT.MI) stock?

The Earnings per Share (EPS) of MATICA FINTEC SPA (MFT.MI) is expected to decline by -15.75% in the next year.