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MERCURITY FINTECH HOLDING IN (MFH) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:MFH - KYG594672027 - Common Stock

11.35 USD
+0.29 (+2.62%)
Last: 11/12/2025, 8:00:01 PM
11.35 USD
0 (0%)
After Hours: 11/12/2025, 8:00:01 PM
Fundamental Rating

1

We assign a fundamental rating of 1 out of 10 to MFH. MFH was compared to 280 industry peers in the Software industry. The financial health of MFH is average, but there are quite some concerns on its profitability. MFH is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

MFH had negative earnings in the past year.
MFH had a negative operating cash flow in the past year.
MFH had negative earnings in each of the past 5 years.
In the past 5 years MFH always reported negative operating cash flow.
MFH Yearly Net Income VS EBIT VS OCF VS FCFMFH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M -150M

1.2 Ratios

MFH has a worse Return On Assets (-12.70%) than 66.90% of its industry peers.
The Return On Equity of MFH (-18.82%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROIC N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
MFH Yearly ROA, ROE, ROICMFH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K

1.3 Margins

MFH does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MFH Yearly Profit, Operating, Gross MarginsMFH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K

4

2. Health

2.1 Basic Checks

MFH does not have a ROIC to compare to the WACC, probably because it is not profitable.
MFH has more shares outstanding than it did 1 year ago.
The number of shares outstanding for MFH has been reduced compared to 5 years ago.
The debt/assets ratio for MFH has been reduced compared to a year ago.
MFH Yearly Shares OutstandingMFH Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B
MFH Yearly Total Debt VS Total AssetsMFH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

Based on the Altman-Z score of -17.89, we must say that MFH is in the distress zone and has some risk of bankruptcy.
MFH has a worse Altman-Z score (-17.89) than 93.24% of its industry peers.
MFH has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
MFH has a Debt to Equity ratio of 0.31. This is comparable to the rest of the industry: MFH outperforms 40.57% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z -17.89
ROIC/WACCN/A
WACC10.9%
MFH Yearly LT Debt VS Equity VS FCFMFH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

MFH has a Current Ratio of 2.59. This indicates that MFH is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.59, MFH is in the better half of the industry, outperforming 71.53% of the companies in the same industry.
A Quick Ratio of 2.59 indicates that MFH has no problem at all paying its short term obligations.
MFH has a better Quick ratio (2.59) than 71.89% of its industry peers.
Industry RankSector Rank
Current Ratio 2.59
Quick Ratio 2.59
MFH Yearly Current Assets VS Current LiabilitesMFH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

1

3. Growth

3.1 Past

MFH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 63.50%, which is quite impressive.
Looking at the last year, MFH shows a very strong growth in Revenue. The Revenue has grown by 125.93%.
Measured over the past years, MFH shows a very negative growth in Revenue. The Revenue has been decreasing by -10.35% on average per year.
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MFH Yearly Revenue VS EstimatesMFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

0

4. Valuation

4.1 Price/Earnings Ratio

MFH reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFH Price Earnings VS Forward Price EarningsMFH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFH Per share dataMFH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

MFH does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

MERCURITY FINTECH HOLDING IN

NASDAQ:MFH (11/12/2025, 8:00:01 PM)

After market: 11.35 0 (0%)

11.35

+0.29 (+2.62%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)09-27 2022-09-27/bmo
Earnings (Next)12-13 2022-12-13/bmo
Inst Owners25.49%
Inst Owner ChangeN/A
Ins Owners24.22%
Ins Owner Change-16.14%
Market Cap162.17M
Revenue(TTM)1.01M
Net Income(TTM)-4.53M
Analysts0
Price TargetN/A
Short Float %25.85%
Short Ratio5.8
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 160.98
P/FCF N/A
P/OCF N/A
P/B 6.73
P/tB 7.74
EV/EBITDA N/A
EPS(TTM)-0.32
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.25
FCFYN/A
OCF(TTM)-0.25
OCFYN/A
SpS0.07
BVpS1.69
TBVpS1.47
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 0.38%
Cap/Sales 0.26%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.59
Quick Ratio 2.59
Altman-Z -17.89
F-Score6
WACC10.9%
ROIC/WACCN/A
Cap/Depr(3y)122.62%
Cap/Depr(5y)N/A
Cap/Sales(3y)225.02%
Cap/Sales(5y)135.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y34.73%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-28.14%
OCF growth 3YN/A
OCF growth 5YN/A

MERCURITY FINTECH HOLDING IN / MFH FAQ

What is the ChartMill fundamental rating of MERCURITY FINTECH HOLDING IN (MFH) stock?

ChartMill assigns a fundamental rating of 1 / 10 to MFH.


Can you provide the valuation status for MERCURITY FINTECH HOLDING IN?

ChartMill assigns a valuation rating of 0 / 10 to MERCURITY FINTECH HOLDING IN (MFH). This can be considered as Overvalued.


How profitable is MERCURITY FINTECH HOLDING IN (MFH) stock?

MERCURITY FINTECH HOLDING IN (MFH) has a profitability rating of 0 / 10.


How financially healthy is MERCURITY FINTECH HOLDING IN?

The financial health rating of MERCURITY FINTECH HOLDING IN (MFH) is 4 / 10.