MERCURITY FINTECH HOLDING IN (MFH) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:MFH • KYG594672027

11.35 USD
+0.29 (+2.62%)
At close: Nov 12, 2025
11.35 USD
0 (0%)
After Hours: 11/12/2025, 8:00:01 PM
Fundamental Rating

1

MFH gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. The financial health of MFH is average, but there are quite some concerns on its profitability. MFH has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year MFH has reported negative net income.
  • In the past year MFH has reported a negative cash flow from operations.
  • In the past 5 years MFH always reported negative net income.
  • MFH had a negative operating cash flow in each of the past 5 years.
MFH Yearly Net Income VS EBIT VS OCF VS FCFMFH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M -150M

1.2 Ratios

  • MFH's Return On Assets of -12.70% is on the low side compared to the rest of the industry. MFH is outperformed by 66.90% of its industry peers.
  • Looking at the Return On Equity, with a value of -18.82%, MFH is in line with its industry, outperforming 40.57% of the companies in the same industry.
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROIC N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
MFH Yearly ROA, ROE, ROICMFH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K

1.3 Margins

  • MFH does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MFH Yearly Profit, Operating, Gross MarginsMFH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K

4

2. Health

2.1 Basic Checks

  • MFH does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • MFH has more shares outstanding than it did 1 year ago.
  • MFH has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for MFH has been reduced compared to a year ago.
MFH Yearly Shares OutstandingMFH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B
MFH Yearly Total Debt VS Total AssetsMFH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • MFH has an Altman-Z score of -17.89. This is a bad value and indicates that MFH is not financially healthy and even has some risk of bankruptcy.
  • MFH has a Altman-Z score of -17.89. This is amonst the worse of the industry: MFH underperforms 93.24% of its industry peers.
  • MFH has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of MFH (0.31) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z -17.89
ROIC/WACCN/A
WACC10.9%
MFH Yearly LT Debt VS Equity VS FCFMFH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 2.59 indicates that MFH has no problem at all paying its short term obligations.
  • MFH has a better Current ratio (2.59) than 71.53% of its industry peers.
  • A Quick Ratio of 2.59 indicates that MFH has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 2.59, MFH is in the better half of the industry, outperforming 71.89% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.59
Quick Ratio 2.59
MFH Yearly Current Assets VS Current LiabilitesMFH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

1

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 63.50% over the past year.
  • The Revenue has grown by 125.93% in the past year. This is a very strong growth!
  • MFH shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -10.35% yearly.
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MFH Yearly Revenue VS EstimatesMFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

0

4. Valuation

4.1 Price/Earnings Ratio

  • MFH reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFH Price Earnings VS Forward Price EarningsMFH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFH Per share dataMFH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • No dividends for MFH!.
Industry RankSector Rank
Dividend Yield N/A

MERCURITY FINTECH HOLDING IN

NASDAQ:MFH (11/12/2025, 8:00:01 PM)

After market: 11.35 0 (0%)

11.35

+0.29 (+2.62%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)09-27
Earnings (Next)12-13
Inst Owners25.49%
Inst Owner ChangeN/A
Ins Owners24.22%
Ins Owner Change-16.14%
Market Cap162.17M
Revenue(TTM)1.01M
Net Income(TTM)-4.53M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 160.98
P/FCF N/A
P/OCF N/A
P/B 6.73
P/tB 7.74
EV/EBITDA N/A
EPS(TTM)-0.32
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.25
FCFYN/A
OCF(TTM)-0.25
OCFYN/A
SpS0.07
BVpS1.69
TBVpS1.47
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -12.7%
ROE -18.82%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-24.43%
ROA(5y)-65.81%
ROE(3y)-34.94%
ROE(5y)-81.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 0.38%
Cap/Sales 0.26%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.59
Quick Ratio 2.59
Altman-Z -17.89
F-Score6
WACC10.9%
ROIC/WACCN/A
Cap/Depr(3y)122.62%
Cap/Depr(5y)N/A
Cap/Sales(3y)225.02%
Cap/Sales(5y)135.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)63.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.91%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)125.93%
Revenue growth 3Y14.56%
Revenue growth 5Y-10.35%
Sales Q2Q%145.52%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y34.73%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-28.14%
OCF growth 3YN/A
OCF growth 5YN/A

MERCURITY FINTECH HOLDING IN / MFH FAQ

What is the ChartMill fundamental rating of MERCURITY FINTECH HOLDING IN (MFH) stock?

ChartMill assigns a fundamental rating of 1 / 10 to MFH.


What is the valuation status of MERCURITY FINTECH HOLDING IN (MFH) stock?

ChartMill assigns a valuation rating of 0 / 10 to MERCURITY FINTECH HOLDING IN (MFH). This can be considered as Overvalued.


What is the profitability of MFH stock?

MERCURITY FINTECH HOLDING IN (MFH) has a profitability rating of 0 / 10.


What is the financial health of MERCURITY FINTECH HOLDING IN (MFH) stock?

The financial health rating of MERCURITY FINTECH HOLDING IN (MFH) is 4 / 10.