MANHATTAN BRIDGE CAPITAL INC (LOAN)
US5628031065 - REIT
Overall LOAN gets a fundamental rating of 6 out of 10. We evaluated LOAN against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LOAN gets an excellent profitability rating and is at the same time showing great financial health properties. LOAN has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year LOAN was profitable.
In the past year LOAN had a positive cash flow from operations.
In the past 5 years LOAN has always been profitable.
In the past 5 years LOAN always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of LOAN (7.16%) is better than 98.44% of its industry peers.
Looking at the Return On Equity, with a value of 12.76%, LOAN belongs to the top of the industry, outperforming 96.88% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 8.49%, LOAN belongs to the top of the industry, outperforming 98.44% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for LOAN is significantly above the industry average of 1.59%.
The 3 year average ROIC (7.54%) for LOAN is below the current ROIC(8.49%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.16% | ||
| ROE | 12.76% | ||
| ROIC | 8.49% |
ROA(3y)6.86%
ROA(5y)7.18%
ROE(3y)11.7%
ROE(5y)12.48%
ROIC(3y)7.54%
ROIC(5y)7.87%
1.3 Margins
LOAN has a better Profit Margin (55.90%) than 96.88% of its industry peers.
LOAN's Profit Margin has been stable in the last couple of years.
LOAN's Operating Margin of 81.35% is amongst the best of the industry. LOAN outperforms 98.44% of its industry peers.
LOAN's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.35% | ||
| PM (TTM) | 55.9% | ||
| GM | N/A |
OM growth 3Y0.79%
OM growth 5Y-0.09%
PM growth 3Y-2.52%
PM growth 5Y-0.79%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
LOAN has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, LOAN has less shares outstanding
LOAN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for LOAN is higher compared to a year ago.
2.2 Solvency
LOAN has an Altman-Z score of 2.64. This is not the best score and indicates that LOAN is in the grey zone with still only limited risk for bankruptcy at the moment.
LOAN's Altman-Z score of 2.64 is amongst the best of the industry. LOAN outperforms 100.00% of its industry peers.
The Debt to FCF ratio of LOAN is 5.53, which is a neutral value as it means it would take LOAN, 5.53 years of fcf income to pay off all of its debts.
LOAN has a Debt to FCF ratio of 5.53. This is amongst the best in the industry. LOAN outperforms 95.31% of its industry peers.
LOAN has a Debt/Equity ratio of 0.72. This is a neutral value indicating LOAN is somewhat dependend on debt financing.
LOAN's Debt to Equity ratio of 0.72 is amongst the best of the industry. LOAN outperforms 96.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 5.53 | ||
| Altman-Z | 2.64 |
ROIC/WACC1.03
WACC8.22%
2.3 Liquidity
LOAN has a Current Ratio of 33.08. This indicates that LOAN is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 33.08, LOAN belongs to the best of the industry, outperforming 98.44% of the companies in the same industry.
LOAN has a Quick Ratio of 33.08. This indicates that LOAN is financially healthy and has no problem in meeting its short term obligations.
LOAN has a better Quick ratio (33.08) than 98.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 33.08 | ||
| Quick Ratio | 33.08 |
3. Growth
3.1 Past
LOAN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.31%.
Measured over the past years, LOAN shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.11% on average per year.
LOAN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.30%.
LOAN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.29% yearly.
EPS 1Y (TTM)5.31%
EPS 3Y2.76%
EPS 5Y-0.11%
EPS growth Q2Q13.4%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y11.8%
Revenue growth 5Y6.29%
Revenue growth Q2Q14.93%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y6.67%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
LOAN is valuated reasonably with a Price/Earnings ratio of 10.65.
Compared to the rest of the industry, the Price/Earnings ratio of LOAN is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 25.20, LOAN is valued rather cheaply.
The Price/Forward Earnings ratio is 10.44, which indicates a very decent valuation of LOAN.
LOAN's Price/Forward Earnings ratio is in line with the industry average.
LOAN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.63.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.65 | ||
| Fwd PE | 10.44 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, LOAN is valued cheaper than 100.00% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as LOAN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.43 | ||
| EV/EBITDA | 11.13 |
4.3 Compensation for Growth
LOAN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
LOAN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.6
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.15%, LOAN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 13.26, LOAN's dividend is way lower than its industry peers. On top of this 93.75% of the companies listed in the same industry pay a better dividend than LOAN!
Compared to an average S&P500 Dividend Yield of 2.44, LOAN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.15% |
5.2 History
The dividend of LOAN has a limited annual growth rate of 0.56%.
LOAN has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.56%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
96.93% of the earnings are spent on dividend by LOAN. This is not a sustainable payout ratio.
LOAN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP96.93%
EPS Next 2YN/A
EPS Next 3YN/A
MANHATTAN BRIDGE CAPITAL INC
NASDAQ:LOAN (4/26/2024, 1:37:15 PM)
5.11
+0.05 (+0.99%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap58.46M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.15% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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EPS beat(8)
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PT rev (1m)
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EPS NQ rev (3m)
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EPS NY rev (3m)
Revenue NQ rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.65 | ||
| Fwd PE | 10.44 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)1.6
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.16% | ||
| ROE | 12.76% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 81.35% | ||
| PM (TTM) | 55.9% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 33.08 | ||
| Quick Ratio | 33.08 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)5.31%
EPS 3Y2.76%
EPS 5Y
EPS growth Q2Q
EPS Next Y6.67%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)14.3%
Revenue growth 3Y11.8%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
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OCF growth 1Y
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OCF growth 5Y