6.16 USD
+0.15 (+2.5%)
Taking everything into account, JFU scores 3 out of 10 in our fundamental rating. JFU was compared to 70 industry peers in the Interactive Media & Services industry. Both the profitability and the financial health of JFU get a neutral evaluation. Nothing too spectacular is happening here. JFU has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year JFU was profitable.
- In the past 5 years JFU reported 4 times negative net income.
- The reported operating cash flow has been mixed in the past 5 years: JFU reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.83%, JFU is in the better half of the industry, outperforming 77.14% of the companies in the same industry.
- With a decent Return On Equity value of 6.74%, JFU is doing good in the industry, outperforming 77.14% of the companies in the same industry.
- JFU has a Return On Invested Capital (1.08%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.83% | ||
| ROE | 6.74% | ||
| ROIC | 1.08% |
ROA(3y)-5.35%
ROA(5y)-12.53%
ROE(3y)-6.29%
ROE(5y)-15.75%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 80.25%, JFU belongs to the top of the industry, outperforming 97.14% of the companies in the same industry.
- JFU has a Operating Margin of 16.48%. This is amongst the best in the industry. JFU outperforms 82.86% of its industry peers.
- JFU has a Gross Margin of 77.12%. This is in the better half of the industry: JFU outperforms 74.29% of its industry peers.
- JFU's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.48% | ||
| PM (TTM) | 80.25% | ||
| GM | 77.12% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.4%
GM growth 5Y-2.59%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), JFU is destroying value.
- The number of shares outstanding for JFU remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, JFU has more shares outstanding
- There is no outstanding debt for JFU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- Based on the Altman-Z score of 0.01, we must say that JFU is in the distress zone and has some risk of bankruptcy.
- JFU's Altman-Z score of 0.01 is on the low side compared to the rest of the industry. JFU is outperformed by 62.86% of its industry peers.
- There is no outstanding debt for JFU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.01 |
ROIC/WACC0.14
WACC7.54%
2.3 Liquidity
- JFU has a Current Ratio of 1.44. This is a normal value and indicates that JFU is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of JFU (1.44) is worse than 62.86% of its industry peers.
- A Quick Ratio of 1.44 indicates that JFU should not have too much problems paying its short term obligations.
- JFU has a worse Quick ratio (1.44) than 62.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- JFU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 3533.33%, which is quite impressive.
- The Revenue has been growing slightly by 7.77% in the past year.
- The Revenue for JFU have been decreasing by -41.24% on average. This is quite bad
EPS 1Y (TTM)3533.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1760%
Revenue 1Y (TTM)7.77%
Revenue growth 3Y-25.42%
Revenue growth 5Y-41.24%
Sales Q2Q%6.29%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 1.96, which indicates a rather cheap valuation of JFU.
- Based on the Price/Earnings ratio, JFU is valued cheaper than 95.71% of the companies in the same industry.
- JFU is valuated cheaply when we compare the Price/Earnings ratio to 27.25, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.96 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, JFU is valued cheaply inside the industry as 81.43% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.98 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for JFU!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
9F INC - ADR / JFU FAQ
What is the ChartMill fundamental rating of 9F INC - ADR (JFU) stock?
ChartMill assigns a fundamental rating of 3 / 10 to JFU.
Can you provide the valuation status for 9F INC - ADR?
ChartMill assigns a valuation rating of 3 / 10 to 9F INC - ADR (JFU). This can be considered as Overvalued.
What is the profitability of JFU stock?
9F INC - ADR (JFU) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for JFU stock?
The Price/Earnings (PE) ratio for 9F INC - ADR (JFU) is 1.96 and the Price/Book (PB) ratio is 0.13.