9F INC - ADR (JFU) Fundamental Analysis & Valuation

NASDAQ:JFU • US65442R2085

Current stock price

2.82 USD
-0.18 (-6%)
At close:
2.68 USD
-0.14 (-4.96%)
After Hours:

This JFU fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. JFU Profitability Analysis

1.1 Basic Checks

  • In the past year JFU was profitable.
  • JFU had negative earnings in 4 of the past 5 years.
  • In multiple years JFU reported negative operating cash flow during the last 5 years.
JFU Yearly Net Income VS EBIT VS OCF VS FCFJFU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B -2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.83%, JFU is in the better half of the industry, outperforming 72.46% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 6.74%, JFU is in the better half of the industry, outperforming 69.57% of the companies in the same industry.
  • JFU has a Return On Invested Capital (1.09%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 5.83%
ROE 6.74%
ROIC 1.09%
ROA(3y)-5.35%
ROA(5y)-12.53%
ROE(3y)-6.29%
ROE(5y)-15.75%
ROIC(3y)N/A
ROIC(5y)N/A
JFU Yearly ROA, ROE, ROICJFU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • JFU has a better Profit Margin (80.14%) than 97.10% of its industry peers.
  • JFU has a better Operating Margin (16.62%) than 81.16% of its industry peers.
  • Looking at the Gross Margin, with a value of 77.11%, JFU is in the better half of the industry, outperforming 73.91% of the companies in the same industry.
  • JFU's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 16.62%
PM (TTM) 80.14%
GM 77.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.37%
GM growth 5Y-2.57%
JFU Yearly Profit, Operating, Gross MarginsJFU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. JFU Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so JFU is destroying value.
  • JFU has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, JFU has more shares outstanding
  • There is no outstanding debt for JFU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
JFU Yearly Shares OutstandingJFU Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
JFU Yearly Total Debt VS Total AssetsJFU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.2 Solvency

  • JFU has an Altman-Z score of -0.25. This is a bad value and indicates that JFU is not financially healthy and even has some risk of bankruptcy.
  • JFU has a Altman-Z score of -0.25. This is in the lower half of the industry: JFU underperforms 60.87% of its industry peers.
  • There is no outstanding debt for JFU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -0.25
ROIC/WACC0.14
WACC7.54%
JFU Yearly LT Debt VS Equity VS FCFJFU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

  • JFU has a Current Ratio of 1.44. This is a normal value and indicates that JFU is financially healthy and should not expect problems in meeting its short term obligations.
  • JFU's Current ratio of 1.44 is in line compared to the rest of the industry. JFU outperforms 40.58% of its industry peers.
  • JFU has a Quick Ratio of 1.44. This is a normal value and indicates that JFU is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.44, JFU perfoms like the industry average, outperforming 40.58% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.44
Quick Ratio 1.44
JFU Yearly Current Assets VS Current LiabilitesJFU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. JFU Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 3178.55% over the past year.
  • Looking at the last year, JFU shows a quite strong growth in Revenue. The Revenue has grown by 8.02% in the last year.
  • Measured over the past years, JFU shows a very negative growth in Revenue. The Revenue has been decreasing by -41.23% on average per year.
EPS 1Y (TTM)3178.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1645.01%
Revenue 1Y (TTM)8.02%
Revenue growth 3Y-25.41%
Revenue growth 5Y-41.23%
Sales Q2Q%6.54%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
JFU Yearly Revenue VS EstimatesJFU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
JFU Yearly EPS VS EstimatesJFU Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 20 40 60 80 100

More info and screens

Find the best growth stocksShow best growing peers

3

4. JFU Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 0.89, which indicates a rather cheap valuation of JFU.
  • 95.65% of the companies in the same industry are more expensive than JFU, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.86. JFU is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 0.89
Fwd PE N/A
JFU Price Earnings VS Forward Price EarningsJFU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, JFU is valued cheaply inside the industry as 95.65% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 3.2
JFU Per share dataJFU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. JFU Dividend Analysis

5.1 Amount

  • No dividends for JFU!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

JFU Fundamentals: All Metrics, Ratios and Statistics

9F INC - ADR

NASDAQ:JFU (4/13/2026, 1:16:35 PM)

After market: 2.68 -0.14 (-4.96%)

2.82

-0.18 (-6%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)N/A
Earnings (Next)12-13
Inst Owners0.06%
Inst Owner Change0%
Ins Owners1.72%
Ins Owner ChangeN/A
Market Cap33.20M
Revenue(TTM)319.50M
Net Income(TTM)256.05M
Analysts45
Price TargetN/A
Short Float %0.62%
Short Ratio0.23
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 0.89
Fwd PE N/A
P/S 0.71
P/FCF N/A
P/OCF N/A
P/B 0.06
P/tB 0.06
EV/EBITDA 3.2
EPS(TTM)3.18
EY112.77%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.97
BVpS47.23
TBVpS47.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number58.13
Profitability
Industry RankSector Rank
ROA 5.83%
ROE 6.74%
ROCE 1.38%
ROIC 1.09%
ROICexc 1.09%
ROICexgc 1.09%
OM 16.62%
PM (TTM) 80.14%
GM 77.11%
FCFM N/A
ROA(3y)-5.35%
ROA(5y)-12.53%
ROE(3y)-6.29%
ROE(5y)-15.75%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.37%
GM growth 5Y-2.57%
F-ScoreN/A
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.44
Quick Ratio 1.44
Altman-Z -0.25
F-ScoreN/A
WACC7.54%
ROIC/WACC0.14
Cap/Depr(3y)83.7%
Cap/Depr(5y)55.11%
Cap/Sales(3y)3.25%
Cap/Sales(5y)2.15%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3178.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1645.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.02%
Revenue growth 3Y-25.41%
Revenue growth 5Y-41.23%
Sales Q2Q%6.54%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y135.56%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-20.1%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-25.62%
OCF growth 3YN/A
OCF growth 5YN/A

9F INC - ADR / JFU Fundamental Analysis FAQ

What is the ChartMill fundamental rating of 9F INC - ADR (JFU) stock?

ChartMill assigns a fundamental rating of 3 / 10 to JFU.


Can you provide the valuation status for 9F INC - ADR?

ChartMill assigns a valuation rating of 3 / 10 to 9F INC - ADR (JFU). This can be considered as Overvalued.


How profitable is 9F INC - ADR (JFU) stock?

9F INC - ADR (JFU) has a profitability rating of 4 / 10.


How financially healthy is 9F INC - ADR?

The financial health rating of 9F INC - ADR (JFU) is 5 / 10.