IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IVU - DE0007448508 - Common Stock
21.3 EUR
+0.3 (+1.43%)
Taking everything into account, IVU scores 6 out of 10 in our fundamental rating. IVU was compared to 114 industry peers in the Software industry. IVU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. IVU is not valued too expensively and it also shows a decent growth rate. This makes IVU very considerable for quality investing!
1. Profitability
1.1 Basic Checks
IVU had positive earnings in the past year.
In the past year IVU had a positive cash flow from operations.
Each year in the past 5 years IVU has been profitable.
IVU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of IVU (7.48%) is better than 69.30% of its industry peers.
With a decent Return On Equity value of 15.08%, IVU is doing good in the industry, outperforming 68.42% of the companies in the same industry.
The Return On Invested Capital of IVU (11.62%) is better than 78.07% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for IVU is below the industry average of 13.10%.
The last Return On Invested Capital (11.62%) for IVU is above the 3 year average (10.43%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROIC | 11.62% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
IVU has a Profit Margin (8.64%) which is in line with its industry peers.
IVU's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 12.30%, IVU is doing good in the industry, outperforming 64.04% of the companies in the same industry.
IVU's Operating Margin has improved in the last couple of years.
The Gross Margin of IVU (82.34%) is better than 75.44% of its industry peers.
In the last couple of years the Gross Margin of IVU has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so IVU is still creating some value.
The number of shares outstanding for IVU has been reduced compared to 1 year ago.
Compared to 5 years ago, IVU has less shares outstanding
IVU has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.88 indicates that IVU is not in any danger for bankruptcy at the moment.
The Altman-Z score of IVU (4.88) is better than 72.81% of its industry peers.
IVU has a debt to FCF ratio of 1.40. This is a very positive value and a sign of high solvency as it would only need 1.40 years to pay back of all of its debts.
IVU has a Debt to FCF ratio of 1.40. This is in the better half of the industry: IVU outperforms 73.68% of its industry peers.
IVU has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
IVU has a Debt to Equity ratio (0.23) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Altman-Z | 4.88 |
ROIC/WACC1.59
WACC7.29%
2.3 Liquidity
IVU has a Current Ratio of 1.92. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
IVU's Current ratio of 1.92 is fine compared to the rest of the industry. IVU outperforms 73.68% of its industry peers.
IVU has a Quick Ratio of 1.84. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of IVU (1.84) is better than 74.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 |
3. Growth
3.1 Past
IVU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.57%, which is quite good.
The Earnings Per Share has been growing slightly by 2.96% on average over the past years.
The Revenue has grown by 8.44% in the past year. This is quite good.
IVU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.53% yearly.
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
3.2 Future
Based on estimates for the next years, IVU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.85% on average per year.
The Revenue is expected to grow by 9.18% on average over the next years. This is quite good.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 30.00, the valuation of IVU can be described as expensive.
Based on the Price/Earnings ratio, IVU is valued a bit cheaper than the industry average as 71.05% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 25.98, IVU is valued at the same level.
The Price/Forward Earnings ratio is 23.96, which indicates a rather expensive current valuation of IVU.
IVU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. IVU is cheaper than 67.54% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 35.79. IVU is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30 | ||
| Fwd PE | 23.96 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, IVU is valued a bit cheaper than the industry average as 69.30% of the companies are valued more expensively.
71.93% of the companies in the same industry are more expensive than IVU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.09 | ||
| EV/EBITDA | 14.21 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of IVU may justify a higher PE ratio.
A more expensive valuation may be justified as IVU's earnings are expected to grow with 15.85% in the coming years.
PEG (NY)1.37
PEG (5Y)10.15
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.39%, IVU has a reasonable but not impressive dividend return.
IVU's Dividend Yield is rather good when compared to the industry average which is at 2.24. IVU pays more dividend than 85.96% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, IVU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
5.2 History
On average, the dividend of IVU grows each year by 16.84%, which is quite nice.
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
39.34% of the earnings are spent on dividend by IVU. This is a low number and sustainable payout ratio.
The dividend of IVU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (11/25/2025, 5:29:53 PM)
21.3
+0.3 (+1.43%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap377.44M
Revenue(TTM)142.91M
Net Income(TTM)12.35M
Analysts86.67
Price Target23.97 (12.54%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP39.34%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30 | ||
| Fwd PE | 23.96 | ||
| P/S | 2.64 | ||
| P/FCF | 26.09 | ||
| P/OCF | 23.46 | ||
| P/B | 4.61 | ||
| P/tB | 6.69 | ||
| EV/EBITDA | 14.21 |
EPS(TTM)0.71
EY3.33%
EPS(NY)0.89
Fwd EY4.17%
FCF(TTM)0.82
FCFY3.83%
OCF(TTM)0.91
OCFY4.26%
SpS8.06
BVpS4.62
TBVpS3.18
PEG (NY)1.37
PEG (5Y)10.15
Graham Number8.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROCE | 16.74% | ||
| ROIC | 11.62% | ||
| ROICexc | 20.88% | ||
| ROICexgc | 37.04% | ||
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% | ||
| FCFM | 10.12% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexgc growth 3Y-2.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score4
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Debt/EBITDA | 0.82 | ||
| Cap/Depr | 32.86% | ||
| Cap/Sales | 1.13% | ||
| Interest Coverage | 114.17 | ||
| Cash Conversion | 71.48% | ||
| Profit Quality | 117.15% | ||
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 | ||
| Altman-Z | 4.88 |
F-Score4
WACC7.29%
ROIC/WACC1.59
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y18.13%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year34.17%
EBIT Next 3Y19.15%
EBIT Next 5YN/A
FCF growth 1Y57.92%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y49.29%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%
IVU TRAFFIC TECHNOLOGIES AG / IVU.DE FAQ
Can you provide the ChartMill fundamental rating for IVU TRAFFIC TECHNOLOGIES AG?
ChartMill assigns a fundamental rating of 6 / 10 to IVU.DE.
What is the valuation status of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to IVU TRAFFIC TECHNOLOGIES AG (IVU.DE). This can be considered as Fairly Valued.
How profitable is IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) has a profitability rating of 7 / 10.
What is the valuation of IVU TRAFFIC TECHNOLOGIES AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 30 and the Price/Book (PB) ratio is 4.61.
Can you provide the dividend sustainability for IVU stock?
The dividend rating of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 5 / 10 and the dividend payout ratio is 39.34%.