IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - FRA:IVU - DE0007448508 - Common Stock
20.1 EUR
0 (0%)
Taking everything into account, IVU scores 6 out of 10 in our fundamental rating. IVU was compared to 111 industry peers in the Software industry. Both the health and profitability get an excellent rating, making IVU a very profitable company, without any liquidiy or solvency issues. IVU has a correct valuation and a medium growth rate. These ratings could make IVU a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
IVU had positive earnings in the past year.
IVU had a positive operating cash flow in the past year.
In the past 5 years IVU has always been profitable.
Each year in the past 5 years IVU had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.48%, IVU is in the better half of the industry, outperforming 69.37% of the companies in the same industry.
Looking at the Return On Equity, with a value of 15.08%, IVU is in the better half of the industry, outperforming 69.37% of the companies in the same industry.
The Return On Invested Capital of IVU (11.62%) is better than 80.18% of its industry peers.
The Average Return On Invested Capital over the past 3 years for IVU is below the industry average of 12.56%.
The 3 year average ROIC (10.43%) for IVU is below the current ROIC(11.62%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROIC | 11.62% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
The Profit Margin of IVU (8.64%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of IVU has declined.
With a decent Operating Margin value of 12.30%, IVU is doing good in the industry, outperforming 66.67% of the companies in the same industry.
IVU's Operating Margin has improved in the last couple of years.
IVU's Gross Margin of 82.34% is fine compared to the rest of the industry. IVU outperforms 75.68% of its industry peers.
IVU's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so IVU is still creating some value.
IVU has less shares outstanding than it did 1 year ago.
IVU has less shares outstanding than it did 5 years ago.
The debt/assets ratio for IVU is higher compared to a year ago.
2.2 Solvency
IVU has an Altman-Z score of 4.77. This indicates that IVU is financially healthy and has little risk of bankruptcy at the moment.
IVU's Altman-Z score of 4.77 is fine compared to the rest of the industry. IVU outperforms 63.96% of its industry peers.
The Debt to FCF ratio of IVU is 1.40, which is an excellent value as it means it would take IVU, only 1.40 years of fcf income to pay off all of its debts.
IVU has a Debt to FCF ratio of 1.40. This is in the better half of the industry: IVU outperforms 70.27% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that IVU is not too dependend on debt financing.
IVU has a Debt to Equity ratio (0.23) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Altman-Z | 4.77 |
ROIC/WACC1.52
WACC7.66%
2.3 Liquidity
A Current Ratio of 1.92 indicates that IVU should not have too much problems paying its short term obligations.
The Current ratio of IVU (1.92) is better than 72.07% of its industry peers.
IVU has a Quick Ratio of 1.84. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
IVU has a Quick ratio of 1.84. This is in the better half of the industry: IVU outperforms 71.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 |
3. Growth
3.1 Past
IVU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.57%, which is quite good.
Measured over the past 5 years, IVU shows a small growth in Earnings Per Share. The EPS has been growing by 2.96% on average per year.
IVU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.44%.
The Revenue has been growing by 8.53% on average over the past years. This is quite good.
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
3.2 Future
The Earnings Per Share is expected to grow by 15.85% on average over the next years. This is quite good.
Based on estimates for the next years, IVU will show a quite strong growth in Revenue. The Revenue will grow by 9.18% on average per year.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
IVU is valuated quite expensively with a Price/Earnings ratio of 28.31.
Based on the Price/Earnings ratio, IVU is valued a bit cheaper than the industry average as 73.87% of the companies are valued more expensively.
IVU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.29, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 22.61, IVU is valued on the expensive side.
Based on the Price/Forward Earnings ratio, IVU is valued a bit cheaper than 68.47% of the companies in the same industry.
IVU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.85, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.31 | ||
| Fwd PE | 22.61 |
4.2 Price Multiples
71.17% of the companies in the same industry are more expensive than IVU, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 72.07% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.62 | ||
| EV/EBITDA | 13.5 |
4.3 Compensation for Growth
IVU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
IVU has a very decent profitability rating, which may justify a higher PE ratio.
IVU's earnings are expected to grow with 15.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.29
PEG (5Y)9.58
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.37%, IVU has a reasonable but not impressive dividend return.
IVU's Dividend Yield is rather good when compared to the industry average which is at 2.10. IVU pays more dividend than 85.59% of the companies in the same industry.
With a Dividend Yield of 1.37, IVU pays less dividend than the S&P500 average, which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
5.2 History
On average, the dividend of IVU grows each year by 16.84%, which is quite nice.
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
39.34% of the earnings are spent on dividend by IVU. This is a low number and sustainable payout ratio.
The dividend of IVU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (10/16/2025, 7:00:00 PM)
20.1
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap356.17M
Analysts86.67
Price Target23.97 (19.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP39.34%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.31 | ||
| Fwd PE | 22.61 | ||
| P/S | 2.49 | ||
| P/FCF | 24.62 | ||
| P/OCF | 22.14 | ||
| P/B | 4.35 | ||
| P/tB | 6.32 | ||
| EV/EBITDA | 13.5 |
EPS(TTM)0.71
EY3.53%
EPS(NY)0.89
Fwd EY4.42%
FCF(TTM)0.82
FCFY4.06%
OCF(TTM)0.91
OCFY4.52%
SpS8.06
BVpS4.62
TBVpS3.18
PEG (NY)1.29
PEG (5Y)9.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROCE | 16.74% | ||
| ROIC | 11.62% | ||
| ROICexc | 20.88% | ||
| ROICexgc | 37.04% | ||
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% | ||
| FCFM | 10.12% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexcg growth 3Y-2.23%
ROICexcg growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score4
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Debt/EBITDA | 0.82 | ||
| Cap/Depr | 32.86% | ||
| Cap/Sales | 1.13% | ||
| Interest Coverage | 114.17 | ||
| Cash Conversion | 71.48% | ||
| Profit Quality | 117.15% | ||
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 | ||
| Altman-Z | 4.77 |
F-Score4
WACC7.66%
ROIC/WACC1.52
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y18.13%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year34.17%
EBIT Next 3Y19.15%
EBIT Next 5YN/A
FCF growth 1Y57.92%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y49.29%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%