FIRST INTERNET BANCORP (INBK) Earnings History & Surprises

NASDAQ:INBKUS3205571017

Current stock price

19.66 USD
+0.15 (+0.77%)
At close:
19.66 USD
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INBK Earnings overview

Past quarterly earnings results for FIRST INTERNET BANCORP (INBK), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 21, 2026
Period
Q1 / 2026
EPS Estimate
$0.10
Revenue Estimate
37.995M

Last Reported

Most Recent
Release Date
Jan 29, 2026
Period
Q4 / 2025
EPS Reported
$0.64
EPS Surprise
10.61%
Revenue Surprise
-7.66%

Beat Rate

Last 8 Quarters
19%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.64 0.58 10.61% -22.89% 31.483M 34.095M -7.66% -13.79%
Q3 2025 -1.43 0.72 -298.09% -278.75% 31.51M 32.819M -3.99% 44.77%
Q2 2025 0.02 0.30 -93.34% -97.01% 29.147M 30.321M -3.87% 29.53%
Q1 2025 0.11 0.77 -85.75% -81.36% 26.265M 26.962M -2.59% 19.80%
Q4 2024 0.83 0.93 -11.17% 72.92% 36.52M 24.818M 47.15% 73.53%
Q3 2024 0.80 0.85 -6.07% 105.13% 21.765M 23.967M -9.19% 16.75%
Q2 2024 0.67 0.72 -7.51% 52.27% 22.502M 23.324M -3.52% 15.44%
Q1 2024 0.59 0.55 7.92% 521.43% 21.924M 22.835M -3.99% 4.61%
Q4 2023 0.48 0.32 51.80% -29.41% 21.045M 19.669M 7.00% -23.42%
Q3 2023 0.39 0.37 6.80% -56.18% 18.643M 20.317M -8.24% -34.15%
Q2 2023 0.44 0.39 12.92% -55.56% 19.492M 20.207M -3.54% -35.01%
Q1 2023 -0.14 0.46 -130.13% -112.28% 20.957M 22.612M -7.32% -35.66%
Q4 2022 0.68 0.71 -4.76% -47.69% 27.48M 23.93M 14.83% -11.92%
Q3 2022 0.89 1.15 -22.78% -29.92% 28.31M 28.226M 0.30% -1.46%
Q2 2022 0.99 1.15 -13.59% -10.81% 29.99M 26.931M 11.36% -1.90%
Q1 2022 1.14 1.01 12.85% 8.57% 32.57M 28.424M 14.59% 12.66%
Q4 2021 1.30 1.19 9.01% 16.07% 31.2M 23.596M 32.23% -1.05%
Q3 2021 1.27 1.15 9.99% 23.30% 28.73M 23.902M 20.20% -
Q2 2021 1.11 1.23 -9.67% 177.50% 30.57M 23.528M 29.93% 57.58%
Q1 2021 1.05 0.97 8.53% 69.35% 28.91M 21.76M 32.86% 36.18%
Q4 2020 1.12 0.87 29.46% - 31.53M 19.951M 58.04% -
Q3 2020 1.03 0.42 146.29% - 28.73M 17.055M 68.45% -
Q2 2020 0.40 0.34 17.41% - 19.4M 16.31M 18.95% -
Q1 2020 0.62 0.57 9.72% - 21.23M 16.5M 28.67% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

INBK EPS Q2Q GrowthINBK EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 500 1K

Revenue Historical Q2Q growth and Acceleration

INBK Revenue Q2Q GrowthINBK Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40 60

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
1
Average EPS beat (4)
-116.64%
Max EPS beat (4)
10.61%
Min EPS beat (4)
-298.09%

Revenue beat statistics

Revenue beat (4)
0
Average Revenue beat (4)
-4.53%
Max Revenue beat (4)
-2.59%
Min Revenue beat (4)
-7.66%

Analysis

In the last 4 quarters, INBK has beaten EPS estimates in 1 out of 4 releases
INBK has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, INBK reported -116.6% below the EPS estimates on average.
In the last 4 quarters, INBK reported -4.5% below the revenue estimates on average.

FIRST INTERNET BANCORP / INBK Earnings FAQ

What is the most recent earnings date for INBK stock?

FIRST INTERNET BANCORP (INBK) last reported earnings on 1/29/2026.

Did INBK stock beat earnings estimates in the most recent quarter?

FIRST INTERNET BANCORP (INBK) beat EPS estimates and missed revenue estimates in the most recent quarter.

How often does FIRST INTERNET BANCORP (INBK) beat earnings estimates?

In the last 4 quarters, FIRST INTERNET BANCORP (INBK) has beaten EPS estimates in 1 out of 4 releases.