INDEPENDENT BANK CORP - MICH (IBCP) Earnings History & Surprises

NASDAQ:IBCP • US4538386099

Current stock price

33.86 USD
+0.56 (+1.68%)
Last:

IBCP Earnings overview

Past quarterly earnings results for INDEPENDENT BANK CORP - MICH (IBCP), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 23, 2026
Period
Q1 / 2026
EPS Estimate
$0.80
Revenue Estimate
50.952M

Last Reported

Most Recent
Release Date
Jan 22, 2026
Period
Q4 / 2025
EPS Reported
$0.89
EPS Surprise
3.53%
Revenue Surprise
-2.57%

Beat Rate

Last 8 Quarters
38%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.89 0.86 3.53% 2.30% 46.354M 47.579M -2.57% 8.17%
Q3 2025 0.84 0.86 -1.94% 29.23% 45.361M 47.012M -3.51% 8.38%
Q2 2025 0.81 0.81 0.17% -7.95% 44.615M 45.624M -2.21% 7.91%
Q1 2025 0.74 0.71 3.64% -2.63% 43.685M 44.267M -1.31% 8.68%
Q4 2024 0.87 0.78 11.06% 33.85% 42.851M 43.702M -1.95% 6.83%
Q3 2024 0.65 0.77 -15.66% -21.69% 41.854M 43.105M -2.90% -8.06%
Q2 2024 0.88 0.72 22.76% 25.71% 41.346M 41.926M -1.38% 7.81%
Q1 2024 0.76 0.66 15.92% 24.59% 40.197M 41.085M -2.16% 4.57%
Q4 2023 0.65 0.71 -8.64% -8.45% 40.111M 40.915M -1.97% -22.86%
Q3 2023 0.83 0.63 30.72% 2.47% 45.525M 37.473M 21.49% -19.69%
Q2 2023 0.70 0.60 15.85% 14.75% 38.35M 38.804M -1.17% -24.22%
Q1 2023 0.61 0.61 -0.29% -27.38% 38.441M 40.419M -4.89% -25.89%
Q4 2022 0.71 0.75 -5.30% 22.41% 52M 42.775M 21.57% 4.06%
Q3 2022 0.81 0.62 31.48% 10.96% 56.69M 40.155M 41.18% 6.12%
Q2 2022 0.61 0.56 8.90% 8.93% 50.61M 35.094M 44.21% 9.90%
Q1 2022 0.84 0.52 63.02% -16.00% 51.87M 33.487M 54.90% -8.34%
Q4 2021 0.58 0.66 -12.29% -24.68% 49.97M 35.395M 41.18% -6.34%
Q3 2021 0.73 0.64 14.51% -17.98% 53.42M 32.269M 65.55% -9.27%
Q2 2021 0.56 0.68 -18.06% -16.42% 46.05M 31.458M 46.39% -9.23%
Q1 2021 1.00 0.59 68.55% 376.19% 56.59M 32.038M 76.63% 37.69%
Q4 2020 0.77 0.62 24.24% - 53.35M 32.491M 64.20% -
Q3 2020 0.89 0.49 82.54% - 58.88M 31.672M 85.91% -
Q2 2020 0.67 0.26 158.61% - 50.73M 30.996M 63.67% -
Q1 2020 0.21 0.38 -44.85% - 41.1M 30.585M 34.38% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

IBCP EPS Q2Q GrowthIBCP EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 100 200 300

Revenue Historical Q2Q growth and Acceleration

IBCP Revenue Q2Q GrowthIBCP Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
3
Average EPS beat (4)
1.35%
Max EPS beat (4)
3.64%
Min EPS beat (4)
-1.94%

Revenue beat statistics

Revenue beat (4)
0
Average Revenue beat (4)
-2.40%
Max Revenue beat (4)
-1.31%
Min Revenue beat (4)
-3.51%

Analysis

In the last 4 quarters, IBCP has beaten EPS estimates in 3 out of 4 releases
IBCP has not beaten revenue estimates in any of the last 4 earnings releases
In the last 4 quarters, IBCP has beaten the EPS estimates by 1.4% on average.
In the last 4 quarters, IBCP reported -2.4% below the revenue estimates on average.
IBCP Overview IBCP Technical Analysis Report IBCP Fundamental Analysis Report IBCP Forecast & Price Target
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INDEPENDENT BANK CORP - MICH / IBCP Earnings FAQ

When did INDEPENDENT BANK CORP - MICH (IBCP) report earnings last quarter?

INDEPENDENT BANK CORP - MICH (IBCP) last reported earnings on 1/22/2026.

Can you provide information on whether INDEPENDENT BANK CORP - MICH beat earnings estimates in the last quarter?

INDEPENDENT BANK CORP - MICH (IBCP) beat EPS estimates and missed revenue estimates in the most recent quarter.

Can you provide information on how often INDEPENDENT BANK CORP - MICH beats earnings estimates?

In the last 4 quarters, INDEPENDENT BANK CORP - MICH (IBCP) has beaten EPS estimates in 3 out of 4 releases.