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XIAOBAI MAIMAI INC (HX) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:HX - ADR

2.24
-0.1 (-4.27%)
Last: 12/15/2021, 8:34:05 PM
2.28
+0.04 (+1.79%)
After Hours: 12/15/2021, 8:34:05 PM
Fundamental Rating

2

Taking everything into account, HX scores 2 out of 10 in our fundamental rating. HX was compared to 53 industry peers in the Consumer Finance industry. While HX seems to be doing ok healthwise, there are quite some concerns on its profitability. HX has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • HX had negative earnings in the past year.
HX Yearly Net Income VS EBIT VS OCF VS FCFHX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 50M -50M

1.2 Ratios

Industry RankSector Rank
ROA -109.91%
ROE N/A
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
HX Yearly ROA, ROE, ROICHX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 -50 -100 -150 -200

1.3 Margins

  • The Operating Margin and Gross Margin are not available for HX so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) -1984.51%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
HX Yearly Profit, Operating, Gross MarginsHX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 -500 -1K -1.5K

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5

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, HX has about the same amount of shares outstanding.
  • The debt/assets ratio for HX is higher compared to a year ago.
HX Yearly Shares OutstandingHX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 10M 20M 30M 40M
HX Yearly Total Debt VS Total AssetsHX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 50M 100M 150M

2.2 Solvency

  • HX has an Altman-Z score of 0.58. This is a bad value and indicates that HX is not financially healthy and even has some risk of bankruptcy.
  • There is no outstanding debt for HX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 0.58
ROIC/WACCN/A
WACCN/A
HX Yearly LT Debt VS Equity VS FCFHX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 0 50M -50M 100M

2.3 Liquidity

  • HX has a Current Ratio of 2.09. This indicates that HX is financially healthy and has no problem in meeting its short term obligations.
  • HX has a Quick Ratio of 2.09. This indicates that HX is financially healthy and has no problem in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 2.09
Quick Ratio 2.09
HX Yearly Current Assets VS Current LiabilitesHX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 50M 100M 150M

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3

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 51.12% over the past year.
  • Looking at the last year, HX shows a very negative growth in Revenue. The Revenue has decreased by -84.61% in the last year.
  • The Revenue for HX have been decreasing by -31.81% on average. This is quite bad
EPS 1Y (TTM)51.12%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%79.03%
Revenue 1Y (TTM)-84.61%
Revenue growth 3Y-74.62%
Revenue growth 5Y-31.81%
Sales Q2Q%-77.09%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • HX is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 54.88% yearly.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year53.73%
Revenue Next 2Y54.88%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HX Yearly Revenue VS EstimatesHX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M
HX Yearly EPS VS EstimatesHX Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 1 2 3 4

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0

4. Valuation

4.1 Price/Earnings Ratio

  • HX reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
HX Price Earnings VS Forward Price EarningsHX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA -3.84
HX Per share dataHX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 -0.4 -0.6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

  • HX does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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XIAOBAI MAIMAI INC / HX FAQ

Can you provide the ChartMill fundamental rating for XIAOBAI MAIMAI INC?

ChartMill assigns a fundamental rating of 3 / 10 to HX.


What is the valuation status for HX stock?

ChartMill assigns a valuation rating of 1 / 10 to XIAOBAI MAIMAI INC (HX). This can be considered as Overvalued.


What is the profitability of HX stock?

XIAOBAI MAIMAI INC (HX) has a profitability rating of 1 / 10.


How financially healthy is XIAOBAI MAIMAI INC?

The financial health rating of XIAOBAI MAIMAI INC (HX) is 4 / 10.