HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
EBR:HOMI - BE0974409410 - REIT
19.78 EUR
+0.22 (+1.12%)
Overall HOMI gets a fundamental rating of 4 out of 10. We evaluated HOMI against 5 industry peers in the Residential REITs industry. HOMI scores excellent on profitability, but there are concerns on its financial health. HOMI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year HOMI was profitable.
In the past year HOMI had a positive cash flow from operations.
Of the past 5 years HOMI 4 years were profitable.
In the past 5 years HOMI always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of HOMI (8.99%) is better than 100.00% of its industry peers.
The Return On Equity of HOMI (16.71%) is better than 100.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.36%, HOMI is doing worse than 80.00% of the companies in the same industry.
HOMI had an Average Return On Invested Capital over the past 3 years of 2.36%. This is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.36%) for HOMI is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.99% | ||
| ROE | 16.71% | ||
| ROIC | 2.36% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
HOMI has a Profit Margin of 221.81%. This is amongst the best in the industry. HOMI outperforms 100.00% of its industry peers.
HOMI's Profit Margin has been stable in the last couple of years.
The Operating Margin of HOMI (76.47%) is better than 80.00% of its industry peers.
In the last couple of years the Operating Margin of HOMI has grown nicely.
HOMI has a better Gross Margin (92.87%) than 100.00% of its industry peers.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.47% | ||
| PM (TTM) | 221.81% | ||
| GM | 92.87% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HOMI is destroying value.
HOMI has more shares outstanding than it did 1 year ago.
HOMI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, HOMI has an improved debt to assets ratio.
2.2 Solvency
HOMI has an Altman-Z score of 0.85. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.85, HOMI is in line with its industry, outperforming 60.00% of the companies in the same industry.
A Debt/Equity ratio of 0.82 indicates that HOMI is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.82, HOMI is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.85 |
ROIC/WACC0.46
WACC5.08%
2.3 Liquidity
HOMI has a Current Ratio of 0.31. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
HOMI has a worse Current ratio (0.31) than 60.00% of its industry peers.
A Quick Ratio of 0.31 indicates that HOMI may have some problems paying its short term obligations.
The Quick ratio of HOMI (0.31) is worse than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 616.03% over the past year.
Measured over the past 5 years, HOMI shows a small growth in Earnings Per Share. The EPS has been growing by 3.82% on average per year.
HOMI shows a small growth in Revenue. In the last year, the Revenue has grown by 4.92%.
HOMI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.71% yearly.
EPS 1Y (TTM)616.03%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%1175.99%
Revenue 1Y (TTM)4.92%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%3.94%
3.2 Future
Based on estimates for the next years, HOMI will show a small growth in Earnings Per Share. The EPS will grow by 2.67% on average per year.
Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 4.70% on average per year.
EPS Next Y1.59%
EPS Next 2Y3.06%
EPS Next 3Y2.67%
EPS Next 5YN/A
Revenue Next Year4.37%
Revenue Next 2Y4.39%
Revenue Next 3Y4.7%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.82, the valuation of HOMI can be described as very cheap.
Based on the Price/Earnings ratio, HOMI is valued cheaper than 100.00% of the companies in the same industry.
HOMI is valuated cheaply when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 16.53, the valuation of HOMI can be described as correct.
Based on the Price/Forward Earnings ratio, HOMI is valued expensively inside the industry as 80.00% of the companies are valued cheaper.
The average S&P500 Price/Forward Earnings ratio is at 22.69. HOMI is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.82 | ||
| Fwd PE | 16.53 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HOMI is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 28.44 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOMI does not grow enough to justify the current Price/Earnings ratio.
HOMI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)3.04
PEG (5Y)1.26
EPS Next 2Y3.06%
EPS Next 3Y2.67%
5. Dividend
5.1 Amount
HOMI has a Yearly Dividend Yield of 4.23%, which is a nice return.
Compared to an average industry Dividend Yield of 5.57, HOMI's dividend is way lower than its industry peers. On top of this 80.00% of the companies listed in the same industry pay a better dividend than HOMI!
Compared to an average S&P500 Dividend Yield of 2.32, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.23% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 14.18% of its income as dividend. This is a sustainable payout ratio.
DP14.18%
EPS Next 2Y3.06%
EPS Next 3Y2.67%
EBR:HOMI (9/5/2025, 7:00:00 PM)
19.78
+0.22 (+1.12%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners3.3%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap399.56M
Analysts45.45
Price Target21.42 (8.29%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.23% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP14.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.57%
PT rev (3m)9.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.57%
EPS NY rev (3m)-0.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.73%
Revenue NY rev (3m)-1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.82 | ||
| Fwd PE | 16.53 | ||
| P/S | 10.95 | ||
| P/FCF | N/A | ||
| P/OCF | 18.45 | ||
| P/B | 0.82 | ||
| P/tB | 0.83 | ||
| EV/EBITDA | 28.44 |
EPS(TTM)4.1
EY20.73%
EPS(NY)1.2
Fwd EY6.05%
FCF(TTM)-0.72
FCFYN/A
OCF(TTM)1.07
OCFY5.42%
SpS1.81
BVpS23.98
TBVpS23.95
PEG (NY)3.04
PEG (5Y)1.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.99% | ||
| ROE | 16.71% | ||
| ROCE | 3.15% | ||
| ROIC | 2.36% | ||
| ROICexc | 2.37% | ||
| ROICexgc | 2.37% | ||
| OM | 76.47% | ||
| PM (TTM) | 221.81% | ||
| GM | 92.87% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexcg growth 3Y3.18%
ROICexcg growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.18 | ||
| Cap/Depr | 18429.6% | ||
| Cap/Sales | 98.95% | ||
| Interest Coverage | 2.37 | ||
| Cash Conversion | 77.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 | ||
| Altman-Z | 0.85 |
F-Score6
WACC5.08%
ROIC/WACC0.46
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)616.03%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%1175.99%
EPS Next Y1.59%
EPS Next 2Y3.06%
EPS Next 3Y2.67%
EPS Next 5YN/A
Revenue 1Y (TTM)4.92%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%3.94%
Revenue Next Year4.37%
Revenue Next 2Y4.39%
Revenue Next 3Y4.7%
Revenue Next 5YN/A
EBIT growth 1Y10.54%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-44.61%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-156.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.55%
OCF growth 3Y5.42%
OCF growth 5Y7.98%