HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
EBR:HOMI - Euronext Brussels - BE0974409410 - REIT - Currency: EUR
Taking everything into account, HOMI scores 4 out of 10 in our fundamental rating. HOMI was compared to 5 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
HOMI had positive earnings in the past year.
HOMI had a positive operating cash flow in the past year.
Of the past 5 years HOMI 4 years were profitable.
In the past 5 years HOMI always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 8.99%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Return On Equity of 16.71% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
HOMI's Return On Invested Capital of 2.36% is on the low side compared to the rest of the industry. HOMI is outperformed by 80.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for HOMI is in line with the industry average of 3.37%.
The last Return On Invested Capital (2.36%) for HOMI is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.99% | ||
| ROE | 16.71% | ||
| ROIC | 2.36% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
With an excellent Profit Margin value of 221.81%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of HOMI has remained more or less at the same level.
Looking at the Operating Margin, with a value of 76.47%, HOMI is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Operating Margin of HOMI has grown nicely.
With an excellent Gross Margin value of 92.87%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.47% | ||
| PM (TTM) | 221.81% | ||
| GM | 92.87% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HOMI is destroying value.
Compared to 1 year ago, HOMI has more shares outstanding
HOMI has more shares outstanding than it did 5 years ago.
The debt/assets ratio for HOMI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.89, we must say that HOMI is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 0.89, HOMI is doing good in the industry, outperforming 80.00% of the companies in the same industry.
A Debt/Equity ratio of 0.82 indicates that HOMI is somewhat dependend on debt financing.
The Debt to Equity ratio of HOMI (0.82) is better than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.89 |
ROIC/WACC0.46
WACC5.1%
2.3 Liquidity
A Current Ratio of 0.31 indicates that HOMI may have some problems paying its short term obligations.
HOMI's Current ratio of 0.31 is on the low side compared to the rest of the industry. HOMI is outperformed by 60.00% of its industry peers.
A Quick Ratio of 0.31 indicates that HOMI may have some problems paying its short term obligations.
HOMI has a Quick ratio of 0.31. This is in the lower half of the industry: HOMI underperforms 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 616.03% over the past year.
Measured over the past 5 years, HOMI shows a small growth in Earnings Per Share. The EPS has been growing by 3.82% on average per year.
The Revenue has been growing slightly by 4.92% in the past year.
Measured over the past years, HOMI shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)616.03%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%1175.99%
Revenue 1Y (TTM)4.92%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%3.94%
3.2 Future
The Earnings Per Share is expected to grow by 2.26% on average over the next years.
Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 4.53% on average per year.
EPS Next Y2.16%
EPS Next 2Y2.78%
EPS Next 3Y2.26%
EPS Next 5YN/A
Revenue Next Year5.52%
Revenue Next 2Y4.72%
Revenue Next 3Y4.53%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.04, the valuation of HOMI can be described as very cheap.
HOMI's Price/Earnings ratio is rather cheap when compared to the industry. HOMI is cheaper than 100.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.43. HOMI is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 17.16, HOMI is valued on the expensive side.
HOMI's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HOMI is more expensive than 60.00% of the companies in the same industry.
HOMI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.17.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.04 | ||
| Fwd PE | 17.16 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HOMI is valued more expensive than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 29.3 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)2.33
PEG (5Y)1.32
EPS Next 2Y2.78%
EPS Next 3Y2.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.14%, HOMI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.53, HOMI is paying slightly less dividend.
HOMI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.14% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
14.18% of the earnings are spent on dividend by HOMI. This is a low number and sustainable payout ratio.
DP14.18%
EPS Next 2Y2.78%
EPS Next 3Y2.26%
EBR:HOMI (6/4/2025, 7:00:00 PM)
20.65
-0.1 (-0.48%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners2.96%
Inst Owner ChangeN/A
Ins Owners3.11%
Ins Owner ChangeN/A
Market Cap417.13M
Analysts45.45
Price Target19.55 (-5.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.14% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP14.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.04 | ||
| Fwd PE | 17.16 | ||
| P/S | 11.43 | ||
| P/FCF | N/A | ||
| P/OCF | 19.26 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | 29.3 |
EPS(TTM)4.1
EY19.85%
EPS(NY)1.2
Fwd EY5.83%
FCF(TTM)-0.72
FCFYN/A
OCF(TTM)1.07
OCFY5.19%
SpS1.81
BVpS23.98
TBVpS23.95
PEG (NY)2.33
PEG (5Y)1.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.99% | ||
| ROE | 16.71% | ||
| ROCE | 3.15% | ||
| ROIC | 2.36% | ||
| ROICexc | 2.37% | ||
| ROICexgc | 2.37% | ||
| OM | 76.47% | ||
| PM (TTM) | 221.81% | ||
| GM | 92.87% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexcg growth 3Y3.18%
ROICexcg growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.18 | ||
| Cap/Depr | 18429.6% | ||
| Cap/Sales | 98.95% | ||
| Interest Coverage | 2.37 | ||
| Cash Conversion | 77.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 | ||
| Altman-Z | 0.89 |
F-Score6
WACC5.1%
ROIC/WACC0.46
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)616.03%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%1175.99%
EPS Next Y2.16%
EPS Next 2Y2.78%
EPS Next 3Y2.26%
EPS Next 5YN/A
Revenue 1Y (TTM)4.92%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%3.94%
Revenue Next Year5.52%
Revenue Next 2Y4.72%
Revenue Next 3Y4.53%
Revenue Next 5YN/A
EBIT growth 1Y10.54%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-44.61%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-156.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.55%
OCF growth 3Y5.42%
OCF growth 5Y7.98%