HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:HOMI - BE0974409410 - REIT
18.38 EUR
+0.14 (+0.77%)
Overall HOMI gets a fundamental rating of 4 out of 10. We evaluated HOMI against 5 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year HOMI was profitable.
In the past year HOMI had a positive cash flow from operations.
HOMI had positive earnings in 4 of the past 5 years.
HOMI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
HOMI has a better Return On Assets (4.43%) than 100.00% of its industry peers.
HOMI has a better Return On Equity (8.31%) than 100.00% of its industry peers.
HOMI has a Return On Invested Capital (2.38%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for HOMI is in line with the industry average of 2.84%.
The 3 year average ROIC (2.36%) for HOMI is below the current ROIC(2.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
With an excellent Profit Margin value of 109.01%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Profit Margin has been stable in the last couple of years.
HOMI's Operating Margin of 76.41% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
HOMI's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 92.96%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HOMI is destroying value.
The number of shares outstanding for HOMI has been increased compared to 1 year ago.
Compared to 5 years ago, HOMI has more shares outstanding
HOMI has a better debt/assets ratio than last year.
2.2 Solvency
HOMI has an Altman-Z score of 0.74. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of HOMI (0.74) is comparable to the rest of the industry.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.83, HOMI is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.74 |
ROIC/WACC0.48
WACC4.96%
2.3 Liquidity
HOMI has a Current Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
HOMI has a worse Current ratio (0.37) than 60.00% of its industry peers.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
HOMI's Quick ratio of 0.37 is on the low side compared to the rest of the industry. HOMI is outperformed by 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
Looking at the last year, HOMI shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
HOMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.00% yearly.
The Revenue is expected to grow by 2.93% on average over the next years.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.19 indicates a reasonable valuation of HOMI.
HOMI's Price/Earnings ratio is rather cheap when compared to the industry. HOMI is cheaper than 100.00% of the companies in the same industry.
HOMI is valuated cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 14.85, HOMI is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HOMI indicates a slightly more expensive valuation: HOMI is more expensive than 60.00% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.13. HOMI is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.19 | ||
| Fwd PE | 14.85 |
4.2 Price Multiples
HOMI's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.32 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
HOMI has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.35
PEG (5Y)2.4
EPS Next 2Y2.49%
EPS Next 3Y1%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.58%, HOMI is a good candidate for dividend investing.
HOMI's Dividend Yield is comparable with the industry average which is at 5.36.
HOMI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.58% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
EBR:HOMI (12/31/2025, 7:00:00 PM)
18.38
+0.14 (+0.77%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners2.91%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap371.28M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (12.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.58% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.3%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.99%
Revenue NY rev (3m)0.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.19 | ||
| Fwd PE | 14.85 | ||
| P/S | 10.11 | ||
| P/FCF | N/A | ||
| P/OCF | 16.47 | ||
| P/B | 0.77 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | 27.32 |
EPS(TTM)2
EY10.88%
EPS(NY)1.24
Fwd EY6.73%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY6.07%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.35
PEG (5Y)2.4
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.74 |
F-Score3
WACC4.96%
ROIC/WACC0.48
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
Can you provide the valuation status for HOME INVEST BELGIUM?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.19 and the Price/Book (PB) ratio is 0.77.
Is the dividend of HOME INVEST BELGIUM sustainable?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.